🌟 TOP 0.1% EARNER | $950,000+ | EXPERT-VETTED CFO 🌟 I specialize in driving profitability and scaling companies through strategic financial planning, M&A expertise, and startup funding. As a Fractional CFO with over 20 years of experience—including founding and exiting startups, and currently leading the corporate bankruptcy and restructuring of the World's Longest Bar—I bring a unique blend of strategic insight and operational excellence to every project. FRACTIONAL CFO SERVICES * Strategic Financial Planning: Developing growth strategies for profitability. * Accounting Operations Management: Streamlining financial processes for efficiency and accuracy. * Startup Funding: Crafting compelling investor pitches and negotiating favorable term sheets. M&A Support: Ensuring successful transactions through thorough valuation and due diligence. SECTOR EXPERTISE Internet Software/SaaS, Hospitality, IoT, AI, Gaming, Online Marketplaces, Healthcare, Real Estate, Supply Chain, Cannabis, Retail, Telecom, Media, and Blockchain. Recently, I've supported blockchain-based startups with whitepapers, business models, and token valuation. INVESTOR & ENTREPRENEURIAL BACKGROUND * Angel Investor: Managing Partner at Golden Seeds Angel Group, offering strategic insights from an investor’s perspective. * Entrepreneur: Successfully founded and exited multiple startups, understanding the unique challenges businesses face. PROFESSIONAL EXPERIENCE Senior roles in top-tier management consulting firms, advising Fortune 100 companies, combined with deep technical expertise from AT&T Bell Labs. EDUCATION * Kellogg MBA * MS in Computer Science * BS in Electronics Engineering Numerous 5-star reviews on my profile affirm my expertise and the results I deliver. As a Top Rated Plus and Expert Vetted professional, I’m among the top 1% of talent on Upwork, consistently exceeding client expectations. Ready to scale your business and achieve your revenue goals? Let’s connect and discuss how my expertise as a Fractional CFO can drive your company's success.

✅ I have been diving deep into the world of startups and VC fundraising for the last 6 years, helping lots of amazing projects make decisions, develop strategies, and prepare for their next investment round: ▶️ $250m+ (from Seed to Series C) raised with my assistance ▶️ 100+ projects spanning 45+ verticals ▶️ Geographical expertise: Europe, US, Canada, LATAM, Australia, Middle East, partially Asia & Africa ▶️ Waveup The Best Finance Ninja 2022: $192M in funding ▶️ Waveup Top Performer 2021: $53M in funding ✅ My expertise: ● Financial data analysis ● Pricing/cost analysis ● Customized Excel/Google Sheets dashboards ● Financial forecasting ● Pitch decks ● VC fundraising ● Company valuation ● Market research ● Competitor analysis ● Business strategy ● Due diligence & M&A scouting assistance ● Investor outreach assistance ● Copywriting ✅ My approach: ▶️ Happy to sign NDA & have an intro call ASAP ▶️ Ready to review materials for free & return with the feedback & potential next steps in 12-24h ▶️ Strive to be a reliable long-term partner bringing extra value to my clients ▶️ Always geared up to constantly learn and dive into new industries ✈️ My mission is to empower businesses worldwide by providing them with the knowledge and expert assistance they need to thrive

Bookkeeper | QuickBooks Specialist | Xero Wizard | CPA Accountant | Fractional CFO 𝐀𝐫𝐞 𝐲𝐨𝐮𝐫 𝐛𝐨𝐨𝐤𝐬 𝐦𝐞𝐬𝐬𝐲, 𝐫𝐞𝐜𝐨𝐧𝐜𝐢𝐥𝐢𝐚𝐭𝐢𝐨𝐧𝐬 𝐛𝐞𝐡𝐢𝐧𝐝, 𝐨𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥𝐬 𝐮𝐧𝐜𝐥𝐞𝐚𝐫? You deserve accurate numbers and stress-free bookkeeping handled by someone who truly understands QuickBooks Online, Xero, accounting compliance, and CFO-level strategy. I’m a Bookkeeper, QuickBooks Online Bookkeeper, Xero Bookkeeper, CPA Accountant, and Fractional CFO who helps business owners, investors, and entrepreneurs take control of their finances with clarity, precision, and confidence. 𝐖𝐡𝐚𝐭 𝐈 𝐎𝐟𝐟𝐞𝐫 1. Professional Bookkeeping & Reconciliation I keep your books accurate, organized, and audit-ready. From bank feeds, reconciliations, and journal entries to month-end closings and reporting, I ensure every transaction is recorded properly. Whether you need ongoing bookkeeping or a QuickBooks Cleanup or Catch-Up, I’ll make your books spotless. 2. QuickBooks Online Bookkeeper & Cleanup Expert As a QuickBooks Online Bookkeeper, I manage everything from setup, cleanup, and automation to ongoing QuickBooks maintenance and reconciliation. I specialize in QuickBooks Online (QBO) and QuickBooks Desktop, ensuring your accounts, reports, and integrations run smoothly. Your financial dashboard will always be accurate, clear, and ready for decision-making. 3. Xero Bookkeeper & Automation Specialist If your business runs on Xero, I’ll make sure it performs at its best. I design custom chart of accounts, bank rules, automation workflows, and real-time financial dashboards — helping you track cash flow, profit, and KPIs without any manual hassle. 4. CPA Accountant for Accuracy & Compliance With CPA-level accounting knowledge, I ensure your books follow GAAP standards, tax compliance, and accurate reporting. I can also prepare financial statements for your CPA or handle them directly, ensuring every number aligns perfectly. 5. Fractional CFO for Strategic Financial Growth As your Fractional CFO, I help transform financial data into strategic insight. From cash flow forecasting, budgeting, and KPI analysis to financial planning and investor reporting, I help you make informed decisions that drive growth and profitability — without the cost of a full-time CFO. 𝗪𝗵𝘆 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝗖𝗵𝗼𝗼𝘀𝗲 𝗠𝗲 1. Expert QuickBooks Online Bookkeeper and Xero Bookkeeper 2. Accurate, organized, and GAAP-compliant financial management 3. Hands-on CPA Accountant oversight for complete accuracy 4. Strategic Fractional CFO support for growth-focused decision-making 5. Transparent communication and consistent, on-time delivery 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐢𝐞𝐬 𝐈 𝐒𝐮𝐩𝐩𝐨𝐫𝐭 Real Estate Bookkeeping (property management, rentals, construction) eCommerce Bookkeeping (Shopify, Amazon, Etsy, Stripe, PayPal) Healthcare, Consulting, and Construction Businesses Startups and Small Businesses needing cleanup, automation, or CFO guidance Common Services QuickBooks Cleanup / Catch-Up Monthly Bookkeeping & Bank Reconciliation Xero Automation & Financial Dashboard Setup P&L and Balance Sheet Preparation Budgeting, Forecasting & KPI Analysis Cash Flow Management & Financial Reports CPA-level Review and Financial Statement Accuracy Let’s Simplify Your Finances Whether you need a QuickBooks Bookkeeper, a Xero Bookkeeper, or a Fractional CFO, I deliver the clarity and consistency your business deserves. Let’s get your books clean, reports accurate, and strategy aligned so you can focus on growth while I handle the numbers. 𝑴𝒆𝒔𝒔𝒂𝒈𝒆 𝒎𝒆 𝒕𝒐𝒅𝒂𝒚 𝒕𝒐 𝒅𝒊𝒔𝒄𝒖𝒔𝒔 𝒚𝒐𝒖𝒓 𝒃𝒐𝒐𝒌𝒌𝒆𝒆𝒑𝒊𝒏𝒈 𝒐𝒓 𝒂𝒄𝒄𝒐𝒖𝒏𝒕𝒊𝒏𝒈 𝒏𝒆𝒆𝒅𝒔 𝒂𝒏𝒅 𝒔𝒆𝒆 𝒉𝒐𝒘 𝑰 𝒄𝒂𝒏 𝒉𝒆𝒍𝒑 𝒚𝒐𝒖𝒓 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔 𝒂𝒄𝒉𝒊𝒆𝒗𝒆 𝒄𝒐𝒎𝒑𝒍𝒆𝒕𝒆 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒄𝒍𝒂𝒓𝒊𝒕𝒚.😊

Harvard Degree in Economics and Finance, MBA in Finance from Wharton Business School, 10+ years of Finance, Accounting, Private Equity & M&A experience, Prior Associate at KKR & Analyst at Merrill Lynch. I specialize in the following: - Accounting services - Outsourced CFO/Controller services - Private Equity - Mergers and Acquisitions Advisory - Investor pitch decks and fundraising - Financial modeling - LBO and acquisition modeling - DCF modeling - IRR and returns modeling - Operational and financial modeling - Investor relations materials - Debt modeling - Leveraged lending - Budget preparation - Financial statement analysis and preparation - Business taxes and tax preparation EXPERIENCE: I have substantial experience in various fields of financial consulting, including: 1. Accounting (i) Acting as a Senior Account. (ii) Maintenance of monthly financial reports. (iii) Bookkeeping and monthly closing of books. (iv) Updating general ledgers and making accounting entries. (v) Preparation of financial statements. (vi) Working Capital, Accounts Receivables and Accounts Payables. (vii) Interacting with Financial Institutions and Auditors. (viii) Creating and updating ERP systems. (ix) Financial forecasting and budgeting. 2. Investment Banking and Private Equity (i) Acting as an outsourced VP or Associate. (ii) Conducting valuation of target companies and potential investments. (iii) Participating in M&A due-diligence and writing due-diligence questions and requests. (iv) Putting together virtual data rooms. (v) Writing Investment Committe Memorandum and presenting investment ideas to Partners. (vi) Analysis of the LOIs of target companies by strategic investors, PE firms, and other interested buyers. (vii) Review of financial arrangements done by the acquirer for the financing of acquisition costs. (viii) Normalized P&L analysis to determine actual cash generation capacity of the target business. (ix) Calculation of exit proceeds available to each cap table shareholder in case of exit. 3. Proforma financial modeling for businesses in various industries that have helped: (i) Founders raise funds from seed investors, convertible notes, Series A investors, Series B investors, Series C investors and also from banks. (ii) Founders determine the quantum of funding to be raised. (iii) Founders in making pricing decisions. (iv) Investors in determining what the expected return from an investment would be. (v) Lenders in determining whether the start-up will generate sufficient cash flows to repay loan installments. 4. Analysis of the raw data of the transactions of various businesses to determine and calculate different KPIs and make key decisions based on those KPIs. 5. Analysis of capital projects in infrastructure sectors such as power, road, water and transport involving millions of dollars of investment expenditures: (i) Helpful in determining whether the project is financially viable or not. (ii) Helpful in determining how much costs need to be reduced/benefits to increase to make the project financially viable. 6. Helped many small & medium business enterprises in financial planning & budgeting aiding them in: (i) Keeping track of their performance by comparing their actual vs budgeted figures. (ii) Managing their cash flows. 7. Helped real estate investors in hotel, multi-family, condos, syndicated deals, and commercial projects in: (i) Determining the amount of funding required for the project. (ii) Financial viability of the project. (iii) Calculating tariff, rental or sale value for the project to be viable. Industry Experience: consumer products, technology, SaaS, e-commerce, hospitality, restaurant, hotel & coffee shops, gyms, beauty clinic & spas, education & training, healthcare, real estate, power, media & entertainment; transportation, tourism, logistic, car rental, cruise, manufacturing, staffing & placement, event planning, cannabis, media, etc.

Dynamic and results-driven finance professional with 18+ years of experience delivering strategic financial management, compliance, and operational excellence to MNCs, NPOs, LLCs, S-Corps, and PLCs across the US, UK, Canada, Singapore, Malaysia, Nigeria, and Middle East. Proven expertise in US GAAP, UK GAAP, IFRS, tax compliance, and financial transformation. ✴️ Top Rated Professional 🏅 100% Client Satisfaction Rate 🕙 100% Response Rate 🗽 Expert in US & UK Business Accounting, Tax & Regulatory Compliance My Services Financial Strategy & Cashflow Management – Optimizing liquidity, forecasting, and driving sustainable business growth. General Bookkeeping & Full-Cycle Accounting Services – Accurate, timely, and scalable financial operations. Financial Statements Preparation – Expert compliance with US GAAP, UK GAAP, and IFRS. Accounting Software Implementation & Optimization – XERO, QuickBooks, SAP, NetSuite, Zoho, Oracle Financials, and Microsoft Dynamics 365. Financial Analysis & Customized Reporting – Actionable insights through advanced dashboards and BI reporting. Accounts Receivable & Payable Management – Including customer/supplier compliance and regulatory adherence. Audit Support & Compliance – SOC 2, insurance audits, and year-end closing support. Recent Engagements 1. Delivered full financial year closings for LLCs and S-Corps in Maryland, USA. 2. Led financial strategy redesign and cashflow projections for a client in Delaware, USA. 3. Completed QuickBooks setup and comprehensive data cleanup project in Alabama, USA. 4. Managed SOC 2 Audit and insurance audit readiness for a Maryland-based client. 5. Resolved complex financial closing issues and designed customized reporting for a Nigerian client. 6. Provided ongoing general bookkeeping services for a Virginia, USA client. 7. Set up complete accounting function for an Agritech startup in Singapore. 8. Conducted financial education and staff training programs in Canada & Kingdom of Saudi Arabia (KSA). 9. Handled real estate financial management and bookkeeping for a Canadian client. Certifications & Key Skills Certified Chartered Accountant (ACCA) – UK MBA in Finance – UK Certified XERO Pro Advisor Certified QuickBooks Professional Microsoft Dynamics 365 – Functional Expertise AppFolio - Functional Expertise Advanced Excel – Dashboard Development & Dynamic Reporting Business Intelligence (BI) Reporting – Data visualization and strategic insights

Finance professional with over 20 years of experience in Financial Management, successfully completing projects in finance digitalization, automation, ERP implementation, and consolidated management reporting. Former CFO and CPA, I am a Smartsheet Product Certified User and an Airtable Consultant, having worked for multinational companies such as Air France, Motorola, and Carlsberg. I have a proven track record in financial planning, analysis, accounting, treasury, taxation, audit, and system implementation (including Oracle, Microsoft Navision, QuickBooks, and Xero). I am well-versed in US GAAP and IFRS reporting, international VAT, compensation and benefits, HR, and process mapping and engineering. Additionally, I have extensive experience using the Hyperion financial data warehouse and the Smartsheet project management tool.

✦ MY TRACK RECORD I’m a founder-turned-consultant with 18+ years of experience building and advising startups across industries. I’ve walked the founder path myself launching, scaling, and exiting a business so I know what it takes to turn vision into traction and raise capital from serious investors. To date, I’ve partnered with over 330 startups (and many more through referrals), helping them go from pre-seed to Series C and beyond. Whether you're refining your story for angels or preparing to pitch top-tier VCs, I can help you get there with clarity and confidence. I’ll take you through my refined, step-by-step process to build compelling investment materials that will secure funding and accelerate growth. I hold degrees from Columbia University (BA) and The George Washington University (MBA) and reside in the San Francisco Bay Area, where I am an active member of Silicon Valley’s oldest angel investment group, The Band of Angels. Outside of work, I enjoy spending time with my wife and boy in Ross, California in Nor Cal's Marin County within the Bay Area. ✦ CORE OFFERINGS Pitch Decks Investor-ready content and clean, modern design in Google Slides, Keynote, or PowerPoint. Executive Summaries (1-Pagers) Concise and compelling—perfect for cold outreach or investor intros. Sales Presentations Win deals with pitch-perfect decks for clients and partners. Business Plans Investor-grade plans in Google Docs or Word—detailed, structured, and clear. Financial Models Fully editable Excel models with 5-year projections, breakeven, cash flow, balance sheet, and more. Fundraising Support Custom investor list curation, outreach strategy, and fractional support managing the raise. ✦ WHO I WORK WITH I’ve supported startups in: AI • SaaS • Consumer Goods • B2B Tech • Fintech • Real Estate • Edtech • Health & Wellness • Fashion • Adtech • Legal Tech • Media • Hospitality • Aerospace • Life Sciences • Biotech • Crypto • Biotech • Blockchain • Insure-tech • PropTech • Cybersecurity • GovTech • E-commerce/DTC • Creator Economy • Marketplaces • Telemedicine / Digital Health • Food & Beverage • Transportation / Mobility • Gaming • Logistics & Supply Chain ✦ DELIVERY TIMELINES Pitch Deck (content and design): 3 weeks Deck + Financial Model: 3 weeks Full Package (Deck + Model + Plan): 6 weeks Executive Summary / 1-Pager: 7 days ✦ WHY CLIENTS HIRE ME ✔️ Former founder who gets it ✔️ Extremely organized and detail-oriented ✔️ Great communicator and listener ✔️ Process-driven and deadline-oriented ✔️ I make your raise easier, faster, and more effective ◼️ MY EDGE Work with an expert (330+ projects on Upwork) Receive investor-ready material Save time and headache A proven process that works Easy to work with ◼️ TESTIMONIALS "The best freelancer on Upwork—Peter and his team crushed it!" "Brilliant, professional, and responsive. I highly recommend working with him!" "Peter helped us raise capital with materials that investors consistently praised." Let’s talk!

Are your books "messed up"? I excel at cleaning up complex accounting messes. I will perform a detailed Diagnostic Review of your QuickBooks account and I share my findings and recommendations with you. Your books might be done, but are they useful to you? If your P&L and Balance Sheet technically have the numbers but still don't tell you much, your reporting setup may be the problem. My diagnostic review includes ways to make your reports more useful. Better reporting means better decisions. Are you looking for ways to increase profitability? Do you struggle with your company's financials? Do you want to make sure that you are doing things correctly? Do you struggle with cash flow management or just trying to make sense of complex data? Do you want an accountant that you can turn to for answers regarding accounting concerns and QuickBooks questions? Are you considering migrating from QuickBooks desktop to QuickBooks online? If you replied Yes to any of these questions, I can help you! I will turn financial chaos into clarity and bring control and confidence to your numbers - giving you the insights and strategies you need to grow profitability and sustainably. I offer services tailored to your unique business needs, ensuring that you have the financial information required to make confident, informed decisions. I am an Intuit ProAdvisor Platinum member. I offer full-cycle accounting services, CFO-level functions, training, troubleshooting, consulting, app integrations and more. Also I have performed dozens of QuickBooks desktop to QuickBooks Online migrations. Not only am I a strong accountant who is great at closing the books & reporting, I am an operational accountant who understands the purpose & mechanics of business. I have 30 years of accounting experience. I have held such positions as VP of Finance, CFO, Controller, Accounting Manager, etc - primarily in the banking / credit union industry. In addition, my experience ranges from start ups and small businesses all the way up to and including multi-national corporations and Fortune 100 concerns. I have extensive experience with numerous accounting software packages including all versions of QuickBooks, Xero, FreshBooks, NetSuite, etc. My experience includes handling all aspects of AR & AP, payroll processing, processing payroll, full-scope controllership, budgeting and budget variances, short & long-term strategic planning, financial analysis, cash flow monitoring, preparing/reviewing tax fillings, project cost accounting, maintaining fixed assets and depreciation schedules, preparation of financial reports, performing month-end close, invoicing and collections, and much more. In addition, my computer skills are highly refined. Why settle for what your business did last month, when you can see where it is going next. Your business demands an accomplished accountant who works well independently and with a team; has excellent organizational and communication skills; and is experienced with large and small companies and startups. If you're ready to gain financial clarity, improve profitability, and make data-driven decisions for your business, let’s connect.

EXECUTIVE SUMMARY Global finance executive and Fractional CFO with 15+ years of experience driving strategic finance leadership, treasury oversight, and working capital optimization for Fortune 500, high-growth, and nonprofit organizations. Expert in financial reporting, global consolidations, KPI dashboards, ERP implementations (NetSuite, Oracle, SAP), and forecasting & budgeting. Proven ability to deliver board-level reporting, investor relations support, and audit readiness, while building internal controls to ensure SOX, GAAP, and IFRS compliance. Recognized for leading finance teams through M&A; integrations, capital planning, and risk management initiatives, while implementing scalable processes that accelerate growth. SIGNATURE ACHIEVEMENTS - Reduced month-end close from >20 days to 5 days by implementing SOPs and automation. - Implemented ERP for a company with no tax filings, delivering tax-ready financials in one cycle. Recognized as one of the top accountants in Atlanta by Digital Reference: ♦️ Michelle Chapman, MSA Accountant, Fractional CFO and Finance Consultant 🔗 LinkedIn Michelle Chapman is a financial consultant who thrives on helping growing businesses take control of their accounting systems. With an MSA and years of field experience, Michelle’s superpower lies in translating accounting data into strategic direction. 💼 Highlights: 🧮 Skilled in budget forecasting and variance analysis. 🧠 Combines traditional accounting principles with modern software solutions like QuickBooks and Xero. ✨ Passionate about helping women-owned businesses gain financial autonomy. Michelle’s ability to bring empathy and empowerment into her client relationships has made her a respected name in Atlanta’s financial consulting network.

Scaling a business requires more than just numbers—it takes strategy, execution, and a compelling story that attracts investors and customers alike. With over 11 years of experience as a Corporate Finance Advisor, Fractional CFO, and Fundraising Expert, I have helped startups, SMEs, and large enterprises secure millions in funding, optimize financial performance, and scale successfully. As co-founder and CEO of a food startup, I navigated the full entrepreneurial journey—from product development to fundraising, growth, and exit. This hands-on experience, combined with my work advising other businesses, allows me to provide real, actionable insights on how to structure, finance, and scale a company effectively. I’m also the founder of PitchStudio.co, a creative and strategic studio specializing in pitch decks and investment materials that win. We bridge the gap between financial strategy and design—combining solid business and fundraising expertise with high–impact visuals to create decks that secure funding and close deals. Currently, I serve as CFO for Fondazione Sylva, Math & Sport, and Sunny & Luna, where I lead financial strategy, operational efficiency, and investor relations. What Makes Me Different 🚀 Founder’s Mindset & 360° Approach – Having built a company from the ground up, I understand how finance, operations, and product strategy must align for success. 📊 Investor & Market-Ready Strategy – I don’t just structure finances; I help craft compelling business cases that win over investors and customers. 🎯 Multi-Industry Expertise – Experience across diverse sectors, bringing cross-industry insights and best practices. 🔎 Hands-on Execution & Problem Solving – Always focused on practical solutions that drive growth and profitability. How I Can Help You: ✅ Fractional CFO & Financial Strategy ✅ Fundraising & Investor Readiness – Pitch decks, business plans, financial models ✅ Pitch Deck Design & Storytelling (via PitchStudio.co) ✅ Product Structuring & Market Strategy ✅ Financial Planning & Analysis (FP&A) ✅ M&A & Valuation Services ✅ Budgeting & Forecasting ✅ Risk Management & Compliance ✅ Investor Pitch Training Industries I Have Worked With Aerospace ✦ Construction ✦ Crowdfunding ✦ Digital ✦ Energy ✦ Food & Beverage ✦ Financial Services ✦ Renewable Energy ✦ ESG ✦ Healthcare ✦ Beauty & Wellness ✦ Marketing ✦ Real Estate ✦ Media & Cinema ✦ Gaming & Esports ✦ Retail & Luxury ✦ Football & Sports ✦ Entertainment ✦ SaaS ✦ Artificial Intelligence ✦ EdTech ✦ Technology Beyond consulting, I have been a Teaching Assistant in M&A and Investment Banking at LUISS University for 8 years, bridging academic theory with real-world applications. 📩 Need a strategic partner to help you fundraise, structure your product, or optimize financial performance? Let’s talk!