Experienced professional with extensive expertise of Big4 (Deloitte and PwC) in accounting, assurance, and governance, risk, and compliance. Worked across diverse regions, including Saudi Arabia, UAE, China, and Pakistan, with a strong focus on telecom and technology sectors. Successfully collaborated with leading organizations such as STC, e&, Mobily, and China Mobile, providing tailored solutions that drive operational excellence and compliance. 1. Extensive experience of IFRS/US GAAP implementation, finance digital/ AI transformation, climate finance and bookkeeping services. 2. Demonstrated success in internal audits across finance, commercial operations, and network operations, focusing on compliance, operational efficiency, and policy and process standardisation. 3. Adept at conducting Internal Control Reviews (ICR), quality audits, annual risk assessments, and financial reporting audits to ensure accuracy and reliability. 4. Skilled in designing and improving policies and processes as part of management consulting engagements, delivering enhanced controls and risk mitigation strategies.

I help startups, SaaS, eCommerce teams, service-oriented businesses, and small to mid-sized US companies improve cash visibility, profitability, and investor readiness through Fractional CFO leadership. CPA with 15+ years of experience in FP&A, financial modeling, valuation, and board-level reporting. Supported fundraising and strategic planning for 20+ startups, with over $150M raised. If you want a clear, practical plan for budgets, runway, and KPIs, message me with your business model and current financial challenges. I take a practical, structured approach to help clients make steady progress and informed financial decisions. 💼 What I Deliver ✅ Fractional CFO Leadership Financial clarity, KPI dashboards, cash flow forecasting, and board-level reporting ✅ Budgeting & Forecasting Annual and departmental budgets, rolling forecasts, and scenario models aligned with growth and cash priorities ✅ Cash Flow Management 13-week cash flow forecasts, burn-rate tracking, and liquidity scenario planning ✅ Profitability Insights Client, channel, and service line profitability insights to improve margins and decision-making ✅ Financial Modeling & Valuation Dynamic three-statement models, DCF valuations, and fundraising support for investors and lenders ✅ Investor-Ready Reporting Metrics, dashboards, and financial narratives aligned with investor and board expectations ✅ Reporting Automation Automated financial reporting using QuickBooks Online, Xero, Google Sheets, or Fathom for real-time visibility. 📈 How We Can Work Together 🚀 Monthly Fractional CFO Retainer: strategic oversight, cash visibility, and monthly reporting rhythm 🚀 Project-Based Engagements: financial model build, valuation, fundraising deck, or profitability review 🚀 Ongoing Advisory: on-call CFO guidance and investor readiness If you’re not sure where to start, I offer a free 30-min CFO strategy session to clarify your priorities and next steps. 🧭 Core Focus Areas 🔹Fractional CFO and strategic financial advisory 🔹FP&A, budgeting, forecasting, and cash flow management 🔹Financial modeling, valuation, and investor reporting 🔹SaaS, eCommerce, and service business profitability analysis 🔹Startup financial planning and growth strategy 🔹Investor-ready financial models and pitch decks 🔹Crypto tokenomics and emerging finance models 🤝Let’s Work Together If you’re looking for a trusted finance partner who bridges strategy and execution, let’s connect. I’ll help turn financial data into clear, actionable decisions that support sustainable growth. 🎯Thank you for taking the time to review my profile. 💰Client Feedback & Results 💸 Here’s how my clients describe the results and value I bring: 📍“Outstanding as always. We were given feedback from one of the largest VCs in the world on what a high-quality valuation Anthony prepared."⭐️⭐️⭐️⭐️⭐️ 📍"Extremely efficient, very knowledgeable, knows how to create and present a financial information. Very easy to follow for non finance educated people and can easily be updated. Get Anthony involved in your project before he is booked by someone else."⭐️⭐️⭐️⭐️⭐️ 📍"Anthony was fantastic to work with and I would have no hesitation in recommending his services to anyone. His knowledge and quality of his work was great and was always available and easy to deal with. He went above and beyond what was required for the job and his contribution to the project was just what we required."⭐️⭐️⭐️⭐️⭐️

Need a sharp, CFA-level financial modeler to help you raise capital, forecast growth, and make smarter financial and investment decisions? You’re in the right place. I’m a performance-driven Finance professional with 10+ years of experience in financial modeling, forecasting, FP&A, budgeting, valuation, and corporate finance — helping founders, investors, and executive teams turn data into decisions that drive real results. With a background spanning Oil & Gas, SaaS, Manufacturing, Construction, Real Estate, and Asset Management ($1B+ AUM), I combine deep accounting and analytical expertise (IFRS, financial statements, ERP systems) with strategic financial leadership to deliver actionable insights, precise models, and decision-ready reports. ⚙️ What I Do I build clear, dynamic, and investor-ready financial models and reporting systems that help you take control of your numbers and plan with confidence: ✅ 3-Statement Financial Modeling — Integrated P&L, Balance Sheet & Cash Flow with charts, ratios, and scenario testing ✅ Valuation & Investment Models — DCF, IRR, NPV, payback, comps, and capital budgeting analysis ✅ FP&A & Budgeting Systems — Forecasting, cost optimization, and variance tracking dashboards ✅ Cash Flow Forecasting — Weekly, monthly, and 13-week rolling models for liquidity and runway planning ✅ KPI & Performance Dashboards — LTV/CAC, ROI, burn rate, margin tracking in Excel or Google Sheets ✅ Cap Table & Equity Modeling — Ownership dilution, fundraising scenarios, LP/GP waterfalls ✅ Scenario & Sensitivity Analysis — Base, bear, and bull cases to guide confident decision-making ✅ Management & IFRS Reporting — Investor, board, and audit-ready financial packages 🧠 Why Clients Hire Me ✔️ Strategic + Technical: I bridge accounting precision with investor-grade financial storytelling ✔️ Flexible & Scalable: Tailored solutions for startups, SMEs, and established enterprises ✔️ Industry Versatility: From SaaS and AI startups to multi-branch manufacturing and real estate firms ✔️ Proven Impact: Built dashboards that cut overhead by 20%, shortened month-end closes from 7 days to 5 hours, and helped clients avoid cash crunches months in advance 🌎 Industries I Serve SaaS, Tech & eCommerce Manufacturing & Construction Real Estate & Investment Firms Healthcare & Private Practices Traditional & Alternative Investments 📊 Results You Can Expect Accurate forecasts that attract investors and lenders Data-driven insights that optimize growth and profitability Clean, automated models that simplify complex decisions Financial clarity that lets you run your business like a CFO 📩 Let’s Talk If you’re looking for a trusted financial partner to help you understand your numbers, build investor-ready financial models, or take control of your financial strategy — send me a quick message. I’ll tell you exactly how I can help or point you in the right direction.

💼 I help early-stage startups fix their numbers, streamline operations, and build systems that actually scale. I’ve worked with startups across fintech, insurtech, and adjacent sectors to solve the problems that quietly kill growth, broken unit economics, unclear pricing, messy operations, and disconnected data. One example: I helped a Series A startup uncover a pricing and cost structure issue that was driving an unsustainable loss ratio. After rebuilding their financial model and pricing strategy, they improved margins and entered their next fundraise with a much stronger story. That kind of work sits at the core of what I do. 🚀 What I Actually Help You Solve Most founders don’t fail because of the product, they fail because the business behind the product isn’t built properly. I help you fix that by working across: 💰 Financial Modeling & Unit Economics • Build clear, investor-ready financial models • Diagnose margin leaks and cost inefficiencies • Design dynamic pricing strategies that balance growth and profitability • Support fundraising with clean, defensible numbers ⚙️ Startup Operations & Systems • Design scalable startup operations from early stage to growth • Build and structure finance, ops, and analytics functions • Identify what to automate vs what to keep lean • Create workflows that reduce chaos as you scale 📊 Data, Analytics & Business Intelligence • Turn raw data into actionable insights • Build dashboards and reporting systems for decision-making • Improve visibility across revenue, costs, and performance • Implement business intelligence systems that leadership can rely on 🤖 AI & Workflow Automation • Automate reporting, operations, and repetitive workflows • Implement AI/workflow automation using tools like Make, Zapier, and AI agents • Reduce manual work and improve operational efficiency • Help small teams operate like much larger ones 📈 Revenue Optimization & GTM Strategy • Improve unit economics modeling and revenue structure • Design B2B2C and partnership-driven GTM strategies • Align pricing, acquisition, and retention with profitability • Optimize funnels and revenue operations 🧠 My Advantage: Strategy + Execution A lot of advisors stay high-level. A lot of operators stay tactical. I work in both layers. I’ve sat in roles across: • Fractional CFO • Head of Strategy • Operations and Analytics Lead Which means I don’t just tell you what to do, I help build and implement it. 🏗️ What You Get Working With Me ✔ Clear financials you can actually trust ✔ Pricing and revenue models that hold up under scrutiny ✔ Scalable operations without unnecessary complexity ✔ Automated workflows that save time and cost ✔ Better visibility into what’s really driving your business 🎯 Who I Work Best With I work with: ✔ Early-stage startups (pre-seed to Series B) ✔ Founders preparing for fundraising ✔ Teams with strong products but weak financial or operational structure ✔ Startups scaling fast and starting to feel operational strain While I have deep experience in fintech and insurtech, the systems I build apply to any startup that needs better financial clarity, operations, and scalable infrastructure. 🚀 Bottom Line If your numbers are unclear, your operations feel messy, or your growth isn’t translating into profit, those aren’t separate problems. They’re system problems. And that’s exactly what I fix. 💬 If you need a fractional executive who can step in, diagnose issues quickly, and help you build a business that actually scales, send me a message and let’s talk.

I’m a CFO-level finance operator and investor who works on capital, acquisitions, and high-stakes financial decisions - the kind that don’t allow for guesswork or “we’ll figure it out later.” Over my career, I’ve been involved in $4B+ of capital raised, deployed, or underwritten, spanning operator-led holding companies, investment platforms, and large corporate environments. I’ve worked on transactions ranging from $20M tuck-ins to billion-dollar acquisitions, and I spend most of my time helping principals, boards, and investors make sure the math actually holds up under real pressure. I don’t come in to decorate pitch decks or talk strategy in the abstract. I come in when someone needs to understand risk, downside, cash flow, and capital structure, and make a clean decision. What I Do Best • Capital & Financing Decisions Debt capacity analysis, capital stack design, downside protection, covenant sensitivity, and lender-ready financials. Senior debt, ABL, equipment financing, mezzanine, seller notes, earn-outs, structured to survive bad quarters, not just good ones. • Acquisition & Buy-Side Finance Conservative underwriting, “bankable EBITDA” rebuilds, DSCR and cash-flow stress testing, and support through diligence and execution. Focused on durability and control, not just headline returns. • Fund & Investment Platform Finance Building fund financial infrastructure from scratch: capital calls, deployment pacing, reserves, fees and expenses, distributions, waterfalls, and multi-year fund models (IRR, MOIC, DPI). Work designed to stand up to LPs, auditors, and IC scrutiny. • Institutional-Grade Reporting & Governance Board, lender, and investor reporting that cuts through noise and drives decisions. Clear cash visibility, clean assumptions, and no hidden landmines. Why Work With Me 1. I’ve operated at real scale I’ve worked across $4B+ in capital and transactions, including Fortune 500 M&A and operator-led platforms. I’ve seen firsthand what breaks when structures are fragile, and how to avoid it. 2. I think like both an operator and a capital provider I work directly with CEOs, GPs, boards, lenders, and LPs. I understand how each side evaluates risk, where deals quietly fail, and what actually matters when money is on the line. 3. Harvard Business School Grad A strong foundation, paired with real execution under pressure. 4. Forbes Business Councils Expert I’m honored to have been selected by Forbes as a Business Councils Expert, recognized as one of the leading voices in private markets, capital strategy, and institutional finance. If you search my name online, you’ll find more context on the work I do and the problems I’m trusted with - which should help you quickly assess whether I’m the right fit. 5. I’ve built things that didn’t work I’ve been on the wrong side of assumptions before. That experience shows up today in how conservative, practical, and disciplined my work is. How I Work I’m built in a way that if I put my name on something, I make sure the quality is high and the thinking is sound. I tend to be the grown-up in the room. I’m direct, and execution-focused. I’ll tell you clearly whether something will work or won’t work based on experience, not optimism. That honesty is usually why people bring me in. Not a Fit If you’re looking for bookkeeping, controller work, QuickBooks cleanup, pitch decks, branding, or early-stage “figuring it out,” I’m not the right person. If you’re running a serious business or investment platform and need senior finance support around capital, acquisitions, or fund economics, I’m happy to talk. The right decision at the right moment matters more than almost anything else.

Need to clean up the books? Need a forecast or budget? Looking for a financial dashboard so you can see the things that matter? Profit & Equity is a full service financial support firm offering fractional CFO, advisory, and bookkeeping services. With a tailor-made bundle customized to your needs, you'll get peace-of-mind and answers! No more waiting for reports you don't understand anyway, no more hoping this time, they'll get back to you, no more wondering if you email went through - with a responsive, relational team of experts managing your business finances, you'll have the security of knowing how your business is faring, what's coming, how to prepare and what you need to do. Get the answers you never knew you needed! Drop us a message so we get started!

15+ years experience MBA, former investment banker & CPA services -Raised every investment round from Seed to IPO through experience in tech and investment banking - closed 18 deals and led 5 -Passed external audit 7x and led 3x -Stood up finance/accounting function from scratch 3x -Deep experience with tech companies and real estate, and have consulted in other industries -- I have also touched various end markets through work in the tech industry. -Very familiar with startups looking to scale or SMBs looking to optimize finance and operations -Detailed experience, profile, skills available by request - resume or LinkedIn.

Salutations. I'm a former entrepreneur who found a passion for corporate finance after starting and selling a few businesses over the years. I've founded & lead 4 companies with 2 exits and worked with 100+ leadership teams ranging from startups to PE-backed SMBs to F500. Now, I operate as a CFO, investor, and advisor to entrepreneurs. I'm not the Harvard-Wharton-McKinsey-Goldman corporate guy who manages from a spreadsheet. I'm a guy with a resume built on hard success from starting and selling my own businesses, leading teams, raising capital, and advising dozens of business owners on doing the same. Some specific things I can help you with: - Financial planning & budgeting - Raising debt/equity capital - Cashflow management (incl. in a cash crisis) - Financial controls - Debt restructuring - Accounting management - Bookkeeping management - Analyzing and presenting key financial information to management & the board - Business strategy - Managing strategic objectives to completion - Operational Excellence in finance operations - Navigating the M&A process - LOI to Due Diligence to closing - Post-close integration Here's what some of my clients say about me: "Andrew has a knack for pushing the envelope and having it actually work. I watched over and over again as he brought fresh ideas and initiatives into fruition that directly translated into ROI... Andrew is a blast to work with. He's witty, hyper intelligent, and above all else, he genuinely cares about the people that are in front of and alongside him. 10/10." - President, SpeakerFlow "Working with Andrew has been a fantastic experience. I'm grateful to have him as part of the team! He brings great ideas to the table, keeps things organized, and sees his initiatives through. I would highly recommend Andrew and his partners for any project that you may have - you won't regret it!" - Senior Sales & Marketing Manager, CoolBot "Andrew is genuine. He offers information transparently, and in an accessible way - even if you don't have prior [technical] knowledge. Highly recommend Andrew and his team." - Founder & President, BELA / TCF "Andrew has developed and implemented several key projects and initiatives with our team in recent years and has simply exceeded expectations at every juncture... always with stellar results. Identify a project, talk to Andrew, and Go!" - EVP Sales & Marketing, Arctic Industries

I help founders and finance teams replace repetitive, error-prone work with AI-driven systems that are reliable, auditable, and built to scale. As your Fractional CFO and AI automation partner, I turn cleaner books into faster, sharper decisions. Through Fractional CFO services, full-charge bookkeeping, finance operations review, and AI agent development, I deliver one integrated outcome: a finance function that runs leaner, closes faster, and forecasts with confidence. 𝗖𝗼𝗿𝗲 𝗼𝗳𝗳𝗲𝗿𝗶𝗻𝗴: 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 × 𝗔𝗜 (𝘄𝗵𝗮𝘁 𝗜 𝗯𝘂𝗶𝗹𝗱) 𝗔𝗜 𝗔𝗴𝗲𝗻𝘁𝘀 & 𝗪𝗼𝗿𝗸𝗳𝗹𝗼𝘄 𝗔𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗼𝗻: End-to-end AI agents for invoice processing automation, OCR data extraction, classification, normalization, and direct posting into QuickBooks Online or Xero. Built on n8n, Make, Zapier, and custom Python pipelines. 𝗔𝘂𝘁𝗼𝗺𝗮𝘁𝗲𝗱 𝗕𝗮𝗻𝗸 𝗥𝗲𝗰𝗼𝗻𝗰𝗶𝗹𝗶𝗮𝘁𝗶𝗼𝗻 & 𝗘𝘅𝗰𝗲𝗽𝘁𝗶𝗼𝗻 𝗛𝗮𝗻𝗱𝗹𝗶𝗻𝗴: Reconciliation bots that auto-clear routine matches, surface true exceptions, and route complex cases into a structured human review queue, accelerating month-end close from weeks to days. 𝗖𝗮𝘀𝗵 𝗙𝗹𝗼𝘄 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁𝗶𝗻𝗴 & 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗠𝗼𝗱𝗲𝗹𝗶𝗻𝗴: Rolling 13-week and 12-month cash flow forecasts blending deterministic financial models, ML-driven signals, and scenario simulation for confident FP&A and board reporting. 𝗔𝗥 / 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗔𝘂𝘁𝗼𝗺𝗮𝘁𝗶𝗼𝗻: Smart follow-ups, payment nudges, dunning sequences, refund and pause handlers that reduce DSO and accelerate cash recovery. 𝗔𝘂𝘁𝗼𝗺𝗮𝘁𝗲𝗱 𝗥𝗲𝗽𝗼𝗿𝘁𝗶𝗻𝗴 & 𝗞𝗣𝗜 𝗗𝗮𝘀𝗵𝗯𝗼𝗮𝗿𝗱𝘀: Scheduled investor and stakeholder packs, real-time KPI dashboards, and AI-driven anomaly detection that flags issues before they hit the P&L. 𝗚𝗼𝘃𝗲𝗿𝗻𝗮𝗻𝗰𝗲, 𝗔𝘂𝗱𝗶𝘁 𝗧𝗿𝗮𝗶𝗹 & 𝗘𝘅𝗽𝗹𝗮𝗶𝗻𝗮𝗯𝗶𝗹𝗶𝘁𝘆: Full audit logs, rule libraries, and explainable LLM prompts, so every automated decision is transparent, GAAP-aligned, and audit-ready. 𝗧𝗲𝗰𝗵 𝗦𝘁𝗮𝗰𝗸 & 𝗜𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗶𝗼𝗻𝘀 - Accounting & Ops: QuickBooks Online, Xero, NetSuite, Stripe, Shopify, Bill dot com, Ramp, Float, METRC, Google Workspace, custom APIs. - Automation & Orchestration: n8n, Make, Zapier, custom Python pipelines. - AI & LLM Stack: OpenAI API, Anthropic Claude, LangChain, RAG pipelines, prompt engineering, lightweight ML for forecasting and anomaly detection. 𝗧𝗮𝗻𝗴𝗶𝗯𝗹𝗲 𝗢𝘂𝘁𝗰𝗼𝗺𝗲𝘀 𝗜 𝗗𝗲𝗹𝗶𝘃𝗲𝗿 - 80 to 95 percent reduction in manual invoice processing and bank reconciliation time. - Month-end close compressed from weeks to days, with reliable real-time cash visibility. - Lower operational cost through scalable automation, clear SOPs, and reduced headcount dependency. - Fewer accounting errors, with a structured exception workflow that protects the finance team. - Faster collections and lower DSO through systematic AR follow-up automation. 𝗪𝗵𝗼 𝗜 𝗪𝗼𝗿𝗸 𝗪𝗶𝘁𝗵 Founders, finance teams, and operators across the US and Canada in SaaS (ARR, MRR, ASC 606 revenue recognition), e-commerce (Shopify multi-channel reconciliation), manufacturing (inventory costing, COGS), wellness, and regulated verticals such as cannabis (METRC, 280E). Teams that want a strategic CFO partner with hands-on AI delivery, not just slide-deck recommendations. 𝗛𝗼𝘄 𝗪𝗲 𝗘𝗻𝗴𝗮𝗴𝗲 Discovery & Data Audit: map systems, throughput, exception patterns, and the true cost of the current finance process. Design & ROI Prioritization: pick the automations that unlock immediate, measurable value. Build & Validate: implement AI agents, prompts, connectors, tests, and monitoring. Handover & Guardrails: SOPs, training, observability, and controlled failover. Iterate & Scale: expand automation scope and forecasting depth as the business grows. 𝗪𝗵𝘆 𝗛𝗶𝗿𝗲 𝗠𝗲 A rare combination of Fractional CFO experience and practical AI automation delivery. I translate finance pain points into robust agent workflows that genuinely reduce workload, cost, and risk. You get direct access to me for strategy, backed by a specialist team for implementation and ongoing support. The result is a finance operation that stops being a bottleneck and starts supporting growth, fundraising, and audit-readiness. 𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗮𝘂𝘁𝗼𝗺𝗮𝘁𝗲 𝗮 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗮𝗻𝗱 𝗴𝗮𝗶𝗻 𝗺𝗼𝗿𝗲 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀? Send a one-line summary of your biggest pain point.

I bring Fortune 150 financial discipline to startups and non-profits. Specializing in investment-grade modeling, cash flow management, and fractional CFO services. 10+ year professional career includes Finance Manager work at fortune 150, dozens of early-stage start-ups and non-profits. BS (Indiana University) and MS (University of Notre Dame) in Finance.