Hire the Best Policy Analysts
in India

I am a CAMS-certified AML/KYC specialist and Merkle Science Certified Crypto Investigator (CCI) with 12+ years of experience across Big4 advisory, regulatory audits and hands-on AML/CFT program implementation for banks, NBFCs, fintechs, DNFBPs, VASPs and MSBs. I help organisations design and strengthen AML/CFT frameworks that stand up to regulatory inspections, audits and institutional due diligence, particularly across environments aligned with FATF standards. My core experience is built primarily in India and the UAE (RBI, SEBI, FIU-IND, CBUAE) and I support global clients by applying FATF-aligned methodologies across jurisdictions including the US, UK, EU, Canada and Australia. I focus on practical, regulator-aligned solutions - not theoretical frameworks. Clients I have worked with have achieved clean regulatory reviews, passed institutional due diligence audits and successfully completed FIU registrations across multiple jurisdictions. I have supported clients in: - Helped clients reduce identified compliance gaps by 30-40% through structured gap assessments and remediation programs - Preparing for regulatory inspections and audits - Strengthening KYC, transaction monitoring and sanctions frameworks - Building AML programs from the ground up When Clients Engage Me - Conducting independent AML reviews and preparing for regulatory inspections. - Setting up AML compliance for fintechs, MSBs or crypto exchanges. - Fixing weaknesses in KYC, EDD or transaction monitoring systems. - Responding to audit findings or investor due diligence. - Building AML frameworks for new or scaling regulated businesses. Core AML/KYC Compliance Services AML/CFT Programs & Risk Management - AML/CFT program design and implementation (FATF-aligned). - AML risk assessments, gap analysis and remediation planning. - Policy, procedure & SOP drafting tailored to regulatory environments. - Fractional / Interim Compliance Officer support. KYC / EDD / Sanctions Screening - KYC / KYB / CDD / EDD framework design. - Sanctions & PEP screening - OFAC/SDN, UN, EU, UK HMT. - Transaction monitoring program design and optimisation. - SAR / STR reporting frameworks. - Wolfsberg CBDDQ & correspondent banking due diligence. - OSINT-based investigations (UBO, directors, entities). Audit, Reporting & Regulatory Support - Independent AML/CFT audits and compliance testing. - FIU registration consulting (FIU-IND, MSB frameworks, advisory support globally). - Regulatory reporting reviews (SAR/STR, CTR, record-keeping). - Multi-jurisdiction AML advisory using FATF methodology. - Institutional investor AML due diligence support. Emerging & Digital Asset Compliance - AML frameworks for crypto exchanges and VASPs (FATF Rec. 15 aligned). - FIU-IND VDA SP registration advisory. - Travel Rule compliance gap assessments (FATF Rec. 16). - KYC / EDD frameworks for high-risk digital asset clients. Why Clients Choose Me - CAMS-certified AML specialist with Big4 foundation. - Deep financial crimes compliance experience + global applicability. - Strong expertise across banking and fintech environments, with a growing practice in crypto/VASP compliance. - Practical, audit-ready deliverables aligned with regulatory expectations. - Clear scoping, transparent communication and reliable execution. Frequently Asked Questions (FAQs) Q: Can you support clients across the globe? Yes. I apply FATF-aligned AML frameworks globally and adapt them to jurisdiction-specific requirements. Where needed, I work alongside local legal/regulatory experts. Q: What does an AML audit include? A full operational audit covers AML governance, KYC/CDD/EDD, sanctions screening, transaction monitoring, SAR/STR reporting, record-keeping, training and internal controls - with a structured remediation plan. Q: Do you support crypto and VASP compliance? Yes. I support AML framework design, VDA SP registration, FATF Rec. 15 compliance and Travel Rule readiness for crypto businesses. Q: What deliverables can I expect? AML policies, risk assessments, audit reports, KYC frameworks, SAR/STR templates, training materials and regulatory documentation. Core Skills: AML compliance consultant | KYC expert | CAMS certified | Financial crime compliance | FATF compliance | OFAC sanctions | FinCEN AML | MSB compliance | Crypto AML consultant | Transaction monitoring | SAR reporting | EDD | KYB | Compliance officer | AML audit | FIU registration | Fintech compliance | Blockchain AML | Regulatory compliance | RBI compliance | CBUAE compliance | AML program review | Compliance gap assessment | VASP AML | VDA SP compliance | Beneficial ownership | Wolfsberg Group | AML/CFT framework | Virtual asset compliance | Digital asset AML Looking for a compliance partner who delivers practical, regulator-ready solutions with integrity? Invite me to your project or send a message. I respond within 24 hours with a clear, honest assessment of how I can help!

Great businesses are built by great people. But hiring the right people, staying compliant, and creating HR systems that actually work requires more than templates and checklists. It requires practical HR expertise backed by real-world experience. With 15+ years in Human Resources, I've partnered with startups, SMEs, and established organizations to build compliant workplaces, strengthen people operations, and reduce employment risks. I've also reviewed thousands of resumes, interviewed candidates across industries, and helped professionals secure opportunities that align with their career goals. Whether you're building your first HR framework or preparing for your next leadership role, I provide practical, results-driven support tailored to your objectives. HR Compliance & People Operations Helping businesses stay compliant while building high-performing teams. ✔ Employee Handbooks & HR Policy Manuals ✔ Employment Agreements & Offer Letters ✔ POSH Compliance & Internal Committee Documentation ✔ Workplace Policies (Remote, Hybrid & Flexible Work) ✔ Leave, Attendance & Performance Management Policies ✔ HR Audits & Compliance Reviews ✔ Labour Law Compliance & HR Documentation ✔ Employee Lifecycle Documentation Recruitment & Talent Strategy Supporting businesses in attracting and retaining the right talent. ✔ Job Descriptions & Hiring Frameworks ✔ Recruitment Process Design ✔ Interview Guides & Candidate Evaluation ✔ Performance Management Systems ✔ Employee Engagement & Retention Strategies ✔ HR Process Improvement Resume Writing & Career Strategy Helping professionals stand out in competitive job markets. ✔ ATS-Optimized Resumes ✔ Executive & Leadership Resumes ✔ Cover Letters ✔ LinkedIn Profile Optimization ✔ Career Transition & Resume Rebranding ✔ Interview Preparation & Job Search Strategy Whether you're an experienced executive, a recent graduate, or changing industries, I create career documents that showcase your strengths and improve your chances of landing interviews. Why Clients Choose Me • HR isn't just about policies, it's about creating systems that support people while protecting businesses. • Clients value working with me because I combine strategic HR thinking with practical execution. My focus is on developing clear, compliant, and scalable HR solutions while providing professionals with career documents that reflect their true value. • I believe HR should simplify operations, reduce risk, and help organizations build stronger teams—not create unnecessary complexity. Whether you're a business looking to strengthen your HR processes, improve compliance, or build scalable people operations, or a professional seeking a resume that opens doors—I look forward to helping you achieve your goals. Let's discuss how I can support your business or career.

TOP-Rated Plus Upwork Member. (Top 3%) We are a Cyber Security Consulting firm operated by former government and Fortune 500 hackers. Our team has been inside networks big and small, from electrical grids to water facilities. No network is too complex for us. We have expertise helping and securing SaaS organizations. Our Services: - Penetration Testing: - ISO27001 - SOC2 - GDPR - HIPAA - Phishing Engagements - External Assessments Why Choose Us? Unmatched Expertise: Our team comprises international banks, SaaS applications and Fortune 500 clients who bring unparalleled skills and insights to every project. With hands-on experience in securing some of the most complex networks in the world, we possess a deep understanding of the cyber threat landscape and the tactics used by attackers. Results-Focused: We are dedicated to delivering actionable results. Our assessments and tests are designed to provide you with clear, practical recommendations that can be implemented to enhance your security posture. Our focus is on ensuring that your network is not only secure but also resilient against evolving threats. Our Certifications: Our team holds industry-leading certifications that validate our expertise and commitment to excellence: CEH: Certified Ethical Hacking CRTO (Certified Red Team Operator): Demonstrates our proficiency in performing advanced red team operations to identify and exploit vulnerabilities. CRTL (Certified Red Team Leader): Reflects our ability to lead and manage complex red team engagements with custom and secure infrastructure. Not even EDR will inhibit our performance so that way we can provide even greater impact. OSCP (Offensive Security Certified Professional): Highlights our skill in conducting thorough penetration tests and developing creative solutions to security challenges. At Ownux Global, we cater to enterprise but also to the startups, web application developers, offering a professional yet relaxed approach to cyber security. Our mission is to safeguard your digital assets with the highest level of expertise and dedication, providing you with peace of mind in an increasingly digital world. Ready to secure your network? Let’s get started. Contact us today to discuss how we can help protect your business from cyber threats.

$80M+ in transactions closed. If you need institutional-grade investment banking or equity research - pitch decks that raise real capital, financial models built to Wall Street standards, M&A advisory, or institutional research - you're in the right place. I'm a CFA Charterholder and FRM with 12+ years running RedeFin Capital, a boutique investment banking and equity research firm. I previously served as Director of Capital Markets at one of South India's largest real estate developers. My work has been used by hedge funds, asset managers, and institutional investors across the US, Europe, and Asia - not produced for templates, but for live transactions. I also run Kedge Research, the proprietary institutional equity research arm of RedeFin Capital, delivering initiating coverage, M&A screening, sector notes, and blue books to global fund managers. WHAT I DELIVER: 📊 Pitch Decks & Investor Presentations - battle-tested decks used in actual fundraising rounds from seed to Series D 📐 Financial Models - 3-statement, DCF, LBO, SOTP, merger models built to institutional standards 🔍 Equity Research & Blue Books - initiating coverage, sector notes, and M&A target screening for hedge funds and asset managers 🤝 M&A Advisory - deal structuring, CIMs, teasers, valuation, and negotiation support 💼 Fundraising Strategy - investor targeting, outreach, and mandate management across equity, debt, and structured finance 📋 Business Plans & Feasibility Studies - for startups and growth-stage companies seeking bank or investor approval SECTOR COVERAGE: Technology, Real Estate, Energy & Utilities, Healthcare, Industrials, Consumer, Financial Services, SaaS, D2C, AgriTech PROOF: ✅ $80M+ closed across equity, debt, and structured transactions ✅ $500M+ active pipeline across current mandates ✅ 200+ pitch decks, financial models, and equity research reports delivered ✅ Client engagements with Piper Jaffray, Lake Street Capital Markets, and institutional investors globally ✅ CFA Charterholder | FRM | IIM Lucknow (MBA) | IIT Madras (B.Eng) | Bloomberg Champions Program ✅ International speaker at capital markets forums Scroll down to see portfolio case studies with real deliverables - actual transaction documents and research reports, not mock-ups. Message me with a brief description of your transaction, research, or project and I'll respond within a few hours. Let's move your deal forward.

DATA SCIENTIST — everything I build, you can verify the math. I deliver transparent, auditable data models where every number can be checked. Specializing in quantitative research, statistical modeling, Data insights and automation. QUANTITATIVE RESEARCH & PORTFOLIO CONSTRUCTION : I build and backtest equities, with live execution and kill switches on Alpaca where needed. Position sizing, risk allocation, rebalancing logic, all of it grounded in the math, not gut feel. Quick example of how I think: a momentum strategy covering 145 stocks was delivering 41% CAGR. Expanding to 245 stocks dropped it to 36%. Counterintuitive. The root cause: New stocks were selected on hot recent momentum, so by entry their cycle was already done. Built a 5-filter Monte Carlo system, tested 700+ parameter combinations, to identify which satellites are early-cycle vs peaked. Result: 43%+ CAGR with lower drawdown than the 145-only baseline. The problem wasn't the strategy. It was the timing of entry. Another example: I built a live MBS (Mortgage-Backed Securities) forecasting and trading system for a fund client, covering 265+ cohort securities across weekly, monthly, and quarterly return horizons. The interesting part wasn't the ML, it was the feature design. Standard technical indicators on bond prices are noise. What actually drives MBS price movements is duration, convexity, prepayment rates, regime variables like curve steepness, VIX, and Fed MBS holdings. Every feature built from first principles, nothing borrowed from a vendor that can't be verified. This is where I spend most of my time. Systematic backtests, portfolio construction, Monte Carlo optimization. No black boxes, no ML hype every output can be checked in a spreadsheet. Not "add more data." Find the actual structure driving returns, and build features that reflect it. DATA SCIENCE & ANALYTICS I've worked across real estate, e-commerce, and financial analytics, usually called in when a team has data but no clear answer yet. I focus on getting to a decision you can act on, not a 40-slide deck. Results worth mentioning: ML automation cut a client's data processing from 286 days to 1 day, after they'd run the same manual process for two years without realizing it was automatable Ad spend attribution model that improved campaign ROI by 25% WHAT MAKES ME DIFFERENT ▸ I show my work. Every model, every analysis, every number comes with the method behind it, so you're never trusting a black box ▸ I'd rather tell you a strategy doesn't hold up than build you something that looks good and fails in real world. ▸ I scope real problems fast: send me what you're working with and I'll tell you within 24 hours if and how I can help

Aadya is a skilled research associate and data analyst who possesses extensive expertise and a strong academic background in economics. She is proficient in conducting thorough research, collecting data, analyzing intricate datasets, and offering valuable insights to support decision-making based on evidence. Aadya is well-versed in various programming languages and statistical software, including STATA, Python, and R. Aadya's passion lies in utilizing data-driven approaches to tackle challenges specific to various sectors and contribute to promoting positive transformations and has taken her to Bihar to work on an RCT on a novel policing program. With exceptional communication and presentation skills, she excels in effectively conveying complex information to diverse stakeholders. Aadya thrives in collaborative environments and has a proven track record of working with cross-functional teams to achieve successful outcomes. Her expertise lies in conducting comprehensive research, collecting data, analyzing intricate datasets, and offering valuable insights to support decision-making based on evidence. Aadya remains committed to leveraging data-driven insights to shape policy-making and drive positive change.