I am a Chartered Financial Analyst (CFA, USA) and Chartered Accountant Affiliate with over 10 years of experience in Financial Analysis, Financial Modeling, Financial Projections, Forecasting, and Corporate Finance. I help startups, SMEs, and established businesses make data-driven decisions, improve profitability, and achieve sustainable growth. My professional background includes experience with KPMG Dubai, multinational banks, asset management firms, and consulting engagements across various industries. I have successfully delivered investor-ready financial models, valuation reports, budgeting frameworks, forecasting models, and strategic financial insights for clients worldwide. I possess strong expertise in Financial Planning & Analysis (FP&A), Business Valuation, Budgeting, Cash Flow Forecasting, Investment Analysis, and Corporate Finance Strategy. My technical skills include QuickBooks, Xero, SAP, Oracle, Power BI, Tableau, and advanced Excel financial modeling. Throughout my career, I have worked with businesses in SaaS, Technology, Fintech, Oil & Gas, Construction, Real Estate, Manufacturing, Textile, FMCG, Healthcare, E-commerce, and Professional Services sectors. Core Services: • Financial Analysis and Business Performance Review • Financial Modeling and Financial Projections • Budgeting, Forecasting, and FP&A • Corporate Finance and Strategic Planning • Business Valuation and Investment Analysis • Cash Flow Forecasting and Scenario Analysis • Real Estate Financial Modeling and Property Valuation • Three Statement Financial Models (Income Statement, Balance Sheet, Cash Flow) • Startup Financial Models and Investor Presentations • Business Plans and Fundraising Support • KPI Dashboards and Management Reporting • Accounting Review and Financial Reporting under US GAAP and IFRS Why Clients Work With Me: • 10+ years of finance and consulting experience • CFA (USA) and Chartered Accountant Affiliate • Expertise in Corporate Finance, Financial Analysis, and Financial Modeling • Industry experience across multiple sectors • Clear, accurate, and easy-to-understand financial models • Strong communication and commitment to deadlines My work has helped clients secure more than $2 million in funding globally and improve the quality of their financial decision-making. If you need support with Financial Analysis, Financial Modeling, Financial Projections, Forecasting, Budgeting, Valuation, FP&A, or Corporate Finance, let's connect. I offer a free consultation to discuss your project and build a solution tailored to your business goals.

125M+ in capital raise asks modeled so far this year. Fractional CFO & Lead FP&A. Ex-EY / EY Parthenon Financial Modeler and Valuation Analyst. FMVA and FPAP certified. I build two things: financial models that help founders raise capital, and CFO-level financial systems that help operators run their business without guessing. After we work together, you walk into your next investor meeting and answer "what happens if growth slows 20%?" without flinching. Your model updates in real time. Your deck and your numbers tell the same story. For capital raises: you get an investor-ready financial model built around your actual business logic - not a template with your logo on it. Every assumption visible, every scenario toggleable, every investor question answered before they ask it. The same approach behind $110M+ in raise packages across SaaS, real estate, CPG, agriculture, clean energy, and numerous other industries. For ongoing operations: you get a CFO-level decision system built from your raw data. P&L, cash flow, margins by product, runway projections, scenario planning - one screen, 30 seconds, every Monday morning. 82% of businesses that fail cite poor cash flow management. This system makes sure you're not one of them. You stop making $50,000 decisions based on your bank balance and start making them based on actual data Most financial models you'll find on Upwork are templates with your numbers dropped in. Mine are decision tools - built around how your business actually runs, stress-tested for the questions investors and partners will ask, and structured so you can maintain them yourself long after we're done. I don't just build and disappear. I start with a structured assumptions interview so every input is locked before I write a single formula. I deliver a recorded walkthrough of every tab so you understand exactly what your numbers say and why. And when you're ready to present, you're not defending someone else's spreadsheet - you're presenting a model you actually understand. "The financial model for our SaaS startup was clear, flexible, and easy for our team to use in investor discussions. Adjustments to growth assumptions could be made instantly." - Adam, HealthTech Startup Founder "He took our initial financial model framework and significantly upgraded it - restructuring the revenue logic to better reflect our actual business plan and making the whole model much more flexible and easier to adjust going forward." - A.B., Investor Taking on 2-3 new engagements per month. If you're raising capital or need financial clarity to run your business, message me with a quick overview - what your business does and what you're trying to accomplish. I'll tell you if I can help and how. Specialties: Startup Financial Model · SaaS Metrics · Marketplace Unit Economics · Investor-Ready Financials · Fundraising Model · Capital Raise Model · Fractional CFO · FP&A · Financial Planning & Analysis · CFO Dashboard · Cash Flow Forecasting · Budget vs Actual · Scenario Analysis · Valuation · Cap Table · Financial Model Audit · Management Reporting · Financial Projections · KPI Dashboard · Business Plan Financial Model

I’m a Financial Analyst with 2+ years of hands-on experience specializing in Real Estate Financial Modelling and Multifamily Underwriting. I help investors, developers, and asset managers make smarter, data-backed decisions through clear, accurate, and institutional-grade financial models. With a strong foundation in finance and having cleared CFA Level III, I bring analytical depth, attention to detail, and a structured approach to every engagement. ✅ My Core Services A. Real Estate Financial Modeling & Underwriting (Multifamily Specialist) - Development & acquisition models - NOI forecasting - Debt financing schedules - Levered cash flows, IRR, equity waterfalls - Sensitivity analysis and scenario planning B. Capital Budgeting & Corporate Finance - IRR, NPV, payback analysis - Deal evaluation and investment feasibility C. Equity Research & Financial Modelling - DCF, Relative Valuation, FCFF/FCFE - Financial statements analysis - Equity and industry research reports D. Presentations & Investor Materials - Investor decks - Company & product profiles - Clear, professionally designed financial presentations Clients appreciate my ability to break down complex financial logic, build easy-to-follow models, and communicate insights in a structured, decision-ready format. If you need a reliable, detail-oriented analyst who can deliver high-quality financial models and research, I’d be happy to help.

HELLO! 🤝 I am a proactive Financial Analyst with a strong background in financial modelling, data analysis, and financial statement analysis. I have over 15+ years of experience working in leading investment banks, real estate establishments, and young startups. My roles were financial analyst, equity analyst, business analyst, director, and business consultant for startups. My expertise lies in equity investments, financial statement analysis, business valuations, Investment advisory, and financial modelling. My expertise spans linking financial statements, forecasting, scenario analysis, and valuation, using advanced Excel functions and financial modelling software. In my most recent projects, I have worked with people in financial services, financial management, fintech, real estate development, private equity, startups, and web application development. I HAVE OFFERED THE FOLLOWING SERVICES 📌Software development: Trading applications, copy-trading platforms, trading performance dashboards, lead qualification systems, crm softwares, real estate platforms, real estate financial modelling platform for aquisitions/appraisal/property valuation, debt elimination & financial planning tools, and AI Finance Agents(Trading Bots, Research & Analysis, Investment Recommendations Agent) 📌 Financial Modelling and Analysis: Three-statement models, DCF, merger & consolidation models, scenario & sensitivity analysis, valuation models. Developed SaaS investment models for startups, IT funds, aviation, real estate, hospitality and service models. 📌 Investment Analysis and Advisory: Offered active portfolio management, research and investment advisory to clients on asset allocation, risk management, and investments (in stocks, commodities, forex, cryptos, mutual funds, index funds, exchange traded funds[ETFs], real estate investment trust funds[REITs], options, and futures) 📌 Real Estate Financial Modelling: Created financial models for real estate projects(Single-family units, Multi-family apartments, Condos and Hotel development projects) worth $50 M+. 📌 Stock Valuation: Applying CFA Standards in stock valuation, prepared comprehensive company research reports on 20+ NYSE-listed stocks. 📌 Financial Forecasting: Created financial statement forecasts for 100+ companies (public limited, private limited, and startups included). 📌 Technical Analysis: Expert on indicators building, trading strategies, and preparing analysis using my favourite technical indicators( Moving averages, Fibonacci Retracements, Volume Indicators, Moving Average Convergence Divergence(MACD), Accumulation/Distribution, Bollinger Bands, Chaikin Oscillator, and Support & Resistance levels) 📌 Financial Planning and Wealth Management: Delivered customised financial plans for Individuals, Couples, and Companies' needs. Stating advice, making retirement plans, business plans, investment plans, debt reduction plans, income generation programs, risk management plans, and budgeting plans. MY SKILLS SUMMARY: 📌Financial Analysis & Modelling: Three-statement models, DCF, merger & consolidation models, scenario & sensitivity analysis, valuation. 📌Accounting & Finance: Financial statement analysis, forecasting, budgeting, revenue recognition, and accruals. Knowledge of IFRS and US GAAP for financial statement analysis. 📌Research and Trading: Stocks, mutual funds, forex, commodities, ETFs, REITs, crypto, futures, options. 📌 Real Estate Financial Modelling: Making Property Appraisals, Cash flow projections, discounted cash flow (DCF) analysis, sensitivity & scenario analysis, property valuation, financing structures. 📌Business Strategy: Financial forecasting, investment fundraising, and investor presentations. 📌Project Management: Project requirement gathering, planning and delivery. OTHER TECHNICAL & SOFT SKILLS: 📌Tech Stack Expertise: TypeScript · React / Next.js · JavaScript · Node.js · Python · FastAPI · REST APIs · SQL 📌AI Models & Tools used: CrewAI, Clawdbot, Chatgpt, Claude, Antigravity, Deepseek, Perplexity, Creo, Bolt, Replit, Vertex AI, SQL, Supabase, Pinecone, Firebase, Django, FastAPI. 📌Integrations already built: Stripe payment gateway, Coinbase broker, Alpaca, Interactive brokers llc, NinjaTraders, Alpha vantage, Yahoo finace, Google API. 📌Deployments already done: Vercel, Netlify, Heruko, Hostinger, GoogleCloud, AWS deployments 📌Microsoft Excel Expert: Advanced formulas, pivot tables, and macros. 📌Microsoft Office 365: Microsoft Word and PowerPoint presentation skills. 📌Design & Content Creation: Adobe Express, Canva, Capcut, Adobe Firefly, Runway, website scraping. 📌Project Management Tools: Agile Methodologies, Atlassian, Jira, SQL queries, and SPSS. "You don't get paid for the hour. You get paid for the value you bring to the hour" - Jim Rohn "A problem well-stated is a problem half-solved" - Charles Kettering Let’s focus on identifying your project problems, adding value and finding the right solutions.

Fractional CFO and financial modeling expert — 20+ years building investor-grade models, valuations, and M&A and due-diligence work used in boardrooms, fundraises, and live deals across the US, UK, Europe, the Middle East, and APAC. I pair an engineer's rigor with a finance strategist's judgment — a B.Tech from IIT Bombay and an MBA in Finance & Strategy from IIM Lucknow — plus two decades as a hands-on finance partner to PE/VC funds, family offices, investment banks, corporates, and growth-stage founders. As a Top-Rated Plus freelancer with a 100% Job Success Score and $100K+ earned here, I deliver decision-grade work — on time, every time. If you need a number you can take to a board, an investor, or a deal table, that's what I build. What I do for clients 1. Fractional / Virtual CFO — Full finance leadership without the full-time cost: FP&A, budgeting, forecasting, cash-flow and working-capital management, month-end close, reconciliations, internal controls, controllership, and board and investor reporting — plus clean bookkeeping and accounting (incl. cash-to-accrual conversions and QuickBooks/Stripe workflows). 2. Financial Modeling & Valuation — Investor-grade Excel models: three-statement, DCF, LBO, scenario and sensitivity analysis, and cap tables, plus SaaS/startup, real estate, energy, and manufacturing models. Business, equity, and asset valuation you can defend. 3. M&A Advisory & Due Diligence — Buy- and sell-side support: financial and commercial due diligence, Quality of Earnings (QoE), target screening and profiling, synergy assessment, deal structuring, data-room management, and board-ready transaction decks. 4. FP&A & Capital Raising — Forecasts, budgets, proforma financials, variance analysis, capital-structure optimization, and fundraising support: investor decks, pitch decks, financial projections, and business plans built to raise. 5. Investment & Equity Research — Fundamental and technical equity research, credit and fixed-income analysis, sector and thematic screening, and portfolio strategy for funds and asset managers. 6. Market Research & Strategy — Market-entry and feasibility studies, TAM/SAM/SOM and market sizing, competitive benchmarking, go-to-market (GTM) strategy, and country-risk and macro assessments. Why clients come back - 20+ years across corporate finance, strategy, research, and M&A, including roles with leading global firms - Investor-grade outputs trusted by PE/VC funds, family offices, and corporates worldwide - Top-Rated Plus | 100% Job Success | $100K+ earned | 2,600+ hours - Every deliverable custom-built, source-checked, high quality, and delivered on schedule - Senior expertise at a fraction of in-house or big-firm cost I work on hourly, fixed-price, retainer, or dedicated-team terms — whatever fits your scope. Looking for a fractional CFO, financial modeler, valuation analyst, M&A and due-diligence partner, FP&A expert, or research and strategy advisor who delivers boardroom-ready results? Message me a few details about your project — I respond within 12 hours and will be glad to set up a quick intro call.

I am a certified Financial Modeling & Valuation Analyst (FMVA®) and Professional Risk Manager (PRM) with experience in Banking and Risk Management. Do you need a reliable financial model for your project? I can make sure you obtain precise financial projections according to the current best practices. I develop 3-Statement, Discounted Cash Flow, Comparable Analysis, Real Estate, M&A, LBO Models and, also, deliver high quality Business Plans. I will tailor the models to the specific needs of your project, considering the strategy of your company and your line of business.

Top 0.1% - Financial Modeling, Investor Pitch Deck, Valuation, Capital Raise & Investment Analysis for Startups, SMBs & Investors - backed by STANFORD MBA and BIG 4 expertise. 🏆 $2B+ across fundraising and M&A transactions 🏆 500+ startups, businesses, and investors served 🏆 #1 Ranked on Upwork in PE/VC | Forbes, Bloomberg Featured 🏆 12+ years of experience in IB & VC | 100% Job Success FOR STARTUPS / SMEs: ✅ Financial Modeling, Projections (Pro Forma) ✅ Investor Pitch Deck, Presentation, Business Plan, Teaser (sell-side) ✅ Business Valuation, Cap Table, Offering Memorandum, Term Sheet ✅ Investor Sourcing, Outreach, Fundraising Campaign Management ✅ Fractional CFO, Financial Analysis (FP&A), Forecasting FOR INVESTORS / FUNDS / ACQUIRERS: ✅ M&A, LBO, Equity Valuation & Investment Memo Support ✅ Institutional-Grade Investment Analysis & Due Diligence ✅ Buy-Side Financial Modeling & Financial Forecasting ✅ Investment-Grade Market Research & Equity Research ✅ Data Room, Investor Deck & CIM Review 💎 CLIENT FEEDBACK (100% 5-stars, 400/400 clients): “After more than a year of speaking with M&A advisers, financial analysts, and private equity experts, George stood apart by a mile.” — AI SaaS CEO | raised $35M Series B “True expert financial modeler! He brought real clarity to our financial analysis, investor presentations, and other investor materials. Highly recommended!” — FinTech Founder | raised $11.2M Series A round “George did an excellent job. He was thoughtful and easy to work with. If you need venture capital consulting or startup advisory services, I highly recommend him.” — VC Investor | $10B AUM RECENT PROJECTS: Startup Financial Models (Microsoft Excel Model, Google Sheets Model, Investment Fund Model, Startup Funding Financial Model development, Real Estate Financial Modeling, and pro forma statements); Investor Pitch Decks, PowerPoint (PPT) Investor Pitch Deck design; Company Valuation, M&A; CIMs, OMs; PitchBook Investor Research; Investor-Grade Financial Analysis and Valuation (DCF, comps...), Investor deck preparation; Commercial Real Estate Financial Analysis; Private Equity Fund Pitch Deck (LP/GP), Feasibility Study. Financial modelling (Excel/Google Sheets), dashboards, Financial Analyst service & Investor Pitch Deck preparation for M&A. Capital raise, acquisition, diligence, investor presentation prep projects. ABOUT ME: I work with founders and investors on the materials and analysis that matter: a financial model investors can trust, an investor pitch deck that tells the fundraise story clearly, a business plan grounded in real assumptions, and valuation work that withstands due diligence. My background combines VC and investment banking (deep financial modelling experience - Google Sheets and Excel models). For startups, a typical engagement starts with a financial modeller work and expands into pro forma building for scenario planning, cash flow planning, financial forecasting, and financial projections. From there, the work often extends into an investor pitch deck creation (Powerpoint (PPT) investor presentation), business plan development, market research, CIM, teaser, and fundraising execution. I also provide support around financial planning, reporting, and investor readiness. For investors and acquirers, the work is more analytical: investment analysis, financial analysis, buy-side financial modeling, financial model review, LBO analysis, equity research, deal valuation, and transaction support before capital is committed. I am often brought in to review a startup financial model, pressure-test assumptions, refine an investment memo, or evaluate whether the numbers in a pitch deck, business plan, or data room hold up under scrutiny. The common thread is the same: financial analyst help - financial modeling, clear business plans, and financial analysis that supports better decisions. That can mean a SaaS financial model for a seed round, real estate financial modeling for a development / acquisition, a FinTech investor pitch deck for fundraising, or company valuation. I have worked across Tech, FinTech, AI, real estate, healthcare, e-commerce, renewable energy, manufacturing, and financial services. Clients usually reach out when they need a financial modeler for a startup financial model, a pitch deck expert for an investor presentation, or support with valuation and fundraising materials before a fundraising or acquisition decision. The financial model, investor pitch deck, business plan, and valuation should support the same decision in fundraising and investor meetings. INDUSTRIES: • FinTech / SaaS • Artificial Intelligence (AI) / Machine Learning (ML) • Blockchain / Crypto • Cybersecurity • Oil and Gas / Renewable Energy / Solar • E-Commerce • Healthcare / Biotech • Real Estate (Residential, Commercial), PropTech • CPG / Manufacturing • EdTech • Transportation / EV / Automotive • Financial Services • Hospitality / Tourism • Agriculture / AgTech

⭐️ 𝗧𝗼𝗽 𝗥𝗮𝘁𝗲𝗱 🏆 (Upwork Top 10%) ✅ 10+ years of experience ✅ 100% Job Success 🕒 In-Time Delivery History on Upwork ✅ Successful projects delivered ✅ Excelling in delivering Fortune 500-scale projects 🌟 Your Top Choice for Data-Driven An experienced finance professional skilled in valuation, financial modeling, and property due diligence. Successfully developed complex financial models for investment analysis, including three-statement models with accurate projections [1], comprehensive valuations for commercial properties [2], and sophisticated financial analyses to support strategic decisions [3]. Proficient in Excel, VBA, and other finance tools, applying these technologies to automate financial processes and enhance reporting efficiency. Delivers high-quality financial insights that drive business growth

I help small and growing businesses turn scattered QuickBooks, Xero, bank, and spreadsheet data into clear cash flow forecasts, Excel financial models, and Power BI dashboards. My focus is practical FP&A for better planning, reporting, and financial decision-making. My core work is FP&A and cash flow forecasting, supported by financial modeling, financial reporting, and clean QuickBooks Online or Xero data. I can help with: • Cash flow forecast models in Excel or Google Sheets • P&L, cash flow, and forecasting models • Power BI financial and operational KPI dashboards • Quarterly income statement and balance sheet preparation • QuickBooks Online and Xero cleanup, reconciliation, and reporting • Google Sheets automation and custom financial tracking systems My recent Upwork work includes a group financial cash flow model with multiple moving parts, a Xero and Power BI financial and operational KPI dashboard, quarterly income statement and balance sheet preparation, QuickBooks reconciliation, and custom spreadsheet systems. I am Top Rated with a 100% Job Success Score, $4K+ in Upwork earnings, and 11 completed and ongoing jobs. One client described my cash flow modeling work as exceptional and said I delivered it well ahead of schedule. Other feedback describes me as professional, proactive, responsive, and highly communicative, with endorsements for collaboration, reliability, and commitment to quality. I hold an MBA and an MCom in Accounting and Finance. My profile also includes QuickBooks Online and Power BI certifications and training. Send me your current file, data source, and the financial question you need answered. I will review the scope and outline the clearest approach for your forecast, financial model, dashboard, or reporting requirements.

Need a Fractional CFO who can help you improve cash flow, increase profitability, and make better financial decisions? I help startups, SaaS companies, eCommerce brands, agencies, and growing businesses build strong financial systems that support sustainable growth. As a Fractional CFO and Financial Controller, I provide strategic financial leadership that goes beyond bookkeeping and accounting. I help business owners understand their numbers, improve financial performance, manage cash flow, and plan for future growth through accurate reporting, financial analysis, and forecasting. Services: ✔ Fractional CFO Services ✔ Financial Controller Services ✔ Financial Planning & Analysis (FP&A) ✔ Financial Modeling ✔ Budgeting & Forecasting ✔ 13-Week Cash Flow Forecasting ✔ Cash Flow Management ✔ Financial Reporting ✔ Management Reporting ✔ KPI Dashboards & Executive Reporting ✔ Profitability & Margin Analysis ✔ Business Performance Analysis ✔ Strategic Financial Planning ✔ Scenario & Forecast Modeling ✔ Financial Statement Analysis ✔ Month-End & Year-End Reporting Software & Tools • QuickBooks Online • Xero • Microsoft Excel (Advanced) • Google Sheets • Power BI Industries • SaaS • eCommerce • Marketing Agencies • Professional Services • Consulting • Manufacturing • Healthcare • Construction What You Can Expect • Clear financial visibility • Accurate monthly financial reporting • Actionable KPI dashboards • Reliable cash flow forecasting • Better budgeting and financial planning • Improved profitability and business performance • Strategic financial insights for confident decision-making Whether you need ongoing Fractional CFO support, a Financial Controller, FP&A, financial modeling, cash flow forecasting, or management reporting, I provide practical financial solutions that help businesses scale with confidence. Let's build a stronger financial foundation for your business.