Hire the Best Cash Flow Modeling Professionals

Buying a property, raising a round, or applying for a business loan comes down to one question: do the numbers actually hold up? I build the models that answer that with rigour. Every project comes with the full reasoning behind the numbers, not just a final figure — so you can defend it to a bank, an investor, or yourself before you commit. Built on a Master's degree in Financial Markets and standard institutional methodology — DCF, NPV, cap rate analysis, and three-statement modelling in Excel and Google Sheets. Send me a message — happy to take a look and walk you through what the numbers actually say.

Most pitch decks fail because the narrative and the numbers don’t align — and investors see it immediately. Most freelancers fix either the visuals or the spreadsheets. I bridge both, building financial models and pitch decks designed to withstand investor and lender scrutiny. 11+ years across Big 4 (KPMG), Fitch Group, and banking roles — helping founders raise capital with clear, structured, investor-ready financial narratives and defensible numbers. I work with startups, SaaS companies, and growth-stage businesses preparing for fundraising, investor discussions, or internal planning — where financial clarity and structure matter. My background in credit appraisal and rating analysis ensures your numbers are not just “good-looking,” but defensible, structured, and diligence-ready. ───────────────────────────── ⭐ CLIENT FEEDBACK ───────────────────────────── "Caught inconsistencies in our content rather than just focusing on layout." "His combination of Excel and PowerPoint skills makes him a talented freelancer and invaluable to the team." "High-stakes presentation with tight deadlines and delivered excellent work. Reliable, detail-oriented, and proactive — someone I trust to get the job done right." "Turned complex content into a clean, investor-ready deck." "Flawless work product, off the charts responsiveness. Always exceeded expectations." ───────────────────────────── 📈 FINANCIAL MODELING ───────────────────────────── - 3-Statement Financial Models — Integrated P&L, Balance Sheet, and Cash Flow - Fundraising & Growth Projections — Custom forecasting built for investor review - Cash Flow & Runway Models — 13-week forecasting, burn rate tracking, and liquidity planning - Business Valuation — DCF modeling and comparable company analysis - Unit Economics — LTV, CAC, Payback Period, and Cohort Analysis ───────────────────────────── 🎯 PITCH DECKS & INVESTOR PRESENTATIONS ───────────────────────────── - Investor Pitch Decks (Seed to Series B) — Strategy, structure, and storytelling for fundraising - Board & Lender Presentations — Clear reporting for high-stakes stakeholder decisions - Financial Data Storytelling — Converting complex numbers into decision-ready visuals - Diligence-Ready Narratives — Aligning financial models with investor expectations and scrutiny - PowerPoint & Google Slides — Fully editable, professionally formatted decks ───────────────────────────── ⭐ WHY CLIENTS WORK WITH ME ───────────────────────────── - Top Rated Plus — Top 3% talent on Upwork with 100% Job Success - Institutional Experience — 11+ years across KPMG (Big 4), Fitch Group, and Global Banking - The "Dual Threat" — A rare blend of high-end finance (CA/CPA) and presentation design - Diligence-Ready Output — Built to withstand real investor, lender, and audit-level scrutiny - Execution Quality — Clear communication, fast turnaround, and proactive project ownership ───────────────────────────── KEYWORDS: Startup Financial Model | Cash Flow Model | 13-Week Cash Flow | Runway & Burn Rate | Fundraising Model | Financial Projections | SaaS Financial Model | DCF Valuation | Pitch Deck | Investor Model | Investment Memo | Due Diligence | Google Slides | Presentation Design ───────────────────────────── If you're preparing a financial model or pitch deck, share your current version — I’ll highlight gaps in assumptions, structure, and investor readiness.

I build financial models, forecasts, and financial tools that help businesses, investors, and management make better decisions. With 13+ years of experience in financial modeling and analysis, I have worked across infrastructure, real estate, healthcare, hospitality, SaaS, technology, startups, and other businesses. My work covers the full range of financial modeling requirements, including: Financial Modeling • 3-statement financial models • Financial projections & forecasting • Revenue and operating models • Cash flow modeling • Budgeting & FP&A • Business planning models • Scenario & sensitivity analysis • Financial dashboards & KPI models Investment & Transaction Modeling • Investment analysis • Business valuation & DCF • Acquisition models • Real estate investment models • Project finance models • Debt & financing models • Equity investment & returns analysis • IRR, MOIC, NPV, DSCR and other investment metrics • Investor and lender models Financial Analysis • Profitability analysis • Unit economics • Revenue & margin analysis • Cost structure analysis • Break-even analysis • Cash flow & funding requirements • Business performance analysis Financial Automation • Advanced Excel automation • Automated financial reporting • Automated forecasting and analysis • Custom financial tools • Workflow automation • Converting repetitive manual processes into efficient financial systems I work with founders, CFOs, investors, lenders, operators, and professional services firms that need more than a basic spreadsheet. I focus on building models that are structured, dynamic, easy to understand, and actually useful for decision-making. Whether you are evaluating an investment, raising capital, acquiring a business, planning growth, building a financial forecast, analyzing profitability, or improving an existing model, I can help turn the underlying business assumptions into a robust financial model. If you have a complex financial modeling requirement, send me the details and I'll help you determine the right approach.

I build investor-ready financial models and valuations for SaaS, tech, and startups. 7+ years experience delivering 250+ funded business plans. As a Chartered Management Accountant (CMA) and Associate Public Finance Accountant (APFA), I help founders, executives, and investors make informed financial decisions. Whether you are raising funding, evaluating risks, or completing a business sale, my work combines technical accuracy with strategic insight to ensure clarity, credibility, and results. Core Expertise: • Financial Modeling: 3–5 year forecasts, budgets, and unit economics • Valuation: DCF, comparable, and transaction multiples • Business Plans: Investor-ready documents for startups and corporates • Due Diligence: M&A analysis, business sales, and acquisitions • Public Finance: Reporting, compliance, and government-related projects • Pitch Decks: Financial narratives for fundraising Why Work With Me: • Proven Track Record: 362+ completed jobs, $60K+ earnings • Sector Experience: AI, SaaS, e-commerce, manufacturing, and government entities • Strategic Focus: Beyond numbers, I provide KPI-driven insights for sustainable growth I am available for long-term partnerships or specific project reviews. Let’s discuss how to align your financial strategy with your business goals.

Hello, Welcome to my profile. I am an ACCA Member, Accountant, and Financial Analyst with 5+ years of experience in Financial Modeling, FP&A, Valuation, Investment Banking, Corporate Finance, Fractional CFO and QuickBooks Bookkeeping. My background includes 3+ years at PwC and FMVA Certification from the Corporate Finance Institute (CFI). I am top rated plus seller (top 3% Talent) on Upwork with more than 250 clients (on Upwork and other freelance platforms) I help businesses, investors, startups, and private equity firms make confident, data-driven decisions through institutional-grade financial analysis, while also providing reliable QuickBooks Bookkeeping and accounting support. Whether you need a fractional CFO, Three-Statement Model, DCF Valuation, LBO Model, Real Estate Financial Model, FP&A support, or a professional Bookkeeper to manage your financial records, I deliver clean, audit-ready outputs built to institutional standards. ### What I Offer ✅ Financial Modeling – Three-Statement Models, budgeting, forecasting, scenario analysis, and cash flow modeling ✅ FP&A Support – Rolling forecasts, KPI dashboards, management reporting, and variance analysis ✅ Investment Banking & Private Equity Analysis – DCF Valuation, Comparable Company Analysis, LBO Models, investment memos, and deal analysis ✅ Startup Financial Modeling – Investor-ready models, Fractional CFO Services, fundraising support, and growth planning ✅ Real Estate Financial Modeling – Acquisition underwriting, development models, and portfolio analysis ✅ QuickBooks Bookkeeping – Bank reconciliations, chart of accounts setup, transaction categorization, month-end close, financial reporting, and ongoing bookkeeping support ### Industries I Have Worked With ✅ Real Estate & Property Development ✅ SaaS & Technology ✅ E-commerce & Retail ✅ Manufacturing & Industrial Businesses ✅ Healthcare & Medical Services ✅ Financial Services & FinTech ✅ Construction & Infrastructure ✅ Hospitality & Tourism ✅ Professional Services Firms ✅ Logistics & Transportation ✅ Renewable Energy & Utilities ✅ Consumer Products & Distribution ### Why Clients Hire Me ✅ ACCA Member, Accountant, and Financial Analyst with Big 4 (PwC) experience ✅ FMVA Certified Financial Modeling & Valuation Professional ✅ Strong background in Financial Modeling, FP&A, Investment Banking, Private Equity, and QuickBooks Bookkeeping ✅ Experience building investor-grade DCF, LBO, and Three-Statement Models ✅ Professional Bookkeeper with experience maintaining accurate financial records and management reports ✅ Trusted by founders, investors, and private equity professionals ✅ Clean, well-structured deliverables, fast turnaround, and clear communication If you are looking for a Financial Analyst, Fractional CFO , Accountant, or Bookkeeper who can provide both strategic financial insights and dependable QuickBooks Bookkeeping services, let's connect to discuss your project.

𝗜𝗳 𝘆𝗼𝘂𝗿 𝗻𝘂𝗺𝗯𝗲𝗿𝘀 𝗮𝗿𝗲𝗻'𝘁 𝗮𝗱𝗱𝗶𝗻𝗴 𝘂𝗽 𝗶𝗻 𝗘𝘅𝗰𝗲𝗹, 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗺𝗼𝗱𝗲𝗹 𝗼𝗿 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗿𝗲𝗽𝗼𝗿𝘁𝘀 𝗜'𝘃𝗲 𝗴𝗼𝘁 𝘆𝗼𝘂 𝗰𝗼𝘃𝗲𝗿𝗲𝗱. 💯 Ready to streamline your finances? Message me for a free consultation. Hey! I'm 𝗟𝘂𝗸𝗮, "𝙏𝙃𝙀 𝙁𝙄𝙉𝘼𝙉𝘾𝙄𝘼𝙇 𝙎𝙋𝙍𝙀𝘼𝘿𝙎𝙃𝙀𝙀𝙏 𝙂𝙐𝙔". I've helped 30+ clients across construction, retail, healthcare, manufacturing, education, real estate, and startups turn messy data and broken spreadsheets into clean financial models and automated dashboards. 100% Job Success Score. Top Rated. I respond within 30 minutes. 🔸English🔸Chinese🔸Russian🔸Georgian🔸 ⭐⭐⭐⭐⭐ "Luka was fantastic to work with from start to finish. Responsive, detail-oriented, and made sure everything matched my vision. Highly recommend." ⭐⭐⭐⭐⭐ "Great experience Luka's Excel knowledge was exactly what we needed. Delivered on time, every time." ⭐⭐⭐⭐⭐ "Luka took a complex financial sheet and made it simple, clean, and easy to use. Will hire again without question." 𝗪𝗵𝗮𝘁 𝗺𝗮𝗸𝗲𝘀 𝗺𝗲 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗳𝗿𝗼𝗺 𝗲𝘃𝗲𝗿𝘆 𝗼𝘁𝗵𝗲𝗿 𝗘𝘅𝗰𝗲𝗹 𝗳𝗿𝗲𝗲𝗹𝗮𝗻𝗰𝗲𝗿? Most Excel freelancers build pretty spreadsheets. I build financial models that hold up in investor meetings, bank submissions, and board reviews because I come from finance. IFRS audit. FP&A. Accounting. I understand P&L, cash flow, and balance sheet at a level most spreadsheet guys simply don't. Your numbers will not just look good. They will be right. And if a lender, investor, or CFO questions them, they will hold up. 💡 𝗔𝗿𝗲𝗮𝘀 𝗼𝗳 𝗘𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲 ✔️ Financial Modeling & Projections ✔️ Excel & Google Sheets Formulas & Dashboards ✔️ Cash Flow Forecasting & Budgeting ✔️ FP&A Reporting & Variance Analysis ✔️ Data Analysis & Visualization ✔️ Data Cleaning & Structuring 🛠️ 𝗪𝗵𝗮𝘁 𝗜 𝗕𝘂𝗶𝗹𝗱 ✅ Investor-ready financial models full P&L, cash flow statement, balance sheet ✅ Real estate pro forma IRR, equity multiple, cash-on-cash, DSCR, cap rate, GP/LP waterfall ✅ Startup financial projections pre-seed, seed, Series A pitch deck ready ✅ SaaS financial models MRR, ARR, churn, LTV, CAC, burn rate, runway ✅ Three-statement financial models linked and fully dynamic ✅ Budget vs. actual tracker with variance analysis and FP&A dashboards ✅ 13-week cash flow forecasts bank-ready and lender-friendly ✅ SBA loan and bank-ready financial projection packages ✅ Nonprofit and grant budget models board-ready reporting ✅ DCF analysis, NPV modeling, and business valuation ✅ Scenario analysis, sensitivity analysis, and break-even models ✅ Advanced Excel formulas XLOOKUP, INDEX/MATCH, SUMPRODUCT, dynamic arrays ✅ Interactive dashboards Excel, Google Sheets, Power BI, Looker Studio ✅ KPI dashboards with Pivot Tables, slicers, and dynamic charts ✅ Google Sheets automation with Apps Script and timed triggers ✅ Power Query data transformation, cleaning, and automation ✅ Data migration between Google Sheets and Excel ✅ Data cleaning, deduplication, and CSV restructuring for database upload 🛠️ 𝗦𝗼𝗳𝘁𝘄𝗮𝗿𝗲 & 𝗧𝗼𝗼𝗹𝘀 ✔️ 𝗠𝗶𝗰𝗿𝗼𝘀𝗼𝗳𝘁 𝟯𝟲𝟱: Excel · Power BI · Power Query · SharePoint · OneDrive ✔️ 𝗚𝗼𝗼𝗴𝗹𝗲 𝗪𝗼𝗿𝗸𝘀𝗽𝗮𝗰𝗲: Google Sheets · Apps Script · Looker Studio · Google Forms ✔️ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹: IRR · NPV · DSCR · Cap Rate · DCF · Waterfall · Sensitivity Analysis ✔️ 𝗢𝘁𝗵𝗲𝗿: Airtable · MySQL · ChatGPT · Claude · Gemini 💯 𝗪𝗵𝘆 𝘀𝗵𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝘄𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝗺𝗲? ✔️ Finance background IFRS audit, FP&A, accounting. I understand P&L, cash flow, and balance sheet. Most Excel freelancers don't. ✔️ 100% Job Success Score on every single completed contract ✔️ Fast turnaround I respond within 30 minutes and deliver on time, every time ✔️ Clean, professional design that any non-technical user can navigate confidently ✔️ No jargon. No confusing tech-speak. Plain English explanations always included. ✔️ Long-term partnerships welcome I build systems you can own and maintain yourself 𝗖𝗼𝗺𝗺𝗼𝗻 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗜 𝗔𝗻𝘀𝘄𝗲𝗿 𝗗𝗮𝗶𝗹𝘆 • Should you use Google Sheets or Microsoft Excel for your business? • How do I build an investor-ready financial model from scratch? • What is the difference between a 3-statement model and a cash flow forecast? • Should I use Power BI or Looker Studio for my reporting dashboard? • How do I clean and restructure messy data for a database upload? • Excel for Mac OS vs. Windows are there compatibility issues? Excel help | Excel Expert | Excel formula | Excel Dashboard | Google Sheets Expert | Google Sheets Automation | Google Apps Script | Financial Modeling | Real Estate Financial Modeling | Pro Forma | Startup Financial Model | SaaS Financial Model | Cash Flow | FP&A | Budget vs Actual | Power BI | Looker Studio | IRR | DSCR | DCF | Waterfall | Scenario Analysis | Break-Even | Three-Statement Model | KPI Dashboard | XLOOKUP | Financial Projection | Financial Analysis | IFRS | Data Visualization