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Chartered Management Accountant (CMA) & Public Finance Accountant (PFA) with 300+ completed projects, helping startups and established companies with Financial Modeling, Business Plans, Pitch Decks, Bookkeeping, M&A, Valuation, FP&A, and Financial Reporting. I work with startup founders, growing businesses, established companies, accounting firms, and PE/VC investors who need reliable financial analysis and decision-ready deliverables. My core services include: ◆ FINANCIAL MODELING & FP&A 3-statement financial models, 3–5 year forecasts, budgeting, cash flow forecasting, scenario and sensitivity analysis, unit economics, KPI dashboards, break-even analysis, and investor-ready financial projections. ◆ BUSINESS PLANS & PITCH DECKS Investor-ready business plans, feasibility studies, market and financial analysis, fundraising materials, pitch decks, financial narratives, and investor presentations. ◆ BOOKKEEPING, ACCOUNTING & TAX SUPPORT Bookkeeping cleanup, reconciliations, financial reporting, management accounts, P&L and balance sheet analysis, cash flow reporting, tax workpapers, supporting schedules, and tax-ready financial information. ◆ M&A, VALUATION & DUE DILIGENCE DCF valuation, comparable-company analysis, precedent transactions, M&A financial modeling, acquisition analysis, ownership succession, exit planning, cap tables, scenario analysis, due diligence, and transaction support. Selected experience includes: • M&A financial analysis for a U.S. law firm supporting ownership succession and exit-planning engagements • SaaS business valuation for Series A financing using multiple valuation approaches • Hardware + SaaS financial modeling covering revenue, cash flow, unit economics, scenarios, EBITDA, and dashboards • Investor-ready business plans, pitch decks, and financial projections • Feasibility and investment studies across multiple sectors • Bookkeeping cleanup and management financial reporting Industry experience includes SaaS, AI, Fintech, E-commerce, FMCG, Construction, Hospitality, Energy, and Professional Services. What clients value in my work: ✓ Clear and transparent financial models ✓ Strong Excel and financial analysis skills ✓ Investor-ready deliverables ✓ Detail-oriented execution ✓ Responsive communication ✓ Ability to translate complex financial information into practical business decisions Whether you need a startup financial model, business plan, investor pitch deck, bookkeeping support, business valuation, M&A analysis, or ongoing FP&A support, I can help turn your financial information into clear, actionable insights and decision-ready deliverables.

Greetings! I'm Ashhar and I’m a data scientist, economist, and researcher with experience in data analytics, statistics and econometrics, machine learning, market intelligence, branding, and business writing. I provide introductory, standard, and advanced* Economics and DataTech solutions in multiple areas: ➢ Cross-Sectional, Time Series & Panel Data Analysis ➢ Regression and Classification, ➢ Financial & Economic Modeling ➢ Machine Learning Algorithms ➢ Data Modeling, Database Engineering, and Pipelines ➢ Geographic Market Mapping I work with a variety of tools: ➢ MS Excel, Google Sheets ➢ EViews, STATA ➢ Python, R/RStudio ➢ SQL, MySQL, BigQuery, Access ➢ Tableau, Power BI, Looker I also provide Marketing Mix Modeling (MMM), helping businesses understand which channels actually drive revenue and how to reallocate spending accordingly. As a data analyst, I have worked with a variety of data sets, and am skilled in cleaning, transforming, and modeling data to derive actionable insights and make accurate predictions. As an economist, I have a deep understanding of macro and microeconomic principles and their applications in enterprises (start-ups, SMEs and large businesses) and non-profits. As a research writer, I have written many articles on economics, technology and business. I am editor-in-chief of Effective Thoughts, a writing platform I founded. If you're looking for a data analyst, economist, or researcher who can help you make sense of complex data, streamline your data workflow, and derive actionable insights, please don't hesitate to contact me. I'm excited to learn more about your project and help you achieve your goals! *My agency (WISE Solutions) and I also offer intensive and extensive econometric modeling and DataTech services. If your project needs a specialized, tailored, and team-driven analytical approach, I’d be happy to help!

Trusted by 500+ clients to answer critical business questions with research, analysis, data, and strategic insights. Launching a new product? Entering a new market? Evaluating an investment? Understanding your customers or competitors? The quality of your decision depends on the quality of your research. For more than 9 years, I've helped more than 500 startups, investors, consulting firms, market research agencies, and enterprise organizations reduce uncertainty before making important business decisions. Research methods I use: • Secondary Research • Primary Research • Qualitative Research (IDIs, Expert Interviews) • Quantitative Research (Surveys) • Consumer & Customer Insights • Competitive Intelligence • Business Intelligence • Online Investigation (OSINT) Rather than relying on assumptions, I combine secondary research, primary research, consumer insights, competitive intelligence, qualitative research, quantitative research, and business intelligence to uncover the evidence behind every recommendation. Whether you're validating a business idea, assessing market potential, identifying competitors, sizing a market, or evaluating an acquisition, my objective is always the same: Turn research into decisions you can act on. My expertise includes: ✓ Market & Industry Research ✓ Business Research & Commercial Due Diligence ✓ Consumer Insights & Customer Research ✓ Competitor Analysis & Competitive Intelligence ✓ Market Entry & Expansion Strategy ✓ Product Validation & Go-to-Market Research ✓ Market Opportunity & Feasibility Studies ✓ Market Sizing (TAM, SAM & SOM) ✓ Pricing Research ✓ Company & Executive Research ✓ B2B Prospect Research ✓ OSINT Investigations ✓ Strategic Reports & Executive Presentations Industries I've supported Healthcare, Technology, SaaS, AI, Retail & E-commerce, Manufacturing, Supply Chain, Financial Services, Legal, Education, Energy, Consumer Goods, Professional Services, Startups Every project includes: • Clear methodology • Reliable sources • Practical recommendations • Executive-ready reports • Excel databases and dashboards • Transparent assumptions Whether you need a one-time research project or a long-term research partner, I'd be happy to help. Send me your research objective, and I'll suggest the best research approach before you hire.

I help researchers, academics, and businesses turn complex data into clear, defensible insights. With 9+ years of full-time freelance experience and a Top Rated Plus badge, I specialize in both quantitative and qualitative research — from survey design and structural equation modelling (AMOS, Smart PLS) to thematic analysis and systematic reviews (NVivo, MAXQDA, Atlas.ti, Python). Whether you need a dissertation analysis completed to a tight deadline, a market research report with actionable findings, or a research proposal built from scratch, I deliver work that is methodologically rigorous, clearly written, and ready to submit or present. What I can help you with: 1. Quantitative Analysis — Regression, SEM, factor analysis, time-series, and econometrics using SPSS, STATA, AMOS, Smart PLS, JASP, GRETL, E-Views, R, Python, and Minitab. 2. Qualitative Analysis — Thematic coding, content analysis, and systematic reviews using NVivo, MAXQDA, Atlas.ti, QDA Miner, WordStat, and Quirkos. 3. Survey Design and Analysis — Questionnaire design, validation (Cronbach's alpha, CFA), and advanced survey analytics. 4. Research Methodology and Proposals — Crafting robust research designs, justifying methods, and ensuring academic rigour and feasibility. 5. Business and Market Research — Competitive analysis, market sizing, and insight reports with clear, actionable recommendations. 6. Statistical Reporting — Comprehensive written reports interpreting results for both academic and non-academic audiences. 7. Literature Reviews — Synthesising existing research to map the current state of knowledge in your field, including meta analysis. 8. Proofreading and Editing — Dissertations, research papers, and reports edited to academic standards (APA, Harvard, MLA). I work with clients across social sciences, marketing, finance, economics, healthcare, and education. My goal is not just to run the analysis — it is to make sure you understand the findings and can confidently present or submit them. Feel free to reach out with any questions or project details. I am here to help.

I am a Statistician & Data Scientist with an MPhil in Applied Mathematics & Statistics and 6-8 years of experience in statistical data analysis, working with researchers, businesses, and academic institutions to turn raw data into validated, decision-ready results. I've worked as a Data Scientist, Statistical Analyst, and Quantitative Research Analyst across enterprise and academic projects, applying rigorous statistical analysis methods to solve real research and business problems, not just run templates. My Services: 1. Statistical Analysis (Hypothesis Testing, ANOVA, Regression Analysis) 2. Predictive Modeling (XGBoost, Random Forest, ARIMA) 3. Survey Data Analysis & Inferential Statistics (SPSS) 4. Time-Series Forecasting & Demand Analysis 5. Data Cleaning, Data Analysis & Data Engineering (SQL, Python, Pandas) 6. Quantitative Research & Sampling Methodology 7. Data Visualization & Dashboards (Power BI, Tableau, Excel) 8. Bayesian Statistics & Mathematical Modeling Software Proficiency: ✅ SPSS ✅ R, RStudio ✅ Python ✅ SQL ✅ SAS ✅ Power BI, Tableau ✅ Excel (Advanced) ✅ Stata With an MPhil in Applied Mathematics and hands-on experience translating complex statistical theory into clear, actionable insights, I've helped clients with customer churn prediction, market segmentation, demand forecasting, and academic research requiring peer-review-ready statistical analysis. My work has contributed to a 14% improvement in client retention and a 22% gain in inventory optimization through applied statistical modeling. I hold certifications in Databases and SQL for Data Science (IBM), Data Analytics (Coursera), and Data Science (Udemy), and I maintain a 5-StarScore across 39/40 completed projects on Upwork. Ready to start? Send me your dataset or a brief description of your project, and I'll help you turn your data into statistically sound, actionable results. Thank you. Nazia.

PhD in Finance, Postdoctoral Research Fellow, and university lecturer helping clients with financial analysis, market research, quantitative analysis, and evidence-based financial research. I combine rigorous academic research with practical financial and data analysis. I help clients investigate markets, companies, investment themes, financial datasets, regulatory developments, and complex research questions — then turn the evidence into clear, decision-useful results. My areas of expertise include financial and market analysis, quantitative finance, econometrics, statistical modelling, investment and sector research, financial data analysis, and academic/scientific research. I work with Python, R, Stata, SPSS, and Excel, with experience in financial time-series analysis, regression and econometric modelling, robustness testing, bootstrap inference, connectedness analysis, machine learning, research validation, and publication-quality visualization. My peer-reviewed research has appeared in Finance Research Letters, Financial Innovation, and Mineral Economics, covering financial markets, portfolio and risk implications, sustainable finance, energy markets, carbon markets, digital assets, and green minerals. My recent research also includes financial reporting and sustainability-assurance measurement, including development and validation of a claim-level classification framework using human-coded reference data, out-of-fold validation, measurement-validity assessment, and statistical inference. I also support ongoing finance-content and market research, where I identify timely financial and business developments, verify figures and primary sources, evaluate their market significance, and translate complex information into concise, audience-friendly insights. Whether you need financial analysis, investment/market research, quantitative modelling, statistical analysis, research validation, or publication-quality financial research, I focus on accurate sources, transparent methodology, and clear communication.