Life and Health Insurance Agent for Employee Benefit Plans

We are an employee benefits firm / PEO looking for someone client-facing to explain benefits to our clients and walk their employees through health insurance options during enrollment. This is the part of the work people actually struggle with: an employee staring at three plan choices who doesn't understand the difference between a deductible and an out-of-pocket max, or a small-business owner who needs the plan options laid out in plain English before they decide what to offer. Read this part carefully, because it is the most important thing in this post. This role is built for someone who wants part-time work as their primary engagement, not as a side gig on top of a full-time job. We have hired for this before and the pattern is always the same: talented people who already work full-time take it on, and then disappear exactly when we need them, during enrollment crunch. We are no longer doing that. If you currently hold a full-time position, this is not the right fit, and we'd rather be upfront about that now than have it fall apart in November. Who this actually works for: a semi-retired or retired agent who kept their license, someone who builds their year around open enrollment season, a parent or career freelancer whose schedule is genuinely their own, or an experienced benefits counselor who does this work on contract by choice. The common thread is availability you control. The work Explaining different benefit plans to client companies so they can decide what to offer Walking clients' employees through their health insurance options, what their coverage means, and how their payroll deductions work New hire enrollments, eligibility, qualifying life events, and mid-year changes Open enrollment support (this is the heavy season) Carrier, broker, and vendor communication Availability (the real requirement) Roughly 5-10 hours per week most of the year, rising to about 15-20 hours from October 1 to December 20. The work is deadline-driven, so when something is due, it's due. We need someone responsive and dependable inside those windows, not someone fitting us in around another employer's priorities. Background A licensed life & health insurance background is preferred but not required. If you don't hold a license, you need real employee-benefits experience and the ability to explain coverage clearly to people who find it confusing. We're willing to train on our processes and pay for licensing or credentialing where it makes sense. What we can't train is dependability and the ability to talk to people about their benefits without jargon. What we provide Company access to Claude and ChatGPT (you'll be expected to use them), a company email and Microsoft 365 setup (SharePoint/Teams; Google Workspace if you prefer), Missive for team email, Slack, an IT contact, and a stipend toward a proper computer setup including a monitor. You should be comfortable on Zoom, able to manage your own calendar and show up on time, proficient in Excel, and able to problem-solve basic software issues (with IT support available). To apply Answer these two questions first, before anything else: Do you currently hold a full-time job? If yes, how would you handle a conflict when your employer needs you during our October–December deadline windows? What does your weekly availability look like, and how much of your schedule is genuinely under your own control?