Legal Documentation for Small Business

I need to work with a professional to go over all the legal documents my business needs in a checklist style. Either review the ones I may have, guide me on ones I can use, or deliver me one for my use. Make sure I'm solid, legally My business is: • AI answering agent • WhatsApp commerce layer • Tourism assistant • B2B infrastructure tool • Possibly payment intermediary I need to cover the following: (Possibly) • Merchant account agreement • Payment processor contracts Customer-Facing Legal Documents Because I'm collecting data and possibly payments: • Terms of Service (for users) • Privacy Policy • Data Processing Addendum (if working with businesses) • Cookie Policy (if website collects data) • Refund Policy (if applicable) • Acceptable Use Policy If handling orders for restaurants: • Disclaimer of liability for food quality • Service intermediary clause • Payment responsibility clarification Business Partner Agreements (Restaurants / Hotels / Vendors) • Service Agreement (what it provides) • Revenue share agreement (if taking %) • Subscription agreement (if charging monthly) • SLA (Service Level Agreement) • Data sharing agreement • Termination clause If it's answering their calls: • Call handling disclosure • Recording consent clause • Escalation protocol AI-Specific Policies Since it's is AI-driven: • AI usage disclosure • Automation disclosure • Data retention policy • Model training disclosure (if applicable) • Bias & limitation disclaimer • Human escalation policy If someone claims: “The AI gave wrong info.” structured protection. • Marketplace terms • Vendor listing agreement • Advertising placement agreement • Featured listing contract • Promotional disclosure agreement