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Real Estate Underwriter | Institutional Analysis | Acquisitions & Development I support investors, developers, and lenders at the go / no-go decision stage with institutional-grade underwriting, valuation, and capital structuring. With over 10 years of experience in commercial real estate underwriting and financial analysis, I focus on risk-adjusted decision-making, not just spreadsheet outputs. My work is designed to answer one question clearly: Does this deal hold up under stress? Based in Vancouver, Canada — available across North American time zones. I underwrite acquisition, value-add, and ground-up development transactions across multiple asset classes, including multifamily, retail, office, industrial, self-storage, hospitality, and mixed-use properties. I also support mortgage underwriting and credit analysis for lenders evaluating commercial real estate debt opportunities. Over 10 years | 28 projects | ~$523M total capitalization | 3,500+ transactions underwritten for institutional lenders including Barclays, JP Morgan, Citigroup, and Credit Suisse. ________________________________________ What I Do Best Institutional Underwriting & Valuation • Full deal underwriting with downside, sensitivity, and exit risk analysis • Valuation using income capitalization, reversion, and scenario-based assumptions • Identification of underwriting gaps, sponsor risk, and execution risks Acquisitions & Development Financial Modeling • Value-add and ground-up development models • Construction budgets, draw schedules, and lease-up modeling • Financing sensitivity across leverage, rate, and timing scenarios Debt, Refinance & Capital Strategy • LTV / DSCR-driven debt analysis • Refinance feasibility and recapitalization planning • Equity vs debt optimization under changing market conditions Investor & IC-Level Materials • Investment memos and IC summaries • Pitch decks and offering memorandums • Clear, defensible narratives for partners, lenders, and investors ________________________________________ How Clients Use Me • Second-opinion underwriting before submitting LOIs • Stress-testing broker or sponsor assumptions • Development feasibility reviews • Pre-refinance and exit timing analysis My clients value clarity, speed, and honesty. If a deal works, I’ll tell you why. If it doesn’t, I’ll show you where it breaks. ________________________________________ Typical Engagements • Deal underwriting & investment review • Acquisition or development model build/review • Debt structuring and refinance analysis • IC memo or investor presentation support Hourly and fixed-fee engagements are available, depending on the scope. If you’re looking for institutional-grade analysis with practical judgment, let’s connect.

Real estate private equity professional. CFA charterholder, MBA in Finance (University of Toronto), and ex-RBC banker. Over the last decade, I've underwritten commercial and residential real estate across the US and Canada for 80+ developers, sponsors, syndicators, PE firms, and brokers — deal sizes from $2M to $500M+. Underwriting & investor materials: • Financial models — development, acquisition, value-add, refi (full debt schedules, sensitivities, LP/GP waterfalls) • Offering memorandums, investor pitch decks, PPM-support • Underwriting & due diligence — rent comps, sales comps, expense benchmarking • Asset management & investor reporting — dashboards, variance tracking, waterfall recalcs Strategy & advisory: • Deal evaluation & second-opinion underwriting — go/no-go on deals under LOI or in IC review • Acquisition strategy — market selection, asset positioning, multi-market ranking frameworks • Capital structure design — debt sizing, preferred equity, JV economics, LP/GP waterfalls • Hold-sell-refinance — exit timing, scenario analysis, disposition strategy • Sponsor-side advisory — thesis development, first-fund structuring, LP pitch positioning Recent engagements: • Capital stack structuring for a 51-unit Florida condo development to rebalance sponsor and LP economics • 165-unit, two-tower condo development in Ontario ($94M project; full investor OM and underwriting model) • Acquisition strategy advisory for a first-time multifamily sponsor — built a 10-market ranking framework • Multi-tenant NNN offering memorandum ($45M asset) Asset classes: multifamily, mixed-use, industrial, retail, hospitality, condo, SFR, office, purpose-built rental, land assembly. Primary platforms: Excel (advanced), Argus, CoStar, RealPage. Comfortable across other CRE-adjacent software. Whether you need a deal modeled, evaluated, or structured for investors — send the details and I'll come back with scope and timing.

I help real estate investors and developers make confident, data-driven decisions. With over 20 years of experience in real estate development, acquisitions, and financing, I specialize in underwriting income-producing properties, land development, and construction projects. I build clear, reliable financial models, accurately assess net operating income (NOI), and structure optimal debt and equity strategies to maximize returns. My cash flow projections are grounded in deep macroeconomic and market research, allowing me to incorporate realistic, well-supported assumptions into every model and investment strategy. As a licensed commercial mortgage broker in British Columbia, Canada, I also bring direct, real-world insight into how deals are actually financed—bridging the gap between analysis and execution. If you’re looking for someone who is efficient, solution-oriented, and easy to work with, I’m here to help you move your deal forward with clarity and confidence.

Qualified Financial professional with over 10 years of hands on experience. Have worked in multinationals and for overseas companies. Experienced in different sectors from retail, automotive, duty free trading and manufacturing. Member of Chartered Institute of Management Accountants in UK and CPA Australia. Holds a MBA from University of Southern Queensland Australia. Have hands on experience on Oracle Fusion, Zoho Books, Xero, Fresh Books, MYOB AccountRight, Tally and Quickbooks online software.

I am an experienced administrative assistant with thirteen years experience in insurance industry focused on General Insurance such as Home, Personal Accident, Workers Compensation, etc.

🏅 𝗧𝗼𝗽 𝗥𝗮𝘁𝗲𝗱 𝗣𝗿𝗼𝗳𝗶𝗹𝗲 🌟 𝟱 𝗦𝘁𝗮𝗿 𝗥𝗲𝘃𝗶𝗲𝘄𝘀 🎗️ 𝟭𝟬+ 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗪𝗼𝗿𝗸𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 🏆 𝟭𝟬𝟬% 𝗝𝗼𝗯 𝗦𝘂𝗰𝗰𝗲𝘀𝘀 🤝 𝗦𝘂𝗰𝗰𝗲𝘀𝘀𝗳𝘂𝗹𝗹𝘆 𝗲𝗮𝗿𝗻𝗲𝗱 $𝟱𝟬𝗸+ 🌎 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗲𝗱 𝘄𝗶𝘁𝗵 𝗮 𝗱𝗶𝘃𝗲𝗿𝘀𝗲 𝗿𝗮𝗻𝗴𝗲 𝗼𝗳 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀, 𝗰𝘂𝘀𝘁𝗼𝗺𝗶𝘇𝗶𝗻𝗴 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝗼𝘃𝗲𝗿𝟭𝟬𝟬 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀, 𝗳𝗼𝗰𝘂𝘀𝗶𝗻𝗴 𝗼𝗻 𝘂𝗻𝗶𝗾𝘂𝗲 𝗻𝗲𝗲𝗱𝘀 Hi there! I'm a Full Stack 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗲𝗿 and 𝗺𝗼𝗯𝗶𝗹𝗲 𝗮𝗽𝗽 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗲𝗿 with over 10+ years of experience building web and mobile solutions for a wide range of clients. ✨ I take a very collaborative approach, working closely with each client to deeply understand their business goals, end-user needs, and technical requirements. This allows me to translate ideas into tailored solutions that both engage users and deliver critical functionality. ✨ On the web development side, I leverage MERN, MEAN, MEVN and 𝗣𝗛𝗣 𝗳𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸𝘀 and from Node.js Python to Laravel to build secure, scalable backend infrastructure and databases to power the app. For the front end, I design sleek, intuitive interfaces using 𝗛𝗧𝗠𝗟, 𝗖𝗦𝗦, 𝗮𝗻𝗱 𝗝𝗮𝘃𝗮𝗦𝗰𝗿𝗶𝗽𝘁 frameworks like React and Typescript or Next.js etc. I can also work magic with WordPress for content-focused sites and custom functionality. I am expert in building custom Wordpress Plugins, Wordpress Themes, Shopify and Webflow websites/ ✨ When building mobile apps, I specialize in both development for 𝗶𝗢𝗦 𝗮𝗻𝗱 𝗔𝗻𝗱𝗿𝗼𝗶𝗱 as well as cross-platform solutions like Flutter and 𝗥𝗲𝗮𝗰𝘁 𝗡𝗮𝘁𝗶𝘃𝗲. I handle the full mobile app lifecycle - from UX design, dev, integration, testing, and launch. My apps integrate nicely with back-end databases and leverage APIs when needed. ✨ No matter the platform, 𝗰𝗹𝗲𝗮𝗿 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻, and collaboration are key. I provide iterate demos, documentation, and guidance throughout the build process. I advocate for the end user experience while meeting core functional requirements. I also utilize project collaboration tools like 𝗝𝗜𝗥𝗔, 𝗚𝗶𝘁𝗛𝘂𝗯, 𝗮𝗻𝗱 𝗦𝗹𝗮𝗰𝗸 to maximize efficiency. ✨ I'm proud of my track record delivering projects on spec, and on budget for clients ranging from forward-thinking startups to established enterprise brands. I'd welcome the chance to learn more about your project and explore if it might be a good fit for 𝗰𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗼𝗻!