Risk Analyst – Behavioral Pattern Specialist

The Risk Analyst specializing in behavioral patterns will analyze user activities, conduct detailed reviews of bank statements, and perform Enhanced Due Diligence (EDD) to identify and mitigate financial risks. This role requires expertise in financial document analysis, a deep understanding of compliance regulations, and a proactive approach to identifying suspicious activity. Key Responsibilities: -Analyze user behaviors and transaction patterns to identify unusual or suspicious activity -Monitor and assess real-time activities to detect potential fraud, money laundering, or policy violations -Develop risk models and predictive analytics to anticipate emerging trends and threats -Utilize advanced tools and techniques to analyze data sets for behavioral insights -Contribute to the continuous improvement of risk management processes and tools -Conduct thorough reviews of bank statements to identify discrepancies, suspicious activity, or fraud indicators -Perform Enhanced Due Diligence (EDD) on high-risk customers, transactions, and entities -Stay updated on regulatory requirements and industry best practices related to financial analysis Qualifications and Skills: -Minimum of two (2) years experience -Familiarity with regulatory standards such as AML, KYC, and fraud prevention -Proven experience in bank statement reviews, EDD processes, or financial compliance roles - Can successfully identify fraudulent/tampered ID - Able to create simple pivot table in google sheets, import CSV files - Can do web searches, when needed Technical Skills: -Familiarity with risk management systems and fraud detection tools (e.g., Excel, Sheets, CRM tool, Plaid, Hubspot, etc) - has handled ID review software Soft Skills: -Strong analytical and critical thinking abilities -Excellent communication skills, with proficiency in the English language, both written and verbal -High attention to detail and strong problem-solving capabilities -Preferred: Experience in fintech, banking, or financial services industries Please include your resume with your application. Please note that we do not accept automatic Upwork raises at this time. The Hiring and Selection process includes assessments and interviews. *** This is for June/July 2026 start ***