Looking for a platform for payments. We are looking for someone who has already developed a high risk credit card payment gateway so they already have the code libraries available to them which of course must include all of the functionality of a card payment gateway which includes, approve, decline, cb monitoring, settlement reports, fraud and risk tool integration and include an API to offer to third party to integrate.
This platform MUST include the following functionality:-
1) Include a full functional API as an addition for integration functionality for gateway to gateway integrations, gateway to merchant as well as accept API to integrate to multiple banks working as a switch between banks
a) Include back office functionality which includes a dashboard, VT, approval system, ticketing system for inquiries, pricing system for merchants, velocity and tx limit management and control per individual merchant
b) Include front office functionality for sub merchant/affliate management (infinitely creatable), dashboard and VT, pricing system for affiliates and sub-merchants (as per 3) and velocity and tx limit management and control per affiliate/sub merchants
2) Inbuilt ability to connect third party fraud and risk API’s
3) Customized approve and decline for merchants/affiliates and cb fees as well as other merchant service fees
4) Settlement reports to include total volume, approves, declines, cb and settlement amounts per merchant less ISO and multiple agent fees
5) MUST be able to Create affiliate/sub merchants and offer sub merchant settlement and reporting for sub-merchants
6) Allow merchants to track their transactions approval/decline/cb and history in real time via login portal
7) Have a a CRM or ability to integrate a third party CRM into the system
8) Ability to board merchants via an application process and the ability to communicate via portal to merchants and have ability to upload KYC documents and finally ability to approve or decline and suspend merchants
9) Include e-wallet functionality with multiple deposit methods
10) Include a voucher system that auto redeems as a deposit method on sites so merchant sells products but cardholder buys the product via a voucher.
11) Ability to integrate a online banking, fx and currency swap API
12) Include ability to fully white label the gateway for other PSP’s under their brand if needed.