Former U.S. Commercial Banker Needed to Place $250K Revolving Credit Facility

We are seeking an experienced former U.S. commercial banker or independent commercial-loan placement professional to secure a conventional revolving credit facility from a regulated U.S. commercial bank. This is a bank-placement and introduction assignment—not a financial-consulting engagement. The borrower The borrower is an established, foreign-owned U.S. corporation in good standing. It owns and licenses a legacy portfolio of music-publishing copyrights and has no material operational activity beyond owning, administering and licensing those rights. The company receives recurring royalty payments from institutional-grade international counterparties. It has a long-established, fully documentable royalty-payment history and minimal operating expenses. The company is seeking a long-term U.S. banking relationship combined with a conventional revolving credit facility. The requested facility is modest relative to its documented cash flow. A complete lender summary and supporting documentation have already been prepared. Key borrower characteristics Established U.S. corporation with a long operating history Foreign ownership Recurring and documentable royalty income Institutional-grade international payers Minimal fixed operating expenses No payroll, inventory or capital-expenditure requirements No existing conventional bank debt Complete corporate, financial and royalty documentation available Requested facility supported by documented EBITDA and free cash flow Scope of work The selected professional will: Identify regulated U.S. commercial banks whose current lending criteria accommodate: A foreign-owned U.S. corporation A modest conventional revolving credit facility Royalty and licensing income Cash-flow-based underwriting A long-term commercial banking relationship Provide an initial target list for our approval before contacting any institution. Identify the relevant commercial-banking decision-maker at each approved bank. Approach only banks expressly approved by us. Circulate our completed opportunity summary and coordinate follow-up discussions. Obtain substantive lender responses and, where possible, competing indications stating the facility size and structure each bank would consider. Assist with introductions, communication and coordination through closing. What we are not seeking We are not purchasing: Financial consulting or fractional CFO services Bank-readiness consulting Business-plan preparation Lender-package preparation Financial modeling Transaction restructuring SBA financing Private credit Factoring Merchant cash advances Revenue-based financing Fintech credit products Term-loan substitutes Commercial real-estate financing Access to an indiscriminate lender marketplace This mandate is restricted to conventional revolving credit facilities provided by regulated U.S. commercial banks. Compensation This is a fixed-price, milestone-based placement engagement: Milestone 1 — $500: An approved list of at least 10 genuinely suitable regulated U.S. banks, including relevant lending contacts and a concise explanation of why each bank fits the borrower. Milestone 2 — $1,000: At least three substantive conversations with qualified commercial-bank lending decision-makers or written indications from suitable banks. Closing bonus — $6,000: Payable through Upwork only if a conventional revolving credit facility closes as a direct result of this engagement. Total compensation upon successful closing: $7,500. No hourly consulting fees or separate package-preparation fees will be paid. Required qualifications Please apply only if you: Have direct experience in U.S. commercial banking or conventional commercial-loan placement Understand commercial-bank credit criteria and underwriting Have relevant relationships with commercial bankers or lending decision-makers Have experience with revolving credit facilities and cash-flow-based lending Can work exclusively with regulated U.S. commercial banks for this mandate Are comfortable with defined milestones and transaction-based compensation Will obtain our written approval before approaching any institution Will not circulate the opportunity through an uncontrolled lender marketplace Application questions Please answer each question directly: What direct experience do you have placing conventional commercial-bank revolving credit facilities? Are you a former commercial banker, an independent placement professional, or a loan broker? Please describe your relevant background. What types of regulated U.S. banks would you consider for a foreign-owned U.S. corporation with recurring royalty and licensing income? Do you personally know relevant commercial-banking decision-makers, or would you rely primarily on cold outreach? Have you previously placed financing for a foreign-owned U.S. corporation? Have you worked with royalty, licensing, intellectual-property or other contractual cash flows? Can you restrict the mandate entirely to regulated U.S. commercial banks and obtain approval before contacting each institution? Do you accept the milestone and closing-bonus compensation structure described above? Confidentiality and controlled outreach The borrower’s identity, detailed financial information, payer information, catalog data and supporting documentation will be disclosed only after the applicant’s qualifications and relevant banking relationships have been verified. The selected professional must agree: Not to disclose or circulate confidential information without authorization Not to contact any bank or lender without prior written approval Not to submit the opportunity through a lender marketplace Not to approach SBA, private-credit, factoring or alternative-finance providers Please do not submit a generic proposal. Applications centered on consulting, business plans, SBA lending, private credit, commercial real estate, factoring or alternative financing will not be considered.