Former Controller of a $500 million credit union with deep expertise in financial management, and strategic planning. I help growing businesses optimize their financial operations without the cost of a full-time executive. - Fractional CFO/Controller Services - Financial Analysis - Financial Strategy - Data Visualization Ready to get your business financially healthy and grow into the future? Let's discuss how I can help you reach your business goals.

Founders rarely wake up because the bookkeeping is wrong. They wake up because a hard decision is in front of them, and they aren't confident their numbers are good enough to make it. I work with founder-led companies as an embedded Fractional CFO, helping them make better financial decisions before they become urgent. Every important business decision eventually becomes a financial decision. Hiring. Pricing. Expansion. Raising capital. Acquiring a competitor. My job is to make sure your finance function is ready before those decisions arrive. That means I'm inside the decision loop - on the pricing call, in the capital conversation, and helping founders work through the questions that can't wait until month-end. My clients don't hire me to produce reports. They hire me to help make the decisions those reports are supposed to support. Together we'll build: + Cash flow systems you can actually trust + Pricing that protects margins as you scale + Financial scenarios for your biggest decisions + Investor and lender-ready reporting + Capital strategies that preserve flexibility + Transaction-ready financial infrastructure Recent impact: *Prevented projected liquidity shortfalls through disciplined forecasting and cash timing strategy *Redesigned pricing strategy, increasing self-operated pricing 27% across a 500+ kiosk automated retail platform — and separately correcting legacy subsidized pricing by 45% *Reduced wireless infrastructure costs 35% through operational audit and vendor restructuring *Developed strategic tax planning and acquisition evaluation frameworks that informed executive decision-making at a growth-stage digital marketing agency *Supported buy-side and sell-side diligence across multiple transactions; now applying that lens independently with companies navigating asset sales and acquisition prep Ideal engagements: - Founder-led and investor-backed companies at pre-seed through Series A - Businesses preparing for a capital raise, acquisition, or strategic transaction - Companies preparing to scale before hiring a full-time CFO The best finance function isn't measured by its reports. It's measured by the quality of the decisions it supports. If that's where you are, let's talk.

Confident in your numbers. Clear on your next move. Hi, I’m Hélène, founder of HB2B Consulting. I’m a Fractional CFO — I help small business owners simplify their finances so they can focus on growth. I’ve worked as a Finance Manager for over 10 years, and I hold a Master’s in Management Accounting. What I’ve seen is that many entrepreneurs struggle to understand their priorities, and too often businesses fail because they don’t fully understand their numbers. My role is to make finance clear and actionable, so business owners can scale up with confidence. Running a business involves managing cash flow, taxes, super, staffing, income distribution, pricing, and reporting — all while trying to grow profitably. A skilled CFO can help you orchestrate these elements, develop accurate forecasts and budgets, and implement strategies that increase profitability. Fractional CFO Services I Offer: Financial Strategy & Planning – Aligning your business goals with practical, data-driven finance strategies. Cash Flow Management & Forecasting – Monitoring and projecting cash flow to ensure stability and support growth. Profitability & Performance Insights – Analysing key metrics to improve margins and drive sustainable results. Scenario Modelling & Decision Support – Testing business ideas like hiring, new products, or market expansion. Systems Setup & Process Improvement (Xero & others) – Streamlining finance systems for efficiency, clarity, and accurate reporting. Foreign Currency Management – Minimising risk and maximising advantage from FX fluctuations. How It Works: 1️⃣ We identify what’s unclear — whether it’s your P&L, cash flow, pricing, or growth strategy. 2️⃣ I rebuild and simplify your numbers so you can clearly see where your business stands. 3️⃣ You gain clarity, confidence, and a practical framework to scale sustainably. Why Clients Work With Me: • I translate complex financials into plain, actionable language. • I blend strategic insight with hands-on financial modeling. The result? More money. Less stress. Less chaos. More confidence. Decisions get easier. Cash flow strengthens. The path forward becomes clear. Let’s connect and take control of your finances, CFO strategy, budgeting, and forecasting to grow your business with confidence.

Are you looking for a strategic finance leader — not just an accountant? I am a CPA-qualified finance executive with 20+ years of experience leading finance functions across hospitality, real estate, logistics, FMCG, and investment entities in the GCC and international markets. I partner with founders, CEOs, and investors to bring financial clarity, control, and scalable systems to growing businesses. 🔷 What I Deliver 🔹 Fractional CFO Services Strategic financial leadership Board-level reporting & investor presentations Budgeting, forecasting & rolling cash flow models KPI dashboards & performance analytics Capital structuring & funding strategy Financial risk assessment & governance frameworks Margin optimization & cost restructuring 🔹 Controller Services Full accounting oversight (US GAAP / IFRS) Month-end close acceleration Revenue recognition (ASC 606 / IFRS 15) Financial statement preparation Internal controls & audit readiness Multi-entity consolidation Process automation & SOP development 🔹 Microsoft Dynamics 365 Expertise Dynamics 365 Finance & Business Central implementation Chart of accounts restructuring Data migration & integration Financial reporting customization ERP process optimization Power BI financial dashboards 🔹 Tax & Compliance Corporate tax structuring VAT advisory & compliance (UAE / GCC) Tax-efficient entity structuring International tax exposure support 🔷 Industries Served Hospitality & Real Estate Construction & Investment E-commerce & Retail Logistics & Supply Chain Professional Services Multi-entity investment groups 🔷 Why Clients Hire Me ✔ Executive-level financial thinking ✔ Hands-on operational execution ✔ Strong governance & compliance mindset ✔ ERP implementation experience ✔ Clear communication with non-finance stakeholders ✔ Proven experience managing multi-million-dollar budgets I don’t just prepare reports — I help you make better financial decisions. 🔷 Ideal Clients Companies generating $2M–$50M+ revenue Startups preparing for funding Businesses implementing ERP systems Companies needing CFO oversight without full-time cost Organizations seeking audit-ready financial structure

𝗧𝗼𝗽 𝟭%; 𝗧𝗼𝗽 𝗥𝗮𝘁𝗲𝗱 𝗣𝗹𝘂𝘀 ✅ | Ex-JPMorgan | CFA | $1BN+ raised by my models | 99% JSS | $600k total earnings I work with funded startups, growth-stage companies, and established businesses on the financial infrastructure that drives decisions: investor-ready models, board reporting, scenario analysis, valuation, and ongoing FP&A. My clients have raised over $1BN in debt and equity using models I built, from seed rounds through Series B, including a unicorn and multiple $100M+ ARR businesses. I keep a small client base by design. The best results I've delivered have come from relationships where I have real context on the business, not one-off projects. I'm the person you call before a board meeting, during a fundraise, when an acquisition lands on your desk, or when you just need someone who understands your numbers as well as you do. Financial Modeling: A model is only as good as the understanding behind it. I build FP&A models with a deep focus on usability, auditability, and, increasingly, AI integration. The goal is a financial source of truth that different teams across the business can actually work from. Transaction Advisory: Extensive private equity and M&A experience across hundreds of millions of dollars of transactions. LBO models, waterfall structures, complex valuations, diligence-ready outputs. When the model is the deal, the details matter, and that's where the investment banking training shows up. Send over a deck, a business plan, or just describe what you're working on. I'll scope it same day.

I help business owners eliminate messy books and build audit-ready financial systems that scale. 💹 As a U.S. Licensed CPA and Certified Information Systems Auditor (CISA®) 🛡️, I bridge the gap between complex accounting and technology. From high-volume eCommerce to complex Creator Platforms, I leverage Advanced QuickBooks Online (Level 1 & 2 Certified) and ERP (Odoo) expertise ⚙️ to deliver accurate, compliant, and fully automated systems that transform your finance operations into a scalable competitive advantage. ✅ 📌 What I Deliver -> Monthly bookkeeping that’s clean, accurate, and ready for tax season. -> Complete tax preparation & filings (Federal + State) for LLCs, S-Corps, and individuals. Catch-up and clean-up projects, no matter how far behind. Odoo ERP, Zoho Books, and QuickBooks Online (QBO) integration via API. Automation of multi-platform sales reconciliation (Shopify, PayPal, Stripe, Amazon, etc.). =>Strategic tax planning and compliance advisory for small business owners. 💡 Why You Should Hire Me ✅ Direct access to a US-based CPA with 10+ years of experience in tax law, bookkeeping, and accounting technology ⏱ Save hours every month. I cut reconciliation time from 12+ hours to under 1 hour through smart automation 💰 Maximize your savings with proactive tax strategies that reduce liabilities and improve cash flow 📄 No surprises, transparent, fixed pricing so you always know your costs upfront 📌 On-time, every time, accurate work with zero outsourcing, handled personally by me 🌎 Industry Specialties Real Estate | Healthcare | eCommerce | Distribution | Manufacturing | Professional Services | Hospitality | Nonprofit | Technology Startups #CPA #USBasedCPA #CFO #Bookkeeping #TaxPreparation #CorporateTax #PersonalBudgeting #QuickBooksOnline #ZohoBooks #OdooERP #OdooDevelopment #ERPSoftware #SAPImplementation #SystemDeployment #USTaxation #FinancialPlanning #Xero #EcommerceAccounting #SmallBusinessCPA #TaxAdvisor #PayrollServices #ERPIntegration #BusinessTax

👑 Top Rated Upwork freelancer 👑 M&A expert with mega fund experience 👑 Over 13 years experiences across M&A, FP&A, Private Equity, Venture Capital and Entrepreneurship, as a result providing a unique perspective on company lifecycles from early-stage, growth and mature companies. Dynamic and seasoned professional with experience in and helping clients with: M&A I have track record of helping clients at every stage of the M&A lifecycle, including target identification, valuation/financial modeling, due diligence and deal structuring. CFO Services I have acted as interim CFO for several startups, providing funding raising support, determining valuation and cash burn, building financial budgets and projections. and analyzing and summarizing large datasets. Capital Raising Helping startups, Investment Banks, Venture Capital and Private Equity firms raise capital by leveraging a proprietary investor database and AI/automation. Private Equity Helped build out the M&A function at a Carlyle (Mega PE) PortCo, while closing 4 acquisitions, divesting 2 business units, and exiting the PortCo at a $4 billion purchase price. Currently helping PE clients with fund formation, fund financial modeling & reporting, diligence & deal execution, and investor cap table & waterfall distributions. Venture Capital I spend over 5 years leading deal execution related to corporate venture investing and portfolio management at HERE Technologies. Currently a Venture Partner at NextGen who invests in early staged B2B SaaS startups. I was a Venture Partner at Esya, a startup-studio and venture builder that focuses on Blockchain, Web3, Future of Work and Prop-tech projects. I helped screen, evaluate and source early-stage investments, and provide strategic support to portfolio companies. I have experience supporting portfolio companies strategic advisory, financial analysis and CFO services. Key Skills: - Financial Modeling in Excel: Scenario Analysis, DCF, LBO, Sum of All Parts - Comparable Companies Analysis (Trading / Peer Comps) - Precedent Transaction Analysis (Transaction Comps) - Precedent Funding Analysis - Financial Projections and proforma statement with Industry Specific KPIs / Levers - Cap Table Modeling - Early Stage Startup Modeling - M&A Strategy Development - M&A Pipeline Development - Business Plan Development - Competitor / Target Screening & Profiling - Pitch, Investor and Private Equity Fund Decks - Board Level Presentations - Updating / Automating / Maintaining Existing Business and Financial Models - Investment Memos - Business model optimization - Monetization strategy - Market Sizing Analysis - Industry Research Reports Industry Knowledge: Locations services, mapping, manufacturing of industrial goods, warehouse automation and technology, software as a service (SaaS) for professionals, e-commerce, retail and consulting / professional services.

As a seasoned Real Estate and Property Management accounting professional, I specialize in delivering strategic financial leadership, tax preparation, tax guidance, and high-level accounting solutions for real estate investors, property management firms, and developers. My mission is to help you maximize profitability, reduce tax liability, streamline operations, and maintain financial clarity without the cost of a full-time executive hire. 💼 Expertise Includes: • Real Estate & Property Management Accounting (GAAP-compliant) • Tax Strategy & Planning for Investors, PM Firms & Developers • Business & Individual Tax Preparation (LLCs, Partnerships, S-Corps, Schedule E, etc.) • Rental Property Tax Optimization: Depreciation, Cost Segregation Alignment & Safe Harbor Elections • Budgeting, Forecasting & Cash Flow Analysis • Owner & Investor Reporting Packages • Develop long-term financial strategies aligned with portfolio growth • Evaluate acquisitions, dispositions, and capital allocation • Oversee deal structuring (JV, syndications, equity waterfalls) • Conduct scenario modeling (hold/sell/refinance) • Support board/investor decisions with data-driven insights • Entity Structuring & Intercompany Transactions • CAM Reconciliations, Lease Abstraction, and Rent Rolls • Financial Statement Preparation & Internal Controls • QuickBooks Online, AppFolio, Buildium, Yardi Voyager, Yardi Breeze Whether you’re scaling your portfolio, optimizing tax outcomes, improving financial processes, or preparing for fundraising or acquisition, I bring CFO-level strategy, Controller-level precision, and CPA-level tax expertise to support your financial goals. ✅ Why Work With Me? • Proven experience with portfolios ranging from single-family to multifamily, commercial, and mixed-use assets • End-to-end accounting + tax support for real estate investors and operators • Flexible engagement options: part-time, project-based, or ongoing support • Clear communication, timely delivery, and a partnership mindset Let’s build a financial and tax foundation that supports your growth—without the full-time commitment. 📩 Send me a message to discuss how I can support your business.

💼 Senior Financial Modeler | Fractional CFO | Fracvtional COO |FP&A Consultant | M&A | Valuation | Financial Due Diligence (FDD) | Quality of Earnings (QOE) | Ex-PwC TAS | Chartered Accountant | CFA Level III Passed I help founders, CFOs, and investors build investor-ready financial models, valuation analyses, and FP&A systems that support 💵 fundraising, 💵 M&A decisions, and 💵 strategic growth. I’m a Chartered Accountant (CA) and CFA Level III Passed finance professional with Big 4 (PwC – Transaction Advisory Services) experience specializing in financial modeling, FP&A, valuation, M&A support, financial due diligence (FDD), and quality of earnings (QOE). Over 5+ years, I’ve worked as a senior FP&A analyst, financial modeler, and fractional CFO for startups, SMBs, and CFOs across North America, Europe, and Oceania, supporting capital raises, deal evaluation, investor reporting, and strategic finance initiatives. I help finance teams move from messy spreadsheets to structured financial models and FP&A systems that stand up to investor and board scrutiny. 💵 Selected Transaction & Financial Impact • Supported 💵 $200M+ in M&A transactions through financial analysis, diligence support, and valuation work • Built sales forecasting models for a $500M+ annual revenue company, improving revenue visibility and operational planning • Contributed to financial analysis and transaction support for an 💵 $2B airline sector deal • Developed financial models used in investment decisions, strategic planning, and board reporting 💵 Core Services Financial Modeling & Valuation • 3-statement financial models (P&L, Cash Flow, Balance Sheet) • SaaS, subscription, e-commerce, commission-based, and services models • Valuation models (DCF, comparable companies, scenario & sensitivity analysis) • Investor models, pitch-deck financials, and deal pricing models FP&A / Fractional CFO Support • Budgeting, forecasting, and rolling forecasts • Cash flow forecasting and runway analysis • KPI dashboards, variance analysis, and management reporting • Board decks, investor updates, and lender reporting Transaction & Strategic Finance • M&A analysis and transaction support • Financial Due Diligence (FDD) • Quality of Earnings (QOE) analysis • Strategic finance and business planning models Tools & Technology Excel (Advanced Financial Modeling) Power BI | SQL | Python | R | Google Sheets QuickBooks | Xero | NetSuite | LiveFlow | Syft Looker Studio | Tableau | Qlik How I Add Value I don’t operate as a junior analyst or bookkeeper. I work as a senior finance partner, building investor-ready financial models, scalable FP&A frameworks, and CFO-level insights that support growth, fundraising, and strategic decision-making. If you're looking for a financial modeling expert, FP&A consultant, or fractional CFO to support 💵 fundraising, 💵 financial planning, or 💵 strategic transactions, I’d be happy to help.

✅ 50+ quality of earning reports completed, ranging from $500k-$3 billion revenue. ✅ 10+ years of experience specializing in small business and transactions advisory work. ✅ Provided financial due diligence across various industries including: SaaS, manufacturing, professional services, landscaping, logistics, retail, food & beverage, and e-commerce. ✅ ex-KPMG FDD manager, 5 years of Big 4 due diligence experience. Any of these questions sound familiar: ❓You get lost in the numbers or just avoid them all together and long for a passionate numbers guy? ❓Struggling to make sense of the financial report your bookkeeper sends you? ❓Want to be more proactive in your business instead of reactive? ❓Unsure if you’re making costly mistakes? As your fractional CFO, I make sure if you have any questions I'm right there to answer them. See below reviews of what clients have said after working with me: ⭐ "Zach has been an invaluable and trusted partner for our business over the past two years, serving as our fractional CFO. His expertise in financial planning, budgeting, and expense control, combined with his CPA background, has been instrumental in helping us double our growth while becoming more efficient and well-managed.” ⭐ ”Zach’s strategic insight and trustworthy leadership have transformed our financial operations, allowing us to make confident, informed decisions. We couldn’t be happier with the results he’s delivered and highly recommend his services to any organization looking to elevate their financial strategy." ⭐ ”As an entrepreneur with a great product but struggling to understand how to become highly profitable, I deeply relate to the challenges many others face. Zach is not only easy to work with, but he’s also extremely knowledgeable.” ⭐ "Zach's impact has been truly transformative for our business. His expertise in financial forecasting has given us unprecedented clarity in our cost projections and budgeting, enabling smarter decision-making across all departments.” ⭐ "We highly recommend his services to any company seeking experienced financial leadership that can deliver tangible results.” I've transformed businesses by: 🔹Securing $25+ million of capital, aided by financial modeling 🔹Improved gross margin by 25% through actionable insights found during developing their financial model 🔹Mitigated previously unforeseen risks through a financial model that could have cost companies $100,000+ With over 10 years in high-stakes finance, including 5+ years in M&A services , I've translated that extensive experience to serve as a fractional CFO to small and medium-sized businesses. I prioritize working with high growth companies where my experience will make a difference. Message me with any questions you have about your project, happy to chat.