Partner at a 67-year-old Chartered Accountancy firm, delivering financial projections, modeling, and valuation for businesses in the USA and Australia, plus GST, UAE VAT/Corporate Tax, and Virtual CFO support for India and the UAE. Backed by a firm serving 500+ active clients.
I'm Swapnil Punjawat, a Chartered Accountant and Partner at G.S. Punjawat & Co., an ICAI-registered CA firm founded in 1957, now serving 500+ clients in India and 50+ clients in the UAE from offices in Udaipur, Mumbai, and UAE operations. Earlier in my career I built financial models, forecasts, and US GAAP/SEC-aligned reporting for international clients, including US and Australian businesses, and I bring that same rigor to every Upwork engagement, backed by my firm's audit, ROC, and Virtual CFO teams whenever a project needs more hands.
WHAT I CAN HELP WITH
Financial Projections, Modeling & Advisory (USA, Australia & worldwide)
- 3-statement financial models, startup fundraising projections, and board/lender-ready decks
- Business valuation: DCF, comparable company analysis, precedent transactions
- Financial forecasting, budgeting, scenario planning, and variance analysis
- US GAAP-style financial statement preparation and month-end close support
- Bookkeeping and reporting on QuickBooks, Xero, MYOB, and Zoho Books
- Virtual/fractional CFO support: cash flow management, investor reporting, KPI dashboards
(Note: I support projections, modeling, GAAP-style reporting, and advisory for US/Australian businesses, not licensed US tax return filing or Australian tax lodgement, which require a local CPA/EA or Registered Tax Agent credential.)
India
- GST registration, monthly/quarterly returns, GSTR-9/9C audits, e-way bills, ITC reconciliation
- Income tax return filing, tax planning, scrutiny/appeal representation, NRI taxation
- TDS return filing (24Q/26Q/27Q), Form 16/16A issuance, reconciliation with 26AS
- ROC/MCA compliance: company & LLP incorporation, annual filings, director KYC
- Statutory, tax, and internal audits
- Startup advisory: entity structuring, Startup India registration, funding-readiness, DPIIT recognition
UAE
- VAT registration, quarterly returns, FTA health checks, refund applications, audit representation
- Corporate Tax registration (EmaraTax), return filing, transfer pricing documentation
- Business setup: mainland, free zone (JAFZA, DMCC, RAKEZ, IFZA, DIFC, ADGM and more), and offshore formation
- Bank account opening support, visa & license processing
Technology
- Authorized Zoho Books and Odoo implementation partner, plus hands-on experience with QuickBooks, Xero, and MYOB. I set up, clean up, and run your books on cloud accounting so you always have real-time numbers.
WHY WORK WITH ME
- Backed by a 67-year, ICAI-registered firm, not a solo freelancer who disappears after the contract
- Real cross-border experience across India, UAE, USA, and Australia
- Direct partner-level attention on every engagement
- Fast turnaround: queries answered within 24 hours
Message me with what you need, a projections model, a valuation, ongoing bookkeeping, or GST/VAT compliance, and I'll scope it out.
Financial Projection
Financial Modeling
Bookkeeping
Accounting
Financial Planning
Financial Analysis
Financial Reporting
Tax Preparation
Financial Statement
QuickBooks Online
Xero
Corporate Tax
Indirect Tax
Australian Taxation
US Taxation
Business Valuation
Zoho Books
MYOB AccountRight
Forecasting
International Taxation
Vajra R.
Nashik, India
$75/hr
4.8
313 jobs
I build financial models, forecasts, and financial tools that help businesses, investors, and management make better decisions.
With 13+ years of experience in financial modeling and analysis, I have worked across infrastructure, real estate, healthcare, hospitality, SaaS, technology, startups, and other businesses.
My work covers the full range of financial modeling requirements, including:
Financial Modeling
• 3-statement financial models
• Financial projections & forecasting
• Revenue and operating models
• Cash flow modeling
• Budgeting & FP&A
• Business planning models
• Scenario & sensitivity analysis
• Financial dashboards & KPI models
Investment & Transaction Modeling
• Investment analysis
• Business valuation & DCF
• Acquisition models
• Real estate investment models
• Project finance models
• Debt & financing models
• Equity investment & returns analysis
• IRR, MOIC, NPV, DSCR and other investment metrics
• Investor and lender models
Financial Analysis
• Profitability analysis
• Unit economics
• Revenue & margin analysis
• Cost structure analysis
• Break-even analysis
• Cash flow & funding requirements
• Business performance analysis
Financial Automation
• Advanced Excel automation
• Automated financial reporting
• Automated forecasting and analysis
• Custom financial tools
• Workflow automation
• Converting repetitive manual processes into efficient financial systems
I work with founders, CFOs, investors, lenders, operators, and professional services firms that need more than a basic spreadsheet.
I focus on building models that are structured, dynamic, easy to understand, and actually useful for decision-making.
Whether you are evaluating an investment, raising capital, acquiring a business, planning growth, building a financial forecast, analyzing profitability, or improving an existing model, I can help turn the underlying business assumptions into a robust financial model.
If you have a complex financial modeling requirement, send me the details and I'll help you determine the right approach.
Financial Modeling
Discounted Cash Flow
Financial Analysis
Startup Consulting
Company Valuation
Microsoft Excel
Forecasting
SaaS
KPI Metric Development
Cash Flow Modeling
Sensitivity Analysis
Budget Planning
Financial Analysis & Valuation
Real Estate Financial Model
Dashboard
Python
SQL
Automation
Power Query
Mayur M.
New Delhi, India
$13/hr
5.0
31 jobs
I am a Certified Chartered Accountant (CPA Equivalent) and also Management Accountant (Strategic Level) from CIMA UK.
I have an experience of more than 20 years in Finance & Accounting domain from Accounting, book-keeping, preparation of financial statements, financial Planning & analysis (FP&A), financial modelling, financial projection. Bank Reconciliations, Vendor Reconciliations, AP, AR, R2R.
Deep expertise in bookkeeping/accounting areas specially for E-commerce business (Amazon, Shopify, ebay & payments gateways settlements through stripe, square, Paypal). Also for SaaS companies in subscription accounting, revenue recognition.
Software tools expertise.
--> QuickBooks (Pro-advisor)
--> Zoho Books
--> Xero
-- Exact Online
--> Moneybird
Expert knowledge of MS Excel, Slack, Clickup
Financial Report
Zoho Books
Intuit QuickBooks
Bookkeeping
Management Accounting
Financial Analysis
Xero
Cash Flow Statement
Accounting Basics
Accounts Payable Management
Accounts Receivable Management
Prashant S.
Delhi, India
$5/hr
5.0
3 jobs
Hi, I'm Prashant — an aspiring financial analyst with a strong foundation in accounting, financial management, and a growing specialization in business valuation and financial modeling.
🔍 I can help you with:
DCF (Discounted Cash Flow) valuation models
Startup and small business valuations
Comparative company and industry analysis
Excel-based financial projections
Business plan financials for fundraising or investor decks
Management Consulting
Financial Planning
Accounting Basics
Ravindra S.
Thane, India
$45/hr
5.0
47 jobs
Fractional CFO and financial modeling expert — 20+ years building investor-grade models, valuations, and M&A and due-diligence work used in boardrooms, fundraises, and live deals across the US, UK, Europe, the Middle East, and APAC.
I pair an engineer's rigor with a finance strategist's judgment — a B.Tech from IIT Bombay and an MBA in Finance & Strategy from IIM Lucknow — plus two decades as a hands-on finance partner to PE/VC funds, family offices, investment banks, corporates, and growth-stage founders. As a Top-Rated Plus freelancer with a 100% Job Success Score and $100K+ earned here, I deliver decision-grade work — on time, every time. If you need a number you can take to a board, an investor, or a deal table, that's what I build.
What I do for clients
1. Fractional / Virtual CFO — Full finance leadership without the full-time cost: FP&A, budgeting, forecasting, cash-flow and working-capital management, month-end close, reconciliations, internal controls, controllership, and board and investor reporting — plus clean bookkeeping and accounting (incl. cash-to-accrual conversions and QuickBooks/Stripe workflows).
2. Financial Modeling & Valuation — Investor-grade Excel models: three-statement, DCF, LBO, scenario and sensitivity analysis, and cap tables, plus SaaS/startup, real estate, energy, and manufacturing models. Business, equity, and asset valuation you can defend.
3. M&A Advisory & Due Diligence — Buy- and sell-side support: financial and commercial due diligence, Quality of Earnings (QoE), target screening and profiling, synergy assessment, deal structuring, data-room management, and board-ready transaction decks.
4. FP&A & Capital Raising — Forecasts, budgets, proforma financials, variance analysis, capital-structure optimization, and fundraising support: investor decks, pitch decks, financial projections, and business plans built to raise.
5. Investment & Equity Research — Fundamental and technical equity research, credit and fixed-income analysis, sector and thematic screening, and portfolio strategy for funds and asset managers.
6. Market Research & Strategy — Market-entry and feasibility studies, TAM/SAM/SOM and market sizing, competitive benchmarking, go-to-market (GTM) strategy, and country-risk and macro assessments.
Why clients come back
- 20+ years across corporate finance, strategy, research, and M&A, including roles with leading global firms
- Investor-grade outputs trusted by PE/VC funds, family offices, and corporates worldwide
- Top-Rated Plus | 100% Job Success | $100K+ earned | 2,600+ hours
- Every deliverable custom-built, source-checked, high quality, and delivered on schedule
- Senior expertise at a fraction of in-house or big-firm cost
I work on hourly, fixed-price, retainer, or dedicated-team terms — whatever fits your scope.
Looking for a fractional CFO, financial modeler, valuation analyst, M&A and due-diligence partner, FP&A expert, or research and strategy advisor who delivers boardroom-ready results? Message me a few details about your project — I respond within 12 hours and will be glad to set up a quick intro call.
Financial Projection
Mergers & Acquisitions
Financial Analysis
Business Plan
Feasibility Study
Financial Modeling
Business Valuation
Due Diligence
Corporate Finance
Equity Research
Investment Research
Pitch Deck
Financial Reporting
Cash Flow Modeling
Microsoft Excel
Bookkeeping
Venture Capital
Startup Consulting
Financial Planning
Market Research
Parag B.
Gurgaon, India
$50/hr
4.8
19 jobs
Most founders don't have a numbers problem. They have a "what do these numbers mean, and what do I do next" problem.
That's what I fix.
I'm Parag, a financial modeling and FP&A specialist for SaaS and e-commerce businesses. I turn messy spreadsheets and gut-feel decisions into clear, founder-ready models that show exactly what you can afford, when you'll run out of cash, and where you actually make money.
Over the last 5+ years I've built 150+ financial models, and I hold Top Rated Plus status with a 100% Job Success Score on Upwork.
Where I help most:
• Unit economics & pricing — contribution margin per customer, usage-based costs, pricing that stays profitable
• Cash flow forecasting — rolling models that flag runway and pinch points weeks ahead
• FP&A & budgeting — forecasts, budgets, and variance tracking you'll actually use
• Dashboards & reporting — clean KPI dashboards that show what's working and what's at risk
• Automation — pulling actuals from QuickBooks, Xero or Google Sheets so reporting isn't manual
A few things clients have hired me for recently: a custom real-estate multifamily development model for scenario-based return analysis, cash flow forecasting templates that gave founders clear runway visibility, and KPI dashboards that turned scattered data into decisions.
Why founders keep working with me:
• I lead with clarity, not complexity — models you can read and edit yourself
• I pair finance with automation, so reporting stays light to maintain
• I'm direct with the numbers: I tell you what the data says, not just what's comfortable to hear
• Fast turnarounds and clear communication (English: fluent; responsive within a few hours)
If you want someone who can own your financial model, sharpen your pricing, and give you a real handle on cash, let's talk. Send me a message with a bit about your business and what you're trying to decide.
Financial Projection
Financial Modeling
Microsoft Excel
Finance
Financial Accounting
Accounting
Excel Formula
Intuit QuickBooks
Financial Analysis
Forecasting
Budget Planning
Google Sheets
Financial Analysis & Valuation
Financial Consulting
Business Planning & Strategy
Cash Flow Analysis
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