Experienced U.S. consumer debt negotiator needed, full debt resolution & credit report cleanup

I am seeking an experienced U.S. consumer-debt professional to manage an end-to-end debt-resolution project involving approximately six delinquent/charged-off personal credit-card accounts totaling approximately $36,500, generally unpaid for at least 18 months. I am not seeking bankruptcy, debt consolidation, credit-repair gimmicks, template dispute letters, or enrollment in a debt-relief program. Funds are available to promptly fund reasonable negotiated lump-sum settlements. I am looking for an experienced professional who can take ownership of this project from the initial review of my 3 credit reports through settlement of the accounts and subsequent verification/correction of reporting with all three major credit bureaus. Scope of work Phase 1 Complete debt and credit-report audit Review current reports from Experian, Equifax and TransUnion and create a complete inventory of the delinquent accounts, including original creditor, current owner/debt buyer or collection agency, reported balance, account status, dates and any discrepancies among the three bureaus. Please explain whether you are legally/professionally able to obtain my credit reports with my written authorization or whether you would instead require me to obtain and securely provide my own reports. Phase 2 Debt validation and settlement For each account, determine who currently owns or has authority to settle the debt and identify any issues that should be addressed before negotiations begin. Communicate directly with creditors, collectors and debt buyers on my behalf where legally permissible. Negotiate aggressive one-time lump-sum settlements. Funds are available to fund appropriate settlements promptly. Obtain written settlement terms before I authorize or make payment and coordinate each settlement through completion. I am particularly interested in someone experienced in negotiating not only the settlement amount but also the most favorable credit-reporting treatment legitimately obtainable, including deletion of collection tradelines when a collector is willing and permitted to do so. Phase 3 Post-settlement credit-report verification and cleanup The engagement does not end when the creditors receive payment. After settlements have had sufficient time to be reported, obtain or review updated reports from all three bureaus and verify that every resolved account is being reported accurately, including appropriate zero balances and settlement/payment status. Identify inaccurate, duplicate, obsolete or otherwise disputable information and handle or assist with appropriate disputes and documentation with Experian, Equifax and TransUnion and/or the furnishers. Follow legitimate disputes through completion and re-check the reports afterward to confirm corrections have actually occurred. Provide me with a final written summary showing: Starting debt → settlement amount → amount saved → settlement date → final account status → reporting status at each bureau → any remaining negative information and anticipated removal/aging-off date. My goal is to finish this project knowing that every debt has been resolved and every credit-report item resulting from those resolutions has been appropriately addressed, so I can then move forward with rebuilding my credit. Please address each of the following in your proposal: 1. How many U.S. consumer credit-card settlements have you personally negotiated? 2. Do you personally communicate and negotiate with creditors/collectors, rather than simply preparing letters for clients? 3. What settlement ranges have you recently achieved on accounts approximately 12–24 months delinquent? 4. Which major creditors, debt buyers and collection agencies have you personally negotiated with? 5. Can you manage all six accounts from initial credit-report review through settlement and post-settlement credit-report verification? 6. Can you legally obtain my three credit reports with written authorization? If not, explain how you normally have clients securely provide their reports. 7. What specifically do you do after settlement if a creditor or collector continues reporting an incorrect balance or status? 8. Do you have experience obtaining pay-for-delete or voluntary deletion agreements from collection agencies where available? 9. What experience do you have with FCRA-compliant credit-report disputes? 10. How do you charge? flat project fee, per-account fee, hourly fee, percentage of savings, or another arrangement? 11. If you are an attorney, provide your full name, state(s) of licensure and bar number. If you are not an attorney, describe your professional debt-negotiation background and credentials. 12. Please describe comparable projects you have completed, including relevant Upwork history where available, without revealing confidential client information. Please do not apply if your primary service is generic credit repair, automated dispute letters, credit sweeps, creation of new credit identities/CPNs, or referring clients into another company’s debt-relief program. I am looking for someone highly responsive, experienced and results-oriented who will personally manage this project through completion. I am prepared to begin immediately once I identify the right professional.