Hire the Best Rec1 Specialists

𝑼𝒑𝒘𝒐𝒓𝒌 𝑨𝒄𝒉𝒊𝒆𝒗𝒆𝒎𝒆𝒏𝒕𝒔: 🏆TOP Rated on Upwork 🏆522+ Upwork Hours of Trusted Client Success 🏆 Proven Upwork Track Record with 19+ Completed Projects 𝑰 𝒉𝒂𝒗𝒆 3 𝑨𝒈𝒈𝒓𝒆𝒔𝒔𝒊𝒗𝒆 𝒎𝒆𝒕𝒉𝒐𝒅 1. 3𝑩 𝑺𝑾𝑬𝑬𝑷 𝒘𝒊𝒕𝒉 𝑭𝑻𝑪 𝒎𝒆𝒕𝒉𝒐𝒅 (𝒓𝒆𝒔𝒖𝒍𝒕𝒔 𝒊𝒏 10 𝒅𝒂𝒚𝒔) 2. 𝑭𝑻𝑪 𝒘𝒊𝒕𝒉 𝒄𝒇𝒑𝒃 & BBB 𝒎𝒆𝒕𝒉𝒐𝒅 ( 𝒓𝒆𝒔𝒖𝒍𝒕𝒔 𝒊𝒏 25 𝒅𝒂𝒚𝒔) 3. 𝑭𝒂𝒄𝒕𝒖𝒂𝒍 𝒘𝒊𝒕𝒉 𝒄𝒇𝒑𝒃 ( 𝒓𝒆𝒔𝒖𝒍𝒕𝒔 𝒂𝒇𝒕𝒆𝒓 1 𝒎𝒐𝒏𝒕𝒉) I Don’t Just Repair Credit — I Legally Eliminate Negative Items, Optimize Your Credit Profile, and Position You for Maximum Financial Power. I’m Ahsan Raza, a CR Expert with extensive experience across all major and secondary bureaus, specializing in credit counseling, dispute resolution, and credit report analysis. I help clients improve their credit scoring through accurate credit reporting, annual report reviews, fraud detection, and personalized financial strategies, while efficiently managing data through CRM software, scheduling systems, and precise data entry to ensure reliable and compliant results. With 7+ years of hands-on experience, I specialize in working with all major bureaus—Experian, TransUnion, and Equifax—as well as secondary bureaus like Innovis, ChexSystems, Early Warning Services (EWS), LexisNexis, CoreLogic, and SageStream. I combine manual expertise + advanced tools to deliver accurate, fast, and effective credit repair solutions. 💼 What I Offer ✔Chexsystem ✔Early Warning ✔ Full Credit Report Analysis (All 3 Bureaus) ✔ Dispute Processing (Manual + Software-Based) ✔ Late Payments, Collections & Charge-Off Removal ✔ Hard Inquiry Removal (Including Fast Experian Inquiry Handling) ✔ Personal Information & Account Corrections ✔ Repossessions, Bankruptcies & Student Loan Disputes ✔ Secondary Bureau Clean-Up & Data Freezes ✔ FTC, CFPB & BBB Complaint Filing & Follow-Ups ✔ Metro 2 & FCRA-Based Custom Dispute Letters ✔ Weekly Updates, Progress Reports & Client Management ⚡ Dispute Strategies I Use (Compliant & Proven) ✔ 3B Sweep Method ✔ FTC + CFPB Strategy ✔ Factual Dispute Method ✔ Data Breach & Unverifiable Account Disputes ✔Chexsystem ✔Early Warning (All processes are 100% compliant with the Fair Credit Reporting Act (FCRA) and industry regulations.) 🧠 Tools & Platforms I’m Skilled In Credit Repair Cloud (CRC) Client Dispute Manager (CDM) Dispute Fox CRM Centurion Score CRM LetterStream & HelloFax IdentityIQ, SmartCredit, PrivacyGuard, MyFICO GoHighLevel & other CRM systems 📊 Additional Expertise ✔ Credit Audit & Strategy Development ✔ Monthly Report Updates & Follow-Ups ✔ Client Data Management & CRM Handling ✔ IdentityTheft.gov (FTC Reports) ✔ Strong knowledge of FTC, CFPB & BBB compliance 📈 Why Clients Choose Me ✔ 7+ Years Industry Experience ✔ 100% Legal & Ethical Credit Repair ✔ Accurate, Detail-Oriented Dispute Handling ✔ Transparent Communication & Reporting ✔ Reliable, Long-Term Support for Individuals & Agencies 💬 Let’s Work Together Whether you're looking to improve your personal credit score or need a reliable back-end expert for your credit repair business, I’m here to help you achieve real results. 📩 Message me today for a consultation, and let’s build a strategy to improve your credit effectively. My Expertise in skills is: CR Specialist, CR Expert, Dispute Expert, Dispute Specialist, CR, Credit Expert, Expert Credit Expert, Expert Dispute Expert, Credit Counseling, Credit Consultant, Credit Report Analysis, Expert CR Specialist, Credit Reporting, Dispute Resolution, Credit Disputes, CR Expert, CR Specialist, Credit Scoring, Credit Score Improvement, Financial Reporting, Annual Credit Report, Fraud Detection, Identity Theft Protection, Data Entry, CRM Software, Client Management, Scheduling, Personal Finance, Debt Validation, Collection Removal, Charge-Off Removal, Late Payment Removal, Hard Inquiry Removal, Credit Audit, FCRA Compliance, FTC Compliance, CFPB Complaints, BBB Disputes, Metro 2 Compliance, Credit Cloud (CRC), Client Dispute Manager (CDM), Dispute Fox, LetterStream, HelloFax, IdentityIQ, SmartCredit, PrivacyGuard, MyFICO, Experian, Equifax, TransUnion, Innovis, ChexSystems, Early Warning Services (EWS), LexisNexis, CoreLogic, SageStream, CR Specialist, CR Sales, CR Virtual Assistant, Credit Report, Administrative Support, Customer Service, Sales Call, Multitasking, Sales, Consultation Session, Customer Support, Letter, FTC, Boost, Alternative Dispute Resolution, Credit Dispute Processor, Processor, Credit Report, Credit Scoring, Credit Counseling, Bankruptcy, Error Detection, File Management, Team Management, Letter Writing, Data Entry, CRM Software, Financial Reporting, Financial Analysis, Financial Consulting, Virtual Assistance, Solution-Oriented, Accountability for Outcomes, Expert Credit Dispute Processor, Expert Processor, Expert Processor, Credit Dispute Processor Expert.

You run your properties. I will take care of the numbers. I am a Chartered Accountant (India), equivalent to a US CPA, with 5+ years of experience in U.S. real estate and e-commerce accounting. Most real estate investors get a report at month end, glance at it, and move on, never really understanding which property is actually profitable, where their cash is leaking, or why their bank balance never matches what the P&L says they made. That stops here. I do not just do your bookkeeping. I tell you the story behind your numbers. With 5+ years of real estate accounting experience, 25+ active real estate clients, and a Chartered Accountant qualification from India, I work exclusively with landlords, flippers, short-term rental operators, syndicators, and property managers. I use QuickBooks Online, Xero, AppFolio, Buildium, Stessa, Baselane, and DoorLoop. I understand every layer: rent rolls, security deposit liability, CAM reconciliations, owner draws, mortgage principal vs interest splits, escrow accounts, depreciation, 1031 exchanges, cost segregation entries, and partner capital accounts. Every Financial Statement is an Untold Story Each month I read your numbers like a CFO would. Which units are dragging down your portfolio yield? Are R&M costs creeping up on one property while the others look healthy? Is your DSCR slipping? Did turnover costs eat your projected returns on the last vacancy? Your books should answer these questions, property by property, and mine do. Monthly Close Process A disciplined two-phase close so you are never guessing: By the 7th: Soft close. All transactions categorized by property and class, rent receipts matched, mortgage payments split between principal, interest, taxes, and insurance. Open queries flagged to you for clarification. By the 15th: Hard close. Full reconciliation across operating, security deposit, and reserve accounts. Property-level P&Ls and consolidated portfolio statements finalized. I walk you through what moved, what impacted NOI, and what needs your attention. Setup, Automation and Reconciliation If your books are a mess or you are starting fresh, I set everything up properly: Chart of accounts structured for real estate, mapped to Schedule E or 8825 categories so tax time is effortless Property-level class tracking so every transaction rolls up to the right unit and entity, even across multiple LLCs Property management software integration with AppFolio, Buildium, Stessa, Baselane, or DoorLoop for automated rent roll sync and trust account separation Mortgage amortization schedules built and maintained so principal, interest, escrow, and PMI are split correctly every month Security deposit liability tracked separately by tenant and reconciled to the trust account AP automation using Bill for vendor payments and 1099 tracking ready for year end Receipt capture using Hubdoc or Dext, audit-ready and tied to the right property Bank, credit card, and merchant feeds reconciled monthly with intercompany transfers cleanly mapped Depreciation schedules with land and improvement splits, with cost segregation results integrated when applicable Federal and State Tax Returns I handle full US federal compliance for real estate investors: Form 1040 with Schedule E, Form 1065 with Form 8825, Form 1120-S, and Form 5472 for foreign-owned LLCs holding US real estate. Filed through a licensed CPA firm I work with that holds the PTIN, so returns are filed professionally with the IRS. I work with cost segregation specialists to capture accelerated depreciation, prepare Form 3115 for §481(a) adjustments, and handle HARPTA and FIRPTA filings for non-resident property sales. I also cover state income tax, franchise tax, and annual report compliance across every state where your properties and entities sit, keeping each LLC in good standing as your portfolio scales. I am proficient with QuickBooks Online, Xero, AppFolio, Buildium, Stessa, Baselane, DoorLoop, Bill, Hubdoc, Dext, ProConnect Tax, Lacerte, Drake Tax, and CCH ProSystem fx. What You Get Working With Me An accountant who shows up every month, closes on a fixed schedule, gives you property-level clarity, explains your numbers in plain language, and flags problems before they get expensive. Not a report dropped in your inbox with no context. If your books are unreconciled, your rent roll does not tie to the bank, your mortgage payments are sitting in one lump category, or you do not know which property is actually making money, let us fix that. Let's talk about your portfolio.

CR 𝐩𝐫𝐨𝐛𝐥𝐞𝐦𝐬 𝐝𝐨𝐧’𝐭 𝐟𝐢𝐱 𝐭𝐡𝐞𝐦𝐬𝐞𝐥𝐯𝐞𝐬, 𝐛𝐮𝐭 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 CR 𝐄𝐱𝐩𝐞𝐫𝐭, 𝐭𝐡𝐞𝐲 𝐜𝐚𝐧 𝐛𝐞 𝐜𝐨𝐫𝐫𝐞𝐜𝐭𝐞𝐝 𝐥𝐞𝐠𝐚𝐥𝐥𝐲 𝐚𝐧𝐝 𝐩𝐞𝐫𝐦𝐚𝐧𝐞𝐧𝐭𝐥𝐲. If you’re facing inaccurate accounts, collections, charge-offs, identity theft, or reporting errors, you need more than templates. You need a skilled CR Repair Expert, an experienced Dispute Solving Assistant, and an organized CR Manager who understands how the system works. My Name is Umair Naeem. I help individuals and Credit Repair businesses clean, challenge, and optimize Credit Repair reports using compliant strategies backed by the FCRA, FTC guidelines, and direct escalation options such as the CFPB. My work focuses on improving your FICO profile while ensuring every action is documented, professional, and defensible. 𝐖𝐡𝐚𝐭 𝐈 𝐃𝐨? ✔ Complete CR file audits with Equifax, Experian, TransUnion, Innovis, and ChexSystems ✔ Advanced dispute strategy, including 3B sweep methods ✔ Custom letters built for FCRA and FTC compliance ✔ Escalations and complaints through the CFPB ✔ Identity theft & mixed file resolution ✔ Account freezes (Freezez) and personal data control ✔ Full client tracking by an experienced Credit Repair Manager 𝐖𝐡𝐲 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐚𝐧𝐝 𝐚𝐠𝐞𝐧𝐜𝐢𝐞𝐬 𝐡𝐢𝐫𝐞 𝐦𝐞? 📌Proven success as a CR Expert 📌Skilled Dispute Solving Assistant with legal-compliant workflows 📌Deep knowledge of FICO scoring impact 📌Experience across all major bureaus, including Innovis and ChexSystems 📌Clean systems, accurate documentation, fast turnaround 𝐓𝐨𝐨𝐥𝐬 & 𝐒𝐲𝐬𝐭𝐞𝐦𝐬🛠 • DisputeFox • CDM • Letterstream • HubSpot • Credit Repair Cloud • CallHippo Plus, structured CRM and workflow automation designed by a working CR Manager. I’ve supported hundreds of consumers and partnered with growing credit repair companies to remove inaccurate items, manage bureau communication, and build repeatable dispute systems. If you want someone who lives and breathes credit repair, understands FCRA / FTC compliance, knows when to escalate to the CFPB, and works daily to strengthen your FICO, I’m ready to help. 📩 𝐌𝐞𝐬𝐬𝐚𝐠𝐞 𝐦𝐞 𝐧𝐨𝐰 𝐚𝐧𝐝 𝐥𝐞𝐭’𝐬 𝐬𝐭𝐚𝐫𝐭 𝐲𝐨𝐮𝐫 𝐝𝐢𝐬𝐩𝐮𝐭𝐞 𝐩𝐫𝐨𝐜𝐞𝐬𝐬. My Expertise: Credit Repair Specialist | Credit Repair Expert | Dispute Expert | Dispute Specialist | Credit Repair | Credit Expert | Expert Credit Expert | Expert Dispute Expert | Credit Counseling | Credit Consultant | Credit Report Analysis | Expert Credit Repair Specialist | Credit Reporting | Dispute Resolution | Credit Disputes | CR Expert | CR Specialist | Credit Scoring | Credit Score Improvement | Financial Reporting | Annual Credit Report | Fraud Detection | Identity Theft Protection | Data Entry | CRM Software | Client Management | Personal Finance | Debt Validation | Collection Removal | Charge-Off Removal | Late Payment Removal | Hard Inquiry Removal | Credit Audit | FCRA Compliance | FTC Compliance | CFPB Complaints | BBB Disputes | Metro 2 Compliance | Credit Repair Cloud (CRC) | Client Dispute Manager (CDM) | Dispute Fox | LetterStream | IdentityIQ | SmartCredit | PrivacyGuard | MyFICO | Experian | Equifax | TransUnion | Innovis | ChexSystems | Early Warning Services (EWS) | LexisNexis| SageStream | Credit Repair Sales | Credit Repair Virtual Assistant | Credit Report | Administrative Support | Customer Service | Customer Support | Letter | FTC | Boost | Alternative Dispute Resolution | Credit Dispute Processor | Processor | Bankruptcy | Error Detection | File Management | Letter Writing | Virtual Assistance | Solution-Oriented | Expert Credit Dispute Processor | Expert Processor | Credit Dispute Processor Expert | Credit Dispute Specialist | Credit Dispute Expert | Credit Repair Services | Credit Analysis | Credit Sweep | 3 Bureau Sweep | 3B Sweep | TU Sweep | CFPB | Identity Theft Disputes | Credit Freeze Assistance | Credit Monitoring Analysis | Credit Dispute Processing | Credit Bureau Disputes | Debt Collection Disputes | Consumer Credit Law | Credit Scoring Models | Credit Monitoring Tools | Credit Repair Software | Credit Repair Cloud | Australian Credit Repair Experience | Data Processing | Email Support | Email Communication | File Maintenance | CRM | Microsoft Excel | Credit Score Repair | Credit Score Boost | Credit Repair Consultant | Credit Repair Professional | Dispute Letter Writing | Charge Off Removal | Derogatory Item Removal | Negative Item Removal | Goodwill Letter | Metro 2 Disputes | Factual Dispute Method | FDCPA Compliance | CROA Compliance | FACTA Compliance | Credit Repair Laws | Experian Disputes | Equifax Disputes | TransUnion Disputes | Credit Bureau Specialist | Credit Repair Cloud (CRC) | Credit Repair CRM | Credit Repair VA | FTC Complaints | BBB Complaints | Credit Report.

Hi, I'm Rajeev, a Chartered Accountant (equivalent to a US CPA) with over 14 years of experience in bookkeeping, accounting, tax preparation, financial management, and auditing. I'm a freelancer working through Maspartner Agency, and I work across a wide range of accounting platforms including QuickBooks, Xero, Zoho, NetSuite, Appfolio, Wave, Sage, Clio, ActionStep, MyCase, and LawPay. SOFTWARE EXPERTISE: QuickBooks | Xero | ZohoBooks | NetSuite | Appfolio | Wave | Sage | Clio | ActionStep | MyCase | LawPay BOOKKEEPING -Initial accounting software setup and configuration -Bank and credit card reconciliation -AP/AR management -Payroll setup, processing, registration, and filings -Data migration and system transitions -IOLTA accounting and 3-way trust account reconciliation for Law firms and attorneys -Reimbursable expense tracking -Period-end financial close and reporting -Financial statements: P&L, Balance Sheet, Trial Balance, Cash Flow TAX PREPARATION & FILING Canada - Income Tax Returns: T1, T2 T4 & T5 Slip Preparation | GST/HST/PST Filing (GST34, FIN400, RC7200) GST/HST/QST Returns | Lodging Tax Calculation & Filing (IN 260-V) Payroll Tax Calculation | Capital Cost Allowance (CCA) Calculation USA - Federal Returns: 1040, 1065, 1120, 1120S, 5471, 5472 | Non-Profits: 990 series | Entity Classification Election: Form 8832 | State Annual Returns | Sales Tax | Payroll Tax: 940, 941, 941X, ERC | 1099 & W-2 Filing | SS-4, W-7, 4562 United Kingdom - Income Tax SA100 | Corporation Tax CT600 | VAT | Inheritance Tax National Insurance | PAYE | Annual Accounts | Confirmation Statement Australia - Income Tax | GST | BAS/IAS | PAYG | Superannuation *We also provide white-labelled accounting and tax preparation services for CPA firms INDUSTRIES I SERVE Law Firms & Attorneys (IOLTA, Trust Accounting, 3-Way Reconciliation) | Ecommerce & Retail | Accounting, Tax & CPA Firms | Restaurants & Hospitality | Education & Coaching | Medical & Healthcare | Startups | Branding & Marketing | Logistics & Shipping Precise, thorough, and built for industries with complex compliance needs, that's the standard I hold myself to. Let's talk about what you need. Reach out and let's get your books and taxes in order!

Expert US Bookkeeper & Tax Specialist | PTIN Holder | QuickBooks Certified Pro Advisor | Xero Certification L1 & L2 An experienced US Bookkeeper & Tax Specialist with Active PTIN for 2026, having worked with 100+ successful freelancing projects completed in bookkeeping, tax preparation & review, auditing support, and full-cycle accounting. I help US businesses, CPA firms, and entrepreneurs maintain clean, accurate, and fully audit-ready financials - without the stress. I don’t just “do bookkeeping.” I fix, clean, optimize, and take ownership of your financial system so you can run your business with clarity and confidence. What I Can Do for You ➤ Clean up and catch up months (or even years) of messy books ➤Full-cycle bookkeeping in QuickBooks Online/Desktop ➤Bank & credit card reconciliations with 100% accuracy ➤AR/AP management, invoicing & cash-flow tracking ➤Month-end & year-end closing with detailed financial reports ➤Deliver CPA-ready financials for smooth tax filing US Tax Expertise (Major Advantage) ➤Support for 1040, 1065, 1120, and 1120S filings ➤Book-to-tax reconciliation & year-end adjustments ➤Sales tax tracking, payroll compliance & 1099 filings ➤Multi-state tax understanding & IRS compliance guidance This means fewer errors, smoother tax filings, and no last-minute surprises. Tools I Work With Daily ➤ QuickBooks Online | QuickBooks Desktop | Xero | Wave ➤ Gusto | ADP | Bill(dot)com | Dext | Hubdoc ➤ Stripe | Shopify | PayPal | A2X | Excel & Google Sheets ________________________________________ Why Clients Hire Me (and Stay Long-Term) ➤Proven success across 100+ bookkeeping & tax projects ➤Detail-oriented, deadline-focused, and highly accurate ➤Consistent communication & proactive reporting ➤Industry experience: eCommerce, Real Estate, SaaS, Agencies & more ➤I treat your business with the same care as my own If you’re looking for someone who can clean up your books, keep them accurate, and ensure they’re fully tax-ready, I’m ready to help. Send me a message and let’s discuss your project.

US Tax Preparer & Bookkeeping Specialist with 5+ years experience supporting CPA firms and US businesses. I prepare and review 1040, 1120S, 1120, 1065, and 1041 tax returns and manage full-cycle bookkeeping using QuickBooks and Xero. I am a Certified Public Accountant (CPA) and US Tax Professional, Bookkeeper, and Financial Advisor with 5+ years of hands-on experience supporting businesses, entrepreneurs, and high-net-worth individuals across the United States. I help clients gain clarity, control, and confidence in their finances while ensuring full compliance with US tax laws and accounting standards. My expertise spans end-to-end bookkeeping, advanced tax preparation, tax planning, and financial advisory services. From managing daily accounting operations to handling complex corporate and cross-border tax matters, I deliver accurate, timely, and strategically sound financial solutions tailored to each client’s goals. I specialize in turning disorganized or overdue books into clean, audit-ready financial records, optimizing tax positions, and delivering actionable insights that support smarter business decisions. Clients trust me not just as a service provider, but as a long-term financial partner who proactively identifies risks, cost-saving opportunities, and growth strategies. I am highly proficient in industry-leading accounting and tax platforms including QuickBooks (Online & Desktop), Xero, Sage, Drake, Lacerte, ProConnect, ProSeries, and CCH Axcess, and I adapt quickly to new systems and workflows. My work is defined by precision, confidentiality, and reliability, with clear communication at every stage. Why Clients Choose Me - Stress-free bookkeeping & tax compliance - Accurate, organized, and audit-ready records - Proactive tax planning & cost optimization - On-time filings with zero guesswork - Transparent communication & dependable support Core Services Bookkeeping & Accounting Full-Cycle Bookkeeping & General Ledger Maintenance Accounts Payable & Receivable Bank & Credit Card Reconciliations Payroll Processing & Compliance Monthly, Quarterly & Annual Financial Statements US Taxation & Compliance Individual (1040), Corporate (1120 / 1120S), Partnership (1065), Trust & Estate (1041) Returns Tax Planning, Advisory & Optimization Foreign-Owned & Multi-Entity Compliance Tax Return Review & IRS Compliance Checks Employee Retention Credit (ERC) Filings LLC Dissolution & C-Corp Accounting Financial Advisory & Consulting Budgeting, Forecasting & Profitability Analysis Cash Flow Planning & Financial Health Reviews Business Setup & Structural Guidance Software Conversion & Cleanup (Xero ↔ QuickBooks) Whether you need ongoing bookkeeping, precise tax filings, or strategic financial guidance, I ensure your finances are structured, compliant, and optimized so you can focus on growing your business with complete peace of mind.