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Are your QuickBooks books behind? Bank accounts not reconciled? Financial reports inaccurate? I help U.S. businesses clean up their books, reconcile accounts, and maintain accurate financial records so they always know where their business stands. I am a Certified QuickBooks Online Bookkeeper with 4+ years of bookkeeping experience supporting service-based businesses. I specialize in: ✔ QuickBooks Online setup and cleanup ✔ Bank & credit card reconciliations ✔ Catch-up bookkeeping ✔ Accounts Payable & Accounts Receivable ✔ Financial statements ✔ Month-end close ✔ Chart of Accounts optimization ✔ Journal entries ✔ Payroll support ✔ Financial reporting Whether you need monthly bookkeeping or years of cleanup work, I deliver accurate books, clear communication, and on-time reporting.

I am a Finance, and Accounting professional with MBA Finance & CMA qualifications. I have several years of experience in Accounting, Bookkeeping, Financial & planning Analysis, Costing, CMA Projections, MIS, Auditing, Budgeting, Forecasting, Treasury Management, Financial Modelling, ERP implementation, Business Plans, Business Valuations, Business & Strategic Analysis, Investment Banking, Incorporation Services for Startups, Market Research, Marketing Plans, etc. I have expert knowledge and working experience in MS Office, Office 365, ERP, SAP, Accounting Software such as Tally, QuickBooks, MYOB, Xero, Wavebooks, Saasu, Sage50, Zoho, FreeAgent, Microsoft Dynamic Business Central, GnuCash, etc.

💼 Fractional CFO | Financial Modeling & AI-Driven Finance Systems 𝐌𝐨𝐬𝐭 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐝𝐨𝐧'𝐭 𝐟𝐚𝐢𝐥 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐫𝐞𝐯𝐞𝐧𝐮𝐞 𝐬𝐭𝐨𝐩𝐬 𝐠𝐫𝐨𝐰𝐢𝐧𝐠. 𝐓𝐡𝐞𝐲 𝐟𝐚𝐢𝐥 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐯𝐢𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐲 𝐛𝐫𝐞𝐚𝐤𝐬. You're scaling but margins are compressing, cash is disappearing, and you don't know which part of the business is actually working. 𝐈𝐟 𝐲𝐨𝐮'𝐫𝐞 𝐚𝐧 𝐞𝐜𝐨𝐦𝐦𝐞𝐫𝐜𝐞 𝐟𝐨𝐮𝐧𝐝𝐞𝐫, inventory is piling up, ad channels are eating margin, and cash flow is reactive. 𝐈𝐟 𝐲𝐨𝐮'𝐫𝐞 𝐚 𝐒𝐚𝐚𝐒 𝐟𝐨𝐮𝐧𝐝𝐞𝐫, you have metrics everywhere but no clarity on runway, burn rate, or what actually moves your ARR. 𝐈𝐟 𝐲𝐨𝐮'𝐫𝐞 𝐚𝐧 𝐚𝐠𝐞𝐧𝐜𝐲 𝐟𝐨𝐮𝐧𝐝𝐞𝐫, revenue looks fine on paper but project-level profitability tells a different story. That's the layer I work on. I combine strategic finance, FP&A, advanced financial modeling, and AI-powered automation to build finance operations that give you full visibility, control your cash burn, and support decisions that actually scale the business. That’s the layer I work on. I combine strategic finance, advanced financial modeling, accounting infrastructure, FP&A, and AI-powered automation to build finance operations that actually support scale. 🚀 What I Specialize In 📈 Financial Modeling & Strategic Finance This is the core of my work. ✔ 3-Statement Financial Models ✔ SaaS & Startup Forecasting Models ✔ Cash Flow Forecasting & Runway Planning ✔ FP&A (Financial Planning & Analysis) ✔ Scenario & Sensitivity Analysis ✔ Revenue & Margin Modeling ✔ DCF Valuation & Investment Analysis ✔ M&A / LBO Modeling ✔ KPI Dashboards & Board Reporting ✔ Unit Economics (CAC, LTV, Contribution Margin) I build models that are actually used for: fundraising board reporting operational planning pricing decisions acquisitions investor conversations —not models built just to “look good”. ⚡ AI & Finance Automation One of my strongest differentiators is combining finance with automation and AI. I build systems that reduce manual work, automate reporting, and improve decision speed across finance operations. 🤖 Automation Stack ChatGPT • Claude • Gemini • Zapier • Make • Python • SQL • Power BI 🔥 What I Build ✔ Automated KPI Dashboards ✔ AI-Powered Financial Analysis ✔ Forecast Automation ✔ Executive Reporting Systems ✔ Automated Variance Analysis ✔ Finance Workflow Automation ✔ Real-Time Reporting Infrastructure ✔ Data Cleanup & Transformation Systems 📚 Accounting & Financial Operations Strong financial strategy means nothing if the accounting foundation is broken. I also work deeply in: ✔ QuickBooks Online (QBO) ✔ Xero ✔ NetSuite ✔ SAP Business One ✔ Zoho Books ✔ Accrual Accounting ✔ Reconciliations & Financial Cleanup ✔ Month-End Close Optimization ✔ AP / AR Systems ✔ Inventory & Cost Tracking ✔ Internal Controls & SOP Development 📈 Results Delivered ✅ Extended runway by 6–9 months through cash flow restructuring ✅ Identified 12–30% cost savings across operations & vendor spend ✅ Built 250+ advanced financial models ✅ Delivered 50+ integrated 3-statement forecasting models ✅ Cleaned & reconciled $10M+ financial data across QBO, Xero & legacy systems ✅ Reduced month-end close cycle from 18 days to under 7 days ✅ Built KPI systems improving profitability & operational visibility ✅ Designed investor-ready dashboards and board reporting systems 🌐 Industries 🚀 SaaS & Startups 📦 Shopify & eCommerce Brands 🛒 Amazon FBA Businesses 🏢 Real Estate & Investment Firms 📈 Agencies & Service Businesses 🍽 Hospitality & Franchise Businesses 🛠️ Tools & Platforms 📊 Finance & Analytics Excel • Google Sheets • Power BI • Tableau • Looker Studio 💻 Accounting & ERP QuickBooks Online • Xero • NetSuite • SAP • Zoho Books • Sage Intacct 📈 FP&A & Reporting Fathom • Jirav • Float • Cube • Planful • LiveFlow 💳 Payments & Revenue Stripe • Shopify • Chargebee • Recurly • Bill • Airwallex 📚 Research & Investment PitchBook • Capital IQ • Bloomberg • Crunchbase 💰 Typical Engagements 📌 Financial Cleanup & Reporting → $400–$800/month 📌 Forecasting & KPI Dashboards → $500–$800/month 📌 Fractional CFO Support → $1,200–$1,800+/month Custom scope based on complexity, reporting requirements, and automation needs. 📩 If You Need Help With: ✔ Financial Modeling ✔ Cash Flow Forecasting ✔ FP&A & Strategic Finance ✔ Fractional CFO Support ✔ KPI Dashboards ✔ Finance Automation ✔ Investor Reporting ✔ Accounting Cleanup & Reconciliation #Finance expert #Fractional CFO #Virtual CFO #Ecommerce accountant #SaaS Accountant #CFO #FP&A #Financial Planning and Analysis Let’s build finance systems that give your business real visibility, operational control, and scalable financial infrastructure.

Hello there, I'm a qualified Chartered Accountant with years of experience in the financial industry. Not only am I a CFA Level 2 certified professional, but I'm also Xero and QuickBooks Certified ProAdvisor. Over the past decade, I've worked as a freelance consultant, completing 200+ projects for 50+ clients all around the world. My goal is to help my clients achieve financial success by taking a hands-on, personable approach to their needs. As a virtual CFO, I have managed end-to-end finance and accounting business functions for various client organizations. Leveraging my widespread experience across multiple industries worldwide and hands-on experience with various accounting software suites, I've enabled extensive financial and strategic growth for my clients in a short span of time. I specialize in creating dynamic and complex financial models and business plans and strategies for companies seeking funding globally. My services are designed to help your business thrive, and include: 1. Financial modeling, which includes cash flow modeling, forecasting, insight generation, and valuation modeling. 2. End-to-end bookkeeping services, such as account reconciliation, accounts receivables and payables, inventory management, cash flow management, GL maintenance, payroll processing, and more. I work on various platforms like Xero, QuickBooks, Wave Apps, Sage, MYOB, and others. 3. Financial reporting and analysis, which includes standard and customized reports, intelligent dashboards, and visualization. 4. Income Tax Return Filing (UK), Companies House Filings (UK). If you're looking for a dedicated and experienced financial advisor who can help take your business to the next level, I'm here to help. Let's work together to achieve your financial goals and make your business dreams a reality.

*****Fractional CFO | Expert Financial Analyst | Financial Modeling | Bookkeeping Expert | Financial Modeller | Financial Consultant | Financial Model Development | Startup Financial Strategist | Financial Analysis & Budgeting | Financial Modeling Expert | Financial Analyst | Experienced Financial Advisor | CFO***** 🚀 Tired of basic bookkeeping? Let’s turn your finances into a strategic growth engine, with expert leadership, smart automation, and results that actually move the needle. Hi, I'm 𝑫𝒉𝒂𝒓𝒎𝒆𝒏𝒅𝒓𝒂, a finance expert with 10+ years of experience helping startups, e-commerce brands, nonprofits, and real estate businesses turn messy finances into clear, scalable systems. I go beyond bookkeeping, offering strategic insights, automation, and CFO-level support to help you grow with confidence. With deep expertise in financial modeling, forecasting, and automation, I design smart systems that save time and drive results. Whether you need clean books, investor-ready reports, or cash flow clarity, I deliver accurate, actionable financials tailored to your business goals, on time, every time. ➜ 𝑴𝒚 𝑪𝒐𝒓𝒆 𝑬𝒙𝒑𝒆𝒓𝒕𝒊𝒔𝒆: Startup & SaaS Financial Strategy E-commerce Bookkeeping (Shopify, Amazon, Stripe) Nonprofit Grant Budgeting & Financial Compliance Real Estate Cost Accounting & Cash Flow Planning Excel Automation, AI Tools, Zapier Workflows Financial Forecasting & Dashboard Reporting ➜ 𝑹𝒆𝒄𝒆𝒏𝒕 𝑾𝒊𝒏𝒔: Automated monthly reporting for a 7-figure eCommerce brand — reduced manual effort by 70% Built an AI-powered cash flow model for a SaaS startup — helped secure $150K in funding Reconciled 2+ years of disorganized data in QuickBooks — completed in under 4 days ➜ 𝑾𝒉𝒚 𝑪𝒍𝒊𝒆𝒏𝒕𝒔 𝑻𝒓𝒖𝒔𝒕 𝑴𝒆 𝒐𝒏 𝑼𝒑𝒘𝒐𝒓𝒌: 1️⃣ Fractional CFO Services for Startups, Scale-ups & Founders 2️⃣ Certified ProAdvisor: QuickBooks Online, Xero, Zoho Books 3️⃣ Financial Automation & Dashboards using Excel, Google Sheets & AI Tools 4️⃣ 10+ Years of Experience in FP&A, Cash Flow Modeling, AR/AP, and Financial Ops 5️⃣ Fast Turnaround: Weekend availability & 24-hour response for urgent tasks 6️⃣ Accurate calculations of EBITDA ➜ 𝑾𝒉𝒂𝒕 𝑺𝒆𝒕𝒔 𝑴𝒆 𝑨𝒑𝒂𝒓𝒕: I’m not just a bookkeeper, I’m a finance partner and business strategist. With over a decade of hands-on experience across multiple industries, I’ve led and trained accounting teams, implemented automation to save time and money, and helped businesses scale confidently. I bring an entrepreneurial mindset to every project, because I’ve built and run businesses myself. That means I understand the pressures you're under and the outcomes you expect. 🔐 Confidentiality. Integrity. Accuracy. That’s my daily mantra. ----------------------------------------------------------------------------------------------------------------------- If you're looking for a $5/hr freelancer who cuts corners, I’m not the right fit. But if you need high-impact financial expertise and a long-term partner you can rely on, let's connect. 📩 Message me on Upwork to discuss how I can support your business goals. Let’s build smarter, faster, and stronger, together. 𝑻𝒉𝒂𝒏𝒌𝒔 𝒇𝒐𝒓 𝒗𝒊𝒔𝒊𝒕𝒊𝒏𝒈 𝒎𝒚 𝒑𝒓𝒐𝒇𝒊𝒍𝒆, 𝑫𝒉𝒂𝒓𝒎𝒆𝒏𝒅𝒓𝒂 Fractional CFO, Expert Financial Analyst, Financial Modeling, Bookkeeping Expert, Financial Modeller, Financial Consultant, Financial Model Development, Startup Financial Strategist, Financial Analysis & Budgeting, Experienced Financial Analyst, Financial Modeling Expert, Financial Analyst, Experienced Financial Advisor, CFO, Experienced QuickBooks Bookkeeper, Experienced Bookkeeper, Xero Bookkeeper, Startup Financial Analyst, Chief Finance Officer, Financial Specialist, Senior Financial Analyst, Fractional CFO, Expert Financial Analyst, Financial Modeling, Bookkeeping Expert, Financial Modeller, Financial Consultant, Financial Model Development, Startup Financial Strategist, Chartered Financial Analyst, Financial Analysis Specialist, Senior CFO, Expert CFO, Finance Manager, Financial Analysis & Budgeting, Experienced Financial Analyst, Financial Modeling Expert, Financial Analyst, Experienced Financial Advisor, CFO, Experienced QuickBooks Bookkeeper, Chief Financial Officer, Financial Analyst, Financial Model Development, QuickBooks Inventory Setup, Accounting Expert, Start-Up Financial Model, Finance Specialist, Financial Accounting, Finance Controller, Experienced Bookkeeper, Xero Bookkeeper, Startup Financial Analyst, Chief Finance Officer, Financial Specialist, Senior Financial Analyst, Chartered Financial Analyst, Financial Analysis Specialist, Senior CFO, Expert CFO, Finance Manager, Chief Financial Officer, Financial Analyst, Financial Model Development, QuickBooks Inventory Setup, Accounting Expert, Start-Up Financial Model, Finance Specialist, Financial Accounting, Finance Controller, Yardi, App Folio, Yardi Systems, Property management, Appfolio, EBITDA, Dashboard

Are you struggling with messy financials, unclear budgets, or the need for investor-ready reports? I help businesses streamline their books, make data-backed financial decisions, and maintain healthy cash flow. With over 11 years of experience as a CFO and Financial Consultant, I’ve supported startups, law firms, and multi-entity companies in: ✅ Bookkeeping (QuickBooks Online, Xero, Tally) ✅ Budgeting & Forecasting (Monthly/Quarterly/Annual) ✅ Financial Modeling (Investor pitch decks, scenario planning, Excel dashboards) ✅ Virtual CFO Services (Cash flow management, profitability analysis, financial reporting) I’ve helped clients: • Reduce costs by 15–30% through budget controls • Build clear financial models used to secure funding • Organize years of backlog bookkeeping • Gain visibility into financial KPIs with custom dashboards ⚙ Tools I work with: QuickBooks, Xero, Excel, Google Sheets, Zoho Books, Power BI 🎯 Let’s talk if you’re looking for a partner who understands both numbers and business strategy. I offer reliable, timely, and insightful financial support.