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I build custom Excel financial models for startups, small businesses, investors, and operators who need clear projections and decision-ready analysis. This includes startup forecasts, 3-statement models, real estate models, SaaS and subscription models, lending models, DCF valuations, cap tables, cash flow waterfalls, investor returns, scenario analysis, dashboards, and custom template modifications. The models are built around real business drivers so you can change assumptions and see the impact on revenue, cash flow, funding needs, valuation, and investor returns. I build each model to be practical, flexible, and easy to understand. I work weekends and all hours.

I am a financial analyst with 10+ years of experience at a top Wall Street bank and as an independent financial consultant. I specialize in building, managing, and maintaining financial models, and advising businesses through model-driven insights. I've completed more financial modeling projects on Upwork than any other freelancer: 500+ engagements, 100% Job Success, Top Rated Plus, over $1BN raised on my models. CFA Charterholder. Financial Modeling I build investor-grade 3-statement models from scratch for your business. I've supported raises from seed through Series B, including a unicorn and multiple $100M+ ARR companies, along with lender models, board models, scenario and sensitivity analysis, valuation, and 409A work. I've built models for 1,000+ companies across virtually every industry, with particular expertise in lending, SaaS, ecommerce, logistics, and energy, AI has changed financial modeling in two important ways. It has made it effortless to spin up amateur models, and it has made high-quality models even more valuable by expanding what they can do. A model built from the ground up to be operated by AI agents is the best of both worlds: institutional-grade structure, optimized for scale, user-friendliness, and auditability, with an architecture that lets tools like Claude and ChatGPT in Excel update data, run scenarios, and make changes reliably. My models are built to leverage AI agents and serve as a "financial operating system" for your business that is easily actualized with current data and adapted as your needs evolve. EBITDAI: I also founded EBITDAI. The consumer app is live in the Excel Addin store and Micrsoft Appsource and is the most cost-effective AI Excel agent on the market today. This also gives me valuable real estate directly inside of Excel that I can use to implement managed services solutions for my clients. In the past, I have built integrations that connect to the client's Quickbooks, Campfire, and Stripe accounts to the EBITDAI addin, which sideloads inside of Excel. The end result was full automation of actualization. The client simply logs into EBITDAI inside of Excel each month and asks the agent to update the model.

Hi there, I am glad to have you here! Are you seeking the expertise of a Professional Business Plan Writer to assist you in developing a comprehensive business plan for investors, bank loans, SBA loans, grants, immigration visas, franchises, or business partners? I'm here to help! I am a dedicated business strategist and financial analyst specializing in comprehensive business plan development, building advanced financial models, and designing visually engaging pitch decks. With 10 years of experience supporting startups, SMEs, and established enterprises, I am committed to delivering strategic documents that are tailored to meet the expectations of investors, banks, SBA lenders, and grant agencies. I approach every project with precision, confidentiality, and a strong commitment to quality. A complete business plan includes: • Executive Summary • Business Goals and Objectives • Mission and Vision • Core Values • Business Model Canvas • Value Proposition • Company Description • Organizational Chart • Product & Services • Marketing Plan • Six Ps of Marketing • Growth Plan • Sales Strategy • Pricing Strategy • Target Market • PESTEL Analysis • Porter's Five Forces Analysis • Competitor Analysis • Competitive Edge • Market Research • Industry Analysis • Risk Analysis • SWOT Analysis • Expansion Strategy • Exit Strategy A complete financial plan will include: • Use of Funds • Startup Analysis • Profit & Loss • Cash Flow • Balance Sheet • Sales Forecast • Breakeven Analysis • Net Present Value (NPV) • Average Rate of Return (ARR) • Profitability Index (PI) • DCF Valuation • Loan Repayment Schedule • Return on Investment • Graphs & Charts Industries I have helped: • Real estate • E-Commerce • Education • Renewable Energy • Software • Tech • Security services • Healthcare • Childcare • Construction • Events planning • Fashion & apparel • Car wash & detailing • Cleaning services • Food & beverage • Vending machine • Transportation & Automotive • Animals & Pets • Sports & Fitness • Cannabis & CBD • Storage • Jewelry • Rentals • Retail stores • Recycling • Agriculture & Farming • Airline • EV station • Architecture & Interior design • Art & Design • Audio services • Beauty & Cosmetics • Business services & Consulting • Crypto & Blockchain • Financial services • Engineering services • Gaming • Hardware & Electronics • Manufacturing • Marketing & advertising • Media & entertainment • Medical & pharmaceutical • Music • Tattoo • Nonprofit • Residential care facility • Recovery home • Photography • Retail & wholesale • Telecommunications • Travel & tourism • Hospitality • Video services • Wellness • Writing & publishing Deliverables: • MS Word • PDF • Excel With my extensive and hands-on experience, I am confident in delivering a thoroughly researched and professionally written business plan that reflects your vision and supports your goals. Best regards,

Hello There, I am a freelancer with over 15 years of finance and accounting experience. I have served as CFO for several clients and have worked in private equity. I am a CFA charterholder based in Los Angeles. I can pick up tasks quickly and would love to work with you and your team. I have worked on projects involving the following: - Fractional CFO - M&A - Financial Modeling - Budgeting/Forecasting - Valuation - Real Estate Modeling - Research - VBA Automation Please let me know if you have any questions. Thank you! Thanks!

Seasoned real estate professional with over 10 years of experience in development and investing. Commercial Real Estate Pro Financial modeling, Marketing memorandums for CRE Experienced, Analytical Analyst/Real Estate Financial Modeler During my career, I have worked on various aspects of real estate, including underwriting, due diligence, contract negotiation, property identification, financing, and management. I have a diverse background in both commercial and residential real estate and have successfully completed over $200 million in development and acquisition projects across the United States. My expertise in the industry enables me to deliver exceptional results, and I am passionate about creating value for clients through innovative real estate solutions. My most recent projects have been the successful acquisition of $20million of Commercial Real Estate Assets in Texas, Nevada and Illinois. My responsibilities were to spearhead the search, financial analysis and due diligence for each property. I was a integral person leading the team for the investor in hiring all 3rd parties involved with the Real Estate Transaction.

I build financial projections that get SBA loans approved. I spent 12 years on the lender side of the desk, where my team closed 1,500+ SBA loans, and today I run ProjectionHub, where we build the financial projections and business plans that underwriters say yes to. 📊 𝙰 𝙵𝙴𝚆 𝙽𝚄𝙼𝙱𝙴𝚁𝚂 𝚃𝙷𝙰𝚃 𝙼𝙰𝚃𝚃𝙴𝚁 ✅ 1,500+ SBA loans closed during my 12 years running an SBA lending program ✅ Grew a small business loan fund from $100K to more than $50M lent ✅ 1,000+ custom financial models and financial projections delivered since 2012 ✅ 50,000+ founders have used ProjectionHub's financial projection templates and tools ✅ Clients approved for millions in SBA 7(a) and SBA 504 financing ⭐ Here is what a recent Upwork client said: "We found Adam, and what a blessing it was! He went WAY above and beyond our expectations. The lender we are working with was blown away at the critical information they received from us, which allowed our process to progress easily and much faster." (Curtis S., SBA loan financial projections) 🏦 𝚆𝙷𝚈 𝙻𝙴𝙽𝙳𝙴𝚁𝚂 𝚂𝙰𝚈 𝚈𝙴𝚂 Most financial projections fail at the bank for one reason: they were built by someone who has never read a projection the way an underwriter reads one. I have. I approved and declined SBA loan applications for over a decade, so every financial projection I build starts from the question the lender will actually ask: does the cash flow cover the debt? That means DSCR, break-even, and coverage ratios are not an afterthought in my financial projections. They are the spine. ProjectionHub is also the company behind 100+ CPA-developed, industry-specific financial projection templates, so your financial projections start from proven revenue logic for your industry, not a blank spreadsheet. We have built financial models across healthcare, construction, real estate, e-commerce, SaaS, retail, restaurants, and franchises. 📈 𝚆𝙷𝙰𝚃 𝙸 𝙳𝙾 ▸ Financial projections for SBA loans: 5-year, 3-statement financial projections with DSCR, break-even, and coverage ratio analysis built for SBA 7(a), SBA 504, and bank underwriting ▸ Business plans: lender-ready business plans with integrated financial projections, market research, use of funds, and staffing plans ▸ Financial models for investors: revenue models, unit economics, and investor-grade financial projections for pre-seed through Series A raises ▸ Acquisition financial projections: pro forma financial projections and debt service analysis for business acquisitions ▸ SBA loan prequalification: document review, maximum SBA loan sizing, and direct introductions to best-fit SBA lenders ▸ Financial model review: validating the assumptions in your existing financial model or financial projections before they reach a lender or investor 🤝 𝚆𝙷𝙾 𝙸 𝚆𝙾𝚁𝙺 𝚆𝙸𝚃𝙷 Founders applying for SBA loans, buyers acquiring a business with SBA or bank financing, startups preparing investor-grade financial projections, and existing businesses expanding with new debt. If your deal needs financial projections a credit committee will trust, that is my lane. 📋 𝙷𝙾𝚆 𝙸𝚃 𝚆𝙾𝚁𝙺𝚂 1. Send me your loan or raise details: loan type, target amount, timeline 2. First draft of your financial projections in as little as 2 business days 3. Unlimited revisions to your financial projections based on lender or investor feedback 4. When useful, a direct introduction to 1-2 SBA lenders who fit your deal 📞 If you are preparing an SBA loan application, raising capital, or buying a business, message me with your loan type, target amount, and funding stage. I will outline exactly what your financial projections and business plan need to get approved.