Hire the Best Financial Analysts

A poor valuation doesn’t just cost you thousands—it can cost you millions $$$, along with wasted time and stress. I help entrepreneurs, private equity groups, and business owners value private small to midsize businesses for investment, partner buyouts, tax and litigation purposes. Unlike many finance freelancers on Upwork, I’ve personally invested in, operated, bought & sold—made and lost money on—private acquisitions and investments. That real-world risk taught me the stakes of an inaccurate valuation. For the past 15 years, I’ve analyzed thousands of start up, small and mid-sized businesses and have become certified across multiple SME appraisal and finance bodies. I am certified by the National Association of Certified Valuators and Analysts (NACVA) and the International Society of Business Appraisers (ISBA). I follow a structured process that documents every step, explains conclusions, and ensures credibility. Services Include: 🤝 Partner Buyouts - deliver certified, accurate and defensible valuations when an owner is considering selling to a business partner or related party. 📑 Business Acquisition Investment Review & LBO Analysis – get value of a private business you are considering acquiring or investing in. 🧾 Tax & Estate Valuation – independent certified business valuations for estate and gift tax reporting as required by the IRS. ⚖️ Litigation Valuation – lost profits and economic damage reports based on court-tested techniques that deliver accurate estimates of SME private business value. 🚀 Startup & Venture Capital Valuation – get an accurate and defensible pre-money value for your startup or investment. 📈 Strategic Planning – provides owners, leadership teams, and investors with a clear view of business value to guide growth strategies. 🚚 Equipment Valuation – Certified desktop appraisals for machinery, vehicles, and other equipment assets. 🧮 Quality of Earnings - assess the quality of reported EBITDA adjustments and discretionary earnings of the business 💵 Proof of Cash – our best defender against fraud and manipulation of financial statements 🔄 Working Capital – create accurate estimates for operating working capital needs and target PEG for negotiations. 💼 Acquisition CFO – support from post-acquisition accounting integration and cash flow forecasting. Why Work With Me: ✔️ Authoritative knowledge: thousands of businesses analyzed ✔️ Certified across multiple Institutes (CVA®, BCA®, CMEA®, FMVA®, and more) ✔️ Proven structured process that documents every step for credibility ✔️ Deliver fast turnaround (24–48 hours) when deadlines are tight ✔️ Top Rated on Upwork with 100% job satisfaction rating What Upwork Clients Say: 💬 “Josh is exceptional at what he does and provided the exact skills I needed for a potential business acquisition. Accountants might be able to review financials, but Josh knows exactly what to look for. 💬 "Josh is hands down one of the best consultants I’ve worked with on up work. He is perhaps the most professional person I’ve worked with, as well as the most talented business valuation expert I’ve ever worked with." 💬"Working with Josh has been one of the best decisions we've made. We're happy to recommend him to anyone looking to understand the value of their company." About Me: I’m Josh and 15 years ago when I got out of the military I wanted to buy a business. When I got the numbers from the business I wanted to buy, despite having a degree in finance, I could not come up with how they put the numbers together. I outsourced the analysis to different financial professionals but got conflicting information on the business’s value. The pressure mounted as I was about to put up a significant amount of my net worth, and I could not sleep. From that moment, I vowed to never be put in this position again and have been on a quest to know how these companies are valued. This past decade I’ve analyzed thousands of these businesses along with gaining multiple business appraisal institute certifications. To go along with my degrees and certifications, I have read over 400 books on private business valuation and transaction analysis. My credentials include: ✸ Certified Valuation Analyst (CVA)® ✸ Business Certified Appraiser (BCA)® ✸ Certified Machinery & Equipment Appraiser (CMEA)® ✸ Financial Modeling and Valuation Analyst (FMVA)® ✸ Professional Bookkeeper (PB)® ✸ QuickBooks Specialist (QS)® ✸ Profit and Growth Expert (PGE)® ✸ Certified Turnaround Analyst (CTA)® ✸ Accredited Small Business Consultant (ASBC)® ✸ M.S. in Applied Economics (MSAE) – Johns Hopkins University ✸ M.S. in Finance (MSF) – George Washington University ✸ B.B.A. in Finance—Radford University ✸ Certificate in Forecasting in Organizations—Johns Hopkins University ✸ Certificate in Real Estate Finance and Investment—New York University I’m new to Upwork and offering introductory pricing to build client relationships here. I offer a free consultation, so send me a message.

Certified Financial Modeling and Valuation Analyst (FMVA®) and MBA (Finance) with over 4 years of specialized experience in business valuations, financial modeling, analysis, including my tenure at a one of top accounting firms, i.e. BDO USA P.C. I’ve worked majorly on valuing early stage private companies across a variety of industries (Healthcare, Information Technology, and more), to deliver high-quality, insight-driven financial analyses for tax and financial reporting purposes. 🎯 Why Choose Me? ⭐ TOP Rated Badge | 100% Job Success = Proven reliability 📊 MBA (Finance) & FMVA® = Precision in financial/business content 📖 Pursuing FP&A™ by CFI - Upskilling, learning continuously 🌐 Fluent English = Clear, high-quality communication 🤝 Client’s Person = Always available to address questions, provide updates, and ensure smooth collaboration throughout the project, multiple 5 Star feedbacks. ⏱️ On-time Delivery = Respect for deadlines without compromise on quality 🔍 My core strengths include: ✅ Preparing Investor grade and defensible Start-Up | Real Estate | SaaS company valuations, ✅ Building robust Three-Statement Financial Models: Profit and Loss (P&L), Balance Sheet (BS), Cash Flow Statement (CFS), Sensitivity & Scenario analysis; ✅ Revenue Modeling, Cost Modeling, Operational Modeling, Cash flow Modeling and 3 Year or 5 Year Monthly or Annual Financial Projections / Forecasts for your Business; ✅ Conducting business valuations using Discounted Cash Flow (DCF), Comparable Company Analysis, M&A Deals / Precedent Transactions, Market Multiples, Weighted Average Cost of Capital (WACC) and more; ✅ Experience in performing IRC 409A and ASC 820 valuations, strong grasp of waterfall modeling, Black-Scholes Option Pricing Model, & OPM Back-solve; ✅ Hands-on with S&P Capital IQ for extracting Historical Stock Price Data, Company Data, Financials and transaction research for M&A advisory, and due diligence support, Comps & Deals; Trading Comps & Precedent Transactions Multiples, PE/VC Search; ✅ Personal finance tracking models for individuals and small business owners; ✅ Capital budgeting expertise, including NPV, IRR, Payback Period, and sensitivity analysis for investment decision-making; ✅ Creating Cap / Capitalization tables, and pro forma statements; ✅ Performing Quality Checks (QCs) to your financial models and reports for a detailed review / add-on perspective; ✅ Design and create visually compelling pitch decks and presentations tailored for companies, investors, or multi-purpose business needs, using both PowerPoint and Canva. . . 💬 Let’s connect and explore how I can bring value to your next finance project. Thanks, Dhawaj Bansal, MBA, FMVA® Founder - Dhan Advisors

I am a seasoned financial professional with over 10 years of experience in equity research, investment analysis, and operational management. As the Co-Founder and Chief Operating Officer at a leading AI startup, I leverage my expertise to create strategic pathways for business growth. My background spans high-pressure environments where I have honed my analytical skills as an Investment Analyst and Senior Associate, delivering actionable insights and driving performance improvements. I thrive on transforming complex data into clear, impactful strategies that enhance profitability and efficiency. If you need a results-oriented partner who understands the nuances of finance and operations, I am ready to help turn your vision into reality. Let's discuss how my skills can contribute to your project.

Seamless Finance & Accounting Support – Powered by a Husband-Wife Duo NOT AN AGENCY. We are a husband-wife duo with over 20 years of combined experience in Accounting, Finance, Audit, and Banking. After more than a decade EACH in full-time corporate roles across leading Indian sectors, we transitioned into freelancing in 2021 to offer our clients a well-rounded and highly collaborative service in the financial domain. We're not an agency, just two professionals working in perfect sync to deliver high-quality, reliable, and personalized support. Who We Are Her Expertise - Chartered Accountant, India (equivalent to CPA/ACCA) - Handles Bookkeeping, Reconciliations & Financial Statements - Proficient in Xero, QuickBooks Online (QBO), MYOB, and SAGE - Strong eye for detail, compliance, and accuracy His Expertise - CFA (ICFA), MBA in Banking & Finance, CFA US Level 3 Candidate - Specializes in Financial Modelling, Equity Research, Valuation, Pitch Decks, Presentations, and Corporate Finance - Brings strategic insights and analytical depth Our Full-Time Background We’ve worked with top-tier institutions and sectors in the Indian market: - Banking: India’s largest public sector bank - Beverage Industry: Finance for a fast-growing domestic alcohol company - Credit Ratings: India’s leading external credit rating agency Why Work With Us? - Two sets of complementary skills in one seamless package - Strong communication and coordination - Holistic financial solutions from bookkeeping to boardroom-ready presentations - Long-term mindset, with a focus on building trust and delivering real value Feel free to check out our LinkedIn profiles to learn more. We’re always open to interviews and look forward to working with you!

I am a Financial Analyst and ACCA member with 5+ years of experience, including 3+ years at PwC and FMVA Certification from the Corporate Finance Institute. I specialize in Financial Modeling, FP&A, and Investment Banking-grade analysis — helping businesses, investors, startups, and private equity firms make confident, data-driven decisions. Whether you need a Three Statement Model, a deal-ready LBO Model, a DCF Model for valuation, or a detailed Real Estate Financial Model for development or acquisitions, I deliver clean, audit-ready outputs built to institutional standards. What I offer ✅ Advanced Financial Modeling — budgeting, forecasting, scenario analysis, and integrated Three Statement Models for corporate and startup clients ✅ FP&A Support — monthly reporting, rolling forecasts, cash flow projections, and KPI dashboards tailored to your business ✅ Investment Banking & Private Equity — valuation models including DCF Model, comparable company analysis, LBO Model builds, deal analysis, and investment memos ✅ Startup Financial Modeling — fundraising models, investor-ready projections, and growth planning for seed to Series B rounds ✅ Real Estate Financial Model — end-to-end models for development, acquisitions, joint ventures, and portfolio investment analysis ✅ Business Performance Analysis — P&L, balance sheet, cash flow reviews, and FP&A frameworks that surface actionable insights Why clients hire me ✅ Credentialed Financial Analyst with Big 4 (PwC) experience and FMVA certification ✅ Deep expertise across Financial Modeling, FP&A, and Investment Banking-style valuation ✅ Proven ability to build Three Statement Models, LBO Models, and DCF Models that hold up to investor scrutiny ✅ Specialist in Real Estate Financial Models — from ground-up development to acquisition underwriting ✅Clean, well-structured, and easy-to-navigate models designed for non-finance stakeholders Trusted by founders, CFOs, and Investment Banking professionals across 10+ industries ✅ Fast turnaround, clear communication, and 100% on-time delivery. Let's connect over a quick call to discuss your project. I'm ready to get started.

Your financial data should tell you where to go next, not keep you up at night. I'm Haftey Belay, a CFMVA-certified financial modeler and QuickBooks ProAdvisor with 7+ years helping startups, SMBs, and investors turn messy numbers into confident decisions. Whether you need clean monthly books or a fundable 3-statement model for your next raise, I cover both, so you don't have to manage two specialists. What I deliver for you: * Strategic Finance * 3-statement financial models * DCF & business valuation * Investor-ready pitch decks * KPI dashboards & scenario analysis * M&A and deal structuring support Bookkeeping & Reporting * Full-cycle bookkeeping (daily/monthly) * Tax-ready financial statements * QuickBooks setup & cleanup * Payroll & reconciliation * Month-end close & reporting Who I work with: * Startups & Founders * Small & Mid-sized Businesses * Investors & PE Firms * CFOs & Finance Teams Tools & software: * Excel & Google Sheets * QuickBooks Online * Xero * Power BI * Tableau * SAP Ready to bring clarity to your finances? Send me a message with a quick description of what you need, I respond within a few hours and offer a free 30-minute discovery call to make sure we're a great fit before you commit.