I am a Chartered Financial Analyst (CFA, USA) and Chartered Accountant Affiliate with over 10 years of experience in Financial Analysis, Financial Modeling, Financial Projections, Forecasting, and Corporate Finance. I help startups, SMEs, and established businesses make data-driven decisions, improve profitability, and achieve sustainable growth. My professional background includes experience with KPMG Dubai, multinational banks, asset management firms, and consulting engagements across various industries. I have successfully delivered investor-ready financial models, valuation reports, budgeting frameworks, forecasting models, and strategic financial insights for clients worldwide. I possess strong expertise in Financial Planning & Analysis (FP&A), Business Valuation, Budgeting, Cash Flow Forecasting, Investment Analysis, and Corporate Finance Strategy. My technical skills include QuickBooks, Xero, SAP, Oracle, Power BI, Tableau, and advanced Excel financial modeling. Throughout my career, I have worked with businesses in SaaS, Technology, Fintech, Oil & Gas, Construction, Real Estate, Manufacturing, Textile, FMCG, Healthcare, E-commerce, and Professional Services sectors. Core Services: • Financial Analysis and Business Performance Review • Financial Modeling and Financial Projections • Budgeting, Forecasting, and FP&A • Corporate Finance and Strategic Planning • Business Valuation and Investment Analysis • Cash Flow Forecasting and Scenario Analysis • Real Estate Financial Modeling and Property Valuation • Three Statement Financial Models (Income Statement, Balance Sheet, Cash Flow) • Startup Financial Models and Investor Presentations • Business Plans and Fundraising Support • KPI Dashboards and Management Reporting • Accounting Review and Financial Reporting under US GAAP and IFRS Why Clients Work With Me: • 10+ years of finance and consulting experience • CFA (USA) and Chartered Accountant Affiliate • Expertise in Corporate Finance, Financial Analysis, and Financial Modeling • Industry experience across multiple sectors • Clear, accurate, and easy-to-understand financial models • Strong communication and commitment to deadlines My work has helped clients secure more than $2 million in funding globally and improve the quality of their financial decision-making. If you need support with Financial Analysis, Financial Modeling, Financial Projections, Forecasting, Budgeting, Valuation, FP&A, or Corporate Finance, let's connect. I offer a free consultation to discuss your project and build a solution tailored to your business goals.

Messy books, unreconciled accounts, and unclear financial reports cost businesses time and money every month. I fix QuickBooks cleanup, Xero reconciliation, cash flow models, and Excel / Google Sheets automation for small businesses, ecommerce sellers, startups, and service-based companies. I help businesses clean up messy QuickBooks and Xero books, reconcile bank and credit card accounts, fix bookkeeping errors, and prepare accurate financial reports. If your QuickBooks Online or Xero account is behind, unreconciled, or difficult to trust, I can organize your records, clean up transactions, prepare accountant-ready reports, and build Excel or Google Sheets financial models for cash flow and planning. I am a Top Rated Upwork freelancer with 100% Job Success and 7+ years of experience in bookkeeping, accounting, financial analysis, financial modeling, Excel automation, Google Sheets reporting, and financial operations. My core services include: ✔ QuickBooks Online cleanup, bookkeeping, and reconciliation ✔ Xero cleanup, catch-up bookkeeping, and financial reporting ✔ Bookkeeping cleanup for messy or outdated books ✔ Catch-up bookkeeping for months or years of missing records ✔ Bank reconciliation and credit card reconciliation ✔ Stripe, PayPal, Shopify, Amazon, and ecommerce reconciliation ✔ Accounts payable and accounts receivable review ✔ Profit and Loss, Balance Sheet, and Cash Flow Statement preparation ✔ Monthly financial reporting and management reports ✔ Cash flow forecast models and 13-week rolling cash flow forecasts ✔ Financial modeling in Excel and Google Sheets ✔ P&L forecast, budgeting, forecasting, and financial projections ✔ Excel dashboards, formulas, templates, and reporting models ✔ Google Sheets automation, dashboards, trackers, and business reports ✔ Power Query, Power BI, KPI dashboards, and financial analysis Tools I work with: QuickBooks Online, Xero, Excel, Google Sheets, Power Query, Power BI, DAX, Looker Studio, Shopify, Amazon, Stripe, PayPal, A2X, Zoho Books, and Google Apps Script. Real results I have delivered: ✔ Cut month-end close from 10 days to 3 days through structured reporting automation ✔ Maintained 99% reconciliation accuracy across 200+ accounts ✔ Reduced outstanding receivables by 40% through clean AR tracking ✔ Saved 60% manual reporting effort through Excel and Google Sheets automation ✔ Built cash flow forecast models used for lender presentations and investor reporting ✔ Created financial dashboards and reporting systems that are easier to update and use Best fit projects for me: • Your QuickBooks books are messy or behind. • Your Xero account needs cleanup or reconciliation. • Your bank and credit card accounts are not reconciled. • Your financial reports are unclear or unreliable. • You need a cash flow forecast model. • You need an Excel or Google Sheets financial model. • You need monthly financial reporting. • You need a dashboard to track KPIs, revenue, expenses, profit, or cash flow. • You need ecommerce bookkeeping for Shopify, Amazon, Stripe, or PayPal If you need someone who understands both accounting and financial systems, I can help you clean your books, reconcile your accounts, build financial models, automate reports, and give you clear numbers you can trust. Send me a message with your situation, and I will tell you the clearest way to clean, model, automate, or report your numbers.

Top 0.1% - Financial Modeling, Investor Pitch Deck, Valuation, Capital Raise & Investment Analysis for Startups, SMBs & Investors - backed by STANFORD MBA and BIG 4 expertise. 🏆 $2B+ across fundraising and M&A transactions 🏆 500+ startups, businesses, and investors served 🏆 #1 Ranked on Upwork in PE/VC | Forbes, Bloomberg Featured 🏆 12+ years of experience in IB & VC | 100% Job Success FOR STARTUPS / SMEs: ✅ Financial Modeling, Projections (Pro Forma) ✅ Investor Pitch Deck, Presentation, Business Plan, Teaser (sell-side) ✅ Business Valuation, Cap Table, Offering Memorandum, Term Sheet ✅ Investor Sourcing, Outreach, Fundraising Campaign Management ✅ Fractional CFO, Financial Analysis (FP&A), Forecasting FOR INVESTORS / FUNDS / ACQUIRERS: ✅ M&A, LBO, Equity Valuation & Investment Memo Support ✅ Institutional-Grade Investment Analysis & Due Diligence ✅ Buy-Side Financial Modeling & Financial Forecasting ✅ Investment-Grade Market Research & Equity Research ✅ Data Room, Investor Deck & CIM Review 💎 CLIENT FEEDBACK (100% 5-stars, 400/400 clients): “After more than a year of speaking with M&A advisers, financial analysts, and private equity experts, George stood apart by a mile.” — AI SaaS CEO | raised $35M Series B “True expert financial modeler! He brought real clarity to our financial analysis, investor presentations, and other investor materials. Highly recommended!” — FinTech Founder | raised $11.2M Series A round “George did an excellent job. He was thoughtful and easy to work with. If you need venture capital consulting or startup advisory services, I highly recommend him.” — VC Investor | $10B AUM RECENT PROJECTS: Startup Financial Models (Microsoft Excel Model, Google Sheets Model, Investment Fund Model, Startup Funding Financial Model development, Real Estate Financial Modeling, and pro forma statements); Investor Pitch Decks, PowerPoint (PPT) Investor Pitch Deck design; Company Valuation, M&A; CIMs, OMs; PitchBook Investor Research; Investor-Grade Financial Analysis and Valuation (DCF, comps...), Investor deck preparation; Commercial Real Estate Financial Analysis; Private Equity Fund Pitch Deck (LP/GP), Feasibility Study. Financial modelling (Excel/Google Sheets), dashboards, Financial Analyst service & Investor Pitch Deck preparation for M&A. Capital raise, acquisition, diligence, investor presentation prep projects. ABOUT ME: I work with founders and investors on the materials and analysis that matter: a financial model investors can trust, an investor pitch deck that tells the fundraise story clearly, a business plan grounded in real assumptions, and valuation work that withstands due diligence. My background combines VC and investment banking (deep financial modelling experience - Google Sheets and Excel models). For startups, a typical engagement starts with a financial modeller work and expands into pro forma building for scenario planning, cash flow planning, financial forecasting, and financial projections. From there, the work often extends into an investor pitch deck creation (Powerpoint (PPT) investor presentation), business plan development, market research, CIM, teaser, and fundraising execution. I also provide support around financial planning, reporting, and investor readiness. For investors and acquirers, the work is more analytical: investment analysis, financial analysis, buy-side financial modeling, financial model review, LBO analysis, equity research, deal valuation, and transaction support before capital is committed. I am often brought in to review a startup financial model, pressure-test assumptions, refine an investment memo, or evaluate whether the numbers in a pitch deck, business plan, or data room hold up under scrutiny. The common thread is the same: financial analyst help - financial modeling, clear business plans, and financial analysis that supports better decisions. That can mean a SaaS financial model for a seed round, real estate financial modeling for a development / acquisition, a FinTech investor pitch deck for fundraising, or company valuation. I have worked across Tech, FinTech, AI, real estate, healthcare, e-commerce, renewable energy, manufacturing, and financial services. Clients usually reach out when they need a financial modeler for a startup financial model, a pitch deck expert for an investor presentation, or support with valuation and fundraising materials before a fundraising or acquisition decision. The financial model, investor pitch deck, business plan, and valuation should support the same decision in fundraising and investor meetings. INDUSTRIES: • FinTech / SaaS • Artificial Intelligence (AI) / Machine Learning (ML) • Blockchain / Crypto • Cybersecurity • Oil and Gas / Renewable Energy / Solar • E-Commerce • Healthcare / Biotech • Real Estate (Residential, Commercial), PropTech • CPG / Manufacturing • EdTech • Transportation / EV / Automotive • Financial Services • Hospitality / Tourism • Agriculture / AgTech

Struggling to make sense of complex financial data for strategic decisions? My name is Wilfredo, a CFA Level II passer with 𝟕+ 𝐲𝐞𝐚𝐫𝐬 in hedge fund research and M&A advisory, delivering actionable insights and robust financial models that drive growth and informed investments. 📈 𝐇𝐎𝐖 𝐈 𝐂𝐀𝐍 𝐇𝐄𝐋𝐏 𝐘𝐎𝐔 📊 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐌𝐨𝐝𝐞𝐥𝐢𝐧𝐠 & 𝐕𝐚𝐥𝐮𝐚𝐭𝐢𝐨𝐧 Build custom financial models for investment evaluation, capital raising, and strategic planning. 📉 𝐌&𝐀 𝐀𝐝𝐯𝐢𝐬𝐨𝐫𝐲 𝐒𝐮𝐩𝐩𝐨𝐫𝐭 Assist with due diligence, deal modeling, and buy/sell-side transaction analysis. 📈 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 & 𝐄𝐪𝐮𝐢𝐭𝐲 𝐑𝐞𝐬𝐞𝐚𝐫𝐜𝐡 Deliver comprehensive investment analysis and performance reviews across asset classes. 📊 𝐃𝐲𝐧𝐚𝐦𝐢𝐜 𝐃𝐚𝐬𝐡𝐛𝐨𝐚𝐫𝐝 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 Design interactive dashboards using Excel, Power BI, or Tableau to monitor KPIs and business performance. 💰 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐑𝐞𝐩𝐨𝐫𝐭𝐢𝐧𝐠 & 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫 𝐌𝐚𝐭𝐞𝐫𝐢𝐚𝐥𝐬 Prepare clear, investor-ready pitch decks, reports, and fundraising documents. ============================================================================ 🌟 𝗪𝗛𝗔𝗧 𝗖𝗟𝗜𝗘𝗡𝗧𝗦 𝗦𝗔𝗬 🌟 ❝Wilfredo was a pleasure to work with. He was very diligent and responsive. I was impressed that Wilfredo came up with solutions and cool ideas to implement to the project. I would use Wilfredo again for future projects.❞ – William E. ❝Jun — you’ve done an excellent job on our specialized Excel projects. Your skills are clearly expert-level: you work quickly, build clean and reliable models, and consistently deliver exactly what’s needed. Communication has been regular and proactive throughout, with clear updates and thoughtful questions when requirements needed tightening. Most importantly, you complete work on time and to a high standard. I’d gladly hire you again and recommend you to anyone needing advanced Excel support.❝ - Chris D. ❝Wilfredo worked quickly and communicated well. He was able to review a financial model and make some helpful updates and comments.❞ – Lauren R. ❝Wilfredo is very smart and works quickly. The work was done perfectly and he made several adjustments that I asked for during the process. I definitely recommend him.❞ – Fahid Mustafa E. 🏆 Top Rated Plus Freelancer on Upwork 🎖 Chartered Financial Analyst Level II Passer 🎖 Financial Modelling and Valuation Analyst (FMVA) ============================================================================ 📊 𝗟𝗘𝗧'𝗦 𝗧𝗔𝗟𝗞 𝗙𝗜𝗡𝗔𝗡𝗖𝗘 Need expert financial analysis or a custom model to drive your business decisions? 𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗼𝗻 𝗨𝗽𝘄𝗼𝗿𝗸 𝘁𝗼𝗱𝗮𝘆 and let's unlock your financial potential together. I typically respond within 6 hours and am ready to support your project needs. 💼 𝐓𝐎𝐎𝐋𝐒 & 𝐓𝐄𝐂𝐇𝐍𝐎𝐋𝐎𝐆𝐘 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐌𝐨𝐝𝐞𝐥𝐢𝐧𝐠 & 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬 • Excel (Advanced Financial Modeling) • Financial Modeling and Valuation Analyst (FMVA) • Equity Valuation Models 𝐃𝐚𝐭𝐚 𝐕𝐢𝐬𝐮𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧 & 𝐁𝐈 𝐓𝐨𝐨𝐥𝐬 • Power BI • Tableau 𝐃𝐚𝐭𝐚𝐛𝐚𝐬𝐞𝐬 & 𝐐𝐮𝐞𝐫𝐲𝐢𝐧𝐠 • SQL 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 & 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭 𝐓𝐨𝐨𝐥𝐬 • Hedge Fund Research Platforms • Investment Banking Tools 𝐂𝐞𝐫𝐭𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 & 𝐐𝐮𝐚𝐥𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 • Chartered Financial Analyst (CFA) Level II Passer • Financial Modelling and Valuation Analyst 𝐒𝐨𝐟𝐭 𝐒𝐤𝐢𝐥𝐥𝐬 & 𝐌𝐞𝐭𝐡𝐨𝐝𝐨𝐥𝐨𝐠𝐢𝐞𝐬 • M&A Advisory Support • Due Diligence • Deal Execution • Investment Analysis • Scenario & Cost Optimization Analysis FP&A, Financial Modeling, Financial Analyst, Budgeting, Forecasting, Valuation, DCF, M&A, Investment Analysis, Due Diligence, Excel Expert, Power BI, KPI Dashboard, Cash Flow Forecasting

I am a certified Financial Modeling & Valuation Analyst (FMVA®) and Professional Risk Manager (PRM) with experience in Banking and Risk Management. Do you need a reliable financial model for your project? I can make sure you obtain precise financial projections according to the current best practices. I develop 3-Statement, Discounted Cash Flow, Comparable Analysis, Real Estate, M&A, LBO Models and, also, deliver high quality Business Plans. I will tailor the models to the specific needs of your project, considering the strategy of your company and your line of business.

HELLO! 🤝 I am a proactive Financial Analyst with a strong background in financial modelling, data analysis, and financial statement analysis. I have over 15+ years of experience working in leading investment banks, real estate establishments, and young startups. My roles were financial analyst, equity analyst, business analyst, director, and business consultant for startups. My expertise lies in equity investments, financial statement analysis, business valuations, Investment advisory, and financial modelling. My expertise spans linking financial statements, forecasting, scenario analysis, and valuation, using advanced Excel functions and financial modelling software. In my most recent projects, I have worked with people in financial services, financial management, fintech, real estate development, private equity, startups, and web application development. I HAVE OFFERED THE FOLLOWING SERVICES 📌Software development: Trading applications, copy-trading platforms, trading performance dashboards, lead qualification systems, crm softwares, real estate platforms, real estate financial modelling platform for aquisitions/appraisal/property valuation, debt elimination & financial planning tools, and AI Finance Agents(Trading Bots, Research & Analysis, Investment Recommendations Agent) 📌 Financial Modelling and Analysis: Three-statement models, DCF, merger & consolidation models, scenario & sensitivity analysis, valuation models. Developed SaaS investment models for startups, IT funds, aviation, real estate, hospitality and service models. 📌 Investment Analysis and Advisory: Offered active portfolio management, research and investment advisory to clients on asset allocation, risk management, and investments (in stocks, commodities, forex, cryptos, mutual funds, index funds, exchange traded funds[ETFs], real estate investment trust funds[REITs], options, and futures) 📌 Real Estate Financial Modelling: Created financial models for real estate projects(Single-family units, Multi-family apartments, Condos and Hotel development projects) worth $50 M+. 📌 Stock Valuation: Applying CFA Standards in stock valuation, prepared comprehensive company research reports on 20+ NYSE-listed stocks. 📌 Financial Forecasting: Created financial statement forecasts for 100+ companies (public limited, private limited, and startups included). 📌 Technical Analysis: Expert on indicators building, trading strategies, and preparing analysis using my favourite technical indicators( Moving averages, Fibonacci Retracements, Volume Indicators, Moving Average Convergence Divergence(MACD), Accumulation/Distribution, Bollinger Bands, Chaikin Oscillator, and Support & Resistance levels) 📌 Financial Planning and Wealth Management: Delivered customised financial plans for Individuals, Couples, and Companies' needs. Stating advice, making retirement plans, business plans, investment plans, debt reduction plans, income generation programs, risk management plans, and budgeting plans. MY SKILLS SUMMARY: 📌Financial Analysis & Modelling: Three-statement models, DCF, merger & consolidation models, scenario & sensitivity analysis, valuation. 📌Accounting & Finance: Financial statement analysis, forecasting, budgeting, revenue recognition, and accruals. Knowledge of IFRS and US GAAP for financial statement analysis. 📌Research and Trading: Stocks, mutual funds, forex, commodities, ETFs, REITs, crypto, futures, options. 📌 Real Estate Financial Modelling: Making Property Appraisals, Cash flow projections, discounted cash flow (DCF) analysis, sensitivity & scenario analysis, property valuation, financing structures. 📌Business Strategy: Financial forecasting, investment fundraising, and investor presentations. 📌Project Management: Project requirement gathering, planning and delivery. OTHER TECHNICAL & SOFT SKILLS: 📌Tech Stack Expertise: TypeScript · React / Next.js · JavaScript · Node.js · Python · FastAPI · REST APIs · SQL 📌AI Models & Tools used: CrewAI, Clawdbot, Chatgpt, Claude, Antigravity, Deepseek, Perplexity, Creo, Bolt, Replit, Vertex AI, SQL, Supabase, Pinecone, Firebase, Django, FastAPI. 📌Integrations already built: Stripe payment gateway, Coinbase broker, Alpaca, Interactive brokers llc, NinjaTraders, Alpha vantage, Yahoo finace, Google API. 📌Deployments already done: Vercel, Netlify, Heruko, Hostinger, GoogleCloud, AWS deployments 📌Microsoft Excel Expert: Advanced formulas, pivot tables, and macros. 📌Microsoft Office 365: Microsoft Word and PowerPoint presentation skills. 📌Design & Content Creation: Adobe Express, Canva, Capcut, Adobe Firefly, Runway, website scraping. 📌Project Management Tools: Agile Methodologies, Atlassian, Jira, SQL queries, and SPSS. "You don't get paid for the hour. You get paid for the value you bring to the hour" - Jim Rohn "A problem well-stated is a problem half-solved" - Charles Kettering Let’s focus on identifying your project problems, adding value and finding the right solutions.

I’m a Financial Analyst with 2+ years of hands-on experience specializing in Real Estate Financial Modelling and Multifamily Underwriting. I help investors, developers, and asset managers make smarter, data-backed decisions through clear, accurate, and institutional-grade financial models. With a strong foundation in finance and having cleared CFA Level III, I bring analytical depth, attention to detail, and a structured approach to every engagement. ✅ My Core Services A. Real Estate Financial Modeling & Underwriting (Multifamily Specialist) - Development & acquisition models - NOI forecasting - Debt financing schedules - Levered cash flows, IRR, equity waterfalls - Sensitivity analysis and scenario planning B. Capital Budgeting & Corporate Finance - IRR, NPV, payback analysis - Deal evaluation and investment feasibility C. Equity Research & Financial Modelling - DCF, Relative Valuation, FCFF/FCFE - Financial statements analysis - Equity and industry research reports D. Presentations & Investor Materials - Investor decks - Company & product profiles - Clear, professionally designed financial presentations Clients appreciate my ability to break down complex financial logic, build easy-to-follow models, and communicate insights in a structured, decision-ready format. If you need a reliable, detail-oriented analyst who can deliver high-quality financial models and research, I’d be happy to help.

Fractional CFO and financial modeling expert — 20+ years building investor-grade models, valuations, and M&A and due-diligence work used in boardrooms, fundraises, and live deals across the US, UK, Europe, the Middle East, and APAC. I pair an engineer's rigor with a finance strategist's judgment — a B.Tech from IIT Bombay and an MBA in Finance & Strategy from IIM Lucknow — plus two decades as a hands-on finance partner to PE/VC funds, family offices, investment banks, corporates, and growth-stage founders. As a Top-Rated Plus freelancer with a 100% Job Success Score and $100K+ earned here, I deliver decision-grade work — on time, every time. If you need a number you can take to a board, an investor, or a deal table, that's what I build. What I do for clients 1. Fractional / Virtual CFO — Full finance leadership without the full-time cost: FP&A, budgeting, forecasting, cash-flow and working-capital management, month-end close, reconciliations, internal controls, controllership, and board and investor reporting — plus clean bookkeeping and accounting (incl. cash-to-accrual conversions and QuickBooks/Stripe workflows). 2. Financial Modeling & Valuation — Investor-grade Excel models: three-statement, DCF, LBO, scenario and sensitivity analysis, and cap tables, plus SaaS/startup, real estate, energy, and manufacturing models. Business, equity, and asset valuation you can defend. 3. M&A Advisory & Due Diligence — Buy- and sell-side support: financial and commercial due diligence, Quality of Earnings (QoE), target screening and profiling, synergy assessment, deal structuring, data-room management, and board-ready transaction decks. 4. FP&A & Capital Raising — Forecasts, budgets, proforma financials, variance analysis, capital-structure optimization, and fundraising support: investor decks, pitch decks, financial projections, and business plans built to raise. 5. Investment & Equity Research — Fundamental and technical equity research, credit and fixed-income analysis, sector and thematic screening, and portfolio strategy for funds and asset managers. 6. Market Research & Strategy — Market-entry and feasibility studies, TAM/SAM/SOM and market sizing, competitive benchmarking, go-to-market (GTM) strategy, and country-risk and macro assessments. Why clients come back - 20+ years across corporate finance, strategy, research, and M&A, including roles with leading global firms - Investor-grade outputs trusted by PE/VC funds, family offices, and corporates worldwide - Top-Rated Plus | 100% Job Success | $100K+ earned | 2,600+ hours - Every deliverable custom-built, source-checked, high quality, and delivered on schedule - Senior expertise at a fraction of in-house or big-firm cost I work on hourly, fixed-price, retainer, or dedicated-team terms — whatever fits your scope. Looking for a fractional CFO, financial modeler, valuation analyst, M&A and due-diligence partner, FP&A expert, or research and strategy advisor who delivers boardroom-ready results? Message me a few details about your project — I respond within 12 hours and will be glad to set up a quick intro call.

If you are a founder, an analyst, a portfolio manager, or a publisher who needs a financial projection and a pitch deck that perfectly balances a compelling narrative with bulletproof math, a research report and financial model that reads like institutional output, or investment content that doesn't sound like AI wrote it. That's what I do. I have +10 years of experience in Finance and Investment, especially in equity sell-side research firms and buy-side company. My work spans financial modeling, financial analysis and financial projections across sectors, equity and industry research report, portfolio management, pitch decks, and investment writing for institutional and retail audiences. Also a contributor at Traders Union, writing for an audience of retail investors and traders. I hold three licenses issued by the Indonesia Financial Authority (OJK) namely Broker-Dealer Representative, Investment Manager Representative, and Underwriter Representative, and CFA Level 3 candidate. Services available for founders, entrepreneurs, startups, and SMEs: ✔️ Financial modelling, financial projections (pro forma) ✔️ Company valuation, financial analysis ✔️ Business plan, investor pitch deck, presentation Services available for retail investors, institutional investors, funds, and companies: ✔️ Financial modelling, financial forecasting ✔️ Institutional-Grade investment analysis ✔️ Institutional-Grade industry & equity research report ✔️ Investor pitch deck, company presentation Services available for publishers, fintech apps, and developers: ✔️ Investment newsletter ✔️ Finance and investment articles ✔️ Professional Indonesian localization Why my work is different ✅ Institutional output quality. Reports, models, and decks built to the standard fund managers actually use. ✅ Speed without sacrifice. Client reviews consistently highlight early delivery without quality compromise. ✅ Problem solver, not just executor. I bring suggestions, spot issues, and improve the brief. Who I work with best • Founders, entrepreneurs, startups, and SMEs modeling new businesses and fundraising preparation • Retail and institutional investors, portfolio managers and analysts testing forecasts and conducting preliminary research • Family offices, asset managers, boutique hedge funds, SEA-focused fund, and U.S. or European institutions adding selective Indonesia or ASEAN exposure and needing project-based research • Finance publishers and fintech apps needing credible writing • Developers needing professional Indonesian localization • Anyone who needs finance work done to institutional standards without hiring in-house 🤝 Let's connect. I'd love to hear your story and see how my skills and experience can solve your problems.

Need a CFA-certified financial modeler, with hands-on CFO experience building real finance functions from scratch, to help you raise capital, forecast growth, and make smarter decisions? You're in the right place. 📌 About Me With 10+ years in finance — including roles as Finance Manager, Financial Modeler, and Analyst at a leading asset management firm ($2B+ AUM), and most recently as CFO of an AI-driven biotech SaaS company (~$4M ARR, US & UK operations) — I don't just build models. I've lived inside the numbers, built the systems, and used the outputs to drive real business decisions. I specialize in clean, decision-ready financial tools: forecasting models, investor-grade dashboards, SaaS KPI frameworks, and valuation frameworks — built for founders, boards, and investors who need clarity, not spreadsheet noise. What makes me different: I've built production-grade, fully automated finance stacks (Supabase, PostgreSQL, Python, API integrations) and leveraged AI-assisted development to compress what normally takes a team into fast, finance-led execution. 💼 Services I Offer: ✔ 3-statement financial modeling (P&L, CF, BS, ratios, charts) ✔ Pro forma projections & forecasting ✔ Valuation modeling (DCF, comps, precedents) ✔ DCF, IRR & capital budgeting (NPV, payback, PI) ✔ SaaS KPI frameworks (MRR, ARR, ARPU, Churn, CAC, LTV, cohort analyses) — fully automated ✔ Investor-grade reporting packs & board-ready dashboards ✔ Marketing finance & channel analytics (ROAS, CAC by channel, conversion funnels) ✔ Dynamic dashboards (Excel, Google Sheets, Power BI) ✔ Investment risk & performance analysis (Sharpe, alpha, drawdown, etc.) ✔ Scenario & sensitivity modeling (base, bear, bull) ✔ Cap table modeling (dilution, ownership) ✔ Return distribution modeling (LP/GP, equity waterfalls, hurdle, promote) ✔ Multi-entity consolidation & FP&A (budgeting, rolling forecasts, variance analysis) 💡 Industries I've Worked With: - SaaS & AI/biotech startups - eCommerce - Real estate & investment firms - Manufacturing & servicing companies - Traditional investments & wealth management - Crypto asset management - Healthcare & private medical practices 🤝 Ready to build something that drives real decisions? Let's talk — I respond quickly and deliver with clarity, precision, and professionalism.