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I’m a Financial Analyst with 2+ years of hands-on experience specializing in Real Estate Financial Modelling and Multifamily Underwriting. I help investors, developers, and asset managers make smarter, data-backed decisions through clear, accurate, and institutional-grade financial models. With a strong foundation in finance and having cleared CFA Level III, I bring analytical depth, attention to detail, and a structured approach to every engagement. ✅ My Core Services A. Real Estate Financial Modeling & Underwriting (Multifamily Specialist) - Development & acquisition models - NOI forecasting - Debt financing schedules - Levered cash flows, IRR, equity waterfalls - Sensitivity analysis and scenario planning B. Capital Budgeting & Corporate Finance - IRR, NPV, payback analysis - Deal evaluation and investment feasibility C. Equity Research & Financial Modelling - DCF, Relative Valuation, FCFF/FCFE - Financial statements analysis - Equity and industry research reports D. Presentations & Investor Materials - Investor decks - Company & product profiles - Clear, professionally designed financial presentations Clients appreciate my ability to break down complex financial logic, build easy-to-follow models, and communicate insights in a structured, decision-ready format. If you need a reliable, detail-oriented analyst who can deliver high-quality financial models and research, I’d be happy to help.

Real Estate Underwriting | Financial Modeling | Development Modeling | Investor Reporting | ARGUS | 6 years + I am a seasoned real estate professional with over six years of experience in acquisitions, asset management, financial modeling, investor reporting, and underwriting. My background spans a wide range of asset classes, including multifamily, office, hotel, retail, self-storage, industrial, student housing, senior living, affordable housing, and data centers. I specialize in supporting real estate investors, developers, and operators with detailed, institutional-quality analysis and deliverables that support sound investment decisions and effective asset oversight. Core Competencies: • Real Estate Financial Modeling: development, value-add, stabilized, and multiphase projects • Deal Underwriting: multifamily, office, hotel, retail, industrial, and mixed-use assets • ARGUS Enterprise Modeling: rent roll and cash flow analysis for office and retail portfolios • JV Waterfall Modeling: IRR hurdles, preferred return, catch-up, and clawback structures • Tax Credit Expertise: LIHTC, NMTC, HTC, solar credits, MACRS depreciation, Section 179 • Lease Abstracting: translating complex lease terms into concise summaries for underwriting • Rent Roll and Operating Cash Flow Modeling: detailed Excel-based projections and analysis • Investment Memo and Business Plan Writing: clear, data-driven documents for investor use • Market Research & Comparative Analysis: using tools such as CoStar, REIS, and Marcus & Millichap • Yardi Voyager and Property Accounting: experience in asset-level bookkeeping and reporting I work closely with clients to deliver tailored solutions—whether that means building a robust model from the ground up, preparing a comprehensive asset summary report, or supporting investor communications with clear and accurate financial materials. Software Proficiency: • Excel (advanced), Google Sheets • ARGUS Enterprise • Yardi Voyager and rent manager • Power BI and Tableau (for CRE dashboards) • CoStar, REIS, Redfin, Zillow, Realpage, LandVision If you’re looking for reliable, detailed, and results-driven real estate financial support, I’m available for both ongoing and project-based roles. Let’s connect to explore how I can add value to your team or investment strategy. Thanks and regards, GP

I am a Real Estate Financial Analyst with over 6 years of experience in acquisitions, asset management, Development, financial analysis and institutional underwriting. I provide the analytical rigour needed for developers, syndicators, and investment firms to secure debt and equity for complex transactions. I provide clients with data-driven insights through active access to premium platforms, including CoStar, REIS, and Trepp. This allows me to validate market assumptions, track vacancy trends, and provide real-time sales and rent comps without requiring the client to provide their own data subscriptions. To date, I have built over 300 custom financial models from scratch and underwritten a substantial volume of deals, including 1,500 multifamily units and 1,000 commercial assets. I am an analyst with a background in financial analysis, underwriting, development feasibility, property management and bookkeeping, ensuring that every model is built on accurate, real-world operational data. Core Skills & Services • Underwriting: Multifamily, Self-storage, Retail, Office, Hotel, Industrial, and Mixed-use properties. • Financial Modelling: Ground-up development, Value-add, and 10-year Cash Flow projections. • Equity Structures: Complex GP/LP Waterfall modelling with tiered IRR/MOIC hurdles. • Market Research & Data Access: Submarket analysis and rent/sales comps using CoStar, REIS, Crexi, and Marcus & Millichap. • Asset Management: Yardi-based reporting, Asset Summary Reports (ASR), and Portfolio analysis. • Accounting: Professional Bookkeeping, Accounting, and T-12 Financial Normalisation. • Lease Analysis: Detailed Lease Abstracting and CAM/NNN recovery audits. • Investor Materials: Business Plans, Investment Memos, and Pitch Deck development. • Valuation: Comparative Market Analysis (Sales Comparison Approach). Technical Stack & Platform Access • Financial Modelling: Argus Enterprise, Excel (Advanced VBA/Macros), Bloomberg. • Market Data (Active Access): CoStar, REIS, Trepp, Crexi, Marcus & Millichap. • Property Management: Yardi (Expert), MRI, AppFolio, Buildium. Please reach out with any questions, or let’s chat about how I can help with your current pipeline. I look forward to getting in touch!

🏠 Master's in Commerce, Strategic Real Estate Research & Comprehensive Support VA Helping U.S. Investors and Professionals Make Smarter, Faster Real Estate Decisions If you're in the real estate business—buying land, managing acquisitions, flipping properties, or building investment portfolios—you know how critical quality data is. I provide end-to-end research and support services designed to reduce your workload, minimize risk, and move deals forward with confidence. 📚 Due Diligence Report: With over 4 years of experience in Due Diligence, I’ve conducted extensive research and delivered 100+ detailed reports across counties in various U.S. states. My expertise includes reviewing legal documents, analyzing public records, and identifying potential risks. I’m skilled in preparing reports in multiple formats, tailored to specific client and jurisdictional needs. My approach emphasizes accuracy, reliability, and clear, organized reporting. 📈 Comparative Market Analysis(CMA)/ Underwriter/ Comps: With extensive experience as a Real Estate Virtual Assistant and Underwriter, I have completed 1,000+ property comparables across U.S. counties. I specialize in data-driven analysis—including ARV calculations, repair cost estimates, and MAO formulas—alongside property features, market trends, and sales history to deliver precise reports for underwriting, pricing, and investment decisions. My detail-oriented, client-tailored approach drives strategic market success. 🔎 Thorough Property Research : No more chasing records or dealing with incomplete data. I deliver well-organized, verified information for every property you’re evaluating. What I provide: ► Property ownership verification. ► Chain of title and deed lookup. ► Comparable sales (comps) and market analysis. ► Satellite imagery and mapping via Google Earth. ► Zoning reports and subdivision regulation checks. ► Lien, mortgage, and encumbrance research. ► Tax delinquency and payment status review. ► Custom research for vacant land, mobile home parks, and commercial assets. ► Entity research (LLCs, trusts, corporations). 📌 Lead Generation & Off-Market Opportunities: I help you find high-potential leads that match your investment strategy—whether you're focused on distressed properties, tax liens, or absentee owners. Lead sources include: ➾ Tax delinquent and tax lien properties. ➾ Foreclosure, auction, Sheriff sale and tax deed sale tracking. ➾ Pre-foreclosure and Lis Pendens research. ➾ Absentee owners, landlords, and vacant homes. ➾ Drive for Dollars lists (using DealMachine). ➾ Distressed and code violation properties. ➾ Verified and segmented mailing list creation. 🔍 Title Search Services: Our comprehensive title search includes a detailed review of essential property documents to verify ownership and identify any liens or encumbrances, ensuring a clear and marketable title. This service covers: ◆ Sale Deeds ◆ Mortgage Deeds ◆ Lease Deeds ◆ Warranty Deeds ◆ Quitclaim Deeds This thorough analysis helps protect your investment by clarifying the property's legal status. 🕵️‍♂️ Reliable Skip Tracing & Owner Contact Discovery: I uncover the right contacts behind each property—individual or corporate—so you can connect and negotiate directly. Skip tracing includes: ⦿ Owner contact information (phone, email, address) ⦿ Research on LLCs, corporations, and trusts ⦿ Key decision-maker identification ⦿ Tools used: BatchSkipTrace, BeenVerified, Truepeoplesearch, etc. 💼 Who I Work With: I work with professionals across the real estate landscape, including: ● Land and vacant lot investors. ● Wholesalers and fix-and-flip professionals. ● Realtors and brokerages. ● Property managers. ● Tax deed and foreclosure buyers. 🛠️ Tools & Platforms I Use Daily: I’m highly proficient with the leading tools in the industry to ensure speed, accuracy, and smooth collaboration: ✔ CRMs & Workflows: Podio | Pipedrive | Zoho | Airtable | Monday.com | Dropbox ✔ Research & Mapping: PropStream | DataTree | PropertyRadar | Regrid | Land.ID | Google Earth | County GIS | County CAD | County Recorder | FEMA | PRYCD ✔ Skip Tracing & Search: BeenVerified | FastPeopleSearch | Batchskip ✔ Communication & Docs: Google Workspace | Slack | Discord ✔ Editing tools: Canva | Capcut | Adobe Express ✔ Listing tools: Zillow | Redfin | Realtor | Land.com | Landmodo | Landflip ✔ AI Tools : Perplexity | Chatgpt | Quillbot | MS Copilot | Gemini | Mera AI | Quillbot ✅ Why Work With Me? ➦ Accurate, investor-grade research. ➦ Fast turnaround and clear deliverables. ➦ Deep understanding of U.S. real estate markets. ➦ Confidential and professional communication. ➦ Custom support plans based on your exact needs. 📩 Let’s Connect: Whether you're sourcing off-market land, researching commercial deals, or managing a fast-moving portfolio—I’m here to support you with the research and data you need. Connect me today to discuss your project needs or for sample work. Regards Mubina

I build investor-ready financial models that help startups raise funding, plan growth, and make confident decisions.”, Having also great experience in Quickbooks, Zoho, Xero, Tally etc to name a few in handling books upto date from scratch Key Skills & Expertise End-to-end 3-statement financial models (Income Statement, Balance Sheet, Cash Flow) ✔ Startup & fundraising models with scenario and sensitivity analysis ✔ Business valuation (DCF, comparable companies, precedent transactions) ✔ Budgeting & forecasting (monthly, quarterly, annual) ✔ Financial analysis & insights for decision-making ✔ Investor-ready outputs with clean summaries and charts

Reason for Hiring: I have been one of the top 3% of freelancers on Upwork for the past few years, having completed over 65 projects and accrued more than 26,600 hours of work over the last 12 years. I am a MLS Compliance 101 and MLS Basic certified by Stellar MLS, and a Clerical Test certified by Modesto City School, California, USA. My Expertise: I have gained experience in the real estate sector both in my professional life and the U.S. Mortgage Banking Industry as well as Canadian Real Estate Market. 1. Making CMA, BPO, ARV. 2. Property Evaluation 3. Title History Search and Title Examination 4. Public records search 5. Underwriting 6. Property Listing on MLS (Broker Loading) 7. Judgments and Judgment Program Database search 8. Lis pendants Search 9. Active Tax Sale Deed 10. Loan process 11. Lien released data entry 12. Delinquent tax search 13. Distress/Vacant property 14. Probate, PF (Preforeclosure), Foreclosure, Divorce, Eviction, Vacant Homes Search 15. Making an offer for an auction property using docusign 16. Skip Tracing (Individual & Entity) 17. Expired Property Search 18. FRBO, FSBO Property search 19. Permit Check 20. Code Violation Search 21. FB Marketing 22. LinkedIn Marketing 23. Data Entry 24. Virtual Assistant 25. Deep Web Research 26. Database Management 27. Administrative Support 28. Finding a Motivated Seller 29. Cash Buyer 30. Lease-to-own Arrangement Properties Search 31. Ad Posting Have worked on these Leads: 1. Podio 2. Asana 3. Hubspot 4. Rei Blackbook 5. PipelinePro 6. Sly Broadcast 7. Mojo 8. DocuSign 9. Freedomsoft 10. RealeFlow 11. Constant Contact 12. Mortgage Autometer My aim is to satisfy every client with excellent quality, accuracy, on-time delivery, and understanding of their needs. I am a 100% reliable, committed, hard-working, and dedicated person to perform my work.