• Chartered Accountant, Master of Business Administration (MBA), Certified Risk Manager • Over 15 years of experience in accounts, finance, audit, and risk management • Ex-Ernst & Young (Big-4) Alumnus Core Services: • Financial Modeling and Financial Projections • Financial Planning, Budgeting, and Forecasting • Financial Analysis using Microsoft Excel and Google Sheets • Internal Audit, External Eudit, and Eisk Eanagement • Accounting and Bookkeeping using QuickBooks and Xero • Corporate Trainings, Teaching, Tutor • Contents Writing, MCQs Development, Pre-Employement Screening Test Development Professional Expertise in: • Accounting Principles and Internal Financial Reporting Standards (IFRS) • International Standards on Auditing (ISAs) an Global Internal Audit Standards (GIAS) • ISO 31000 Risk Management, COSO Risk Management Framework • COSO internal Control Systems

Licensed CPA in the state of California with over 15 years of experience in accounting with small companies, nonprofits and large publicly traded companies. Extremely competent in working on financial statements, general accounting, financial consulting, taxes and bookkeeping. Real estate tax expert and investor myself. I'm a Quickbooks pro advisor as well. I can help with audits too. Strongly proficient in preparing IRS Forms: Form 1040, Form 1065, Form 940, Form 2848, Form 1120-S, Form 1040X, and much more. Experienced with waveapps, sage, Xero, netsuite, yardi, Zoho and much more Experience in the following industries: non profits, services, entertainment/TV, tax, medical, online businesses and START UPS (I deal with start ups on site in Silicon Beach/LA and all over the world remotely). Plus, I can work with almost any kind of small business. I am licensed CPA with the California board of accountancy. License number 129422 I only apply to jobs that I'm highly qualified for. Quick turn around on most projects!

Need to clean up the books? Need a forecast or budget? Looking for a financial dashboard so you can see the things that matter? Profit & Equity is a full service financial support firm offering fractional CFO, advisory, and bookkeeping services. With a tailor-made bundle customized to your needs, you'll get peace-of-mind and answers! No more waiting for reports you don't understand anyway, no more hoping this time, they'll get back to you, no more wondering if you email went through - with a responsive, relational team of experts managing your business finances, you'll have the security of knowing how your business is faring, what's coming, how to prepare and what you need to do. Get the answers you never knew you needed! Drop us a message so we get started!

A highly regarded & experienced consultant, fractional CFO, accountant, and bookkeeper for entrepreneurial and start-up businesses seeking rock-solid financial processes and reporting. Expert with a deep knowledge of business integration and AI automation resulting from experience in corporate accounting, bookkeeping, financial and operations analysis, auditing, payroll, human resources, and customer service. Effective in creating a positive and productive work environment focused on teamwork and mutual respect. Extremely proficient in developing procedures that reduce excessive spending, fine-tuning cash flow to free up the availability of funds, and capturing tax deductions.

FCMA, FCPA, FCIS | 27+ Years of Finance & CFO Experience | Energy, Oil & Gas, Manufacturing, Real Estate & M&A | Strategic Financial Modeling & Business Planning Expert | Top 10% at Upwork I am a financial modeling specialist and CFO with over 27 years of experience building advanced Excel financial models, business plans, and feasibility studies for clients in energy, oil & gas, manufacturing, real estate, and M&A. I hold the FCMA, FCPA, and FCIS professional designations and have served as CFO for an Independent Power Producer, with hands‑on involvement in major energy infrastructure projects, including a wind/thermal IPP and an IWPP development in Saudi Arabia. I build the kind of models that hold up under scrutiny from investors, lenders, and boards — fully linked 3‑statement models, IRR/NPV/DCF valuations, debt sizing and sculpting, sensitivity and scenario analysis. 🏆 Top-Rated Plus | 100% Job Success | 5-Star Reviews ____________________________________________________________________ What I Deliver ✅ Financial Modeling & Forecasting 3-statement models (P&L, Balance Sheet, Cash Flow), DCF valuation, scenario analysis, sensitivity testing, cap tables, and investment returns (IRR, NPV, ROI) ✅ Business Plans & Pitch Decks Investor-ready business plans, executive summaries, market analysis, competitive positioning, financial projections, and compelling pitch presentations for VC/angel funding ✅ Feasibility Studies & Investment Appraisal Technical, financial, and market feasibility analysis, project viability assessment, risk analysis, and go/no-go recommendations ✅ Virtual CFO & Strategic Advisory Cash flow management, budgeting, KPI dashboards, financial controls, profitability optimization, fundraising strategy, and board-level financial leadership ✅ Financial Analysis & Reporting IFRS/GAAP compliant financial statements, variance analysis, performance metrics, financial due diligence, and management reporting ________________________________________ Industries Served 25+ sectors including: • Energy & Renewables: Solar, HFO, wind, power generation • Real Estate & Infrastructure: Development, REITs, construction • Manufacturing: Automotive, textiles, industrial production • Oil & Gas: Storage, refining, commodities trading • Consumer Goods: FMCG, cosmetics, fashion, retail • Agribusiness: Plantations, food processing, exports • Healthcare & Wellness: Fitness centers, medical facilities • Mining & Extraction: Barite, industrial minerals • M&A & Restructuring: Valuations, due diligence, integration • SaaS & Technology: Startups, subscription models, tech ventures • Hospitality & Tourism: Hotels, resorts, travel services ________________________________________ Why Choose Me 🏆 Top 10% Upwork Talent | 100% Job Success Score | 5-Star Client Reviews 📊 Data-Driven Results: Every model is built on rigorous analysis and real-world assumptions 💼 Investor-Focused: Deliverables designed to secure funding and impress stakeholders ⏱️ On-Time Delivery: Reliable turnaround without compromising quality 🌍 Global Experience: Worked with startups, SMEs, and large industries across 20+ countries 🤝 Collaborative Approach: Clear communication, unlimited revisions, full support until you succeed ________________________________________ Client Success Stories ✔ Helped startups secure seed and Series A funding ✔ Built financial models for projects valued at $500M+ ✔ Delivered 50+ business plans with 85%+ funding success rate ✔ Supported M&A transactions with accurate valuations and due diligence ✔ Optimized cash flow for clients, improving runway by 40% on average ________________________________________ Tools & Technical Skills Microsoft Excel (Advanced: pivot tables, macros) Presentation Tools: PowerPoint, Google Slides, Canva Accounting Standards: IFRS, GAAP, US GAAP Valuation Methods: DCF, Comparable Company Analysis, Precedent Transactions ________________________________________ Let's Work Together If You Need 🎯 Fundraising support – Business plans, pitch decks, financial projections 🎯 Investment decisions – Feasibility studies, ROI analysis, risk assessment 🎯 Growth strategy – Expansion models, market entry, profitability roadmaps 🎯 Financial clarity – Dashboards, KPIs, cash flow forecasting 🎯 CFO-level guidance – Virtual CFO, financial controls, strategic advisory ________________________________________ My Commitment to You 📌 Accuracy: Every number is validated and defensible 📌 Clarity: Complex finance made simple and actionable 📌 Confidentiality: Full NDA compliance on all projects 📌 Results: Deliverables that win investors, secure loans, and drive decisions ________________________________________ Next Steps 📩 Send me an invite with your project details 💬 Let's discuss your goals, timeline, and budget 📈 Get results that move your business forward I don't just deliver spreadsheets—I deliver confidence, clarity, and capital. Let's turn your vision into a funded, profitable reality.

I bring Fortune 150 financial discipline to startups and non-profits. Specializing in investment-grade modeling, cash flow management, and fractional CFO services. 10+ year professional career includes Finance Manager work at fortune 150, dozens of early-stage start-ups and non-profits. BS (Indiana University) and MS (University of Notre Dame) in Finance.

$700K+ earned on Upwork helping startups, SaaS companies, and established businesses build investor-ready financial models, FP&A systems, board reporting packages, business plans, valuations, and growth strategies. Backed by 22+ years of executive leadership and consulting experience Industries Served SaaS & Software E-commerce & Shopify Manufacturing Healthcare Government & Public Sector Retail & Distribution Financial Services Startups & Scale-ups Typical engagements include: • Financial Modeling • FP&A & Budgeting • Business Valuation • Board & Investor Reporting • Strategic Planning • Cash Flow Forecasting • Capital Raising Support • Fractional CFO Services

You don't just need financial data; you need a strategic partner who can drive your business forward. That's what I deliver. I'm Owais (Ex Big 4 Consultant), a Top-Rated Upwork freelancer with extensive experience in high-level financial management. I specialize in providing ongoing financial leadership and expertise to startups, SMEs, and corporate clients. My focus is on delivering Fractional CFO services, expert Financial Planning & Analysis (FP&A) and sophisticated financial modeling. From developing long-term financial strategies to guiding critical business decisions, I provide the financial roadmap and support you need for sustained success. I work closely with your team, offering proactive insights and becoming a trusted extension of your business. 𝐖𝐡𝐲 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐜𝐡𝐨𝐨𝐬𝐞 𝐦𝐞: Because I offer more than just numbers, I provide strategic financial leadership. I deliver proactive insights, drive financial performance, and support your business growth. You gain a dedicated financial partner committed to your long-term success. 𝐌𝐲 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐢𝐳𝐚𝐭𝐢𝐨𝐧𝐬: ✅ Fractional CFO Services ✅ Financial Planning & Analysis (FP&A) ✅ Due Diligence ✅ Financial Modeling (Forecasting, Valuation, Scenario Analysis) ✅ Strategic Financial Planning ✅ Budgeting and Forecasting ✅ Performance Management ✅ Financial Reporting ✅ Investor Readiness ✅ Business Planning and Forecasting ✅ Scenario Planning ✅ Audit Ready Financial Reporting ✅ Bookkeeping 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮 𝐆𝐞𝐭 𝐖𝐨𝐫𝐤𝐢𝐧𝐠 𝐖𝐢𝐭𝐡 𝐌𝐞: When you partner with me, you gain a strategic financial leader who provides ongoing guidance and support. I become an integral part of your team, offering proactive advice, driving financial performance, and helping you achieve your long-term objectives. My approach is collaborative and transparent, ensuring you're always informed and empowered to make sound financial decisions. 𝐖𝐡𝐚𝐭 𝐌𝐲 𝐂𝐥𝐢𝐞𝐧𝐭𝐬 𝐒𝐚𝐲: ⭐⭐⭐⭐⭐ "Owais has been an invaluable strategic partner. His expertise in FP&A and financial modeling is exceptional. He has helped us develop robust financial plans and make informed decisions that have significantly improved our financial performance." 𝐂𝐥𝐢𝐞𝐧𝐭 𝐒𝐭𝐮𝐝𝐲: One client, a rapidly growing tech startup, needed ongoing financial leadership and strategic guidance. I stepped in as their Fractional CFO, developing comprehensive financial strategies, building sophisticated financial models, and providing proactive advice on key business decisions. This enabled them to secure significant funding, optimize their financial operations, and achieve sustainable growth. 𝐋𝐞𝐭’𝐬 𝐂𝐨𝐧𝐧𝐞𝐜𝐭: If you need a strategic financial partner to provide ongoing leadership and support, send me a message. I'll review your needs and provide a clear plan of action. I invite you to check out my portfolio and client testimonials to learn more about my approach and expertise. 💙 𝐊𝐞𝐲𝐰𝐨𝐫𝐝𝐬: Fractional CFO, Financial Modeling, FP&A, Strategic Financial Planning, Financial Analysis, Forecasting, Business Valuation, Investment Analysis, Financial Management, Strategic Planning, Financial Consulting, Bookkeeper, Bookkeeping, Quickbooks, Xero.

I help small businesses and nonprofits gain clarity and control through AI-powered financial systems. Whether you need automated reporting, cash flow forecasting, or KPI dashboards that drive real decisions — I can help. • Expert in QuickBooks Online, Power BI, Excel Automation & FP&A • Build Smart Finance Dashboards & CFO automation systems • Clear communication, fast response, and reliable delivery

Hello! I am a seasoned Chartered Accountant with an extensive experience in audit, bookkeeping and finance for more than 8 years. Currently, I am devoted to providing invaluable support to CPA firms worldwide, corporates and small businesses. As the owner of an accounting and audit firm, our team of accounting, audit and finance specialists across various fields empowers us to support businesses of any type. Additionally, we are available 24/7 to cater to your needs. Following services are provided by us - Bookkeeping • Proficient in Xero, QuickBooks, Tally, Oracle and SAP • Expertise in complex accounting including leases, provisions etc • Preparation of financial statement as under various GAAP (US, UK, S. Africa , IFRS, Australia and New Zealand) • Preparation of cash flow for business, project management , Budgeting • Availability for 24*7 • Turn around time is less than 24 hrs • Proficient in clean up messy books • Setting up of charts of account Auditing • Qualified Chartered Accountant (equivalent to US CPA) • Expertise in the CaseWare Working Papers and CaseWare Financials. • Follows the regulations issued by the International Financial Reporting Standards (IFRS) and International Standards on Auditing (ISA). • Extensive knowledge and exposure in various sectors and GAAP including US GAAP, IFRS, UK GAAP, German GAAP, New Zealand GAAP and Australian GAAP • Provide end to end audit services from audit plan to reporting including preparation of audit workpaper. Virtual CFO • Deliver timely and current financial reports for informed decision-making. • Valuation of shares including employee options, RSU and ESPP • Preparation of business cash flow and budget • Break even analysis. • Costing of project/service Kindly message me with your requirement and I will revert to you within 12 Hours. Best Regards Payal Jain