Hire the Best Risk Management Specialists
in India

Fractional COO | Fraud, Risk & Operations Scale Specialist I help founders stop operational leaks, control risk, and scale without chaos. I’m a Fractional COO and senior operations leader with 14+ years of experience fixing and scaling high-risk, high-growth operations across fintech, payments, and global consumer platforms. I’ve led large, global teams, owned mission-critical KPIs, and delivered material cost reduction, fraud containment, and productivity gains in regulated, always-on environments. Clients bring me in when: Growth has outpaced structure and decisions feel reactive - Fraud, risk, or compliance issues are escalating - Costs keep rising but output and accountability don’t - Founders are pulled into daily escalations - “Everyone is busy” but outcomes are unclear What you get when I step in - A hands-on Fractional COO embedded with your leadership team - Clear operating structure, ownership, and governance - KPI frameworks tied directly to cost, risk, speed, and quality - Stabilised fraud / AML / risk operations with predictable outcomes - Simplified processes, cleaner escalation paths, and calmer teams - More founder time back — fewer surprises Why this works - Former senior operations leadership roles at Revolut, Vodafone, and Airbnb - End-to-end ownership of cost, risk, quality, productivity, and customer impact - Delivered 24%+ quarterly efficiency gains in complex operations - Certified Fraud Examiner | Lean Six Sigma | PRINCE2 - I don’t advise from slides — I build, fix, and run alongside your team How clients engage me - Fractional COO (10–20 hrs/week) - Operations, fraud, or risk diagnostics with clear execution plans - KPI, governance, and operating model setup - Short-term leadership support during scale, funding, or operational stress If you’re a founder or leadership team that needs senior operational control without a full-time hire, this will move fast. Send a message outlining your situation — I’ll tell you in one conversation whether I can materially improve it.

Your AI initiatives are accelerating. Regulatory expectations are rising. Audits are becoming more demanding. I help organisations operationalise AI governance, technology risk, and enterprise GRC so governance becomes an enabler of business not a last-minute compliance exercise. Over the past 13+ years, I've worked across PwC, Wells Fargo, JP Morgan Chase, and Viatris, designing governance frameworks, leading technology risk assessments, strengthening audit readiness, and building operational risk programs for regulated organisations. Selected highlights 300+ business-critical applications assessed through enterprise control testing 230+ third-party vendors governed across the complete TPRM lifecycle 35% reduction in residual risk through structured remediation and governance improvements Core advisory services Operational AI Governance AI governance readiness assessments NIST AI RMF implementation EU AI Act readiness AI governance operating models AI risk and control frameworks Technology Risk & Enterprise GRC Enterprise control testing Technology risk assessments Risk and control design Governance operating models Executive risk reporting Audit Readiness ISO 27001 SOC 2 PCI DSS Evidence management Control remediation Audit-ready documentation Third-Party Risk Management Vendor risk frameworks Inherent risk assessments Due diligence Continuous monitoring Lifecycle governance My approach focuses on translating governance frameworks into practical operating models with clear ownership, decision accountability, and audit-ready evidence not simply producing policies that sit on a shelf. Alongside my advisory work, I publish independent research through AIforUI, covering operational AI governance, technology risk, and governance implementation for regulated organisations. I work with organisations globally and welcome engagements ranging from governance assessments and audit readiness to longer-term advisory and transformation programmes.

I am a CAMS-certified AML/KYC specialist and Merkle Science Certified Crypto Investigator (CCI) with 12+ years of experience across Big4 advisory, regulatory audits and hands-on AML/CFT program implementation for banks, NBFCs, fintechs, DNFBPs, VASPs and MSBs. I help organisations design and strengthen AML/CFT frameworks that stand up to regulatory inspections, audits and institutional due diligence, particularly across environments aligned with FATF standards. My core experience is built primarily in India and the UAE (RBI, SEBI, FIU-IND, CBUAE) and I support global clients by applying FATF-aligned methodologies across jurisdictions including the US, UK, EU, Canada and Australia. I focus on practical, regulator-aligned solutions - not theoretical frameworks. Clients I have worked with have achieved clean regulatory reviews, passed institutional due diligence audits and successfully completed FIU registrations across multiple jurisdictions. I have supported clients in: - Helped clients reduce identified compliance gaps by 30-40% through structured gap assessments and remediation programs - Preparing for regulatory inspections and audits - Strengthening KYC, transaction monitoring and sanctions frameworks - Building AML programs from the ground up When Clients Engage Me - Conducting independent AML reviews and preparing for regulatory inspections. - Setting up AML compliance for fintechs, MSBs or crypto exchanges. - Fixing weaknesses in KYC, EDD or transaction monitoring systems. - Responding to audit findings or investor due diligence. - Building AML frameworks for new or scaling regulated businesses. Core AML/KYC Compliance Services AML/CFT Programs & Risk Management - AML/CFT program design and implementation (FATF-aligned). - AML risk assessments, gap analysis and remediation planning. - Policy, procedure & SOP drafting tailored to regulatory environments. - Fractional / Interim Compliance Officer support. KYC / EDD / Sanctions Screening - KYC / KYB / CDD / EDD framework design. - Sanctions & PEP screening - OFAC/SDN, UN, EU, UK HMT. - Transaction monitoring program design and optimisation. - SAR / STR reporting frameworks. - Wolfsberg CBDDQ & correspondent banking due diligence. - OSINT-based investigations (UBO, directors, entities). Audit, Reporting & Regulatory Support - Independent AML/CFT audits and compliance testing. - FIU registration consulting (FIU-IND, MSB frameworks, advisory support globally). - Regulatory reporting reviews (SAR/STR, CTR, record-keeping). - Multi-jurisdiction AML advisory using FATF methodology. - Institutional investor AML due diligence support. Emerging & Digital Asset Compliance - AML frameworks for crypto exchanges and VASPs (FATF Rec. 15 aligned). - FIU-IND VDA SP registration advisory. - Travel Rule compliance gap assessments (FATF Rec. 16). - KYC / EDD frameworks for high-risk digital asset clients. Why Clients Choose Me - CAMS-certified AML specialist with Big4 foundation. - Deep financial crimes compliance experience + global applicability. - Strong expertise across banking and fintech environments, with a growing practice in crypto/VASP compliance. - Practical, audit-ready deliverables aligned with regulatory expectations. - Clear scoping, transparent communication and reliable execution. Frequently Asked Questions (FAQs) Q: Can you support clients across the globe? Yes. I apply FATF-aligned AML frameworks globally and adapt them to jurisdiction-specific requirements. Where needed, I work alongside local legal/regulatory experts. Q: What does an AML audit include? A full operational audit covers AML governance, KYC/CDD/EDD, sanctions screening, transaction monitoring, SAR/STR reporting, record-keeping, training and internal controls - with a structured remediation plan. Q: Do you support crypto and VASP compliance? Yes. I support AML framework design, VDA SP registration, FATF Rec. 15 compliance and Travel Rule readiness for crypto businesses. Q: What deliverables can I expect? AML policies, risk assessments, audit reports, KYC frameworks, SAR/STR templates, training materials and regulatory documentation. Core Skills: AML compliance consultant | KYC expert | CAMS certified | Financial crime compliance | FATF compliance | OFAC sanctions | FinCEN AML | MSB compliance | Crypto AML consultant | Transaction monitoring | SAR reporting | EDD | KYB | Compliance officer | AML audit | FIU registration | Fintech compliance | Blockchain AML | Regulatory compliance | RBI compliance | CBUAE compliance | AML program review | Compliance gap assessment | VASP AML | VDA SP compliance | Beneficial ownership | Wolfsberg Group | AML/CFT framework | Virtual asset compliance | Digital asset AML Looking for a compliance partner who delivers practical, regulator-ready solutions with integrity? Invite me to your project or send a message. I respond within 24 hours with a clear, honest assessment of how I can help!

I am a results-driven Project Manager with experience in transcribing audios and videos for client, compliance, auditing, KYC & KYB verification, content moderation, safety specialist and translation. I have a team of African, Middle East, Asian language people. Reach out to me if you need any help with any of the endangered languages. I can assure you with quality & quantity. (Languages like Beja, Maba, Maxi Gbe, Pohnpeian, Papiamentu, Southern Dong, Northern Dong, Bokobaru, Gitonga, Farsi, Pijin etc.) I have even translated the many audios to different languages. Currently working in Loft 2.0. I am fluent in Hindi, English, Urdu, Bengali, Oriya. I can help you with- • Transcription (Both Audio and Video) (1 year) • Compliance Verification (Hotel, Automobiles, Companies, Police & Court records) • Data Verification • KYC & KYB using Sum-sub & World-check tools. •Translation(1 year) •Content Moderation (3 years experience) {​Social Media and Dating apps}​ Looking forward to be in touch and discuss further.

AML/KYC Compliance Expert | CAMS and CCAS Certified (ACAMS) Financial Risk Management Specialist with extensive experience in global financial crime prevention and regulatory compliance specializing in designing and implementing comprehensive KYC programs, conducting customer and enhanced due diligence reviews, and developing robust AML frameworks. With a proven track record and hands-on experience I offer deep expertise in risk assessment, compliance monitoring, and process optimization. My services encompass KYC/AML solutions, including policy development, risk framework implementation including risk characterisation, risk identification and offering mitigation strategies, sanctions screening, transaction monitoring system enhancement. I've successfully led multiple compliance projects, from remediation initiatives to full-scale audit programs, ensuring 100% regulatory adherence while streamlining operational efficiency. As a CAMS and CCAS certified professional with an MSc in Finance Analytics from King's College London, I combine technical proficiency with strategic insights to deliver tailored compliance solutions. My experience spans diverse industries including igaming, banking, fintech, FMCG, aviation, and oil/gas sectors, enabling me to provide comprehensive risk management strategies adapted to specific business needs. With a strong background in financial analytics and risk management, I excel at designing models that forecast outcomes, assess risks, and enhance strategic decision-making. My ability to collaborate with cross-functional teams and present clear, impactful recommendations has consistently delivered measurable results for clients across industries. I hold an MSc in Finance Analytics from King's College London, complemented by professional certifications in finance trading. My blend of technical acumen, regulatory expertise, and a commitment to operational excellence enables me to provide clients with exceptional value and results. Let’s work together to unlock financial insights, optimize performance, and tackle regulatory challenges with confidence.

Greetings, ✨ Unlock Investor-Grade Success! ✅ I am a Member of Tech Coast Angel investment network, board member of NGO based in Florida and independent management consultant with 18 years of experience. I help clients to craft Business Plans, Financial Models, and Projections that 💸 raise capital through equity, Debt, Grants, including SBA, and 🚀 accelerate their business growth! 🤝 Partner with an Expert: 🔹 Startup Founder 🔹 Raised $50M+ from Investors, Grants & Banks 🔹 Helped 100+ startups Let’s elevate your vision to the next level! 📈💼 🚀 Master of Funding: I’ve orchestrated over $2BILLION in capital. I provide a comprehensive investor deck package within 3-4 weeks, including a business plan, financial model, pitch deck, and business summary. 🔗 Sector Agnostic Expertise: From Metaverse to Blockchain, SaaS, Fintech, NFT, DeFi, and RegTech, I translate complex challenges into actionable strategies. 🌱 Championing Entrepreneurs: I support startups from ideation to investor engagement and contractual fruition. 👨‍💼 Virtual CXO Suite: Offering strategic leadership across CEO, Business Development, and CMO roles to guide your venture to success. 💼 Strategic Planning & Execution: Facilitating strategy workshops, SWOT analysis, and aligning goals with market opportunities. 📊 Market Research & Analysis: In-depth competitive and market analysis, providing insights beyond AI capabilities. 💰 Financial model, Analysis & Planning: Assessing financial health, cash flow analysis, and risk management for sustainable growth. 📈 Snapshot of Excellence: Mastery in business, pricing, and financial models 📊 Innovative branding and marketing strategies 🎨 Proficient in website enhancement and digital content 💻 Accomplished in sales and marketing collateral 📑 Skilled in product strategy, development, and management 🔧 Expert in drafting and negotiating business contracts 📝 Leadership and team management coaching 👥 🌍 A Global Partner: My portfolio of successful collaborations stretches across the Americas 🌎, Europe 🌍, Asia 🌏, the Middle East 🕌, Africa 🌍, and Oceania 🏝️, underscoring a global perspective in solving business challenges. 🔽 Our Premium Deliverables 🔽 📄 Business Plans & Proposals Craft detailed business descriptions, market analysis (TAM/SAM/SOM), competitive & SWOT analyses, go-to-market strategies, personnel plans, and robust financial projections to set your business up for success. 💼 Financial Models & Reports Develop complex financial models, budgeting, and forecasting tools. Provide 1-3-5 year projections, monthly P&L statements, pro-forma financials, and comprehensive reports using advanced Excel & Google Sheets techniques. 💡 Fundraising & Corporate Governance Advisory Create compelling pitch decks, executive summaries, and information memorandums. Offer expertise in company valuation, investor targeting, cap table management, exit strategies, and drafting key investment agreements. 🎯 Grant Documentation Prepare professional grant proposals, conduct eligibility assessments, ensure compliance, justify budgets, and compile detailed progress and final grant reports to secure essential funding for your initiatives. Let’s Forge Your Path to Success: I am here to dive into your aspirations and navigate through your challenges. Let’s initiate our collaboration with a brief discussion to unlock unparalleled value together. Warmest regards, Vishal