Hire the Best Commercial Lending Specialists
in Canada

RBC mid-market banker with 30+ executed deals ($15M–$300M). I build financial models, investor decks, and due-diligence materials that that help you raise capital and close deals. Rotman MBA. Banker-quality work, freelancer speed. Prior to finance, I was a chemical engineer and worked in different engineering and operational capacities in manufacturing.

I help lenders, mortgage brokers, financial advisors, real estate professionals, and business owners organize complex financial information, improve workflows, and prepare opportunities for execution. My background spans financial services, lending, operations management, process improvement, and systems development. I have experience analyzing financial information, reviewing borrower profiles, identifying documentation gaps, coordinating stakeholders, and managing opportunities from initial intake through execution. In addition to my work in lending, I have designed and implemented workflow systems that improve visibility, accountability, and decision-making across financial and operational environments. My work focuses on creating structure where complexity exists—whether that involves organizing financing files, preparing lender-ready packages, building CRM workflows, or improving business processes. Areas of expertise include: • Financial analysis and deal review • Mortgage and lending file preparation • Commercial financing package development • Client onboarding and documentation systems • CRM and pipeline management • Workflow design and process improvement • Data organization and reporting • Stakeholder coordination and communication • AI-assisted workflow optimization I am highly detail-oriented, process-driven, and comfortable working in fast-paced environments where accuracy and execution matter. My goal is simple: help clients save time, improve organization, and move opportunities forward more efficiently.

Real Estate Underwriter | Institutional Analysis | Acquisitions & Development I support investors, developers, and lenders at the go / no-go decision stage with institutional-grade underwriting, valuation, and capital structuring. With over 10 years of experience in commercial real estate underwriting and financial analysis, I focus on risk-adjusted decision-making, not just spreadsheet outputs. My work is designed to answer one question clearly: Does this deal hold up under stress? Based in Vancouver, Canada — available across North American time zones. I underwrite acquisition, value-add, and ground-up development transactions across multiple asset classes, including multifamily, retail, office, industrial, self-storage, hospitality, and mixed-use properties. I also support mortgage underwriting and credit analysis for lenders evaluating commercial real estate debt opportunities. Over 10 years | 28 projects | ~$523M total capitalization | 3,500+ transactions underwritten for institutional lenders including Barclays, JP Morgan, Citigroup, and Credit Suisse. ________________________________________ What I Do Best Institutional Underwriting & Valuation • Full deal underwriting with downside, sensitivity, and exit risk analysis • Valuation using income capitalization, reversion, and scenario-based assumptions • Identification of underwriting gaps, sponsor risk, and execution risks Acquisitions & Development Financial Modeling • Value-add and ground-up development models • Construction budgets, draw schedules, and lease-up modeling • Financing sensitivity across leverage, rate, and timing scenarios Debt, Refinance & Capital Strategy • LTV / DSCR-driven debt analysis • Refinance feasibility and recapitalization planning • Equity vs debt optimization under changing market conditions Investor & IC-Level Materials • Investment memos and IC summaries • Pitch decks and offering memorandums • Clear, defensible narratives for partners, lenders, and investors ________________________________________ How Clients Use Me • Second-opinion underwriting before submitting LOIs • Stress-testing broker or sponsor assumptions • Development feasibility reviews • Pre-refinance and exit timing analysis My clients value clarity, speed, and honesty. If a deal works, I’ll tell you why. If it doesn’t, I’ll show you where it breaks. ________________________________________ Typical Engagements • Deal underwriting & investment review • Acquisition or development model build/review • Debt structuring and refinance analysis • IC memo or investor presentation support Hourly and fixed-fee engagements are available, depending on the scope. If you’re looking for institutional-grade analysis with practical judgment, let’s connect.

I have over 20 years experience as a business and financial consultant with a wide range of experience in bookkeeping, commercial mortgages, financial modelling, real estate investing, personal financial planning, tax, business start up and business planning, financial software design and development. I am a Certified Bookkeeper, and for over 15 years I have provided bookkeeping on a freelance basis for all types of small businesses such as restaurants, general contractors, self employed individuals/trades people, software companies, real estate companies, investment companies etc. I have also worked as a licensed commercial mortgage agent originating and underwriting loans for hotels, apartment buildings, office buildings, shopping centers and construction projects in the U.S., Canada and the Caribbean. In addition, I have written loan packages for presentation to lenders and created pitch decks and offering memorandums for raising capital from investors. I have also been involved in raising capital for development projects using syndicate mortgages and limited partnership structures. I have strong experience in financial modelling and analysis for real estate investments using MS Excel. I have created many financial proforma’s, discounted cash flow valuations, budgets, JV investor payouts and waterfalls along with the requisite graphs, financial ratios and statistics. Property types would include hotels, multi-family, retail, office self storage, and ground up construction projects. Lastly, for over thirteen years I was a licensed Investment Advisor and worked in the areas of financial planning, portfolio management and investing in stocks, bonds, ETF's and mutual funds. At the same time I also developed financial software programs for use by my industry peers. Please look at my Profile/Portfolio and education profile to learn more.

I help real estate investors and developers make confident, data-driven decisions. With over 20 years of experience in real estate development, acquisitions, and financing, I specialize in underwriting income-producing properties, land development, and construction projects. I build clear, reliable financial models, accurately assess net operating income (NOI), and structure optimal debt and equity strategies to maximize returns. My cash flow projections are grounded in deep macroeconomic and market research, allowing me to incorporate realistic, well-supported assumptions into every model and investment strategy. As a licensed commercial mortgage broker in British Columbia, Canada, I also bring direct, real-world insight into how deals are actually financed—bridging the gap between analysis and execution. If you’re looking for someone who is efficient, solution-oriented, and easy to work with, I’m here to help you move your deal forward with clarity and confidence.

I'm a Real Estate development finance consultant with an MBA, an Engineering background, and experience managing $2B in investments. I help developers and investors make informed capital allocation decisions and raise capital effectively. I'm selective about engagements, and I only take projects where I can add significant value. I help Real Estate Development firms and Private Equity Funds accelerate investments through sophisticated financial modelling, targeted capital raising strategies, and strategic technology implementation. With six years of experience managing $2 billion in investments across multifamily, industrial, and hospitality assets, I deliver institutional-grade analysis that drives deal closures. Capital Raising Excellence: I craft compelling investment narratives, identify qualified investor networks, and oversee the entire capital raising process, from pitch deck creation to subscription document execution. My track record includes successfully closing funding rounds for development projects and value-add acquisitions. Advanced Financial Modelling: I build institutional-quality financial models featuring dynamic cash flow projections, Monte Carlo sensitivity analysis, and scenario planning across multiple exit strategies. My models serve as the analytical backbone for investor presentations and internal decision-making. Technology Integration: I implement and optimize CRE technology platforms, including Crexi Intelligence, underwriting systems, and investor portal solutions. My tech implementation accelerates deal processing, enhances data accuracy, and improves investor communication workflows. Market Intelligence Platform: Through Crexi Intelligence access, I deliver real-time nationwide CRE comps, ownership/debt analytics, and demographic overlays. This data advantage enables superior underwriting accuracy and market-aligned pro formas that institutional investors trust. Sector Specialization: My deep expertise across multifamily, industrial, and hospitality asset classes enables me to tailor capital raising strategies and financial models to the specific dynamics of each property type and the preferences of individual investors. Ready to accelerate your next capital raise or optimize your investment analysis and development workflows.