Hire the Best Commercial Lending Specialists
in Canada

I help lenders, mortgage brokers, financial advisors, real estate professionals, and business owners organize complex financial information, improve workflows, and prepare opportunities for execution. My background spans financial services, lending, operations management, process improvement, and systems development. I have experience analyzing financial information, reviewing borrower profiles, identifying documentation gaps, coordinating stakeholders, and managing opportunities from initial intake through execution. In addition to my work in lending, I have designed and implemented workflow systems that improve visibility, accountability, and decision-making across financial and operational environments. My work focuses on creating structure where complexity exists—whether that involves organizing financing files, preparing lender-ready packages, building CRM workflows, or improving business processes. Areas of expertise include: • Financial analysis and deal review • Mortgage and lending file preparation • Commercial financing package development • Client onboarding and documentation systems • CRM and pipeline management • Workflow design and process improvement • Data organization and reporting • Stakeholder coordination and communication • AI-assisted workflow optimization I am highly detail-oriented, process-driven, and comfortable working in fast-paced environments where accuracy and execution matter. My goal is simple: help clients save time, improve organization, and move opportunities forward more efficiently.

Ex-RBC mid-market banker with 30+ executed deals ($15M–$300M). I build financial models, investor decks, and due-diligence materials that that help you raise capital and close deals. Rotman MBA. Banker-quality work, freelancer speed. Prior to finance, I was a chemical engineer and worked in different engineering and operational capacities in manufacturing.

Real Estate Underwriter | Institutional Analysis | Acquisitions & Development I support investors, developers, and lenders at the go / no-go decision stage with institutional-grade underwriting, valuation, and capital structuring. With over 10 years of experience in commercial real estate underwriting and financial analysis, I focus on risk-adjusted decision-making, not just spreadsheet outputs. My work is designed to answer one question clearly: Does this deal hold up under stress? Based in Vancouver, Canada — available across North American time zones. I underwrite acquisition, value-add, and ground-up development transactions across multiple asset classes, including multifamily, retail, office, industrial, self-storage, hospitality, and mixed-use properties. I also support mortgage underwriting and credit analysis for lenders evaluating commercial real estate debt opportunities. Over 10 years | 28 projects | ~$523M total capitalization | 3,500+ transactions underwritten for institutional lenders including Barclays, JP Morgan, Citigroup, and Credit Suisse. ________________________________________ What I Do Best Institutional Underwriting & Valuation • Full deal underwriting with downside, sensitivity, and exit risk analysis • Valuation using income capitalization, reversion, and scenario-based assumptions • Identification of underwriting gaps, sponsor risk, and execution risks Acquisitions & Development Financial Modeling • Value-add and ground-up development models • Construction budgets, draw schedules, and lease-up modeling • Financing sensitivity across leverage, rate, and timing scenarios Debt, Refinance & Capital Strategy • LTV / DSCR-driven debt analysis • Refinance feasibility and recapitalization planning • Equity vs debt optimization under changing market conditions Investor & IC-Level Materials • Investment memos and IC summaries • Pitch decks and offering memorandums • Clear, defensible narratives for partners, lenders, and investors ________________________________________ How Clients Use Me • Second-opinion underwriting before submitting LOIs • Stress-testing broker or sponsor assumptions • Development feasibility reviews • Pre-refinance and exit timing analysis My clients value clarity, speed, and honesty. If a deal works, I’ll tell you why. If it doesn’t, I’ll show you where it breaks. ________________________________________ Typical Engagements • Deal underwriting & investment review • Acquisition or development model build/review • Debt structuring and refinance analysis • IC memo or investor presentation support Hourly and fixed-fee engagements are available, depending on the scope. If you’re looking for institutional-grade analysis with practical judgment, let’s connect.

Business Advisory, bank financing, cashflow forecasting and 3-way financial forecasts are my specialty with experience as CFO, Controller, Accountant & Consultant to over 30 companies internationally and nationally (Canada). A mentor to small businesses and have prepared many business plans, long-term financial forecasts, and detailed cashflow forecasts for a wide range of industries, including, civil construction companies, healthcare and alternative healthcare providers, food service & restaurants, real estate developers and more. Core Proficiencies: Long-Term Financial Forecasting Cash Flow Forecasting Financial Analysis Debt & Equity Fundraising Strategic Advisement I have successfully secured hundreds of millions of dollars of debt and equity financing for businesses ranging from real estate development, business mergers & acquisitions and small business financing. My specialty is helping growing companies build their business with advising on sustainable long-term growth through robust cashflow forecasting and financial planning. What sets me apart is my ability to understand the issues and present, common sense solutions in an objective and relatable presentation. I am an engaged listener and avid note taker which assist me in developing a clear understanding of what my clients needs are and what the hurdles are that need/want to be addressed. Remaining objective in my analysis provides for sometimes sobering realizations but in the end lead to breakthroughs and advancement towards achieving the stated goals.

I help real estate investors and developers make confident, data-driven decisions. With over 20 years of experience in real estate development, acquisitions, and financing, I specialize in underwriting income-producing properties, land development, and construction projects. I build clear, reliable financial models, accurately assess net operating income (NOI), and structure optimal debt and equity strategies to maximize returns. My cash flow projections are grounded in deep macroeconomic and market research, allowing me to incorporate realistic, well-supported assumptions into every model and investment strategy. As a licensed commercial mortgage broker in British Columbia, Canada, I also bring direct, real-world insight into how deals are actually financed—bridging the gap between analysis and execution. If you’re looking for someone who is efficient, solution-oriented, and easy to work with, I’m here to help you move your deal forward with clarity and confidence.

💰I 𝗔𝗻𝗮𝗹𝘆𝘇𝗲 𝘆𝗼𝘂𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹𝘀 to 𝗗𝗲𝗹𝗶𝘃𝗲𝗿 𝗙𝘂𝗻𝗱𝗶𝗻𝗴 𝗼𝗽𝘁𝗶𝗼𝗻𝘀. 🏦𝗜 𝘄𝗮𝘀 𝗖𝗘𝗢/𝗠𝗮𝗷𝗼𝗿𝗶𝘁𝘆 𝗦𝗵𝗮𝗿𝗲𝗵𝗼𝗹𝗱𝗲𝗿 𝗼𝗳 𝗮 𝗽𝘂𝗯𝗹𝗶𝗰 𝗰𝗼𝗺𝗽𝗮𝗻𝘆. 𝗦𝗶𝗻𝗰𝗲 𝟮𝟬𝟬𝟳, 𝗜'𝗺 𝗮𝗻 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿/𝗠&𝗔 𝗔𝗱𝘃𝗶𝘀𝗼𝗿. 💰 𝗔𝗰𝗾𝘂𝗶𝗿𝗲𝗱 𝗖𝗼𝗻𝘁𝗿𝗼𝗹𝗹𝗶𝗻𝗴 𝗦𝗵𝗮𝗿𝗲𝘀 𝗶𝗻 𝗮 𝗷𝘂𝗻𝗶𝗼𝗿 𝗽𝘂𝗯𝗹𝗶𝗰 𝗰𝗼𝗺𝗽𝗮𝗻𝘆. Sold the Majority Shareholder control to a BVI investment fund. 🏦 𝗙𝗼𝘂𝗻𝗱𝗲𝗱 𝗮𝗻 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗠𝗲𝗿𝗴𝗲𝗿𝘀 & 𝗔𝗰𝗾𝘂𝗶𝘀𝗶𝘁𝗶𝗼𝗻𝘀 𝗮𝗱𝘃𝗶𝘀𝗼𝗿𝘆 𝗳𝗶𝗿𝗺 𝗶𝗻 𝟮𝟬𝟬𝟳 that serves private and corporate investors & entrepreneurs looking to invest in, buy, and sell businesses. 𝗠&𝗔 𝗗𝗲𝗮𝗹 𝗦𝗼𝘂𝗿𝗰𝗶𝗻𝗴 & 𝗢𝘂𝘁𝗿𝗲𝗮𝗰𝗵 - I research, qualify, and deliver a list of potential Buyers or Sellers for your Business. 𝗔𝘀 𝗮 𝗖𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝗻𝘁, I recommend Funding options to businesses. 𝗔𝘀 𝗮 𝗕𝗿𝗼𝗸𝗲𝗿, I shop around for Loan or Investment Offers from Lenders & Investors in the U.S., Canada, and Europe. 𝗧𝘆𝗽𝗲𝘀 𝗼𝗳 𝗟𝗼𝗮𝗻𝘀 & 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀 include: - Preferred and Common Share Equity Investments - Convertible Debt - Lender-to-Lender Financing - Revenue-based Financing or Cash Flow Loans - Term Loans - Lines of Credit - Bridge Financing - Equipment Financing - Purchase Order Financing - Factoring - Business Acquisition Financing - Inventory Loans - Asset-based Loans - Mezzanine Financing… and more. 𝗦𝗘𝗡𝗗 𝗠𝗘 𝗔 𝗠𝗘𝗦𝗦𝗔𝗚𝗘 and let's get to work. 𝗦𝗼𝗺𝗲 𝗼𝗳 𝗺𝘆 𝗠𝗲𝗿𝗴𝗲𝗿𝘀 & 𝗔𝗰𝗾𝘂𝗶𝘀𝗶𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗙𝘂𝗻𝗱𝗶𝗻𝗴 𝗽𝗿𝗼𝗷𝗲𝗰𝘁𝘀 𝗶𝗻𝗰𝗹𝘂𝗱𝗲: – Obtained $1 Million in revenue-based funding for a California e-commerce furniture business from a Canadian royalty financing public company. – I sold a $1.3 Million online games business in Germany to a Hong Kong investor. – I raised capital from a Manchester (UK) investor for an OTC-listed U.S. public company. I was CEO & Controlling Shareholder of the public company, and later sold control to a British Virgin Islands investment fund owned by Hong Kong investors. - As a Domain Name Broker, I brokered the sale of a 3-Letter .com Premium Domain Name to a Domain Name Investor in Canada. – Looking for investments in Canada in retail, manufacturing, and traditional businesses for a $400 Million Hong Kong investment fund. – Raising $10 Million for a Canadian cleantech company – Raising $2 Million for a California invoice factoring company – Raising $1 Million for a Florida car dealership operator – Sourcing acquisition targets for a Toronto IT/MSP operator that is looking to buy other IT/MSP businesses for up to $3 Million in the U.S. and Canada. – Looking for reverse merger and acquisition targets for CSE, TSX-V, and OTC public companies. – I'm arranging a reverse merger between a Houston clean energy junior public company and a private target company. – Raising up to $300,000 in a Canadian government-funded BDC Loan for a Canadian retail business. – Raising $5 Million in pre-IPO Funding for a Hong Kong IT Services company. – As a Domain Name Broker, I researched and negotiated Premium Domain Name Acquisitions & Sales of over $670,000 for clients. – Performed Investor Research to identify Family Offices, Accredited Investors, Search Funds, and Investment Funds for clients. – Researched and identified family offices, private equity funds, and search funds that specialize in HVAC/Plumbing investments and acquisitions. To sell HVAC, Plumbing, Electrical, and Roofing companies to investors. – Raising $8 Million in Acquisition Financing for a Wyoming Investor Group to buy a Colorado construction company... and more. If you need Investors in Canada, Loans in Canada, Investors in U.S., Loans in U.S., Investors in Europe, Loans in Europe, Mergers and Acquisitions Research, Investor Research, or Lender Research - send me a message today.