Hire the Best Underwriters
in Pakistan

More than 3,000 reviews on G2
Rating is 4.5 out of 5.
4.5/5
of Upwork by G2 peer reviewers
Omer K.

Lahore, Pakistan

$13/hr
5.0
23 jobs

โœ… Economist | Real Estate Underwriting & Property Management Support | 15+ Years of Experience I help businesses, investors, and property owners make smarter, data-driven decisions while also streamlining their real estate operations. With 15+ years of experience in economic modeling, research, and feasibility studies, I specialize in building solid business cases and investment strategies. Alongside my economics background, I offer comprehensive real estate support โ€” from underwriting and deal analysis to day-to-day property management admin tasks. This unique mix allows me to assist both at the strategic level (investment, valuation, feasibility) and the operational level (management, tenant relations, back-office support). ๐Ÿ“Š Core Expertise -Economic & financial modeling -Market research & feasibility studies -Business case development -Real estate underwriting (rehab estimates, ARV, comps, offer pricing) Property management admin support: โ€ข Utility switchovers โ€ข Tenant screening & lease management โ€ข AppFolio entries & accounting support โ€ข Rent collection & reconciliations โ€ข Tenant troubleshooting & communications ๐Ÿ’ก Why clients hire me Strong analytical and operational background -Proven results in both investment analysis and property management -Dependable, personable, and easy to work with -Ability to provide additional resources to build โ€œvirtual armsโ€ for your company โ€” scaling operations seamlessly with virtual assistants and back-office support If youโ€™re looking for a partner who brings rigor to analysis and reliability to operations, letโ€™s connect. I can help you not only understand the numbers but also run your properties efficiently while giving you bandwidth to focus on growth.

  • Underwriting
  • Financial Modeling
  • Stata
  • Qualitative Research
  • Microsoft Excel
  • Writing
  • EViews
  • Economic Analysis
  • Real Estate Investment Assistance
  • Econometrics
Zain S.

Lahore, Pakistan

$30/hr
4.3
77 jobs

Hi, I am a Financial Advisor with over six years of experience at the Big4 firms (KPMG and PwC) and a member of the Association of Chartered Certified Accountants (U.K.). I specialize in: โ€ข Mergers & Acquisitions (M&A): I have conducted buy-side and sell-side due diligence for various clients across different industries, such as healthcare, education, technology, and manufacturing. I have also prepared valuation reports, deal memos, and closing documents for successful transactions. โ€ข Real Estate Underwriting: I have performed financial analysis and risk assessment for various real estate transactions, such as acquisitions, disposals, refinancing, and restructuring. I have also prepared underwriting reports, cash flow models, and sensitivity analysis for different real estate assets, such as residential, commercial, and mixed-use properties. โ€ข Business Valuation: I have performed business valuation for various purposes, such as M&A, equity financing, tax planning, litigation support, and strategic decision-making. I have used different valuation methods, such as discounted cash flow (DCF), market multiples, asset-based approach, and income approach. โ€ข Business Plans: I have prepared comprehensive business plans for startups and established companies across different industries, such as healthcare, education, technology, manufacturing, and consumer goods. I have also created financial projections, market analysis, competitive landscape, and growth strategies. โ€ข Bookkeeping: I manage accounts, prepare financial statements, handle tax compliance, and oversee payroll processing, ensuring accurate and timely financial record-keeping. I am also well-versed in Intuit QuickBooks and Xero Accounting. Iโ€™m passionate about helping businesses grow and succeed by providing them with high-quality financial analysis and advice. Iโ€™m also reliable, hard-working, and communicative. If you are looking for a skilled and experienced Corporate Financial Analyst who can help you with your M&A, underwriting, valuation, or analysis needs, please feel free to contact me. I would love to hear more about your project and how I can contribute to its success. Thank you for your consideration and have a great day!

  • Financial Analysis
  • GAAP
  • Due Diligence
  • Government & Public Sector
  • Mergers & Acquisitions
  • Post-Merger Integration
  • Financial Model
  • Communications
  • Financial Analysis & Valuation
  • Price & Quote Negotiation
  • Market Trends
  • Real Estate Investment Assistance
  • Economic Analysis
  • Real Estate Financial Modeling
Zohad A.

Lahore, Pakistan

$20/hr
4.7
43 jobs

"Zohad is GREAT at multifamily real estate underwriting. Skills, professionalism, adherence to schedule, and communication were all 10/10 stars. I will hire for additional jobs." - Miki Jones --------------------------------------------------------------------------------------------------------------------- "Zohad was awesome to work with! His communication and turnaround time were incredible. He did exactly what was asked. I'm really happy with choosing to use him and will again in the future, as needed." Looking for someone who can do SMS texting or Comping properties, then you are at the right place I have been working in this industry for around 1 years now and know the ins and outs of this business like the back of my hand :) I specialize in the following services in the Real Estate Industry: โœ…CRM Set Up and Implementation (Podio) โœ…SMS Texting (using Reireply, LeadSherpa, Launch Control, Batchleads etc) โœ…ARV, Property Comps, Property Valuations โœ…Data Scrubbing, List Pulling and Cleaning (County Websites, Propstream etc.)' โœ…Underwriting Multifamily Property โœ…And much more! ---------------------------------- Softwares & Tools I have used: โœ… Zillow, Redfin, Propstream, Batchleads, Landvision โœ… Costar, Loopnet, Crexi โœ… Expert Excel Skills โœ… Podio โœ… Reireply, LeadSherpa, Launch Control, Batchleads ---------------------------------- I am open working for an extended period, as well as for any one-time projects. I emphasize on providing adding value to the business by providing top quality work and ensuring customer satisfaction. For any queries, feel free to message me. Looking forward to working with you! Best Regards Zohad Ahmad Khan

  • Real Estate
  • Microsoft Excel
  • Lead Generation
  • Data Entry
  • Real Estate Marketing
  • List Building
  • Real Estate Lead Generation
  • Real Estate Financial Model
  • Communications
  • Virtual Assistance
  • Lead Generation Analysis
  • Marketing Campaign Setup & Implementation
  • Digital Marketing
  • Campaign Setup
  • SMS
Arham D.

Karachi, Pakistan

$25/hr
4.9
58 jobs

This profile isnโ€™t the right fit for those satisfied with average work. If you want to scale up your acquisitions with minimal supervisionโ€”without the fear of missing a single dealโ€”while ensuring consistent, high-quality results and professionalism, then youโ€™ve found the right partner. Privileged to have worked with diverse real estate investor clients in multiple states, gaining valuable insights into the intricacies of the real estate market trends. Extensive Experience in: โฎž Conducting in-depth analysis for acquisition of properties, by pulling comps and making adjustments accordingly โฎž Determining/Calculating ARV, estimating Rehabs, MAO, As-Is market and rental value โฎž Skip Tracing especially LLC research โฎž Database Creation โฎž STR (short term rental) analysis - Market comps, ADR, occupancy, seasonality analysis โฎž CRM management (Podio, Zoho) Areas of Expertise: โฎž Fix and Flip โฎž Buy and Hold STR research and analysis โฎž Section 8 Rental Research โฎž Skip Tracing โฎž Residential and Commercial Real Estate research Tools that I'm familiar with: โฎž MLS systems (MFRMLS, CRMLS, MLSMatrix, BrightMLS, FMLS, etc.) โฎž Real Estate tools & Software (Propstream, CoreLogic, Moneyball, PropertyShark, Reonomy, Rentometer, Realist, PropertyRadar) โฎž Real Estate Websites (Zillow, Redfin, Realtor, Trulia, LoopNet, Airbnb, Airdna etc.) โฎž Google Maps, Mapright, GISMap, County Assessors sites, Secretary of State sites โฎž Microsoft Office: Word, Excel, PowerPoint, Outlook โฎž Google Docs, Gmail, Slack, WhatsApp, Skype Certified member of MFRMLS with experience analyzing over 4K properties in different states of the US. My meticulous attention to detail ensures consistent superior results. So, if you don't want to miss a lucrative deal or avoid bad deals then don't waste your time in running numbers only, just message me and go for walkthroughs directly!

  • Underwriting
  • Financial Analysis
  • Market Analysis
  • Real Estate Investment Assistance
  • Real Estate Appraisal
  • Real Estate
  • Administrative Support
  • Microsoft Excel
  • Real Estate Acquisition
  • MLS Consulting
  • Valuation
  • Market Research
  • Industry Knowledge
Talha S.

Rawalpindi, Pakistan

$45/hr
5.0
18 jobs

๐Ÿš€ 2xโ€“5x More Investor Meetings ๐Ÿ’ฐ Strategies used from Top VCs: a16z, Sequoia, Lightspeed, Tiger Global, Insight and more ๐Ÿ“ˆ 6+ Years Combined Capital Markets Experience ๐Ÿ”ฅ Exโ€“Big 4 Advisory (BDO) ๐Ÿ“ˆ Over 200 projects delivered. Real investor outcomes, not templates. โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ” Most fundraising freelancers are either designers who learned spreadsheets or copywriters who learned valuations. I'm the opposite. I come from Big Four-style audit at BDO, where I reviewed the real financials of banks, microfinance institutions, and hydroelectric projects before I ever built a pitch deck. That means when your numbers hit an investor's or SBA underwriter's desk, they hold up. No inflated TAM. No fantasy hockey stick. No revenue model that breaks under the first question. โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ” WHAT I BUILD โ†’ Investor Pitch Decks โ€” 10โ€“20 slides, written and designed from scratch, structured around what VCs and angels actually decide on (problem fit, market size, unit economics, traction, the ask). โ†’ Business Plans โ€” 25โ€“40 page investor-grade plans for startups, SBA 7(a) / 504 / EIDL loan applications, and immigration (E-2, EB-5). โ†’ Financial Models โ€” 3 to 5-year projections with revenue build, cost structure, cap table, DCF valuation, scenario analysis, and break-even. Excel-native, fully linked, audit-proof. โ†’ Investor One-Pagers & Teasers โ€” the document that opens doors before the full deck gets opened. โ†’ Business Valuations โ€” DCF, comparable transactions, revenue and EBITDA multiples, for fundraising, M&A, or exit planning. โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ” RECENT OUTCOMES - $3.5M bank loan approved for a luxury pet resort โ€” full business plan, financial model, and pitch deck built from zero. - $450K SBA loan approved in 17 days. - $1.2M angel round closed for a pre-revenue SaaS startup. - 200+ projects delivered across the US, UK, Germany, Singapore, and the GCC. โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ” WHO I WORK WITH BEST - Founders raising pre-seed to Series A ($100K โ€“ $5M rounds) - Small business owners applying for SBA, EIDL, or term loans - Operators preparing for acquisition, exit, or strategic sale - Immigration applicants needing E-2 / EB-5 business plans If you have a messy idea and no documents, I build from zero. If you already have drafts that didn't land, I rebuild them to actually get a "yes." โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ” HOW I WORK 1. You send me what you have (or nothing โ€” I have an intake system that pulls the story out). 2. I come back in 48 hours with a draft structure and the assumptions I'll use. 3. We refine on one quick call. I build. You review. 4. Final delivery: fully editable files (PowerPoint, Excel, Word) + a walkthrough so you can defend every number in the room. โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ” CREDENTIALS: โ†’ Chartered Accountant โ€” Institute of Chartered Accountants of Pakistan โ†’ Ex-Audit Associate, BDO Ebrahim & Co. (Big Four-network firm, 160+ countries) โ†’ QuickBooks-certified accountant โ†’ IFRS / ISA / US GAAP working experience I respond to messages within the hour during US business hours, and I take on a limited number of projects at a time so every client gets my direct attention โ€” no agency handoffs, no subcontractors. If you're raising capital, applying for a loan, or preparing to exit send me what you have (or what you don't have) and I'll tell you straight whether I can get you there. โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ” COMMON ENGAGEMENTS: SBA 7(a), 504, and EIDL business plans, bank and commercial loan business plans, equity funding and VC pitch decks, investor-ready pitch decks with storytelling, 5-year financial projections and startup financial models, startup valuation models, business plans with use of funds and ROI analysis, investor one-pagers and teasers, data room setup, and due diligence preparation for founders raising pre-seed to Series A. Muhammad Talha โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

  • Financial Analysis
  • Financial Modeling
  • Financial Projection
  • Presentation Design
  • Business Plan
  • Business Proposal Writing
  • Investor Roadshow
  • Business Plan Writing
  • Real Estate Business Plan
  • Immigration Business Plan
  • Pitch Deck
  • Fundraising Presentation
  • Fundraising
  • Investor List
  • Venture Capital
Muhammad S.

Lahore Cantt, Pakistan

$7/hr
5.0
21 jobs

If your pipeline is inconsistent, leads are going cold, or deals are falling apart during due diligence, you donโ€™t need just a VA. You need someone who can control the deal from first contact to contract. Thatโ€™s exactly where I come in. With 5+ years working directly with U.S. investors, wholesalers, and land specialists, I donโ€™t just assist. I operate as a real estate growth partner, managing acquisitions, underwriting deals, and driving contracts to the finish line. From SFH, MFH, vacant land, to mobile homes, I step in where most VAs fall short, in decision-making, negotiation, and deal execution. Iโ€™ve helped clients: โœ” Lock multiple contracts in a single month โœ” Prevent bad purchases through accurate ARV & comps โœ” Turn scattered leads into structured, revenue-generating pipelines โœ” Increase assignment and flip profits through better negotiation & analysis โš™๏ธ What I Take Off Your Plate Lead Generation & Cold Calling (consistent pipeline building) ARV, Comps, CMA & Deep Deal Analysis Acquisitions & Seller Negotiation Contract Handling & Deal Progression CRM Setup, Automation & Pipeline Management SMS & Follow-Up Campaigns (no lead left behind) ๐Ÿง  Why Serious Investors Work With Me 1. I Donโ€™t Just Manage Leads โ€” I Convert Them 2. I understand seller psychology, control conversations, and move deals forward with confidence. 3. I Protect Your Profit Margins 4. My underwriting and comps analysis ensure you donโ€™t overpayโ€”and negotiate from a position of strength. 5. Full-Cycle Execution 6. From cold outreach to signed contractsโ€”I handle the entire acquisition pipeline. 7. Reliable, US-Time Aligned 8. Fluent, professional communication with availability during EST hours for seamless collaboration. ๐Ÿ›  Tech Stack I Work With 1. CRMs & Systems: Podio, REsimpli, GoHighLevel, Salesforce, Pipedrive, Zoho, HubSpot, Follow Up Boss 2. Investor Tools: PropStream, BatchLeads, DealMachine, PropertyRadar, MLS, County GIS 3. Dialers: Mojo, BatchDialer, PhoneBurner, ReadyMode 4. Automation & Ops: ClickUp, Notion, Airtable, Google Workspace If you need someone who can: โ€ข Build a consistent pipeline โ€ข Analyze deals the right way โ€ข Talk to sellers confidently โ€ข And actually get contracts signed ๐Ÿ‘‰ Letโ€™s talk. Iโ€™ll help you close more deals.

  • Real Estate Acquisition
  • Real Estate
  • Telecommunications
  • Acquisitions
  • Customer Acquisition
  • Data Entry
  • Cold Calling
  • Mergers & Acquisitions
  • Real Estate Cold Calling
  • Real Estate Closing
  • Telemarketing
  • Real Estate Virtual Assistance
  • B2B Lead Generation
  • B2C Marketing

How it works

Post a job for free Post a job

Tell us what you need. Create your own job post or generate one with AI then filter talent matches.

Hire top talent fast

Consult, interview, and hire quickly, so you can meet the freelancers you're excited about.

Collaborate easily

Use Upwork to chat or video call, share files, and track project progress right from the app.

Payment simplified

Manage payments in one place with flexible billing options. Only pay for approved work, hourly or by milestone.

Don't just take our word for it

How do I hire a Underwriter in Pakistan on Upwork?

You can hire a Underwriter in Pakistan on Upwork in four simple steps:

  • Create a job post tailored to your Underwriter project scope. We'll walk you through the process step by step.
  • Browse top Underwriter talent on Upwork and invite them to your project.
  • Once the proposals start flowing in, create a shortlist of top Underwriter profiles and interview.
  • Hire the right Underwriter for your project from Upwork, the world's largest work marketplace.

At Upwork, we believe talent staffing should be easy.

How much does it cost to hire a Underwriter?

Rates charged by Underwriters on Upwork can vary with a number of factors including experience, location, and market conditions. See hourly rates for in-demand skills on Upwork.

Why hire a Underwriter in Pakistan on Upwork?

As the world's work marketplace, we connect highly-skilled freelance Underwriters and businesses and help them build trusted, long-term relationships so they can achieve more together. Let us help you build the dream Underwriter team you need to succeed.

Can I hire a Underwriter in Pakistan within 24 hours on Upwork?

Depending on availability and the quality of your job post, it's entirely possible to sign up for Upwork and receive Underwriter proposals within 24 hours of posting a job description.