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Most businesses contact me when their accounting numbers stop making sense. The bank will not reconcile, payroll reports do not match the books, inventory and COGS are wrong, or financial statements cannot be trusted. Often the books appear complete, but the underlying accounting structure is broken. This is where most of my work begins. I specialize in stepping into accounting systems that have become messy, inconsistent, or unreliable and rebuilding them into accurate financial records that business owners can rely on. My work often involves identifying where the breakdown occurred, correcting the accounting structure, and restoring financial reporting that management can actually use. I have more than 15 years of hands-on accounting experience across industries including construction, manufacturing, e-commerce, healthcare, and technology startups. I operate Bloss Financial Services as a one-person accounting practice, which means clients work directly with the accountant doing the work. Nothing is outsourced and every engagement receives direct attention from start to finish. Services • Bookkeeping cleanup (monthly or multi-year) • Accounting system repairs in QuickBooks, Sage, and Xero • Bank and credit card reconciliation cleanup • Financial statement reconstruction when records do not tie out • Inventory, COGS, and job costing structure • Payroll reconciliation and payroll tax compliance corrections • Controller-level financial reporting and oversight Past Results • Rebuilt two years of Sage accounting records for a metal foundry, including intercompany cleanup and corrected financial reporting. • Corrected Shopify, A2X, and Xero mapping issues for an e-commerce fashion brand and implemented proper COGS tracking. • Diagnosed and corrected multi-state payroll tax and business registration issues for an e-commerce company, closing unnecessary state accounts and restoring compliant payroll reporting. • Established job costing system for an excavation company, enabling accurate tracking of labor, materials, and equipment costs by project. • Fully reconstructed the general ledger for a mental health clinic after offshore bookkeeping errors created unreliable financial statements. • Built investor-ready financial statements (Profit & Loss, Balance Sheet, Cash Flow) for a fintech startup using raw transactional data. • Created an automated cash flow forecasting calendar for an e-commerce retail business to project revenue, inventory purchases, and operating expenses. Accounting Diagnostic Review Many clients are not sure what is actually wrong with their accounting system. Before beginning a large cleanup, I often start with a diagnostic review of the books. During this review I examine the accounting file, reconciliation history, financial statements, and supporting reports to identify where problems are occurring. The result is a written summary outlining: • reconciliation issues • incorrect chart of accounts structure • payroll or tax reporting discrepancies • inventory and COGS problems • financial statement inconsistencies • recommended steps required to correct the books This allows business owners to clearly understand what needs to be fixed before investing in a full cleanup project. About My Practice Bloss Financial Services is intentionally structured as a one-accountant practice. Clients work directly with the person analyzing the books, diagnosing the problems, and implementing the solutions. This approach avoids the common situation where accounting work is delegated through layers of staff and ensures that complex financial issues receive experienced attention. Engagement Options I work with clients in several ways: • One-time accounting cleanup and diagnostics • Financial statement reconstruction • Catch-up bookkeeping and reconciliation repair • Ongoing remote accounting support If your books do not reconcile, your financial statements do not match reality, or previous bookkeeping created confusion, I can help identify the problem and fix it.

It is my job to help secure your revenue and track your cash flow all the way to the bank. I bring strong expertise to collections, cash flow management, and accounting process workflows, all while maintaining excellent customer service and client relationships. I focus on creating practical credit policies that reduce late payments, minimize financial risk, and help you make informed decisions before extending credit to clients. Additionally, if your business requires alignment with FDCPA guidelines, I can design personalized collection templates tailored to your specific operations. I have extensive experience working with CPG companies, including Walmart and other major retailers. This background allows me to efficiently manage and resolve chargebacks, disputes, and short-paid invoice deductions that impact your bottom line. My background includes over ten years of full-cycle accounting experience with a specific focus on billing, software implementation, and credit balance management. I am certified to work with international clients, credit management, and risk analysis. Through my freelance experience across a wide variety of industries, I have developed techniques that successfully reduce DSO by up to 26 days in three months or less, a result that significantly stabilizes cash flow for small and mid-sized businesses. My primary expertise lies in supporting marketing agencies, IT and SaaS companies, and small law firms, allowing me to easily navigate the unique billing structures and client dynamics of these industries. Don't worry if you do not fall into one of these categories, if I am not the right person to help you I will get your resources or point you in the best direction for you. Core Expertise: Credit Management & Global Credit Policy Debt Collection & FDCPA Compliance Accounts Receivable & Efficient Invoicing Accounting Automations & Workflow Implementation Dispute Resolution & Deduction Management GAAP Compliance & General Ledger Analysis My favorite part of accounting is analyzing aging and risk reports and systematically resolving outstanding accounts. I oversee the entire invoicing lifecycle to ensure accuracy, confirmed receipt, and prompt payment. Every business relies on steady cash flow to grow, and my goal is to provide the financial infrastructure that supports that growth. Beyond my daily consulting work, I have utilized my expertise to publish books on credit policies, debt collection practices, and accounts receivable strategies. I offer strong analytical skills, particularly in financial reporting and general ledger reconciliation. My original professional background is rooted in customer service, and I am highly proficient in systems including NetSuite, Acumatica, Xero, QuickBooks, Clio, and Salesforce. If you are looking to implement AR automations such as AI driven billing reminders via ChatGPT, Zapier, or Make, but are unsure where to start, I can design and deploy those workflows for you. I am also fully fluent in productivity and specialized tools like Monday, Asana, Notion, Process Street, and Chaser. Using these strategies, I previously designed and executed management techniques that drove a 32% increase in company cash flow within a single year.

I manage the entire back-office financial operation from QuickBooks bookkeeping and cleanups to Fractional CFO strategy. Backed by 25+ years' experience and an MBA, I can take care of the numbers so you can focus on growth. As a former small business owner, I understand the pressures and how to get the books in order. The accounting, reconciliations, financial reporting, A/R, A/P, cash flow analysis, and month-end close will be taken care of — covering pretty much anything on the bookkeeping and accounting side. • Cleanup & Catch-Up — fixing errors, filling gaps, getting you current • Reconciliations — bank, credit card, accounts across the board • Ongoing Bookkeeping — monthly or as needed, accurate and up to date • Financial Reports — You will receive clean & accurate P&L, Balance Sheet, Cash Flow Statements that you can use to make business decisions Support is available smoothly across U.S. time zones (Eastern, Central, Mountain, and Pacific) Let's get your books taken care of and send a message to set up a 10 minute chat to talk about your financial objectives.

I’m a property management accounting expert with 20+ years in real estate, specializing in trust accounting, 3‑way reconciliations, and platform cleanup. I help PM companies stay compliant, accurate, and audit‑ready across Buildium, AppFolio, and Rentvine. I’m fast, detail‑driven, and proactive — the person you call when your books need to be clean, correct, and fully aligned with trust accounting rules. Core Skills Trust accounting & 3‑way reconciliations Ledger cleanup & historical corrections Owner statements & management fee workflows Vendor payables, billing & AR/AP Monthly financials (P&L, Balance Sheet) Year‑end prep & 1099 reporting Software Expertise Buildium • AppFolio • Rentvine Plus: QuickBooks Online/Desktop, Yardi Breeze, Propertyware, RentPost, Rentec. What I Deliver Clean, compliant trust books Accurate reconciliations Organized ledgers Smooth month‑end close Reliable support you don’t have to double‑check

I'm CPA, EA Sami Gaith with more than 12 years Experience in US Taxation & Compliance Services ✔12+ Years in Small Business Accounting & Tax ✔Owner of SDGAccountant ✔Owner of AccountingToronto.ca ✔IRS Enrolled Agent ✔Chartered Professional Accountant ✔Certified General Accountant ✔Bachelor of Commerce Major in Accounting ✔U.S. Tax Specialist via CPA Ontario ✔Masters in Business Administration I provide end-to-end U.S. tax preparation, e-filing, tax planning, and bookkeeping services, ensuring timely delivery, full IRS compliance, and well-organized, tax-ready financial records. ✅ US Tax Services 🔹 Individual Taxation Form 1040 (W-2, 1099, investments, deductions & credits) Schedules A, B, C, D, E Rental income & multi-state returns Expat & foreign income reporting 🔹 Business & Entity Taxation Form 1065 – Partnerships Form 1120 – C-Corporations Form 1120-S – S-Corporations Form 990 – Non-Profits EIN applications & IRS registrations 🔹 IRS Compliance & Advisory 1099-NEC / 1099-MISC preparation & filing W-2 / W-3 payroll filings Estimated taxes (1040-ES, 1120-ES) IRS notices, compliance reviews & year-end tax planning 🔹Incorporation and Business Registration Service Quick, Easy & Efficient! Why go through the hassle of all the confusing paper work? Let us do the grunt work getting your business registered and active so you can focus on what you do best! ⭐ Why Work With Me? ✔ 12+ years of US tax & bookkeeping experience ✔ CPA-led accuracy & IRS-compliant filings ✔ Clean, audit-ready & tax-ready books ✔ Clear communication & timely delivery ✔ 100% confidentiality & data security 📌 My goal: To make U.S. tax compliance and bookkeeping simple, accurate, and stress-free, so you can focus on growing your business with confidence.

Administrative & Operations Specialist | Logistics | Inventory | Process Optimization I help businesses stay organized, reduce errors, and run smoother operations. With experience in retail supply chains, last-mile delivery, and high-volume service environments, I specialize in turning messy systems into efficient, controlled processes. Here’s how I can help you: ✔ Inventory tracking & reconciliation ✔ Order fulfillment & logistics coordination ✔ Data entry & reporting ✔ CRM updates and lead management ✔ Administrative support ✔ Process improvement & workflow organization ✔ Team coordination & customer service I’m detail-oriented, reliable, and proactive. If something is broken, I fix it. If a process is slow, I improve it. Let’s streamline your operations so you can focus on growing your business.