FinTech, Marketplace and SaaS developer. 19 years. $10M+ earned on Upwork via Ronas IT — 1,829 jobs, 100% Job Success Score, Top Rated. I lead a remote team. I'm hands-on on every FinTech build - solution architecture, scope, and release sign-off. Cases: - US neobank - 7-microservice core, Bond + Persona + Sardine + Plaid, SOC 2 path passed on our side - EU neobank - 6-month MVP under PSD2 / AMLD / GDPR, Solaris BaaS + Trulioo KYC - AU travel payments - Stripe + 3DS2 + PayTo / PayID + FingerprintJS Pro, 10 weeks kickoff-to-launch - Docky - Malta yacht-berth marketplace on Stripe SetupIntent + Identity - Hamperapp Miami - on-demand marketplace - Lainappi Finland - P2P rental marketplace on Stripe Connect - UAE marketplace - Arabic RTL + English LTR with OpenAI shopping assistant - $130K B2B SaaS - real-time project management dashboard adopted by 100+ teams - 8-year forex / social-trading platform - real-time trading dashboard - KYC redesign for Digital Finance International - review collapsed from hours to ~1 minute - 14-year FinTech engagement with AA Global Group (London) Stack: - Backend - Node.js, Laravel, Django, PHP, Python, Express, NestJS, FastAPI - Frontend - React, Next.js, TypeScript, Tailwind, REST API, GraphQL - Mobile - React Native, iOS, Android, Expo, EAS, Firebase - Data - PostgreSQL, MongoDB, Redis, Elasticsearch, Supabase - Cloud - AWS, GCP, Vercel, Docker, Kubernetes, Terraform - Architecture - Microservices, Multi-tenant SaaS, Real-time, Cross-platform mobile - Payments - Stripe, Stripe Connect, Plaid, 3DS2 - AI - OpenAI, Generative AI, AI Agents, RAG, LangChain - Compliance shipped - PSD2, AMLD, GDPR, PCI DSS, SOC 2 path, HIPAA, ISO 27001 Ronas IT - 50-70 remote specialists, Estonian entity in Tallinn, Google Cloud Partner, Awwwards Honorable Mention 2024. I'm CEO and co-founder since 2007. Same engineers scope and ship your build - no handoff from sales to delivery. How I work - discovery sprint, architecture + threat model, MVP, audit readiness. Engaged from $5K prototype to $300K neobank build. Send the regulator letter, the audit finding, the integration spec, or just a 3-line problem statement.

Next.js & AI Developer with 23+ completed projects and 299+ hours on Upwork - helping startups turn ideas into scalable SaaS products without bloated code, missed deadlines, or expensive rebuilds. I build full-stack SaaS applications and AI-powered platforms using Next.js, Node.js, PostgreSQL, and MongoDB - architected to scale from day one. Whether you're validating an MVP in 4 weeks or integrating OpenAI into an existing product, I deliver production-ready systems built for real users and long-term scalability. What I specialise in: • SaaS MVPs - multi-tenant, Stripe-ready, scalable from day one • AI-powered platforms with OpenAI APIs, custom workflows, and automation • B2B portals, marketplaces, dashboards, and internal business systems • REST APIs, third-party integrations, and scalable backend architecture • Rescue projects - stabilising and rebuilding broken SaaS products Recent results: • B2B Buyer-Seller Platform with full AI integration - delivered on time, 5-star review • Web App Development - $2,300 fixed price, 5-star: "very talented team, highly recommended" • Teamleader API Integration - 123 hours, $1,850, 5-star: "quickly understood requirements, delivered seamless results" Clients work with me because I communicate clearly, move fast, and build systems that are maintainable long after the MVP stage. If that sounds like what you need - let's talk. #SaaS Development #AI Integration #OpenAI API #Workflow Automation #Next.js #Node.js #React #TypeScript #API Integration #Dashboard Development #PostgreSQL #Stripe #Firebase #Web Application Development #REST API

Are you looking for a 𝗵𝗶𝗴𝗵𝗹𝘆 𝗿𝗲𝗹𝗶𝗮𝗯𝗹𝗲, 𝗱𝗲𝘁𝗮𝗶𝗹-𝗼𝗿𝗶𝗲𝗻𝘁𝗲𝗱, and 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲𝗱 𝘃𝗶𝗿𝘁𝘂𝗮𝗹 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝘁 to handle your data entry, web research, and lead generation tasks with accuracy and speed? 🔍You’ve found the right person. 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲, i have helped businesses streamline their operations, organize massive datasets, and uncover valuable leads through targeted research. I specialize in 𝗱𝗮𝘁𝗮 𝗲𝗻𝘁𝗿𝘆, 𝘄𝗲𝗯 𝗿𝗲𝘀𝗲𝗮𝗿𝗰𝗵, 𝗖𝗥𝗠 𝗱𝗮𝘁𝗮 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁, 𝗕𝟮𝗕 𝗹𝗲𝗮𝗱 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻, 𝗮𝗻𝗱 𝗴𝗲𝗻𝗲𝗿𝗮𝗹 𝗮𝗱𝗺𝗶𝗻 𝘀𝘂𝗽𝗽𝗼𝗿𝘁. My commitment is to deliver quality work that saves you time and adds real value to your business. ✅𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝗜 𝗰𝗮𝗻 𝗱𝗼 𝗳𝗼𝗿 𝘆𝗼𝘂: • Accurate & fast data entry (Excel, Google Sheets, CRMs) • Web research for real estate, Government websites, contacts, products, competitors etc. • Lead generation: C-level contact full name, verified email, and other company contact info • Database management, cleaning, updating and formatting • Email list building & data mining, Legal data collection, accuracy verification • Email Handling, file organization, and other VA tasks 💼𝗜 𝗵𝗲𝗹𝗽 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹𝘀 𝘄𝗶𝘁𝗵: • Real Estate Leads (Broker, Realtors, Agents) with emails, phone numbers • Property research and listings using platforms like MLS, Zillow, Realtor, Facebook Marketplace • Cold outreach list building for property listings and campaigns • High-Quality USA Real Estate Lead generation FastPeopleSearch, TLO, and LexisNexis • CRM data updates for real estate platforms (Follow Up Boss, LionDesk, Zoho) ⚙️ 𝗧𝗼𝗼𝗹𝘀 𝗜 𝘂𝘀𝗲: • Microsoft Excel, Google Workspace (Docs, Sheets, Forms) • LinkedIn Sales Navigator, Zoominfo, Hunter, Apollo • CRM platforms (HubSpot, Zoho, Salesforce) • Trello, Asana, Slack, Zoom 🌟𝗪𝗵𝘆 𝗰𝗹𝗶𝗲𝗻𝘁𝘀 𝗰𝗵𝗼𝗼𝘀𝗲 𝗺𝗲: • 100% dedication to quality and deadlines • Excellent communication and availability • Strong attention to detail and data accuracy • Confidentiality and professionalism guaranteed Let me take the admin load off your plate so you can focus on growing your business. Whether it's a 𝗼𝗻𝗲-𝘁𝗶𝗺𝗲 𝘁𝗮𝘀𝗸 or 𝗼𝗻𝗴𝗼𝗶𝗻𝗴 𝘀𝘂𝗽𝗽𝗼𝗿𝘁, I'm here to help. 📩 Ready to get started? Let’s talk! 𝗠𝘆 𝗧𝗼𝗽 𝗦𝗸𝗶𝗹𝗹𝘀:: • Data Entry • Web Research • Lead Generation • Virtual Assistance • B2B Lead Research • Microsoft Excel • Google Sheets • CRM Data Management • Email List Building • Internet Research • Data Mining • Typing • File Management • Calendar Management • Administrative Support I deliver 100% accuracy, quick turnaround times, and professional communication every step of the way Best Muhammad

✅ Trusted by Experts from Semrush, Backlinko, and Tipalti. ✅ The Goal Building high-end, scalable Laravel apps & WordPress sites since 2012. ✅ Currently taking on new projects fast delivery, clean code, zero excuses ✅ The Edge 100+ Custom workflows designed to automate your business. Having been trusted by industry leaders from Semrush and Backlinko, I don't just deliver a project; I deliver a standard. My decade-long experience ensures clean code, enterprise-grade security, and a product that scales seamlessly. Here’s what I deliver: ✔️ Custom Enterprise Logic I don’t just write code I architect systems. I build complex business logic in Laravel using Service Classes and Repository Patterns to keep the codebase maintainable and scalable. ✔️ API Excellence Expert in building RESTful & GraphQL APIs that serve as a robust backbone for mobile apps or frontend frameworks, ensuring secure authentication and lightning-fast response times. ✔️ Performance Optimization From Eloquent query optimization to Redis caching and Queue management, I ensure your Laravel application handles thousands of concurrent users without breaking a sweat. ✔️ Third-Party Integrations Seamlessly connecting Laravel with Stripe, Twilio, AWS, or any custom CRM/ERP system to automate your business flow. ✔️ Custom-Coded Solutions Moving beyond heavy page builders. I develop lightweight, custom-coded themes and plugins from scratch that score 90+ on Google Page Speed Insights. ✔️ Scalable WooCommerce Transforming WordPress into a high-traffic E-commerce machine with custom checkout flows, advanced product filtering, and seamless payment gateway integrations. ✔️ Headless WordPress Mastery Decoupling the backend to use WordPress as a CMS with a modern frontend, giving you the best of both worlds easy content management and top-tier security. ✔️ Legacy Site Revamp Specialized in cleaning up "spaghetti code" in old WordPress sites, fixing security vulnerabilities, and upgrading them to the latest PHP/WP standards. ⭐ Recent Client Feedback "Rizwan has done an excellent job. He is professional and pays attention to detail." "Rizwan is a fantastic developer. Top notch coding skills and very easy to work with. I highly recommend him!" 💬 Let’s schedule a FREE consultation call to discuss your project. I’ll help you design a clear roadmap to move from concept → MVP → scalable product.

Amazon FBA and TikTok Shop growth — that's what I do, and I've been doing it for 10+ years with a proven team and $625M+ in results behind us. I'm Sergii, CEO of AMS Pilot — a full-service eCommerce agency specializing in Amazon PPC, Amazon SEO, listing optimization, and complete TikTok Shop management including ads, affiliates, and influencer partnerships. Amazon Services: ✔️ Amazon PPC — Sponsored Products, Sponsored Brands, Sponsored Display ✔️ Campaign restructuring, bid optimization, keyword research & TACoS management ✔️ Amazon SEO — listing optimization, A+ Content, keyword indexing & ranking ✔️ Full account management — strategy, reporting, and KPIs set before we start ✔️ Private Label launch strategy for new products TikTok Shop Services: ✔️ End-to-end TikTok Shop setup, management & fulfillment optimization ✔️ TikTok Ads Manager — high-converting paid campaigns with proven 3X ROAS results ✔️ UGC & influencer outreach — managed partnerships, briefs, and content calendars ✔️ Affiliate program setup and management ✔️ Proprietary profit-tracking tool built specifically for TikTok Shop analytics Results we've delivered: 🔹 $625M+ in Amazon sales generated 🔹 $200M+ in Amazon ad budgets managed 🔹 Average ACOS reduced by 25% across 40+ brands 🔹 $10M+ in TikTok Shop revenue generated 🔹 3X average ROAS improvement on TikTok ad campaigns 🔹 20+ TikTok Shop brands fully managed Whether you need Amazon PPC management, a full listing overhaul, a TikTok Shop launch, or an end-to-end eCommerce growth partner — send me a message and let's build something profitable together

🚀 20+ years of Experience | Expert in Web & Mobile Solutions | UI/UX Specialist Technologies I Excel In: 💻 React/Next.js | Node.js | Python | WordPress | PHP 📱 Flutter | iOS | Android 🎨 Figma | Front-end Technologies What I Offer: 🌐 Web Design & Development: From sleek, responsive interfaces to robust backend architecture, I specialize in creating dynamic web applications using React/Next, Node.js, Python. My focus is on delivering fast, secure, and scalable solutions that exceed client expectations. 📱 Mobile Solutions: Whether it's native iOS and Android apps or cross-platform Flutter applications, I have a proven track record of developing high-performance mobile solutions tailored to client needs. I thrive on pushing the boundaries of mobile technology to deliver seamless user experiences across devices. 🎨 UI/UX Excellence: As a dedicated UI/UX specialist, I prioritize user-centric design principles to create interfaces that not only look stunning but also provide intuitive navigation and optimal usability. I believe in the power of design to elevate brands and foster lasting connections with users. Why Choose Me: ✅ Proven Track Record: I have successfully delivered a diverse range of projects for clients across various industries, earning rave reviews for my professionalism, attention to detail, and commitment to excellence. ✅ Effective Communication: I understand the importance of clear and timely communication throughout the project lifecycle. I work closely with clients to understand their vision, provide regular updates, and ensure alignment every step of the way. ✅ Client Satisfaction: My ultimate goal is to not just meet but exceed client expectations. I am dedicated to delivering projects on time, within budget, and with a level of quality that consistently delights and inspires. Let's collaborate to bring your digital vision to life! Get in touch today to discuss how I can help you achieve your goals.

Most businesses do not fail because they lack financial reports. They struggle because they lack clear financial direction, visibility into profitability, and the ability to turn financial data into strategic decisions. I help founders, startups, SMEs, and growing companies improve profitability, strengthen cash flow, optimize pricing, build investor-ready financial models, and develop financial strategies that support sustainable growth and long-term value creation. With 18+ years of experience in finance and accounting, I have progressed from Junior Accountant to Cost Accounting Manager, Financial Controller, and Strategic Finance Consultant. This journey has given me a unique ability to connect accounting, operations, strategy, and performance management. My work goes beyond reporting numbers. I help management teams understand what drives profitability, where value is created or lost, how market conditions impact performance, and what actions generate the greatest financial results. I specialize in financial modeling, forecasting, scenario analysis, pricing strategy, profitability improvement, investor readiness, and fundraising support. I also work with founders and AI startups to review financial models, validate business assumptions, evaluate SaaS and usage-based revenue models, strengthen unit economics, and prepare investor-ready financial presentations. Through financial modeling, strategic assessments, feasibility studies, budgeting, forecasting, and contingency planning, I help businesses prepare for fundraising, expansion, acquisitions, competitive pressures, and economic uncertainty. I have also participated in large-scale business transformation initiatives, including helping transition a manufacturing organization from paper-based processes to digital and automated workflows, improving visibility, efficiency, internal controls, and decision-making across the business. ## Areas of Expertise ✔ Fractional CFO Services ✔ Financial Planning & Analysis (FP&A) ✔ Financial Modeling & Forecasting ✔ Investor-Ready Financial Models ✔ AI Startup Financial Model Review ✔ Venture Capital & Fundraising Support ✔ Budgeting, Forecasting & Cash Flow Management ✔ Pricing Strategy & Profitability Analysis ✔ Scenario Analysis, Sensitivity Analysis & Contingency Planning ✔ SWOT Analysis & Strategic Assessment ✔ Feasibility Studies & Business Plans ✔ KPI Dashboards & Executive Reporting ✔ Business Process Improvement & Finance Transformation ## Clients Typically Hire Me To • Build investor-ready financial models • Review startup and AI financial models • Support venture capital and fundraising discussions • Improve profitability and pricing strategy • Improve cash flow visibility and runway planning • Develop budgeting and forecasting models • Conduct feasibility studies and strategic assessments • Design KPI dashboards and executive reporting • Lead finance transformation and process improvement initiatives ## Education & Credentials • Master's Degree in Accounting • CMA Candidate (In Progress) • 15+ Years of Finance Leadership Experience • Bilingual: Arabic & English • GCC, UK, USA & International Market Experience If you are looking for a strategic finance partner who combines CFO-level thinking with hands-on financial expertise, I would be happy to support your business.

🕗 Working across EST and PST time zones ✔ 7+ Years of Expertise | 100% Client Satisfaction | Full-Time Freelancer Looking for a developer who gets things done and gets them right? I help businesses build fast, clean, and user-focused websites that not only look great but actually perform. With over 7 years of full-stack experience, I’ve built everything from custom CMS platforms and eCommerce sites to dynamic web dashboards — always with performance, scalability, SEO, and user experience in mind. I’m not just here to code and disappear. I care about what you’re building, and I bring clear communication, reliability, and a problem-solving mindset to every project. ✅ What I do best! -Custom Web Development (Frontend + Backend) -WordPress, Shopify, Wix & Squarespace Customization -SEO Optimization (On-page SEO, Speed, Structured Data) -Speed Optimization, Bug Fixing & Ongoing Support -Figma/PSD to Responsive Code -API Integrations & Secure Payment Gateways Tech I love working with: React, Vue, Laravel, Node, PHP, WordPress, Tailwind, AWS, MySQL, and more. If you're looking for someone who's easy to work with, serious about quality, and understands both code and business! Let's connect.

Most engineers can write code. Fewer can take a vague product idea, architect it properly, and ship something that holds up in production six months later without it becoming someone else's problem to maintain. That's the work I do. I'm Vikram, a Senior AI and Full Stack Engineer with 6+ years of experience, $70K+ earned, and 25+ projects delivered on Upwork. I work with startups and product teams who are building things that actually need to work: AI-powered systems, scalable SaaS backends, and full stack platforms that grow with the business. If you have ever been handed code that "technically works" but nobody can explain, or an AI demo that never made it to production, you'll know exactly why architecture and delivery discipline matter. That's where I come in. AI Systems and Agent Development: - LLM integrations using OpenAI GPT-4o, Anthropic Claude, Gemini, Mistral, and Vertex AI - AI Agents and multi-agent systems using LangGraph, CrewAI, AutoGen, LlamaIndex, and Mastra - RAG pipelines with Pinecone, Weaviate, ChromaDB, and FAISS - Voice AI agents using ElevenLabs, Whisper, VAPI, and Deepgram - MCP (Model Context Protocol) integrations for tool-connected, context-aware agents - Long-term agent memory with Mem0 and Zep - AI workflow automation using n8n, Make, and Zapier - Document intelligence, semantic search, and knowledge base systems - AI-powered automation for legal, HR, sales, and enterprise workflows Backend Architecture and APIs: - Node.js and Python backends using FastAPI, Django, and Express.js - REST and GraphQL APIs built for scale and long-term maintainability - Multi-tenant SaaS architecture with authentication, RBAC, and audit logs - Payment integrations and subscription billing systems - High-performance database design using PostgreSQL, MongoDB, and MySQL Full Stack Development: - React and Next.js (TypeScript) for SaaS dashboards, admin panels, and client portals - Real-time features and API-driven frontends - Vercel AI SDK for AI-native web applications Cloud and DevOps: - AWS, GCP, and Azure deployments - Docker, CI/CD pipelines, and GitHub Actions - Scalable infrastructure with monitoring and error handling built in from day one, not bolted on after launch Industries: - AI/SaaS and Product Startups - FinTech and Payments - LegalTech and Contract Automation - HR Tech and Workforce Platforms - EdTech and Learning Platforms - Healthcare and Digital Health - Logistics and Supply Chain - Enterprise Automation and Internal Tools - E-commerce and Marketplace Platforms - Real Estate and PropTech - Marketing Tech and Growth Platforms - Cybersecurity and Compliance Tools - BI, Analytics and Data Platforms What Clients Say: "Vikramjeet was dedicated to providing timely and complete solutions. His communication was regular, he was able to meet deadlines, and he has a broad range of technical skills." "With minimum communication, he understood what we need and implemented it right away. What impressed me most was his commitment to delivering fast and his commitment to the deadline." If you are building an AI product, a scalable backend, or a full stack SaaS platform and need someone who can own the architecture end to end, tell me what you're working on. AI Tools and Models: OpenAI, AnthropicClaude, Claude, Gemini, LangChain, LangGraph, CrewAI, AutoGen, LlamaIndex, Mastra, GenerativeAI, MCPIntegration Core AI Skills: AIIntegration, AIAgents, MultiAgentSystems, LLMDeveloper, RAGPipeline, VoiceAI, AIChatbotDevelopment, AIAutomation, SemanticSearch, VectorDatabase, WorkflowAutomation Development Skills: FullStackDeveloper, BackendDeveloper, APIIntegration, NodeJS, Python, FastAPI, ReactDeveloper, NextJS, SaaSDeveloper, MultiTenantSaaS Cloud and DevOps: AWS, Docker, CloudDeployment, CI/CD Industries FinTech, LegalTech, HealthTech, HRTech, EdTech, SaaS, EnterpriseAI, StartupTech, Logistics, MVP

Hi, My Name is Muhammad Hammad Sarwar. The key strengths that I possess for success include but are not limited to web researching, Lead Generation, LinkedIn Search, List Building, US Real Estate, Data Entry (Salesforce, Zoho, Sugar CRMs, and others), Web Research/Data Mining, Microsoft Office tools, EMAIL SEARCH (via Sales Navigator, Lusha, SalesQl, Clearbit, and hunter). I am confident that I will make an immediate contribution to your team. I work with small, medium-sized & large enterprises (Fortune 500), startups, and digital marketing agencies & help them with Lead Generation, Web Research, and Data Entry. They come from diverse backgrounds such as B2B/B2C SaaS, Technology Companies, Recruitment & Staffing agencies, Digital Marketing Agencies, and Management Consulting from around the world. I’ll Provide: ✦ Business Names, Business Phone Number, Business Social Media Profiles, Website URLs, etc. ✦ Titles- CEO, CFO, COO, CRO, CIO, CTO, EVP, Founder, President, Owner, Partner, VP, MD, Marketing Manager, Sales Manager, Directors, Head, etc. ✦ Verified Emails- Work email, Personal email, Generic email, Contact form ✦ Contact Address- HQ location, City, State, Zip Code, Direct Telephone, Fax, Mob/Cell Number ✦ Social Media Page- LinkedIn Profile, FB Profile, IG Profile, Twitter Profile YouTube, etc. Tools: ✦ Linkedin Sales Navigator, Name2Email, Clearbit, Snovio, Hunter.io, Apollo, ContactOut, SalesQL, Skrapp, MailTester or Google Keyword Search tricks, etc. ✦ Shared Drives: Dropbox, Google Drive, GoogleDocs, Copy, OneDrive ✦ WebTools/Addons: LinkedIn, Yelp, Google, Houzz, Clutch, Glassdoor, Indeed. I'd love to build an excellent working relationship with my clients with my expertise, honesty, sincerity, and hard work. I'm here to assist you :) Thank you for visiting my profile. Stay Blessed! Kind Wishes Muhammad Hammad