At present, we provide an insurance application form in PDF (not writable) and the same in excel (writable form). Excel computes total. We are looking to create the same form in PDF for customers to write into. Same time, it will compute and flag out a notice to customer if they indicate an amount in the form where an applicable clause in policy will apply. We don't know if the form should be digitally signed off. Admittedly, we haven't explored that area but will be keen to make application easier if digital sign off is the way to go.