Hire the Best Financial Accountants
in Finland

Top Rated | Top 10% of Talent Need a Financial Model or Business Valuation Model in Microsoft Excel or Google Sheets? You’re in the right place. I build investor-ready Excel and Google Sheets models that are clean, auditable, and easy to update. Typical deliverables include 3-statement forecasts, proformas, cash runway, cap tables, IRR and returns analysis, and dashboards. You will get a clear Inputs tab, zero hard-coded outputs, and built-in checks. I also help clients turn messy financial, operational, or ledger-based data into structured models that support fundraising, lending, budgeting, acquisitions, and business decision-making. I focus on delivering strong value to my clients by preparing easy-to-follow, investor-ready financial models across diverse industries. My work is especially valuable when a model needs to be tailored to the real business, clearly explained to non-finance stakeholders, and built in a way that can stand up to investor, lender, or management review. My models do not only calculate, they communicate. As a financial modelling expert with over 14 years of experience working with start-ups and established businesses, I have worked in: - Financial modeling - Pro forma modeling - 3-statement modeling - Valuation modeling - Scenario analysis - Budgeting - Forecasting - Investment presentations - Pitch deck presentations - Financial model repair and audit - Cash flow forecasting - Dashboard and KPI reporting - Sensitivity and scenario testing Throughout my journey as a financial modeler, I have honed my skills by developing advanced techniques such as cohort modeling to provide effective solutions for my clients. I also work on improving existing models by fixing broken logic, cleaning formula structures, linking accounting data properly, and making models easier to maintain over time. My real estate financial models include joint venture GP and LP waterfall structures, including solutions for IRR hurdles, preferred returns, and equity splits. I have worked on commercial real estate, multifamily, buy-hold-sell, buy-construct-hold-sell, buy-refinance-sell, and real estate rental projects. I also build and repair acquisition, development, debt, and returns models used for investor and lender review. On the other hand, my Software-as-a-Service (SaaS) financial models include 3-, 5-, or 10-year forecasts with bottom-up integration of pricing strategies, retention rates, fixed and variable costs, Customer Acquisition Cost (CAC), Customer Lifetime Value (CLV), and ultimately a full 3-statement financial model. These models help founders understand runway, growth assumptions, fundraising needs, and operating leverage. I enjoy tackling financial modeling assignments across industries, as my experience spans diverse sectors ranging from power plant projects and recruitment agencies to product-as-a-service businesses, healthcare, hospitality, construction, and more. I am particularly useful where the work goes beyond a template and requires business understanding, custom structure, and clear financial logic. My work style is to first fully understand the business concept and then custom-build the model best suited to that business. Where useful, I may use modern tools to improve speed, but every model is structured, reviewed, and logic-checked carefully so the final output is reliable, professional, and commercially usable. Please feel free to send me a message with your brief or idea, and we can start from there. Services: 3-statement models, pro forma models, cap tables, SaaS metrics, real estate models, IRR analysis, waterfall models, dashboards, model repair, forecast review, budget models, cash flow models Tools: Excel, Google Sheets, Power Query, PivotTables Outputs: Investor-ready model + summary tab + sensitivities + assumptions tab + error checks + clean presentation for management, lenders, or investors

An Accountant with over 16 years of extensive experience which encompasses bookkeeping, budgeting, forecasting, financial statement reporting, and analysis of financial reports for strategic planning. Throughout my experience, I have consistently demonstrated competence, accountability, a result-oriented approach to my work, and ability to handle pressure in a challenging and fast-paced environment.

I'm an experienced portfolio manager specialized in global stock markets and wealth management. Additionally I work as a CFO for battery storage business. Whether you're trying to choose how to diversify your portfolio or figure out your business strategy or develop decentralized dApp, I'm here to help!

Most finance systems don't fail because of bad data. They fail because the people building them don't understand what the numbers actually mean — and the accountants reviewing them can't read the logic underneath. I sit in the gap. Nine years as a senior finance professional — group reporting, IFRS, multi-entity consolidation — and now working directly with development teams to architect and audit the functional logic inside ERP systems and AI-driven accounting modules. The experience: * Monstarlab — managed reconciliation across 48 global ledgers during a Tokyo Stock Exchange listing * Respiro AS (Norway) — collaborating with developers to audit and validate accounting logic inside AI-driven automation systems * I speak CFO in the morning and Dev in the afternoon. Nothing gets lost in translation What I solve: * ERP logic architecture — implementation and review for NetSuite, Odoo, ERPNext, Tripletex, and Xero * AI module auditing — catching financial logic errors in automated bookkeeping before they become compliance liabilities * Nordic localization — VAT mapping, SAF-T compliance, and ERP workflows for international firms entering Finland or Norway * Startup systems design — building audit-ready charts of accounts and IFRS-aligned reporting structures from the ground up Based in Lahti, Finland. I work remotely across GMT/EEST time zones and only take on projects where I can deliver properly. If you're building a Fintech product or migrating to a new ERP and need to ensure your system is audit-ready from day one — let's connect.

Hi, I'm Ayub. - a qualified accountant and the owner of Ascend Accounting, an independent accounting practice I run solo. With 5+ years of experience, I help SME's and individuals with full range of accounting services and general bookkeeping. As a self-driven individual, I'm looking to build up professional relationships & networks through Upwork and through Ascend Accounting. Services I provide: Monthly bookkeeping & reconciliations Software migration Accounting software setup and optimization Catch-up and clean-up projects Bank and credit card reconciliations Financial reports (P&L, Balance Sheet, Cash Flow) What you can expect: Direct work with me on every engagement Consistent, detail-oriented bookkeeping Clear communication and responsiveness On-time delivery with no surprises Scalable systems that grow with your business Certifications I hold: Association of Chartered Certified Accountant - Part Qualified Certified QuickBooks Online ProAdvisor. Xero Advisor Certified. My goal is to give you clean books, confidence in your numbers, and more time to focus on running your business. Let’s connect and see if Ascend Accounting is a good fit for what you need.

If you’re looking to automate workflows, develop a custom Python or Django app, or integrate AI into your business, I can help you make it happen — quickly and reliably. I combine technical expertise with a strong focus on understanding your goals, so the solutions I build actually make a difference. 🔹 What I Do Best ✅ Python & Django Development – Building scalable, secure web apps and APIs. ✅ Automation & Scripting – Streamlining manual tasks to save you hours every week. ✅ AI Chatbots – Creating intelligent bots that handle customer queries or automate communication. ✅ Machine Learning & Data Analytics – Turning data into insights and predictive tools. ✅ Web Scraping – Collecting clean, structured data from any website efficiently. 🛠️ Tech Stack Languages: Python, SQL, JavaScript Frameworks: Django, Flask Data & ML: Pandas, NumPy, scikit-learn, TensorFlow, PyTorch Web Scraping: Scrapy, BeautifulSoup, Selenium Chatbots: ChatGPT, Llama 2, Dialogflow, Voiceflow, Manychat Databases: MySQL, PostgreSQL, MongoDB Visualization: Power BI, Tableau Cloud & Tools: AWS, Heroku, Docker, Git 🏆 Why Clients Work With Me I deliver clean, maintainable code and clear communication every step of the way. I care about results — not just writing code, but solving problems that matter to your business. I’ve helped startups and small businesses automate workflows, launch apps, and build AI tools that scale. Let’s chat about how I can help you bring your next idea to life — whether it’s a custom Django app, an automation tool, or an AI-powered chatbot.