I have a client that needs an attractive graphical interface Mortgage Calculator for their website.
Must have user interface boxes for the input data such as:
Estimated Property taxes
Estimated Annual Insurance
Estimated HOA Fees
Annual Household Income
Fixed Monthly Expenses
Need to Calculate and show in attractive graphic:
With Statement/result tied to Debt Ratio as to whether they are under or above typical approval standards
Need different versions for:
Purchase Qualifier (Home much house they can afford)
Mortgage Payment Calculator
Refinance Payment/Savings Calculator
These are very similar, with different elements and descriptors
All of this work exists in the market. This is not the invention of the wheel or perfection of fission :).
I am interested in the following calculators, and would welcome suggestions from you if you have others that you have found are popular:
1 - Home Much will Monthly payment be, based on: Purchase Price, Down-payment amount, Interest Rate, Taxes, existing debt, HOA, Insurance, and Term of Loan. With payment detail breakdown in some graphic e.g., pie-chart, etc. P&I, Taxes, HOA, Existing Debts,
2 - What price house can I get approved for based on household income, existing debts, interest rate, Loan term, Down-payment amount/percentage, existing debt, insurance, HOA, and ratio assumptions - Again, graphic with numbers showing total payment, house price, Ratio percentage, payment break-down, and allow them to alter any of the input elements to see effect on the total.
3 - Work backward - If I want my payment to not exceed "X", based on Interest Rate, existing debts, loan term, insurance, taxes, HOA, and credit ratio, what is the price of the house that I can look at as a potential purchaser
4 - Refinance Calculator
Savings (cost) to refinance based on Interest Rate, amount of refinance, term, etc..
5 - FHA and VA Loan Calculators
I need this custom written so it is attractive and presentable. Plenty of ugly stuff for free available on the internet that is written by programmers, that cannot be used for customers.
CALCULATORS MUST UPDATE IN REAL TIME AS THE USER ALTERS THE DATA, WITHOUT REQUIRING A PAGE REFRESH.
Price negotiable based on experience and amount of work required.