I am having to take a hard look at myself and want to start treating my own life like a business. Recently I am interested in double entry bookkeeping so would like to better understand how it works "on paper". I want to create realistic monthly budgets along with an envelope system and then stick to it. I also want to reign in where money is spent and save it instead or pay down debt. I prefer to utilize open source programs and plain text files to store my transactions and therefore so I have no experience or desire to use quickbooks or other tools.
I would like to find a trusted coach to help me better understand my savings goals, analyze and critique where I am spending most, retirement options, and develop a strategy so I know where every dollar goes.