Hire the Best Financial Managers in Florida

Hello, I'm Michael Kumov, a dedicated financial professional with expertise in bookkeeping and financial planning. Here's a concise overview of my strengths and accomplishments: Strengths and Skills: - Bookkeeping Expertise: Proficient in QuickBooks Online and Desktop, I specialize in retail and ecommerce accounts. - ERP Integration: Successfully integrated supply chain solutions with diverse ERPs, enhancing data accuracy. - Financial Analysis: Improved forecasting accuracy by 20% and reduced lead times by 25%, optimizing inventory management. - Budgeting and Cash Flow: Reduced budget preparation time by 40% and decreased outstanding balances by 25%. - Technical Skills: Proficient in MS Office, Python, SQL, and Power BI. Projects and Accomplishments: - Self-employed at Total Management Accounting (TMA), specializing in retail and ecommerce accounts. - Developing a custom programming module for ERP financial systems to enhance analytics and reporting. - Boosted U.S. sales by 50% at ZTOZZ through strategic business development and ERP implementation. - Enhanced demand forecasting and inventory management, resulting in significant improvements for clients. - Streamlined ObtainCare's budgeting process and improved cash flow and financial stability. Education: I offer a unique blend of expertise, hands-on experience, and technical skills in bookkeeping and financial management. Let's connect to discuss how I can support your financial needs effectively.

I help small businesses, startups, and growing teams turn messy financial data into clear numbers they can actually make decisions with. With 12+ years of experience in accounting, financial reporting, budgeting, forecasting, reconciliations, and finance systems, I support business owners who need more than basic bookkeeping. My work is focused on helping you understand your numbers, improve cash flow, strengthen reporting, and make better decisions around pricing, hiring, profitability, and growth. I work in two connected areas: Fractional CFO support and finance-focused Business Analyst services. As a Fractional CFO, I provide the financial oversight of a full-time CFO without the full-time cost. I help review your financial position, manage cash flow, build budgets, analyze performance, and create reports that help you make informed business decisions. As a Finance Business Analyst, I go deeper into the “how.” I identify reporting gaps, document workflows, improve finance processes, and build tools that make your financial data reliable, organized, and easy to use. How I can help: • Fractional CFO support, ongoing or project-based • Monthly financial review and owner-ready reporting • Cash flow forecasting • Budgeting and budget vs. actual analysis • P&L, balance sheet, and cash flow review • Financial dashboards and KPI tracking • Financial modeling for pricing, staffing, profitability, and growth scenarios • QuickBooks Online setup, cleanup, migration, and reporting improvement • Finance process improvement and workflow documentation • SOP creation for accounting and finance operations • Requirements gathering for finance systems and reporting tools • Reporting support in Excel, Google Sheets, Power BI, and QuickBooks I specialize in bridging the gap between accounting, finance, operations, and systems. I do not just prepare reports, I help business owners understand what the numbers are saying, where the business needs attention, and what actions can improve financial performance. Clients work with me when they need cleaner financial reporting, stronger cash flow visibility, better processes, and a finance partner who can turn accounting data into useful business insight. Whether you need ongoing Fractional CFO support, cleaner financial reporting, or a finance-focused Business Analyst to organize your processes and systems, I can help create structure, clarity, and confidence around your numbers.

Do you want to spend more time making money and less time tracking your money? I am a certified QuickBooks Online ProAdvisor and can help you with just that! Whether you need your books caught up or regular monthly bookkeeping services, I can free up your time spent on running your business so you can spend more time growing your business. Some of the services I provide: ✔ Clean ups ✔ Get your books up to date if you're behind ✔ Categorize transactions ✔ Invoicing clients ✔ Pay your bills on time ✔ Reconcile accounts ✔ Monthly reporting ✔ 1099s ✔ Get your books ready for your tax preparer Who I work with: Business Coaches and Trainers Consulting Firms Law Firms Short Term Rentals (Airbnb's, VRBOs, etc.) Real Estate Developers Therapists Photographers Non-profits

Results-driven Director of Finance with over 25 years of progressive experience in financial management, budgeting, system integration, and strategic planning. Demonstrated ability to optimize financial performance and drive business growth through effective fiscal policies and innovative financial strategies. Seeking to leverage expertise in financial analysis and team leadership to contribute to the success of your business and support organizational goals. Committed to fostering a culture of collaboration and continuous improvement while ensuring compliance with industry regulations and best practices.