We at IndiaPayments are looking to start everything from scratch, with an effort to build an Internet Payment Gateway for Indian Businesses to accept payments from Customers using their Cards and Bank Accounts.
COMPONENTS OF A PERFECTLY GOOD IPG, MPG - MOBILE FIRST
Transaction Record, Reconciliation, Chargebacks and Dispute Resolution :
An as-near Real time Transaction Record of everything going on with the Transaction. Success or Failed, which will be visible to the Merchants as well as the team at IndiaPayments. Can start with being simple and then needs a bit more Colour and Style.
Reconciliation Reports will reflect how many transactions happened for the Merchant, how many of these failed, what were the various modes used for the payments, taxes applicable, deductions on account of TDR(processing fees), final payout, bank account details to which paid to.
Transaction Dispute Resolution would be A Single page where a Customer / Merchant can intimate us on any transaction...