Capital Advisor / Debt Financing Specialist — Structure Funding for Pre-Revenue Acquisition (CA)

Posted 4 weeks ago

Worldwide

Summary

I'm looking for an experienced capital advisor or debt-financing specialist to help structure and source funding for a qualified borrower on a pending engagement. The situation: Borrower is a California-based operator with an existing, cash-flowing business He's contracted to fund a ~$215K buildout (signed scope in hand) but wants to fund it without pulling operating cash from his existing entity He's open to financing secured by inventory, equities, or real property — but needs a lender who can actually write secured/collateral-backed paper to a CA borrower (licensing has been the sticking point with out-of-state lenders) Pre-revenue on the NewCo, so traditional cash-flow underwriting on the new entity won't work — this needs creative structuring (asset-backed, cross-collateralization, owner's existing balance sheet, etc.) What I need from you: Assess the borrower's profile and recommend realistic financing structures Identify and connect to lenders/capital sources who can execute in California Help structure the deal so it closes cleanly (term sheet guidance, collateral structuring) Ideally bring your own lender relationships, not just advice You're a fit if you have: Direct experience in commercial lending, debt advisory, or capital markets A track record sourcing asset-backed or secured financing for SMBs Familiarity with CA lending/licensing (DFPI Financing Law) is a big plus Real lender relationships you can activate To apply: Tell me (1) a similar deal you've sourced or structured, (2) the type of lenders/capital you have access to, and (3) how you'd approach a pre-revenue CA borrower with collateral to pledge. One paragraph is fine — I read every response.

  • Less than 30 hrs/week
    Hourly
  • < 1 month
    Duration
  • Expert
    Experience Level
  • $47.00

    -

    $125.00

    Hourly
  • Remote Job
  • One-time project
    Project Type
Skills and Expertise
Mandatory skills
Financial Analysis
Financial Projection
Activity on this job
  • Proposals:15 to 20
  • Last viewed by client:3 weeks ago
  • Interviewing:
    7
  • Invites sent:
    6
  • Unanswered invites:
    1
About the client
Member since Oct 21, 2025
  • United States
    Grand Rapids10:52 AM
  • $33K total spent
    15 hires, 11 active
  • 130 hours
  • Sales & Marketing
    Small company (2-9 people)

Explore similar jobs on Upwork

Accounting
Financial Planning
Cash Flow Modeling
Company Valuation
Budget Management
Financial Modeling
Finance & Accounting
Financial Management
Financial Policies & Procedures
Accounting
Financial Analysis
Financial Accounting
Financial Report
Finance & Accounting

How it works

  • Post a job icon
    Create your free profile
    Highlight your skills and experience, show your portfolio, and set your ideal pay rate.
  • Talent comes to you icon
    Work the way you want
    Apply for jobs, create easy-to-by projects, or access exclusive opportunities that come to you.
  • Payment simplified icon
    Get paid securely
    From contract to payment, we help you work safely and get paid securely.
Want to get started? Create a profile

About Upwork

  • Rating is 4.9 out of 5.
    4.9/5
    (Average rating of clients by professionals)
  • G2 2021
    #1 freelance platform
  • 49,000+
    Signed contract every week
  • $2.3B
    Freelancers earned on Upwork in 2020

Find the best freelance jobs

Growing your career is as easy as creating a free profile and finding work like this that fits your skills.

Trusted by

  • Microsoft Logo
  • Airbnb Logo
  • Bissell Logo
  • GoDaddy Logo