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I am a Financial Modeling Expert with 13+ years of experience supporting businesses across Infrastructure, Real Estate, Healthcare, Hospitality, SaaS, Technology, Startups, and SMEs. I help founders, CFOs, investors, and lenders raise capital, evaluate opportunities, and make strategic decisions through institutional-grade financial models, forecasting systems, and FP&A solutions. Areas of expertise include: ✔ Financial Modeling & Forecasting ✔ FP&A & Budgeting ✔ Fundraising & Investor-Ready Models ✔ Cash Flow Forecasting & Runway Analysis ✔ Business Valuation & DCF Analysis ✔ M&A & Investment Analysis ✔ Board & Investor Reporting ✔ KPI Dashboards & Business Intelligence ✔ Reporting Automation & Workflow Optimization I combine deep finance expertise with Excel, Power BI, SQL, Python, VBA, Google Sheets, and AI-powered workflows to build scalable forecasting, reporting, and decision-support systems. Whether you're raising capital, evaluating an acquisition, planning growth, or building a forecasting framework, I can help you develop the financial insights needed to make confident business decisions.

You shouldn't need a finance degree to use your own financial model. I build financial models, business valuations, CIMs, pitch decks, due diligence (QoE) reports, FP&A forecasts, QuickBooks bookkeeping and Power BI dashboards. Every one passes the same test: can you open it, drive it, and defend it in front of an investor — without me in the room? If not, it's not done. By day I'm a senior analyst on live U.S. middle-market M&A deals — 60+ transactions, $5M to $50M+. On Upwork, you get that same analyst, directly. 100% Job Success. My reviews say it better than I can: ★ "Detailed and exceptionally well presented." ★ "Understood the brief quickly… quality work under tight timelines." ★ "Responsive and reliable." 𝗪𝗵𝗮𝘁 𝗜 𝗯𝘂𝗶𝗹𝗱 ✔ Financial modeling — three-statement models, DCF, LBO, startup financial projections, scenario and sensitivity analysis (Excel, VBA, Power Query) ✔ Business valuation — DCF valuation, comparable company analysis, precedent transactions ✔ M&A and financial due diligence — Quality of Earnings (QoE) reports and databooks, EBITDA normalization, net working capital peg, proof of cash — buy-side and sell-side ✔ CIM and pitch deck — investor-ready Confidential Information Memorandums, teasers and fundraising decks, Seed to Series B ✔ FP&A — budgets, forecasts, 13-week cash flow, variance analysis, KPI dashboards, board packs ✔ Power BI — interactive finance dashboards: KPI scorecards, budget vs actual, drill-downs ✔ Bookkeeping and accounting — QuickBooks Online and Xero: monthly close, cleanup and catch-up, bank reconciliation, A/R and A/P, GAAP-aligned ✔ Equity research — investment theses, peer comps, coverage-style reports 𝗪𝗵𝘆 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝘀𝘁𝗮𝘆 ✔ This is my day job, not a course certificate — 60+ live M&A deals and 8 investor CIMs across AI, FinTech, HealthTech, SaaS, PropTech, crypto, real estate and D2C ✔ Every model ships audited — zero hardcodes, sourced assumptions, integrity checks, lender- and IC-ready formatting ✔ No black boxes, no week-long silences — a written workplan in 24 hours, updates at every step, same-day answers to "why this number?" ✔ Semi-qualified Chartered Accountant (ICAI) and CFA Level 1 candidate 𝗛𝗼𝘄 𝘄𝗲 𝘀𝘁𝗮𝗿𝘁 Send the file, the data room, or just the question. Within 24 hours you'll have a clear workplan — scope, milestones, timeline. You approve the structure before the heavy build starts. U.S.-hours overlap, plain English, fast first draft. And if it's 2 a.m. and the investor meeting is Friday — message me anyway. I've shipped under worse deadlines.

*****Fractional CFO | Expert Financial Analyst | Financial Modeling | Bookkeeping Expert | Financial Modeller | Financial Consultant | Financial Model Development | Startup Financial Strategist | Financial Analysis & Budgeting | Financial Modeling Expert | Financial Analyst | Experienced Financial Advisor | CFO***** 🚀 Tired of basic bookkeeping? Let’s turn your finances into a strategic growth engine, with expert leadership, smart automation, and results that actually move the needle. Hi, I'm 𝑫𝒉𝒂𝒓𝒎𝒆𝒏𝒅𝒓𝒂, a finance expert with 10+ years of experience helping startups, e-commerce brands, nonprofits, and real estate businesses turn messy finances into clear, scalable systems. I go beyond bookkeeping, offering strategic insights, automation, and CFO-level support to help you grow with confidence. With deep expertise in financial modeling, forecasting, and automation, I design smart systems that save time and drive results. Whether you need clean books, investor-ready reports, or cash flow clarity, I deliver accurate, actionable financials tailored to your business goals, on time, every time. ➜ 𝑴𝒚 𝑪𝒐𝒓𝒆 𝑬𝒙𝒑𝒆𝒓𝒕𝒊𝒔𝒆: Startup & SaaS Financial Strategy E-commerce Bookkeeping (Shopify, Amazon, Stripe) Nonprofit Grant Budgeting & Financial Compliance Real Estate Cost Accounting & Cash Flow Planning Excel Automation, AI Tools, Zapier Workflows Financial Forecasting & Dashboard Reporting ➜ 𝑹𝒆𝒄𝒆𝒏𝒕 𝑾𝒊𝒏𝒔: Automated monthly reporting for a 7-figure eCommerce brand — reduced manual effort by 70% Built an AI-powered cash flow model for a SaaS startup — helped secure $150K in funding Reconciled 2+ years of disorganized data in QuickBooks — completed in under 4 days ➜ 𝑾𝒉𝒚 𝑪𝒍𝒊𝒆𝒏𝒕𝒔 𝑻𝒓𝒖𝒔𝒕 𝑴𝒆 𝒐𝒏 𝑼𝒑𝒘𝒐𝒓𝒌: 1️⃣ Fractional CFO Services for Startups, Scale-ups & Founders 2️⃣ Certified ProAdvisor: QuickBooks Online, Xero, Zoho Books 3️⃣ Financial Automation & Dashboards using Excel, Google Sheets & AI Tools 4️⃣ 10+ Years of Experience in FP&A, Cash Flow Modeling, AR/AP, and Financial Ops 5️⃣ Fast Turnaround: Weekend availability & 24-hour response for urgent tasks 6️⃣ Accurate calculations of EBITDA ➜ 𝑾𝒉𝒂𝒕 𝑺𝒆𝒕𝒔 𝑴𝒆 𝑨𝒑𝒂𝒓𝒕: I’m not just a bookkeeper, I’m a finance partner and business strategist. With over a decade of hands-on experience across multiple industries, I’ve led and trained accounting teams, implemented automation to save time and money, and helped businesses scale confidently. I bring an entrepreneurial mindset to every project, because I’ve built and run businesses myself. That means I understand the pressures you're under and the outcomes you expect. 🔐 Confidentiality. Integrity. Accuracy. That’s my daily mantra. ----------------------------------------------------------------------------------------------------------------------- If you're looking for a $5/hr freelancer who cuts corners, I’m not the right fit. But if you need high-impact financial expertise and a long-term partner you can rely on, let's connect. 📩 Message me on Upwork to discuss how I can support your business goals. Let’s build smarter, faster, and stronger, together. 𝑻𝒉𝒂𝒏𝒌𝒔 𝒇𝒐𝒓 𝒗𝒊𝒔𝒊𝒕𝒊𝒏𝒈 𝒎𝒚 𝒑𝒓𝒐𝒇𝒊𝒍𝒆, 𝑫𝒉𝒂𝒓𝒎𝒆𝒏𝒅𝒓𝒂 Fractional CFO, Expert Financial Analyst, Financial Modeling, Bookkeeping Expert, Financial Modeller, Financial Consultant, Financial Model Development, Startup Financial Strategist, Financial Analysis & Budgeting, Experienced Financial Analyst, Financial Modeling Expert, Financial Analyst, Experienced Financial Advisor, CFO, Experienced QuickBooks Bookkeeper, Experienced Bookkeeper, Xero Bookkeeper, Startup Financial Analyst, Chief Finance Officer, Financial Specialist, Senior Financial Analyst, Fractional CFO, Expert Financial Analyst, Financial Modeling, Bookkeeping Expert, Financial Modeller, Financial Consultant, Financial Model Development, Startup Financial Strategist, Chartered Financial Analyst, Financial Analysis Specialist, Senior CFO, Expert CFO, Finance Manager, Financial Analysis & Budgeting, Experienced Financial Analyst, Financial Modeling Expert, Financial Analyst, Experienced Financial Advisor, CFO, Experienced QuickBooks Bookkeeper, Chief Financial Officer, Financial Analyst, Financial Model Development, QuickBooks Inventory Setup, Accounting Expert, Start-Up Financial Model, Finance Specialist, Financial Accounting, Finance Controller, Experienced Bookkeeper, Xero Bookkeeper, Startup Financial Analyst, Chief Finance Officer, Financial Specialist, Senior Financial Analyst, Chartered Financial Analyst, Financial Analysis Specialist, Senior CFO, Expert CFO, Finance Manager, Chief Financial Officer, Financial Analyst, Financial Model Development, QuickBooks Inventory Setup, Accounting Expert, Start-Up Financial Model, Finance Specialist, Financial Accounting, Finance Controller, Yardi, App Folio, Yardi Systems, Property management, Appfolio, EBITDA, Dashboard

Strategic and results-oriented finance professional with over 10 years of experience, specializing in FP&A and Financial Modeling, CFO Services, Excel and Google Sheet Automation, and Accounting & Bookkeeping. Recognized for delivering tailored financial solutions that enhance decision-making, optimize financial performance, and drive business growth. A Chartered Accountant (CA) with advanced expertise in financial automation, data analysis, and strategic leadership. 🔹 Core Services and Expertise: 📊 FP&A and Financial Modeling: Developing advanced financial models for various industries, including SaaS, Real Estate, E-Commerce, Manufacturing, and Blockchain. Performing detailed financial analysis, budgeting, forecasting, and scenario planning to support strategic decision-making. Crafting customized dashboards and reports for real-time performance tracking. 🏢 CFO Services: Providing strategic financial leadership, including cash flow management, financial strategy, and risk management. Conducting financial planning, performance analysis, and profitability optimization. Managing investor relations, corporate finance, and compliance to ensure sustainable growth. ⚡ Excel and Google Sheet Automation: Designing and automating complex spreadsheets to save time and enhance accuracy. Mastery of Excel functions, VBA programming, macros, and Google Sheets scripting for seamless workflow automation. Developing custom templates, dashboards, and automated reporting solutions. 📚 Accounting and Bookkeeping: Delivering accurate and timely financial reporting, including journal entries, reconciliations, and financial statements. Ensuring compliance with accounting standards and regulatory requirements. Streamlining accounting processes for efficiency and accuracy. 🌟 Professional Highlights: Successfully completed 120+ projects on Upwork, maintaining a strong reputation for quality and client satisfaction. Developed and automated financial models and dashboards for clients, improving decision-making speed and accuracy. Reduced manual data management by over 60% through automation in Excel and Google Sheets. Delivered CFO services for multiple organizations, improving financial transparency and driving profitability. 🎓 Education and Certifications: Chartered Accountant (CA) – Specializing in Finance Bachelor’s Degree in Accounting – Gujarat University Advanced Excel and Google Sheets Certification – Expertise in automation and financial modeling Proficient in Data Visualization: Power BI and Tableau for creating interactive dashboards and reports 💡 Let’s Collaborate: Whether you are looking to optimize your financial performance, streamline your accounting processes, or leverage automation for efficiency, I am here to provide tailored solutions that align with your business goals.

I am a Finance, and Accounting professional with MBA Finance & CMA qualifications. I have several years of experience in Accounting, Bookkeeping, Financial & planning Analysis, Costing, CMA Projections, MIS, Auditing, Budgeting, Forecasting, Treasury Management, Financial Modelling, ERP implementation, Business Plans, Business Valuations, Business & Strategic Analysis, Investment Banking, Incorporation Services for Startups, Market Research, Marketing Plans, etc. I have expert knowledge and working experience in MS Office, Office 365, ERP, SAP, Accounting Software such as Tally, QuickBooks, MYOB, Xero, Wavebooks, Saasu, Sage50, Zoho, FreeAgent, Microsoft Dynamic Business Central, GnuCash, etc.

💼 Senior Financial Modeler | Fractional CFO | FP&A Consultant | M&A | Valuation | Financial Due Diligence (FDD) | Quality of Earnings (QOE) | Ex-PwC TAS | Chartered Accountant | CFA Level III Passed I help founders, CFOs, and investors build investor-ready financial models, valuation analyses, and FP&A systems that support 💵 fundraising, 💵 M&A decisions, and 💵 strategic growth. I’m a Chartered Accountant (CA) and CFA Level III Passed finance professional with Big 4 (PwC – Transaction Advisory Services) experience specializing in financial modeling, FP&A, valuation, M&A support, financial due diligence (FDD), and quality of earnings (QOE). Over 5+ years, I’ve worked as a senior FP&A analyst, financial modeler, and fractional CFO for startups, SMBs, and CFOs across North America, Europe, and Oceania, supporting capital raises, deal evaluation, investor reporting, and strategic finance initiatives. I help finance teams move from messy spreadsheets to structured financial models and FP&A systems that stand up to investor and board scrutiny. 💵 Selected Transaction & Financial Impact • Supported 💵 $200M+ in M&A transactions through financial analysis, diligence support, and valuation work • Built sales forecasting models for a $500M+ annual revenue company, improving revenue visibility and operational planning • Contributed to financial analysis and transaction support for an 💵 $2B airline sector deal • Developed financial models used in investment decisions, strategic planning, and board reporting 💵 Core Services Financial Modeling & Valuation • 3-statement financial models (P&L, Cash Flow, Balance Sheet) • SaaS, subscription, e-commerce, commission-based, and services models • Valuation models (DCF, comparable companies, scenario & sensitivity analysis) • Investor models, pitch-deck financials, and deal pricing models FP&A / Fractional CFO Support • Budgeting, forecasting, and rolling forecasts • Cash flow forecasting and runway analysis • KPI dashboards, variance analysis, and management reporting • Board decks, investor updates, and lender reporting Transaction & Strategic Finance • M&A analysis and transaction support • Financial Due Diligence (FDD) • Quality of Earnings (QOE) analysis • Strategic finance and business planning models Tools & Technology Excel (Advanced Financial Modeling) Power BI | SQL | Python | R | Google Sheets QuickBooks | Xero | NetSuite | LiveFlow | Syft Looker Studio | Tableau | Qlik How I Add Value I don’t operate as a junior analyst or bookkeeper. I work as a senior finance partner, building investor-ready financial models, scalable FP&A frameworks, and CFO-level insights that support growth, fundraising, and strategic decision-making. If you're looking for a financial modeling expert, FP&A consultant, or fractional CFO to support 💵 fundraising, 💵 financial planning, or 💵 strategic transactions, I’d be happy to help.