Processor for Non QM Lending
Worldwide
We are seeking a detail-oriented and motivated Non-QM Loan Processor to join our dynamic team in the financial services industry. The ideal candidate will play a critical role in the loan origination process, with a focus on Non-Qualified Mortgage (Non-QM) and bridge loan products, as well as brokered loans submitted through various lender channels. This position requires strong analytical skills, exceptional attention to detail, and a thorough understanding of complex loan processing procedures, particularly in a broker environment. Duties Review and verify Non-QM, bridge, and brokered loan applications and supporting documentation for accuracy, completeness, and program eligibility. Conduct credit, income, and asset analysis, including alternative documentation methods such as bank statements, P&Ls, and DSCR evaluations. Ensure compliance with TILA (Truth in Lending Act), Fair Housing, and other regulatory requirements throughout the loan lifecycle. Coordinate and communicate with loan officers, underwriters, and mortgage brokers, as well as third-party vendors, to facilitate smooth and timely closings. Maintain up-to-date knowledge of Non-QM loan programs, lender overlays, and investor guidelines across multiple lender platforms. Process loans through various wholesale lender portals, accurately submitting files, uploading documentation, managing conditions, and tracking milestones. Prepare disclosures, contracts, and necessary documentation required for loan approval and closing. Communicate clearly and professionally with borrowers, lenders, and stakeholders to address outstanding issues or documentation needs. Utilize 10-key typing skills and industry software to input and update loan data efficiently and accurately. Requirements Proven experience processing Non-QM, bridge, and brokered loans is strongly preferred. Demonstrated proficiency with wholesale broker portals (e.g.,Lendmarq, Constructive Cap. Kiavi.). Solid understanding of mortgage servicing, non-agency underwriting guidelines, and alternative income documentation standards. Working knowledge of compliance regulations including TILA and Fair Housing. Strong organizational skills with the ability to manage multiple files and deadlines independently. Excellent written and verbal communication skills with a professional and client-focused approach. Ability to work both independently and collaboratively within a team environment. Compensation We are currently experiencing a high volume of active files, creating a strong earning potential for motivated and efficient processors. This role offers the opportunity to maximize your income while working independently in a fast-paced, results-driven environment. Join Our Team If you thrive in a fast-paced, high-volume environment and are passionate about delivering tailored lending solutions through brokered and Non-QM channels, we welcome you to apply for this rewarding opportunity. Job Type: Full-time
- More than 30 hrs/weekHourly
- 6+ monthsDuration
- ExpertExperience Level
$8.00
-
$10.00
Hourly- Remote Job
- Complex projectProject Type
Skills and Expertise
Activity on this job
- Proposals:Less than 5
- Interviewing:0
- Invites sent:0
- Unanswered invites:0
About the client
- United StatesBaltimore 11:15 PM
- $44K total spent53 hires, 27 active
- 4,689 hours
- Mid-sized company (10-99 people)
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