Hire the Best Financial Analysts in Saint Paul, MN

I am an experienced finance professional who specializes in credit risk, loan underwriting, and financial analysis. Most of my career has been spent working in the banking industry, where I look at financial data, check credit histories, and evaluate loan applications to make safe lending decisions. I am very detail-oriented, comfortable with strict regulations, and skilled at helping banks and clients manage risk.

Greetings! I am a highly skilled Asset Analyst with a strong background in financial modeling, portfolio management, and strategic financial planning. With experience managing commercial real estate assets valued at over $350 million, I specialize in optimizing capital allocation, enhancing financial structuring, and driving asset performance through advanced analysis. Currently, I lead asset strategy at Oppidan Investment Company, overseeing financial reporting for a diverse portfolio while coordinating with multiple banks and investors. My expertise extends to construction funding, cash flow forecasting, and expense benchmarking, ensuring accurate financial oversight for projects exceeding $1 billion. I have successfully repositioned underperforming assets, executed strategic sell/hold analyses, and implemented financial models that drive profitability. Beyond my technical skills, I bring a deep understanding of market research, lender relations, and investment strategy. I hold a double major in Finance and Economics from the University of Wisconsin - River Falls and have cultivated mentorship relationships with industry leaders to further refine my expertise. I am eager to apply my financial acumen and analytical capabilities to support your business goals. Let’s connect to discuss how I can add value to your projects.

Are you a Founder, Owner or CEO struggling with cash flow gaps, shrinking margins, or financial uncertainty? I help business leaders take control of their finances and make smart, profit-driven decisions that fuel growth. With 15 years of financial leadership—from Fortune 500 companies to fast-moving SMBs—I serve as your go-to finance expert turning complexity into clarity and insights into measurable results. My engineering mindset drives data-backed analysis; my business experience ensures practical, results-focused solutions. I wear three different hats to serve my clients: 1. FRACTIONAL CFO: Focus on the big picture, connecting the dots, providing financial leadership and guidance to tackle the most challenging problems for my clients 2. FINANCE MANAGER: Run day-to-day financial operations, focus on execution, create budgets, financial plans, generate cash flow projections and ensure the business stays on track to meet financial objectives. 3. FINANCIAL ANALYST: Dive deep into the numbers. Understand the story behind the numbers and pull relevant insights. Look at every action and decision in the business from a financial lens and understand the risk-reward calculus. Here’s What I Deliver: • Forecasting, budgeting & modeling (IRR, NPV, scenario analysis) for smart planning and growth • Cash flow & expense diagnostics — stop leaks, optimize working capital • Profitability, revenue and margin analysis, cost-benefit and risk management • Business valuation & investment planning, go/no-go decision support analysis • Investor-ready financial models & pitch deck support Why Clients Work With Me: • Personalized, hands-on support with weekly calls/meetings • Focus on actionable insights and strategies, not just reports • Proven track record of improving profitability, cash flow, and financial clarity Current Role: Founder & Owner/Fractional CFO | Profit Spear Consulting, LLC My key differentiator is emphasis on being available to my clients whenever they need me with one-on-one weekly meetings and calls to support their business. I provide customizable solutions that not only analyze financial health of businesses and identify underlying drivers of profitability, but also provide key valuable insights for informed decision making which will be a game changer for business owners and stakeholders seeking to maximize profits. SOME OF THE SERVICES I OFFER: -Revenue and Margin Analysis -Expense Analysis -Cash Flow Analysis -Comprehensive Profitability Analysis and Diagnostics -Capital Planning and Analysis -Margin Expansion and Cost Reduction -Financial Planning and Analysis -Cash Flow Management and Analysis -Profitability Analysis and Profit Maximization -Business Case Development and Analysis -Key Performance Indicator Analysis