MCA Ai Developer
Worldwide
MCA End-to-End Automation (TLO, AI Underwriting & Broker Scripting) Job Title End-to-End MCA Automation Developer: TLO, AI Underwriting & Broker Scripting Pipeline Job Description We are scaling our Merchant Cash Advance (MCA) operations and need an experienced automation developer to build a complete, end-to-end workflow. This project goes from initial lead intake and automated underwriting to instant background checks, automated calling/dialer triggers, and automated broker coaching scripts. Core Scope & Deliverables AI Underwriting Pipeline: Build a system that parses raw PDF bank statements using LLMs (Claude/OpenAI) to extract deposits, NSFs, average daily balances, and cash flow health. Data Enrichment & Verification: Integrate TLO (and/or Locate Plus) via API to run automated background checks, skip-tracing, and identity verification on applicants. Cold Calling & Dialer Integration: Trigger automated dialing or push verified contact data seamlessly into our calling/dialer workflow. Automated Broker Scripting: Once a deal is underwritten and verified, use an LLM to dynamically generate a custom, data-backed sales script for the broker. This script must highlight specific financial strengths/weaknesses of the merchant and give the broker exact talking points to close the deal on the spot. Orchestration: Tie everything together cleanly using n8n (preferred), webhooks, and our CRM (Fundara). Required Skills & Experience Advanced experience building multi-step automations in n8n or custom Python. Hands-on experience integrating LLMs (Claude/OpenAI) for both data extraction and dynamic text/script generation. Familiarity with third-party data APIs like TLO or similar identity/skip-tracing services. Direct knowledge of Merchant Cash Advance (MCA) underwriting metrics and broker-merchant sales cycles. Strong command of RESTful APIs, webhooks, and CRM data syncing.
- Less than 30 hrs/weekHourly
- 1-3 monthsDuration
- IntermediateExperience Level
- Remote Job
- Ongoing projectProject Type
Skills and Expertise
Activity on this job
- Proposals:20 to 50
- Last viewed by client:2 weeks ago
- Interviewing:1
- Invites sent:1
- Unanswered invites:0
About the client
- United StatesCedarhurst3:15 PM
- $2.3K total spent10 hires, 1 active
- 45 hours
- Retail & Consumer GoodsSmall company (2-9 people)
Explore similar jobs on Upwork
How it works
Create your free profileHighlight your skills and experience, show your portfolio, and set your ideal pay rate.
Work the way you wantApply for jobs, create easy-to-by projects, or access exclusive opportunities that come to you.
Get paid securelyFrom contract to payment, we help you work safely and get paid securely.
About Upwork
- 4.9/5(Average rating of clients by professionals)
- G2 2021#1 freelance platform
- 49,000+Signed contract every week
- $2.3BFreelancers earned on Upwork in 2020
Find the best freelance jobs
Growing your career is as easy as creating a free profile and finding work like this that fits your skills.
Trusted by