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As an experienced Personal Finance Consultant and Business Reporting Specialist, I am passionate about empowering individuals and businesses to make informed financial decisions that maximize their financial potential. With a diverse background in procurement, project cost accounting, system implementation, and budgeting, I possess a unique set of skills that sets me apart in the world of personal finance management and business reporting. Having held pivotal roles as a Procurement Manager, Project Cost Accountant, and Personal Finance Manager, I have honed my expertise in financial analysis, cost reduction, and strategic planning. My hands-on experience in various system implementations and budgeting projects has also given me a strong foundation in leveraging technology to optimize financial management processes. My services are tailored to provide personalized financial solutions to help individuals and families achieve their financial goals, build wealth, and secure a stable financial future. I specialize in budgeting, debt management, saving strategies, retirement planning, and financial education to ensure my clients understand their finances comprehensively. I offer expert guidance in financial reporting and budgeting for businesses to improve transparency, efficiency, and decision-making processes. My meticulous attention to detail and strong analytical skills allow me to deliver accurate and actionable financial insights that drive growth and profitability. When you work with me, you can expect clear communication, dedication to your financial success, and a customized approach considering your unique needs and aspirations. Let me help you unlock your financial potential and transform your personal and business finances for lasting success.

Most businesses contact me when their accounting numbers stop making sense. The bank will not reconcile, payroll reports do not match the books, inventory and COGS are wrong, or financial statements cannot be trusted. Often the books appear complete, but the underlying accounting structure is broken. This is where most of my work begins. I specialize in stepping into accounting systems that have become messy, inconsistent, or unreliable and rebuilding them into accurate financial records that business owners can rely on. My work often involves identifying where the breakdown occurred, correcting the accounting structure, and restoring financial reporting that management can actually use. I have more than 15 years of hands-on accounting experience across industries including construction, manufacturing, e-commerce, healthcare, and technology startups. I operate Bloss Financial Services as a one-person accounting practice, which means clients work directly with the accountant doing the work. Nothing is outsourced and every engagement receives direct attention from start to finish. Services • Bookkeeping cleanup (monthly or multi-year) • Accounting system repairs in QuickBooks, Sage, and Xero • Bank and credit card reconciliation cleanup • Financial statement reconstruction when records do not tie out • Inventory, COGS, and job costing structure • Payroll reconciliation and payroll tax compliance corrections • Controller-level financial reporting and oversight Past Results • Rebuilt two years of Sage accounting records for a metal foundry, including intercompany cleanup and corrected financial reporting. • Corrected Shopify, A2X, and Xero mapping issues for an e-commerce fashion brand and implemented proper COGS tracking. • Diagnosed and corrected multi-state payroll tax and business registration issues for an e-commerce company, closing unnecessary state accounts and restoring compliant payroll reporting. • Established job costing system for an excavation company, enabling accurate tracking of labor, materials, and equipment costs by project. • Fully reconstructed the general ledger for a mental health clinic after offshore bookkeeping errors created unreliable financial statements. • Built investor-ready financial statements (Profit & Loss, Balance Sheet, Cash Flow) for a fintech startup using raw transactional data. • Created an automated cash flow forecasting calendar for an e-commerce retail business to project revenue, inventory purchases, and operating expenses. Accounting Diagnostic Review Many clients are not sure what is actually wrong with their accounting system. Before beginning a large cleanup, I often start with a diagnostic review of the books. During this review I examine the accounting file, reconciliation history, financial statements, and supporting reports to identify where problems are occurring. The result is a written summary outlining: • reconciliation issues • incorrect chart of accounts structure • payroll or tax reporting discrepancies • inventory and COGS problems • financial statement inconsistencies • recommended steps required to correct the books This allows business owners to clearly understand what needs to be fixed before investing in a full cleanup project. About My Practice Bloss Financial Services is intentionally structured as a one-accountant practice. Clients work directly with the person analyzing the books, diagnosing the problems, and implementing the solutions. This approach avoids the common situation where accounting work is delegated through layers of staff and ensures that complex financial issues receive experienced attention. Engagement Options I work with clients in several ways: • One-time accounting cleanup and diagnostics • Financial statement reconstruction • Catch-up bookkeeping and reconciliation repair • Ongoing remote accounting support If your books do not reconcile, your financial statements do not match reality, or previous bookkeeping created confusion, I can help identify the problem and fix it.

While holding a CPA license in Washington State, I am your one-stop shop for expert accounting services and business advising. I have a large library of hard skills to drive my work and provide increased value to you! I am available for limited projects as well as fractional services on-going. I currently have 10 hours a week available for new clients. EXPERT SKILLS General Ledger Accounting and Clean-Up - QBO, QB Desktop, MIP, SAGE, APLOS, and others Excel and Deep Dive Data Analysis Financial Reporting that provides meaningful metrics in real time - tailored to your specific business model Dashboards, KPI's, Performance Measurement - tailored to keep the most important goals and constraints top of mind Operationalize processes - Maximize efficiencies Revenue Recognition and Cash Flow - it is complex! Let me help you with this! COGS - including your mix analysis Budgets and Variance Reporting Cash Flow Forecasting US GAAP: non-profits, professional services, e-commerce, construction, landscape, SAAS, revenue recognition Systems: Quickbooks Pro, MIP, Sage, APLOS, MS Suite, Power BI, Buildium, AppFolio, Gusto, Paylocity, Paychex, ADP, Bill, Ramp, Slack, Teamwork, ChapGPT and MORE!!

I have 28 years experience in Accounting and taxation of all types. I have experience in cost accounting, governmental accounting, payroll and small business. I have experience in international, business, sales and personal taxes. I also have training in forensic accounting. I have a Masters degree in Business Administration with an emphasis on Accounting and Taxation. I enjoy working on complicated projects and investigative accounting work. I look forward to expanding my business.

Tracing & Analysis I have traced and analyzed transactions for more than 100 divorce cases (including reconstitution and business valuations), more than 100 fraud cases, and have testified as an expert witness 28 times. My in-court expert witness testimony is now limited to the Dallas/Fort Worth area. Outside the area I am available for Zoom testimony. Rates for trial preparation, waiting time and testimony will be covered with my client. The rate posted on Upwork includes my work for tracing, analysis, and my forensic accountants report, with supporting schedules. My fraud examination experience includes, bank fraud, real estate fraud, business fraud disputes between partners, and federal income tax fraud related to non-deposited or under deposited payroll taxes. I have testified in criminal and civil matters for federal and state cases. Business Interruption Claims: Over the past 12+ years, I have calculated more than 2,000 BI losses, prepared proof of loss packages, and negotiated settlements with/for Insureds and claimants. My work includes, but is not limited to manufacturing companies, transportation companies, rental income losses, and retail sales locations. I trace transactions analyze information related to losses from third party auto claims, commercial claims due to fire, tornado and hurricane wind events, and theft (by employees & outside sources). Contact me and let's discuss your forensic accounting needs.

My name is Paul Hilliard; I am a versatile Certified Management Accountant with a B.S. in Accounting from an accredited university. I have over 15 years of professional accounting and finance experience. Some of my strengths and skills are bookkeeping, budgeting, financial modeling/analysis, cash flow management, financial statement creation, and analysis. I am a good fit for a business looking for someone they can rely on to take ownership of all aspects of their accounting and finances. There is no work too small or too big and complex for me to do for you. I enjoy building a good working relationship with my clients and ensure that they feel better about their business after working with me. Whether you need bookkeeping or a full-time CFO, I am the professional you can rely on to not only get the work done but exceed your expectations and make your business better overall.