I need someone to get my money from the insurance company.
The claim is regarding a property insurance claim where I am the third party.
The insured asked us to claim it from his insurance company.
The claim was not denied either by the builder or the insurance company.
I put in a claim for the costs incurred and losses suffered. This amounted some 60K+ and the insurance company's loss assessor only offered around 16K.
As we were not able to agree I had suggested that we use either a insurance ombudsman or an independent arbitrator to settle the claim.
They said the insurance ombudsman cannot get involved as its a third party claim and they ignored the suggestion of an independent arbitrator.
Now they have come back and said the claim is rejected as its statute time barred.
The builder company has since gone into liquidation.
What are my options?