I am a seasoned financial executive with broad experience in tax strategies, finance, accounting, financial services and writing-somewhat a jack of all trades. I hold a Masters in Business Administration (M.B.A.), with a concentration in tax and finance, while boasting experience across various industries, including, but not limited to, energy, real estate, e-commerce, and technology. I have served as the CFO of two start-up companies and am very well versed in financial modeling, forecasting, budgeting and reporting as well as putting together information memorandums and pitch decks on businesses. I have an extensive knowledge of tax strategy, planning and preparation which focuses on minimizing federal, state and local tax liabilities while utilizing tax deferral strategies. I have over 15 years of tax experience dealing with partnerships returns, corporate returns and individual returns. In regards to financial writing, I have written articles for a layman to understand, as well as scholarly articles. I wrote the content for the Deutsch Bank Asset Management db-trackers ETF section as well as wrote an examination and study book for asset managers to be certified in the field of exchange traded funds. I have been published in various arenas such as Yahoo Finance, The Street, WSJ and Seeking Alpha. I am able to work efficiently, effectively and independently. I respect deadlines and quality work as that both of these things support my service’s worth. My goal is to ensure that my employer or client is satisfied with my work. Thank you and I look forward to working with you.

𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗻𝗮𝗹𝘆𝘀𝗶𝘀 & 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗠𝗼𝗱𝗲𝗹𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗿𝘁 helping startups and businesses make data-driven decisions through Excel-based financial models, bookkeeping, financial projections, business plans, and market research that investors and founders trust. Hi, I’m 𝗦𝗵𝗮𝗺𝗶𝘁𝗵, a 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗻𝗮𝗹𝘆𝘀𝘁 𝗮𝗻𝗱 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗠𝗼𝗱𝗲𝗹𝗶𝗻𝗴 𝗦𝗽𝗲𝗰𝗶𝗮𝗹𝗶𝘀𝘁 with strong expertise in Microsoft Excel, financial analysis, bookkeeping, and business planning, helping startups, SMEs, and growing businesses turn numbers into clear business decisions. I support clients who need accurate financial data, structured models, and professional financial writing—not just spreadsheets, but insights that drive action. 𝗜 𝗱𝗼𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗰𝗿𝘂𝗻𝗰𝗵 𝗻𝘂𝗺𝗯𝗲𝗿𝘀—I turn financial data into business decisions. I help startups, SMEs, and growing businesses plan, forecast, and optimize their finances using Excel-based financial models, projections, and analysis that investors and founders trust. 𝗜 𝗳𝗼𝗰𝘂𝘀 𝗼𝗻 𝘄𝗵𝗮𝘁 𝗿𝗲𝗮𝗹𝗹𝘆 𝗺𝗮𝘁𝘁𝗲𝗿𝘀: clarity, accuracy, and actionable insights. My work goes beyond spreadsheets—I create financial structures, business plans, and reports that guide growth, attract investors, and make complex numbers easy to understand. ✅ 𝗪𝗵𝗮𝘁 𝗜 𝗖𝗮𝗻 𝗛𝗲𝗹𝗽 𝗬𝗼𝘂 𝗪𝗶𝘁𝗵 ✅ Financial Analysis – performance analysis, ratio analysis, trend analysis ✅ Financial Modeling – Excel models, forecasting, scenario & sensitivity analysis ✅ Financial Projections – revenue, cost, cash flow & profitability forecasts ✅ Bookkeeping & Data Entry – clean, structured, and audit-ready financial data ✅ Business Plans – investor-ready business plans with financial models ✅ Business Analysis & Market Research – data-driven insights for decision-making ✅ Data Analysis & Data Visualization – clear dashboards and reports in Excel ✅ Startup Consulting – financial structure, planning, and growth support ✅ Financial & Content Writing – professional financial reports and explanations 🛠 𝐓𝐨𝐨𝐥𝐬 𝐈 𝐔𝐬𝐞: ✔ Microsoft Excel (advanced formulas, models, dashboards) ✔ Financial Modeling & Financial Projection ✔ Financial Analysis & Business Analysis ✔ Accounting & Bookkeeping ✔ Data Analysis, Data Entry & Data Visualization 𝐒𝐤𝐢𝐥𝐥𝐬 𝐚𝐧𝐝 𝐄𝐱𝐩𝐞𝐫𝐭: ✔ Financial Analysis and Modeling ✔ Budgeting and Forecasting ✔ Investment Management ✔ Cash Flow Optimization ✔ Risk Management ✔ Financial Reporting ✔ Budgeting & Cost Control ✔ Financial Reporting & Analysis ✔ Financial modeling ✔ Investment analysis ✔ Financial Reporting ✔ Investment Manager ✔ Investment Analyst ✔ Investor Pitch Deck ✔ Financial Analysis & Valuation ✔ Microsoft Excel ✔ Fractional CFO ✔ Financial Modeler ✔ Business & Financial Analyst ✔ Financial Management/CFO ✔ CFO Financial Modeler ✔ CFO Financial Analyst ✔ Valuation Expert ✔ Accounting & Taxation ✔ Financial model ✔ Financial Planning ✔ Fundraising ✔ CMA | CFA candidate ✔ Business Valuation and Forecasting ✔ Private Equity ✔ Business plan & Deck ✔ Market Research ✔ Company Valuation ✔ Tax Preparation 🎯 Why Clients Choose Me Clear, structured, and easy-to-understand financial outputs Strong focus on accuracy, logic, and business relevance SEO-optimized, professional financial documentation Reliable communication and on-time delivery If you’re looking for a detail-oriented financial professional who understands both numbers and business context, let’s discuss how I can support your project. 📩 Message me to get started.

Are you looking for a finance and accounting expert to elevate your business to new heights? Look no further! I am Murli Atal, a co-founder of the esteemed Chartered Accountant firm "M A K V & Associates" with a proven track record of success. I bring over 9 years of extensive experience in various roles within the Accounting and Finance domains. With extensively 5+ years of specialized experience in real estate and property management accounting, I help businesses around in the U.S , Australia and beyond manage their finances efficiently using cloud-based platforms like Dynamics 365 , Toast ,Zoho ,AppFolio, Buildium and QuickBooks Online. **Areas of Expertise:** With an impressive portfolio of skills, I specialize in serving as a Virtual /Interim /Part-time CFO, Financial Controller, Financial Modeller, and Senior Accountant. Over the years, I have collaborated with 10+ diverse industries and assisted 50+ businesses in achieving their financial goals. **Industries Specialization:** My expertise spans across an array of industries, including Real Estate, E-commerce, Fintech, Retail, Consumer Products, Manufacturing, and edtech. This diverse experience has granted me unique insights into the intricacies of each sector, enabling me to provide tailored financial solutions. **Certified & Experienced In:** - AppFolio - Buildium - QuickBooks Online -Dynamics 365 -Toast - Xero Other leading real estate and cloud-based accounting platforms **Services I Provide:** - Day-to-Day Accounting and Bookkeeping - Unit-Level & Property-Level Accounting - Standard Operating Process Development - Accounts Payable & Receivable (AP/AR) - Setting up Internal Controls and MIS - Financial Analysis & Ratio Analysis - Accounting Oversight - Financial Planning & Reporting - Financial Modelling & Analysis - Handling Statutory Audit & Tax Compliance - Cost-Benefit Analysis - Company Valuation **Excellence in Auditing and Education:** - Trusted by property managers and real estate investors globally - Deep knowledge of industry-specific workflows and compliance needs - Detail-oriented and committed to accuracy - Fast communication and always deadline-driven - Confidential handling of sensitive financial data **Client-Centric Approach:** My commitment to excellence doesn't end with my skillset. I believe in fostering transparent and open communication with my clients throughout the project's lifecycle. This ensures that the results are precisely aligned with your specific requirements. I pride myself on acknowledging your needs promptly and providing dedicated support to help you achieve definitive outcomes for your business. Don't let financial complexities hold your business back! With my expertise and dedication, I am here to empower your organization's financial success. Let's collaborate and make your vision a reality. Contact me today to discuss how I can add value to your business and take it to new heights.

💡 Need a hand with accounting, tax preparation, or financial modelling? Averaging ⭐⭐⭐⭐⭐ on Upwork! I'm a Chartered Accountant with over 9 years of experience, ready to assist you in: 🧾 Ensuring compliance with accounting standards 💰 Developing tax-efficient strategies 📈 Creating dynamic financial models for informed decision-making 🧾 Need Assistance with Tax Filing? I guide clients through the complexities of tax forms: USA: Form 1040 (individuals), 1120-S (S corporations), 1065 (partnerships) UK: SA100 (individuals), CT600 (companies), SA800 (partnerships) Australia: NAT 2541 (individuals), NAT 0656 (companies), NAT 0659 (partnerships) All filings can be completed using approved tax software or online portals. 🌐 Navigating Cross-Border Tax Matters? I assist UK and US clients in aligning their tax obligations across jurisdictions: UK: Residency status, remittance planning, double tax treaties US: Federal and state filings, FBAR reporting, foreign tax credits Dual UK-US: Coordinated tax planning for entrepreneurs, fund managers, expatriates 🔍 Looking for Financial Modelling & Valuation? I develop comprehensive financial models by: 📈 Gathering key inputs (sales forecasts, COGS, expenses) 📊 Building linked schedules for income statements, balance sheets, and cash flows 💡 Providing business valuations as needed 📚 Compliance with Accounting Standards? I tailor accounting processes to meet various standards: 🌍 IFRS: Adoption, policy design, financial statement preparation UK GAAP: FRS regime selection, transaction recording, disclosure alignment US GAAP: Financial statement preparation, compliance with FASB standards 💬 Let's Connect! Feel free to reach out anytime for a consultation and to discuss how I can support you! 🤝

Upwork Achievements: 🏆 Top Rated Plus — Top 3% on Upwork 🏆 9,000+ Hours | 200+ Completed Projects 🏆 100% Job Success Score I don't just process disputes—I build systems that delete negatives at scale. With 7 years of hands-on experience in consumer protection compliance, I lead a team of 24 specialists working exclusively with financial service companies—managing thousands of active clients simultaneously across all three major bureaus—Experian, Equifax, and TransUnion. My 4 Aggressive Dispute Methods: 3B Sweep Metro 2 Consumer Law & FTC with CFPB Method Factual Disputing with CFPB Method What I Do: ✅ Aggressive dispute letters using FCRA, FDCPA & GLBA—no generic templates; every letter is fact-based and litigation-ready ✅ Full Dispute Fox & CRC portal management ✅ CFPB & FTC complaint filing and submission ✅ Third-party freezing and bureau stall letter counter-strategy ✅ Metro 2 compliance analysis ✅ Letter Stream mailing and document management ✅ New template creation and coding into software ✅ Weekly progress reports and database updates ✅ Client communication, onboarding, and customer support ✅Item selection strategy to maximize fast deletions Tools & Platforms: DisputeFox | CRC | Letter Stream | CFPB Portal | FTC Portal | MS Office | Google Suite | Dropbox | Slack | Monday | Fax Software Why Work With Me: I have processed thousands of dispute rounds with a proven track record of fast, verified deletions. My team operates on a US Eastern Time-aligned night shift—meaning your clients get results while you sleep. I am not a one-man freelancer. I bring an entire operation to your business—processors, FTC specialists, callers, and dispute managers—ready to plug into your workflow immediately. If you need scale, speed, and results—let's talk. Regards, Aakash Gillani Financial Dispute Specialist | Consumer Protection Operations Manager

Are you a landlord, real estate investor, or property manager looking for accurate, reliable bookkeeping and clean financial records? I am here to help. I am a dedicated Real Estate Bookkeeper with 5+ years of hands-on experience helping property owners and rental businesses maintain organized books, track property performance, and stay financially on top of their portfolios. I specialize exclusively in real estate and rental property accounting — so I understand your business deeply and deliver results from day one. ✅ REAL ESTATE BOOKKEEPING - Monthly bookkeeping for rental properties and real estate portfolios - Cleanup and catch-up bookkeeping in QuickBooks Online, Buildium, and Xero - Bank and credit card reconciliation with full accuracy - Chart of accounts setup for real estate businesses - Tenant invoicing and rent collection tracking ✅ PROPERTY MANAGEMENT ACCOUNTING - Owner statements and rent roll maintenance - Tenant ledger management and reconciliation - Accounts payable and receivable for rental businesses - AppFolio and Buildium bookkeeping and reporting - Monthly and year-end financial close ✅ FINANCIAL MODELING & REPORTING - Cash flow projections for rental portfolios - Rent roll analysis and investment tracking - Budgeting and forecasting in Excel - Investor-ready financial statements and dashboards - Financial modeling for real estate acquisitions My clients rate me 5 stars for being detail-oriented, reliable, and consistent — and my 100% Job Success Score reflects that commitment every single time. Whether you need a one-time cleanup or ongoing monthly bookkeeping support, I deliver clean books, accurate reports, and financial clarity for your real estate business. 📩 Send me a message today and let's get your property finances organized and under control.

I am a Real Estate finance executive with 16-year experience in the financing, development, and management of large portfolios of commercial Real Estate with a combined value of more than $1 Billion, including retail, office, medical, hospitality and multifamily assets. SPECIALTIES • Building sophisticated Excel models that are accurate, clear, easy-to-use and maintain, and scalable. • Producing high-quality offering memorandums, debt packages and pitch decks that will articulate a compelling case and drive success. • (Re)structuring and optimizing the capital stack in order to reduce the weighted average cost of capital. EXPERIENCE • 30 years of building financial models for large and small companies, including a global trading company. • 16 years as a CFO, CEO or COO for commercial Real Estate firms managing or developing substantial portfolios including hospitality, retail, office, medical, and multifamily assets. • Experience includes successful financing of projects up to $135M., and refinancing of distressed or overleveraged assets. My experience as a finance executive for Real Estate development and property management companies allows me to have a thorough understanding of the challenges facing Real Estate developers, managers and investors, and quickly identify and implement winning solutions. SOPHISTICATED EXCEL MODELING • Cash flow modeling, by month and by year over 10 years • investor return metrics • Complex waterfalls, promotes and equity structures (common, preferred) • Sophisticated debt structures (senior and mezzanine debt, EB-5, C-PACE) • Historic and prospective KPIs (IRR, LTV, DSCRs, Yield analysis) • Sensitivity and multiple scenario analysis DEBT, EQUITY, AND INVESTMENT PACKAGES: COMPELLING PRESENTATIONS The production of state-of-the-art investment packages is absolutely critical to the success of a deal. Institutional investors and lenders receive hundreds of funding requests every week and only the best packages have a chance of drawing attention and obtain the requested funds. I produce professional-looking and highly attractive packages that make a compelling case to lenders and investors. Attention is paid to every detail of the package, and as form and substance are combined with flawless underwriting and financial projections, this results in a very high rate of success for my clients.

Looking for a way to keep your accounts/books neat and organized? As a CA (equivalent to CPA and ACCA), I specialize in creating and maintaining accurate and compliant accounting records tailored to your specific needs. What I bring to the table ✅Bookeeping in tools like QuickBooks, Xero, Sage, Wave, Tally, SAP, Oracle, Appfolio etc ✅Advance excel work including Macros, Pivots, VBA, Lookups ✅Payroll Management including filing of returns and working on tools like Gusto, Paychex etc. ✅ Financials preparation including Balance Sheet, Income Statement, Cash flows and it's forecasting ✅ Valuation of business, project, investment ✅Eye pleasing dashboards made in Power BI This is a little bit about me: As a Chartered Accountant, which is equivalent to the CPA in the US and ACCA in the UK, I have accumulated 6 years of experience in the areas of bookkeeping and financial analysis. Throughout my career, I have successfully delivered projects for clients across diverse industries. My experience has equipped me with a deep understanding of financial management best practices, as well as the ability to provide valuable insights and recommendations to clients. I am confident that my expertise and track record of success make me well-suited to complete this project with the highest level of quality. Following are the qualifications and skills I possess. 🌟A demonstrated track record of success as a bookkeeper 🌟Strong knowledge of generally accepted accounting principles and procedures 🌟Proficiency in QuickBooks, Xero, Wave, Tally and Microsoft Excel 🌟An acute attention to detail and accuracy 🌟Excellent organizational and time management skills 🌟Strong communication and interpersonal abilities 🌟The ability to work independently and meet tight deadlines 🌟A Bachelor's degree in Accounting or Finance. My primary objective is to consistently deliver value to my clients in a timely manner, with the goal of building a lasting relationship based on trust and reliability. By providing exceptional service, I aim to become the go-to resource for all their future needs. Thanks for reading my profile Shubham

An experienced professional research analyst with over 12 years of equity investment research experience across value, growth, & core investment styles, performing fundamental bottom-up investment research grounded in rigorous analysis and due-diligence of company management teams and business cycles for long-only and long/short buy-side institutional asset managers, hedge funds, investment managers, family offices, private equity funds, Big 3 consulting firms, Fortune 500 companies, and expert networks. - CFA® Charterholder, CFA Institute: Chartered Financial Analyst - CMT® Charterholder, CMT Association: Chartered Market Technician - CAIA® Charterholder, CAIA Association: Chartered Alternative Investment Analyst - #5 ranked analyst for the Technology Sector on Sum Zero - Asset Classes: Equities, Options, Derivatives, ETFs, Preferred Equities, Intangible Assets (Spectrum, Off-Balance Sheet & Hidden Assets, Deferred Tax Assets, M&A, Spin-offs/Split-offs), Distressed Debt Investments - Investment Styles: Deep Value and Core-Growth with a high-quality bias focusing on enterprise value-based analysis, free cash flow, comparable company relative value market multiple analysis, dividend discount model, Gordon Growth Model, one-stage, two-stage & three-stage growth models - FactSet, Bloomberg, S&P Capital IQ, Microsoft Office, VBA, Macros, Excel, Word, PowerPoint, CS Holt, Eikon, MSCI, MorningStar Direct, Starmine, Thomson Reuters, Python - Ability to research and investigate across equities, distressed, derivatives, options, and ETFs across all sectors - A unique perspective on market dynamics incorporating economic analysis gleaned from educational background forged in years of rigorous research tackling problems on the macro and micro levels - Creative solutions finder and provider that can apply conventional methods to unconventional problems or unconventional frameworks to conventional business concepts - Experienced in marketing and market positioning analysis - Excellent oral, written, interpersonal and presentation communication skills across various mediums including Word, PowerPoint and Excel - Highly experienced in data analysis and Excel work as well as PowerPoint presentations and written analysis in Microsoft Word - Research coverage ranged from fintech, software, and SaaS TMT industries to energy, industrials, and materials but my primary focus was on emerging or disruptive players and their disintermediation threat to incumbents I have over 10 years of equity investment research and analysis experience. Stylistically opportunistic event-driven special situations equity analyst researching micro-cap, small-cap and mid-cap stocks with top-class financial modeling skills (see examples). My sector coverage ranges across the TMT, FinTech, communications, consumer, industrials, energy and materials sectors. Swing trader focused on under-followed or under-appreciated companies with meaningful catalysts and high-growth opportunities. Utilize a blended fundamental and technical-based research for swing trading approach. Professional background at a top 5 asset manager (BNY Mellon Asset Management), long/short event-driven special situations hedge funds and long-only investment manager. I conduct research and analysis on industries, market trends, equities, and build fully-integrated 3-statement financial models with valuations, discounted cash flow analysis and sensitivity tables. I also conduct analysis using comparable transactions, comparable company analysis and market multiples to justify investment decisions and valuations. I have directed portfolio positioning decisions and issued buy/sell/hold recommendations on individual securities for institutional asset management in excess of $100 million in value. Highly experienced investment commentary writer and have been writing for the institutional asset management industry for over 10+ years. Examples are attached and are also listed in my profile. I can work with any market or asset class. I have worked as a writer and editor for CopyLab and Investopedia on a consistent basis. I have a thirst for financial markets and understand the compliance restrictions around investment commentary. Extensive experience writing original research content for in-depth white papers (option-overlay buy-write strategy) and color commentary on investment markets on an ad hoc and recurring weekly/monthly/quarterly basis for years • Current equity and distressed investment research analyst performing rigorous, in-depth, bottom-up fundamental research and analysis of US small, mid, and micro-cap equities across all sectors with a focus on Technology, FinTech, Consumer Discretionary, Consumer Staples, Communications, Industrials, Energy, and Materials • Former Equity Analyst with generalist coverage focusing on the small, smid, mid and large cap universes for the Institutional Equity Investment Team at GW&K Investment Management (Affiliated Managers Group subsidiary)

Hi, I have 25 (+) years of experience working as a Corporate CFO / CXO for fortune 500 as well as Start-ups & SME’s in India, Middle - east & Asia pacific. Some of my specialities are: • Building up Start-ups, new ventures & SME’s to the next level. • Fund Raising – Have raised more than "US$ 1 Billion". • Maximization of shareholders wealth. • Strategic Planning & Effective execution. • Business Turn-arounds. • Restructuring & Revamping of existing business Models. • Business Process Reviews. • Joint Ventures/ Mergers & Acquisitions. • Planned Exits. Some of my Value added achievements are as follows: ✅As an Entrepreneur :- Founded a Start-up in Media space, raised pure equity of US$ 3 million, built-up a revenue of US$ 8 Million & exited at a Valuation of US$ 21 Million giving the shareholders a return of 7X in a period of appx. 3 years. ✅ As Group CFO: - Set-up a Start-up for building 1000 air-conditioned bus shelters, on DBOT Basis. Raised US$ 37 Million Valuing the Start-up @ US$ 150 Million. ✅ As Chief of Projects: - Set-up an online Start-up, a network of 800 intelligent POS terminals, aranged Start-up funding of US$ 40 Million. ✅ As Business Head & CFO: - Completed strategic acquisitions of 36 large & small units, to build up an asset base & an exponential increase in potential visible Income, justifying an increase in Valuation from US$ 40 Million to US$ 350 Million in a span of two years, & raised US$ 65 Million in fresh equity. ✅ As Business Head &CFO : - Restructured a running business to fight off one of the worst Economic crisis (2008) & brought it to a (+Ve) EBIDTA of app. 25% (up from (-Ve). ✅ As Group CFO of a Company in 3D CGI Animation :- Created a film fund of US$ 100 Mill, transferred existing funding obligations (US$ 30 Mill) & features under production in a SPV, new Investors contributed US$ 30 million, senior lending from Bank of US$ 40 million, creating a Co-production & Co-financed pipeline of US$ 200 mill for the Company. ✅ As Head-Commercial:- Restructured & Revived a manufacturing Unit, re-engineered the product, cut cash burn, reduced NWC Cycle by 3.5 Months, re-negotiated debts of US$30 Million leading to 60% haircuts by Banks & FI’s, improved margins by 18%. ✅ As CFO:- Restructured a Business Vertical (as a Tax planning strategy) by transplanting the business in UAE & Hong Kong, Implementing outsourcing model for logistics & Banking, arranged working capital facilities of US$ 3 Million & Export Credit Insurance. ✅ As Head Corporate Finance: - ’’REBRANDED” & “REPOSITIONED A PRODUCT” creating a niche demand, designed Innovative structured financial transaction, helping sale of products under lease & hire purchase & raising net Cash inflow by 20% for each Sale transaction. I have a passion for Start-ups, new ventures & small businesses and enjoy helping them succeed. I enjoy building-up things from Grounds - up. I like Challenging assignments which need a Strategic input and direction. I have spent most of my career pitching and being pitched to, & and not only for funding but leading & concluding various corporate transactions e.g. business partnership, JV’s, planned exits, technical collaborations, mergers, acquisitions & buy-outs, marketing tie-ups, Investors, analyst & fund managers meets, Road Shows for Private as well as public placements etc. My success rate for taking –up Challenging assignments & completing them successfully is almost 100%. Please get in touch for some exiting and bespoke work on your pitch documents, business plans, corporate write-ups, with the help of which you can confidently pitch and get the undivided attention of prospective Investors & Stakeholders. We believe in providing solutions to business problems, which are practical and effective, and we help implementing those solutions too. My Charges vary depending on the complexities & the nature of the job involved, since i have just started out on Online freelancing, feel free to contact me. We look forward to help you. Thanks