Abhishek K.

Abhishek K.

GhaziabadIndia
Rising Talent

Loan Product Development, Underwriting, Title Search, RBI Compliance

Abhishek Kumar Srivastava ________________________________________ An MBA (Marketing & Finance) having more than 17 Years of experience in Mortgage (Business development, sales, operation, underwriting, title search, RBI compliance management and Grievance redressal,) . Professional Strengths Current Industry: Service / Financial / Mortgages,. Functional Area: Sales, Business Development, Credit Underwriting, Operation. Verticals Handled: Retail & Channel. Products Handled: Loan Against Property, Home Lone, Personal Loan, Payday Loan, Business Loan, Working Capital Limit, Insurance, Demat a/c, Mutual Fund, Property Search, etc. Territory Handled: Delhi, NCR. Key Skills: Channel as well as Customer Relationship Management. Soft Skills: Self- Motivated Go-Get-Approach, Will to Win and Team Player. Strong Communication and Presentation Skills. Good Negotiation & Conflict Management Skills. Formulation of Effective Solutions. Professional Experience 1. ATD Finance (NBFC) April.2012 to till date Business Head (Sales, Operation, Administration, Human Resource) ATD Financial Services Pvt Ltd. refers as NBFC which deals into short term business loan for Self employed only to meet their day to day working capital gap. Job Responsibilities- Overall Supervision & Direction • Develop and review goals based on objectives set by the management and communicate it to the team. Act as a middle point for management and employees • Review progress as compared to goals, budgets and targets • Create and maintain an atmosphere in which employees willingly produce at maximum capacity. Underwriting • Responsible for underwriting loans and preparing presentations • Maintains good portfolio as per the guideline of company policy • Performs annual reviews. • Works with the administrator on policies and procedures • Discusses risk ratings and the Ration Analysis for the determination of acceptable credits • Responsible for preparing CMA Data Preperation for in-depth credit knoledge of the case. • Understand and maintain the compliance, required. Title Search • Avail complete set of property paper with its back chain • Make a cahin of property paer after reading the property paper. • identify the missing /required documents (if any)to complete the back chain • Check if the available properry paper is doable or not as per the policy guideline of the company. Sales & Profitability 2. Reliance Home Finance Pvt. Ltd.( Reliance Capital) May.2011 to March 2012 Branch Sales Manager – (Mortgage). Achievements:- • Awarded as a Best Sales Manager for sincere performance in Sales Management Process. 3. Fullerton India Credit Company Limited. Feb.2010 to May 2011 Sr. Relationship Manager – (Mortgage). 4. Indiabulls Housing Finance Limited. March 2008 to Feb.2010 Sales Manager. Achievements:- • Promoted as a Territory Sales Manager to take care of their third party distribution channel for the Insurance of Max New York Life Insurance. 5. ICICI Securities Limited. Jan.2007 to Feb.2008 Relationship Manager Achievements:- • Awarded best 2nd Best Sales Person in the month of July 2007 for the highest disbursal in STPL. • Pan cluster No. 1 in the Month of August, September & November for the highest disbursal in STPL. • Pan cluster No. 1 in the Month of January for the highest disbursal in Personal Loan. • Part of Millennium Center in the month of February in Life insurance. 6. Citi Financial Consumer Finance (I) Ltd. Dec. 2004 – Dec.2006 Mortgage Officer Achievements:- • Awarded with Recognition Plague form City Financial for the Highest Disbursal. • Promoted as a Mortgage Officer from Business development officer. • Got Opportunity to handle the business of Mortgage from 3 major branches of East delhi. Education • PGDM (Marketing & Finance) from Institute of Management Education (Ghaziabad) in the year 2005. • B.Com from “University of Allahabad” in the year 2001. Technical Knowledge Windows 2000, Ms-Office, Internet Extra Curricular Activities • Won Group Dance Competition, at IME in 2003. • Organizer of e-Bahar at IME’s Annual Festival in 2004. • Won Solo Dance Competition, at IMT (Ghaziabad) in 2005. Personal Details Father's Name : Dr. Ameer Srivastava Mother’s Name : Mrs. Ranjana Srivastava Marital Status : Married (Dr. Sudha Srivastava) Date of Birth : 10/08/1981 Language Known : English, Hindi and Punjabi Interests : Group Association, Listening Music and Gardening. I hereby declare that all the information provided here are true to the best of my knowledge. Thanks Abhishek Kumar Srivastava

Portfolio

ATD Money Business Setup & Development to increase the Sales Volume
ATD Money Business Setup & Development to increase the Sales Volume
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Abhishek K.

Abhishek K.

GhaziabadIndia
Rising Talent

Loan Product Development, Underwriting, Title Search, RBI Compliance

Specializes in
Abhishek Kumar Srivastava ________________________________________ An MBA (Marketing & Finance) having more than 17 Years of experience in Mortgage (Business development, sales, operation, underwriting, title search, RBI compliance management and Grievance redressal,) . Professional Strengths Current Industry: Service / Financial / Mortgages,. Functional Area: Sales, Business Development, Credit Underwriting, Operation. Verticals Handled: Retail & Channel. Products Handled: Loan Against Property, Home Lone, Personal Loan, Payday Loan, Business Loan, Working Capital Limit, Insurance, Demat a/c, Mutual Fund, Property Search, etc. Territory Handled: Delhi, NCR. Key Skills: Channel as well as Customer Relationship Management. Soft Skills: Self- Motivated Go-Get-Approach, Will to Win and Team Player. Strong Communication and Presentation Skills. Good Negotiation & Conflict Management Skills. Formulation of Effective Solutions. Professional Experience 1. ATD Finance (NBFC) April.2012 to till date Business Head (Sales, Operation, Administration, Human Resource) ATD Financial Services Pvt Ltd. refers as NBFC which deals into short term business loan for Self employed only to meet their day to day working capital gap. Job Responsibilities- Overall Supervision & Direction • Develop and review goals based on objectives set by the management and communicate it to the team. Act as a middle point for management and employees • Review progress as compared to goals, budgets and targets • Create and maintain an atmosphere in which employees willingly produce at maximum capacity. Underwriting • Responsible for underwriting loans and preparing presentations • Maintains good portfolio as per the guideline of company policy • Performs annual reviews. • Works with the administrator on policies and procedures • Discusses risk ratings and the Ration Analysis for the determination of acceptable credits • Responsible for preparing CMA Data Preperation for in-depth credit knoledge of the case. • Understand and maintain the compliance, required. Title Search • Avail complete set of property paper with its back chain • Make a cahin of property paer after reading the property paper. • identify the missing /required documents (if any)to complete the back chain • Check if the available properry paper is doable or not as per the policy guideline of the company. Sales & Profitability 2. Reliance Home Finance Pvt. Ltd.( Reliance Capital) May.2011 to March 2012 Branch Sales Manager – (Mortgage). Achievements:- • Awarded as a Best Sales Manager for sincere performance in Sales Management Process. 3. Fullerton India Credit Company Limited. Feb.2010 to May 2011 Sr. Relationship Manager – (Mortgage). 4. Indiabulls Housing Finance Limited. March 2008 to Feb.2010 Sales Manager. Achievements:- • Promoted as a Territory Sales Manager to take care of their third party distribution channel for the Insurance of Max New York Life Insurance. 5. ICICI Securities Limited. Jan.2007 to Feb.2008 Relationship Manager Achievements:- • Awarded best 2nd Best Sales Person in the month of July 2007 for the highest disbursal in STPL. • Pan cluster No. 1 in the Month of August, September & November for the highest disbursal in STPL. • Pan cluster No. 1 in the Month of January for the highest disbursal in Personal Loan. • Part of Millennium Center in the month of February in Life insurance. 6. Citi Financial Consumer Finance (I) Ltd. Dec. 2004 – Dec.2006 Mortgage Officer Achievements:- • Awarded with Recognition Plague form City Financial for the Highest Disbursal. • Promoted as a Mortgage Officer from Business development officer. • Got Opportunity to handle the business of Mortgage from 3 major branches of East delhi. Education • PGDM (Marketing & Finance) from Institute of Management Education (Ghaziabad) in the year 2005. • B.Com from “University of Allahabad” in the year 2001. Technical Knowledge Windows 2000, Ms-Office, Internet Extra Curricular Activities • Won Group Dance Competition, at IME in 2003. • Organizer of e-Bahar at IME’s Annual Festival in 2004. • Won Solo Dance Competition, at IMT (Ghaziabad) in 2005. Personal Details Father's Name : Dr. Ameer Srivastava Mother’s Name : Mrs. Ranjana Srivastava Marital Status : Married (Dr. Sudha Srivastava) Date of Birth : 10/08/1981 Language Known : English, Hindi and Punjabi Interests : Group Association, Listening Music and Gardening. I hereby declare that all the information provided here are true to the best of my knowledge. Thanks Abhishek Kumar Srivastava

Portfolio

ATD Money Business Setup & Development to increase the Sales Volume
ATD Money Business Setup & Development to increase the Sales Volume
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More than 30 hrs/week