I am looking for someone with experience in Financial Technology in India, who understands the legal and regulatory issues specific to online payments specifically in India. I need someone who understands the various payment options that exist (various big wallets like Paytm and Citrus, as well as smaller providers who can provide custom solutions.) The ideal person would be able to advise strategically what is the best option to enable omni-channel peer-to-peer payment on a platform. This would avoid the issue of having to sign up to multiple wallets, and be able to accept and send payments to individuals who are not on the same wallet or bank as the receiving individual.
I am creating a platform that allows peer-to-peer payment within chat for services and goods. The platform will have user profiles (there is no static merchant and consumer, but rather any individual user can both send and receive payments from any other user) and a chat functionality. Within the chat functionality we want users to be able to set a price, once approved by the other user, make a payment (and create an invoice for the same).