Habib A.
Islamabad, Pakistan
100%
Job Success
Top Rated
Islamic Finance Consultant| Business Strategist | Linguist & Writer
$55.00/hr
With over 14 years of experience in Islamic finance, business planning, financial analysis, writing and translation, I have had the privilege of serving more than 200 clients globally, delivering expertise in Islamic finance, business strategy, financial analysis, curriculum design, translation, writing, and nonprofit consulting. My high-impact services have consistently provided valuable solutions across these diverse sectors, ensuring client satisfaction and success.
➛ Top 1 Islamic Finance Expert on Upwork
➛ Possess a diverse educational background with an MBA/MS in Islamic Finance, an 8-year Islamic Scholar's degree, a Master's in Arabic, and a certificate in Entrepreneurship.
➛ I've been an entrepreneur, Shariah advisor, and business manager, providing me with a multi-dimensional perspective on projects.
➛ My mission is to make your business endeavors less stressful and more prosperous through my result-oriented services.
➛ I have helped clients achieve satisfied investors, resolve business challenges, and boost revenue ethically.
➛ I only promise what I can deliver, and I deliver what I promise.
Potential Collaboration Scenarios:
✓ You have a business idea and need help transforming it into a comprehensive business plan.
✓ Your business model or product requires full Shariah-compliant Islamic financial solutions.
✓ You need a course, syllabus, or presentation related to Islamic or business studies.
✓ You require translation of your Islamic or business content.
Services Offered:
➜ Consulting on Islamic financial models and products like Musharakah, Mudarabah, Ijarah, Murabaha, etc.
➜ Crafting detailed business plans for growth strategy, financial planning, and investor attraction.
➜ Shariah guidance on letters of credit, supply chain financing, crowdfunding, Fintech, Takaful, and Zakat.
➜ Writing grant proposals, contracts, agreements, and conducting research.
➜ Producing well-researched materials, articles, and blogs on business and Islamic topics.
➜ Designing Islamic courses, lesson plans, e-books, presentations, and quizzes/MCQs.
➜ Advising on Halal Investment in Mutual Funds, ETFs, Index Funds, Stocks, and Real Estate.
➜ Teaching Islamic finance, Islamic studies, Tafseer, Hadith, and Arabic.
➜ Translation services for Urdu, Pashto, English, and Arabic.
Portfolio Highlights:
• Developed a shariah-compliant credit card for a US bank
• Designed an Islamic insurance model for a phone company
• Created a Murabaha calculator for a fintech
• Designed a microfinance model for poverty alleviation
• Formulated real estate investment models
• Planned Halal investments using US index funds
• Provided Shariah solutions for supply chain financing
• Authored investment agency and partnership agreements
• Reviewed digital coins and tokens
• Taught Islamic finance, economics, fiqh, and Arabic
• Compiled the book ‘Trade and Business in Islam’ as a course
• Authored over 100 articles and blogs, and more than 75 grant proposals and business plans
• Developed 6,000 Islamic quizzes and translated over 1.5 million words of legal, business, and Islamic content
• Contributed to syllabuses, courses, and assessments for business subjects, Islamic finance, Quran, fiqh, and seerah
May past clients:
My past clients include prominent names such as EQRAZ Inc., Malco Capital Investments LLC, Muraadso, Systemrapid, AVIRISE, Subscribe Ltd., Ruby Enterprise, Roaa Tech, DicoTech, Homeis, HTC, Optimize, Prophetic Path, Islamicly, and Zycus.
Client Testimonials:
☆ "Habib is very knowledgeable in finance and Islamic finance specifically. He communicates well and goes above and beyond to assist his clients. Highly recommended for Islamic Finance consultation."
☆ "Translation of the complex AAOIFI Standard 59 into English was handled expertly by Habib. Despite the distance, the collaboration was seamless."
☆ "Habib brings excellent finance skills and strong English fluency. He works quickly, communicates effectively, and is a great business partner. His expertise in Islamic finance is of high value."
Considerations for Collaboration:
✗ Unethical business strategies are not within my support scope.
✗ I do not participate in academic or student assignments.
Expertise:
Islamic finance, business planning, Islamic banking, financial analysis, Shariah compliance, FinTech, Takaful, microfinance, nonprofit, research, fatwas, Halal practices, articles, blogs, Islamic theology, business/Islamic content, translation, proofreading.
📥 If my expertise aligns with your project needs, feel free to reach out via Upwork message to explore how I can assist you.
Work history
Work history
Write Meaningful Islamic Books – Qur’an & Sunnah-Based | For Our Growing Muslim App
Jun 25, 2025
-
Jul 2, 2025
"I appreciate your effort and dedication – thank you!"
Private earnings
Shariah compliant product review and certification
Aug 6, 2024
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Jun 29, 2025
"Habib was incredibly patient with our team while we did multiple revisions. He's also very knowledgeable and was able to steer us in the right direction when we needed. We…
Private earnings
Excel Analysis Stock Performance
Dec 12, 2024
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Jun 1, 2025
"He is EXCELlent"
Private earnings
Quran's translation proofreading
Dec 29, 2023
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May 29, 2025
Private earnings
Rewriting content
Oct 8, 2023
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May 26, 2025
Private earnings
Zakat Consultant Needed for Personal Zakat Assessment & Guidance
Apr 15, 2025
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May 25, 2025
Private earnings
MUIAA HEP Islamic Product Review
Jun 17, 2024
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May 16, 2025
"Awesome expert. Mr. Habib understands his thing and one of the best. Thank you."
Private earnings
Company Finance Work
Apr 30, 2024
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Oct 4, 2024
"He is done good work as required.
Thank you."
Private earnings
English - Pashto Translation for VO
Aug 22, 2024
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Sep 10, 2024
"I had a great experience working with Habib. I look forward to working with him again."
Freelancer's response
"Many thanks "
Private earnings
Translating old Jammabandis from Urdu to English
Aug 31, 2022
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May 26, 2024
Private earnings
Hadith Researcher and compiler according to the sunnah
Jun 5, 2025
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Present
Job in progress
Private earnings
3415 Urdu Language Proficiency Assessment Teacher
Mar 11, 2025
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Present
Job in progress
Private earnings
Drafting Murabaha type contract
Jan 7, 2025
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Present
Job in progress
Private earnings
Finance modeling
Oct 19, 2024
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Present
Job in progress
Private earnings
English to Urdu Translator needed (UI and Communication Texts)
Jul 18, 2024
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Present
Job in progress
Private earnings
Hajj PPT Presentation
May 12, 2024
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Present
Job in progress
Private earnings
Curriculum creation and development
May 2, 2024
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Present
Job in progress
Private earnings
Zakat calculation project
Apr 2, 2024
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Present
Job in progress
Private earnings
Urdu English 03.24
Mar 20, 2024
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Present
Job in progress
Private earnings
Persian, Dari or Pashto Translator Needed
Mar 19, 2024
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Present
Job in progress
Private earnings
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Skills
Skills
- Pashto
- Islamic Theology
- English to Urdu Translation
- Financial Modeling
- Urdu to English Translation
- Business Plan
- Islamic Banking
- Arabic to English Translation
- Article Writing
- Financial Analysis
- FinTech Consulting
- Business Consulting
- Financial Consulting
- Compliance Consultation
- Religious, Charitable & Nonprofit
Project catalog
Get started working with Habib quickly with these predefined projects.
Get started working with Habib quickly with these predefined projects.
You will get Business Agreement according to Islamic Sharia
From $100
2 days delivery
You will get a complete business plan based on detailed analysis
From $175
5 days delivery
You will get a quality article on your Business or Islamic topic
From $20
2 days delivery
You will get consultation on marriage, family issues, divorce and education in Islam
From $50
1 day delivery