Tax Professional (CPA/EA) — S-Corp + Personal Tax Returns (2024 & 2025) — SBA Loan Preparation

- Seeking an experienced, licensed tax professional (CPA or EA preferred) to prepare federal and state S‑Corporation and personal (individual) tax returns for tax years 2024 and 2025. In addition to accurate, timely tax filings, I need the returns and supporting documentation structured and organized to maximize eligibility for small business lending (SBA loans). Familiarity with SBA documentation requirements and lender expectations is required. Scope / Responsibilities - Prepare and file (or prepare for e‑file) federal and state S‑Corp (Form 1120-S) returns for 2024 and 2025. - Prepare and file (or prepare for e‑file) personal (Form 1040) returns for 2024 and 2025, including Schedule K‑1 and any state returns. - Review prior-year filings and advise/correct any issues that could impact SBA loan eligibility. - Structure/organize bookkeeping/tax presentation (reasonable adjustments, documentation and disclosures) to reflect consistent, lender-friendly financials while remaining fully compliant and defensible. Required Qualifications - Proven experience preparing S‑Corp and individual returns. - Demonstrated experience preparing tax packages/documentation for SBA loans or working with small-business lenders. - Strong knowledge of IRS rules for shareholder compensation, distributions, and related-party transactions. - Clear communicator and responsive during the loan application window. - Ability to sign and deliver returns or provide a signed practitioner’s declaration for e‑filing. Preferred - Experience with small businesses in construction industry - Familiarity with typical SBA loan documentation and underwriting timelines. - Comfortable providing references from prior SBA-related engagements. Deliverables - Completed and review-ready Form 1120-S and Form 1040 (2024 & 2025), state returns as applicable. - Signed returns or e‑file-ready packages. - SBA-ready tax package: summarized financials, tax transcripts (if requested), K‑1s, owner compensation documentation, and a lender checklist.