Hire the Best Cash Flow Software Specialists

I am a Financial Modeling Expert with 13+ years of experience supporting businesses across Infrastructure, Real Estate, Healthcare, Hospitality, SaaS, Technology, Startups, and SMEs. I help founders, CFOs, investors, and lenders raise capital, evaluate opportunities, and make strategic decisions through institutional-grade financial models, forecasting systems, and FP&A solutions. Areas of expertise include: ✔ Financial Modeling & Forecasting ✔ FP&A & Budgeting ✔ Fundraising & Investor-Ready Models ✔ Cash Flow Forecasting & Runway Analysis ✔ Business Valuation & DCF Analysis ✔ M&A & Investment Analysis ✔ Board & Investor Reporting ✔ KPI Dashboards & Business Intelligence ✔ Reporting Automation & Workflow Optimization I combine deep finance expertise with Excel, Power BI, SQL, Python, VBA, Google Sheets, and AI-powered workflows to build scalable forecasting, reporting, and decision-support systems. Whether you're raising capital, evaluating an acquisition, planning growth, or building a forecasting framework, I can help you develop the financial insights needed to make confident business decisions.

Are you looking for a financial modeling expert who can transform your business ideas and financial data into accurate, investor-ready models? I help startups, SMEs, investors, and established businesses make informed financial decisions by building robust, dynamic, and easy-to-use financial models tailored to their goals. My Services ✔ Financial Modeling (3-Statement Models) ✔ Financial Forecasting & Projections ✔ Business Valuation (DCF, Comparable Companies, Precedent Transactions) ✔ Startup Financial Models ✔ Budgeting & Cash Flow Forecasting ✔ Revenue & Expense Forecasting ✔ Scenario & Sensitivity Analysis ✔ Break-even Analysis ✔ Investment Analysis ✔ Financial Dashboards ✔ Excel Automation ✔ Business Plans with Financial Projections ✔ Investor-Ready Financial Models ✔ Pitch Deck Financials ✔ KPI Dashboards ✔ Profit & Loss Statements ✔ Balance Sheet & Cash Flow Models Industries Served • SaaS • E-commerce • Healthcare • Real Estate • Manufacturing • Logistics • FinTech • Retail • Renewable Energy • Construction Why Clients Hire Me ✓ Accurate and audit-ready financial models ✓ Clean, professional Excel workbooks ✓ Fast turnaround ✓ Investor-friendly reports ✓ Confidential handling of business data ✓ Clear communication and on-time delivery Whether you’re raising capital, applying for funding, seeking investment, valuing a business, or planning future growth, I deliver financial models that provide clarity and support better decision-making.

While holding a CPA license in Washington State, I am your one-stop shop for expert accounting services and business advising. I have a large library of hard skills to drive my work and provide increased value to you! I am available for limited projects as well as fractional services on-going. I currently have 10 hours a week available for new clients. EXPERT SKILLS General Ledger Accounting and Clean-Up - QBO, QB Desktop, MIP, SAGE, APLOS, and others Excel and Deep Dive Data Analysis Financial Reporting that provides meaningful metrics in real time - tailored to your specific business model Dashboards, KPI's, Performance Measurement - tailored to keep the most important goals and constraints top of mind Operationalize processes - Maximize efficiencies Revenue Recognition and Cash Flow - it is complex! Let me help you with this! COGS - including your mix analysis Budgets and Variance Reporting Cash Flow Forecasting US GAAP: non-profits, professional services, e-commerce, construction, landscape, SAAS, revenue recognition Systems: Quickbooks Pro, MIP, Sage, APLOS, MS Suite, Power BI, Buildium, AppFolio, Gusto, Paylocity, Paychex, ADP, Bill, Ramp, Slack, Teamwork, ChapGPT and MORE!!

I am Muhammad Abdullah, a Chartered Accountant (ACA) from the Institute of Chartered Accountants of Pakistan (ICAP). Over the past 8 years, I have built a robust career spanning elite institutional training and executive corporate leadership. My background includes a rigorous 4-year articleship within the Audit & Assurance department at EY Ford Rhodes (Pakistan), paired with international secondment exposure across EY Middle East (Al Khobar, KSA, and Qatar). Following my time in public accounting, I have spent 4 years in post-qualification leadership roles, managing comprehensive accounts, finance, taxation, and corporate compliance functions while working closely with C-suite executives to steer complex financial and regulatory transactions. Currently, I serve as the CEO of UJA Consultants, a multidisciplinary corporate advisory firm comprising Chartered Accountants, Legal Advisors, HR Consultants, and IT Specialists. Together, we deliver institution-grade financial strategies, transaction advisory, and compliance frameworks to businesses globally. Whether you are an early-stage founder seeking an investor-ready financial framework, an established company optimizing cash runway, or an M&A team executing cross-border due diligence, I deliver the high-stakes financial infrastructure necessary to back your strategic decisions. 🔹 Professional Expertise ✅ External & Group Audits ✅ Financial Reporting under IFRS ✅ Auditing in accordance with ISA ✅ Interim Reviews & Agreed Upon Procedures ✅ Internal Audit Assessments ✅ Taxation & Corporate Compliance ✅ Financial Analysis & Advisory ✅ Multi-sector Industry Experience 🔹 Core Competencies & Domain Expertise ✅ Corporate Finance & Advisory: Capital Allocation Strategy, Cross-Border Tax Planning, M&A Advisory, Corporate Governance, and Board Deck Preparation. ✅ Transaction Services: Financial Due Diligence, Buy-side/Sell-side Due Diligence, Quality of Earnings (QofE) Reporting, Working Capital Normalization, and Data Room Curation. ✅ Advanced Valuation & Financial Modeling: 3-Statement Modeling, Discounted Cash Flow (DCF), Leveraged Buyouts (LBO), Comparable Company Analysis (CCA), Precedent Transactions, Project Finance, and Equity Waterfall Distributions. ✅ Strategic FP&A: 13-Week Rolling Cash Flow Forecasting, Burn Rate Optimization, Budget vs. Actuals Variance Analysis, and KPI Dashboard Creation. ✅ Technical Compliance & Systems: IFRS, GAAP, Advanced QuickBooks Online (QBO) & Xero Architecture, Tech Stack Integrations (A2X, Stripe, Gusto, Hubdoc), and complex Historical Clean-up Bookkeeping 🔹 Detailed Service Offerings & Deliverables 1. Fractional CFO & Strategic FP&A ✅ Capital Allocation & Strategic Planning: Aligning long-term corporate vision with optimized treasury, debt, and equity structures. ✅ Cash Flow Engineering: Developing high-frequency 13-week rolling forecasts and runway extension strategies to mitigate burn rate risks. ✅ Corporate Performance Management: Setting up real-time dynamic executive dashboards, analyzing Budget vs. Actuals variances, and compiling comprehensive monthly management reporting. ✅ SaaS Metrics Architecture: Tracking and analyzing unit economics including ARR, MRR, LTV:CAC, Churn, and Net Retention (NRR). 2. Advanced Financial Modeling & Valuation ✅ Dynamic 3-Statement Models: Fully integrated, dynamic Excel architecture linking the Income Statement, Balance Sheet, and Cash Flow Statement via robust drivers. ✅ Investor-Ready Projections: Preparing institutional-grade forecasting models complete with interactive Scenario & Sensitivity Analyses and Monte Carlo Stress Testing. ✅ Corporate Valuation Suite: Executing defensible business valuations utilizing Discounted Cash Flow (DCF), Trading Comps (CCA), and Precedent Transactions. ✅ Specialized Deal Models: Crafting Leveraged Buyout (LBO) structures, project finance assets, and complex equity waterfall distribution schedules 3. Mergers & Acquisitions (M&A) & Transaction Advisory ✅ Financial Due Diligence: Performing comprehensive buy-side and sell-side financial reviews to protect transaction value. ✅ Quality of Earnings (QofE) Reports: Delivering objective, high-intent analysis of normalized EBITDA, revenue sustainability, and underlying earnings quality. ✅ Investor Readiness & Pitch Decks: Designing analytical investor pitch decks, managing Cap Table dilution models (including option pool allocations), and structuring secure virtual data rooms (VDRs) for capital raises. 4. Enterprise Accounting, Tech Integrations & Compliance ✅ Financial Statement Compilation: Authoring fully compliant statutory financial statements strictly adhering to IFRS and GAAP standards. ✅ System Architecture & Tech Stack Setup: Deploying and optimizing QuickBooks Online (QBO) Advanced and Xero ecosystems, complete with automated middleware integrations (Stripe, A2X, PayPal, Gusto, Hubdoc). ✅ Catch-up Accounting & Historical Clean-ups: Executing deep forensic reconciliations

ACCOUNTING AND FINANCE PROFESSIONAL I am an Ex-Deloitte qualified chartered accountant with 14 years post qualification experience in different business sectors like Information technology, E-Commerce, Medical Billing Companies, Healthcare, Laundry, FMCG, Manufacturing, Construction, Law firm, Real Estate and Education sectors. I'm a skilled Accounting and Finance professional with a wealth of experience in creating systems to integrate reporting, budgeting and strategic planning, maximizing cash flow and optimizing company values. My expertise includes internal auditing, financial analysis, SEC compliance, financial reporting, budgeting and forecasting, vendor contracts, financial operations management, and ERP management. I'm adept at creating monthly and annual budgets for multiple departments, monitoring multiple projects, maintaining investor relations, implementing internal and external financial fraud control, balancing financial datasheets, investigating discrepancies, and managing daily credit operational tasks. As a result-oriented and task-focused individual with solid organizational skills, I have a talent for tracking and recording cash flows, resolving auditing issues, and developing relationships with stakeholders, clients and accounting staff. My IT skills include MS Word, MS Excel, MS PowerPoint, MS Outlook, HRIS, and ERP, while my experience with financial systems includes - SAP S/4 Hanna, - Oracle Financials, - QuickBooks online, - Sidat Hyder Financials, and - Audit System II. I have also experienced an “IPO” of US based Healthcare IT Company in NASDAQ, Medical “Transcription and Billing Company”. I worked as focal accounts and finance business partner to get, the Company listed on NASDAQ. For that purpose, I had been visited USA in 2014 for 7 months from January 2014 to June 2014 and then August 2014 to September 2014. My areas of expertise include - Financial analysis, - Complex Group Consolidation, - Financial Reporting, - Budgeting and Forecasting, - Cash Management, - Vendor Contracts, - Financial Operations management, - ERP management, - Mergers and Acquisitions, - GAAP standards, - External/internal audit, - Business/corporate development, - Risk management, - Statutory Filings, - Process Improvement, - Interpersonal and problem-solving skills, - Cross-functional team leadership, and - strategic planning. We specialize in comprehensive tax preparation services for both individuals and businesses. We make sure you get maximum allowable refunds/credits/deduction as well as stay compliant with the regulations of the IRS. Our services include; Individual Tax Preparation (Form 1040 & all related Schedules) Non-resident individual tax (Form 1040-NR) Business tax preparation (Form 1120, 1120-S, 5472) Return for partnership income (Form 1065) In addition to the tax preparation, we also provide LLC formation services in all US states, EIN approvals, BOI reports filing and Estimated tax payments for your business.

SAP HANA(Certified) | SAP BUSINESS ONE(Certified) | ERPNext | CPA | ACMA | Quick Books (Certified) | Xero (Certified) | Finance & Management Accountant | Crypto Accounting & Taxation Specialist | Hi! This is Karishma Baig, a highly skilled and dedicated Certified Public Accountant , Chartered Management Accountant with specialized experience in crypto accounting and taxation, I bring years of expertise in managing financial records, tax compliance, and optimizing business processes. I have a proven track record of helping clients streamline their financial operations, ensuring accuracy, compliance, and efficiency. My expertise includes: Accounting & Taxation for Crypto: Navigating the complexities of cryptocurrency taxation, including reporting, compliance, and tax planning for crypto-related transactions. Financial Management: Overseeing financial operations, providing strategic financial insights, and creating accurate reports for decision-making. Software Proficiency: Expertise in SAP, QuickBooks, Xero and ERPNext. Tax Compliance: Ensuring businesses are up-to-date with tax regulations and maximizing tax-saving opportunities. Why work with me? Commitment to Excellence: I am dedicated to delivering high-quality results with attention to detail and a focus on accuracy. Value for Money: I strive to provide exceptional value while maintaining cost-effectiveness. Strong Communication: I believe in clear, timely, and transparent communication, ensuring you're always in the loop with your financial matters. Adaptable & Collaborative: Whether you're working individually, with a team, or need collaborative solutions, I can adapt to your work style and provide the support you need to succeed. If you're looking for a finance and accounting professional who can provide valuable insights and expert solutions, let's connect and discuss how I can assist with your accounting and taxation needs.