Capital Readiness & AI Research Analyst

Capital Readiness, Financial Modeling & AI Research Analyst Overview We are seeking an experienced financial analyst with strong practical knowledge of artificial intelligence tools to help an early-stage U.S. healthcare services company prepare for future financing discussions. This role combines financial analysis, capital-readiness preparation, AI-assisted research, document development, financial modeling, and data-room organization. The selected freelancer must know how to use tools such as ChatGPT, Claude, Gemini, Microsoft Copilot, or similar platforms to improve research, analysis, drafting, scenario planning, and workflow efficiency. AI-generated work must always be reviewed, validated, and supported by reliable source material. The freelancer may not rely on AI-generated facts, calculations, citations, or conclusions without independent verification. This is a capital-readiness and financial-preparation role. It does not involve independently soliciting investors, offering securities, negotiating investment transactions, handling investor funds, or guaranteeing financing. Initial Scope The first assignment will be a controlled paid project of up to 10 hours. The selected freelancer will be asked to: Review available company and financial information Create a capital-readiness checklist Develop a structured financing data-room index Organize historical revenue, expenses, debt, and other financial information Build or improve a 12-month cash-flow model Create a three-year financial forecast framework Prepare a detailed use-of-funds schedule Develop a debt and credit-facility schedule Prepare a concise company and financing overview Research appropriate financing categories and publicly available funding sources Build a funding-source and application tracker Identify missing documents, assumptions, and financial weaknesses Prepare questions and briefing notes for future financing meetings Use approved AI tools to improve research speed, document quality, and analytical organization Create reusable AI prompts or workflows for recurring capital-preparation tasks Document how AI was used and identify which outputs were independently verified AI Responsibilities The freelancer must be able to use AI tools for tasks such as: Summarizing financial and business information Organizing large amounts of company documentation Comparing financing options Drafting company summaries and briefing materials Developing scenario-analysis frameworks Creating first drafts of lender or investor materials Researching publicly available funding sources Improving financial-model documentation Generating structured due-diligence checklists Creating repeatable prompt libraries and workflows Detecting missing assumptions or inconsistencies Turning unstructured notes into organized deliverables The freelancer must understand the limitations of AI, including hallucinations, inaccurate citations, mathematical errors, outdated information, confidentiality risks, and unsupported conclusions. AI and Confidentiality Rules The freelancer may not: Upload confidential company information into an unapproved AI platform Upload financial account numbers, tax documents, personal identification, banking information, passwords, or other restricted information into AI tools Use company information to train public models Share company prompts, files, models, or internal materials with another client Present AI-generated numbers or research as verified facts without review use fabricated AI-generated citations Allow AI to make final financing, legal, accounting, or investment decisions Use autonomous agents to contact outside parties without written authorization Only management-approved AI tools and workflows may be used. Potential Future Work Additional assignments may include: Updating financial models Preparing lender information packages Comparing financing proposals Organizing due-diligence requests Preparing management reporting Maintaining the financing tracker Supporting meeting preparation and follow-up documentation Building AI-assisted reporting workflows Creating standardized company prompt libraries Developing repeatable research and document-generation systems Future work will be authorized separately. Required Qualifications Demonstrated financial-analysis or financial-modeling experience Strong practical experience using AI tools for professional work Ability to write effective prompts and refine AI outputs Ability to verify AI-generated research, calculations, and claims Experience preparing cash-flow projections and financial forecasts Strong Excel or Google Sheets skills Experience organizing financing or due-diligence data rooms Ability to distinguish debt financing, lines of credit, equity financing, grants, and other capital sources Strong written English Excellent attention to detail Ability to work from incomplete information and clearly identify assumptions Comfortable following controlled assignments, hour limits, confidentiality rules, and written approval requirements Healthcare, small-business finance, startup finance, accounting, corporate finance, lending, automation, AI workflow design, or transaction-preparation experience is preferred. Important Role Limitations The freelancer will not be authorized to: Contact investors, lenders, or financing sources without written approval Solicit investments Offer or sell securities Negotiate securities transactions Represent themselves as an investment banker, broker, placement agent, attorney, CPA, or company officer unless properly qualified and expressly authorized Promise or guarantee financing Make representations about investment returns Receive or handle investor or lender funds Receive compensation based on the amount of equity capital raised Provide legal, tax, securities, or regulated investment advice The freelancer may research publicly available financing sources and prepare internal materials for management review. Contract Structure Hourly contract through Upwork Anticipated rate: $20–$35 per hour, depending on experience Initial authorization: Up to 10 hours Upwork time tracker required Manual time requires advance written approval No minimum number of future hours is guaranteed Additional work requires written authorization All payments will be made through Upwork The initial assignment is paid. Applicants will not be asked to complete unpaid custom financial models, AI workflows, forecasts, or company-specific work during the proposal process. Proposal Instructions Please include: A brief description of your financial-analysis and modeling experience. A description of how you currently use AI in professional financial or research work. The AI tools you use regularly. An example of an AI-assisted workflow you created. How you verify AI-generated facts, calculations, citations, and conclusions. Your experience building cash-flow forecasts and use-of-funds models. Your experience organizing financing data rooms. The software you use for financial modeling. Your hourly rate and weekly availability. Confirmation that you are comfortable working in a preparation-only role without independently contacting investors or negotiating financing. Confirmation that you will not upload confidential company information into an unapproved AI system. You may provide portfolio samples through Upwork. Please remove confidential client information before submitting them. Screening Questions Describe a financing-readiness or data-room project you completed and the deliverables you produced. Describe a professional workflow in which you used AI to improve financial analysis, research, or document preparation. How do you check whether an AI-generated financial statement, citation, market fact, or calculation is accurate? What information would you request before building a 12-month cash-flow forecast? How do you document assumptions when a company has limited historical operating data? How would you organize debt, equity, and working-capital financing options without recommending a regulated securities transaction? What information should never be uploaded into a public AI platform? Are you willing to complete a paid, controlled initial assignment with a maximum 10-hour authorization?