I build investor-ready financial models for SaaS and fintech startups.
My work includes 3-statement models, monthly operating forecasts, runway planning, fundraising scenarios, hiring plans, revenue builds, unit economics, and board / investor reporting.
I currently serve as Head of Finance at a venture-backed fintech and previously worked in investment banking and equity research, which helps me build models that are both operationally grounded and credible in front of investors.
Typical use cases: seed round model, Series A model, budget rebuild, cash burn forecast, pricing sensitivity, scenario planning, due diligence support, and founder / investor reporting packs.
Strong capital markets foundation (CFA Level II, FRM Part I) combined with operational execution.
Financial Modeling
Investment Research
Valuation
Financial Report
Finance & Accounting
Financial Planning
Microsoft Excel
Startup Consulting
Budget Planning
Fundraising
Business Modeling
Cash Flow Modeling
Investor Roadshow
FinTech
SaaS
Scenario Planning
Equity Research
Academic Research
Report
Research Methods
Vladislav Z.
Belgrade, Serbia
$105/hr
5.0
25 jobs
I am an ex-Arthur D. Little strategy consultant who builds the financial models, valuations and pitch decks behind institutional capital decisions. My work has supported transactions up to €17.5bn and helped 40+ startups raise, with 100+ models delivered.
Top Rated Plus on Upwork (top 3%). I turn complex businesses into the model, the narrative and the numbers an investor or board actually tests.
What I do best:
Financial modeling and valuation. 100+ driver-based models (DCF, multiples, 3-statement, LBO logic), built to be technically rigorous and decision-friendly. Deal contexts up to €17.5bn, including the largest European tower transaction of 2022, for funds such as Mubadala and KKR.
Fundraising and investor materials. Helped 40+ startups raise from pre-seed to mezzanine with pitch decks, business plans, market sizing and the financial story behind the ask. Incl. a $50m raise at 30%+ IRR and a €70m infrastructure raise.
Market research and due diligence. 130+ research and commercial DD projects across fintech, healthcare, pharma/biotech, logistics, ESG and FMCG, turning complex data into a clear go/no-go.
Strategy. Growth and market-entry for global players including Deutsche Telekom and Nokia, and a market-entry that became a $0.5bn-revenue business unit.
Recent engagements include sell-side materials for a defence-grade software vendor, a complete fundraise toolkit for a vertical HR SaaS (39-tab model, cohort economics, investor deck), and a valuation with SAFE raise playbook for a solar software company. Typical engagements run 1 to 6 weeks, with clear scope, fast turnaround and deliverables your investors can interrogate.
Clients hire me for structured thinking, clean models and crisp executive communication. Tell me your goal and constraints, and I'll propose the fastest path to a decision-ready deliverable.
Business Valuation
Company Valuation
Financial Analysis
Financial Modeling
Business Plan
Startup Consulting
Market Research
Market Analysis
Financial Plan
Microsoft Excel
Corporate Finance
Financial Projection
Pitchbook
Forecasting
Due Diligence
Nikola G.
Belgrade, Serbia
$80/hr
5.0
15 jobs
I’m a former investment banker with experience from top-tier global banks (Evercore & HSBC), where I led end-to-end M&A transactions / capital raising and worked directly with C-level executives and management on various strategic decision making. I have advised clients on global transactions in excess of $20bn, across: Industrials, Energy, Tech (SAAS), Fintech, Healthcare, Consumer & Retail. I have also served as Head of FP&A for SAAS company working alongside CFO to improve budget / financial planning and assist in various bolt-ons.
What I bring to the table:
🥇 15+ full-cycle M&A processes
🥇 100+ robust financial models & valuation analyses
🥇 200+ pitch decks, teasers & investor presentations
🥇 Strategic guidance for forecasting budgets, business plans, capital structure & refinancing
🥇 In-depth due diligence & stakeholder engagement
My core competencies include:
✅ Valuation techniques: DCF, LBO, NAV, SoTP, DDM, Start-up valuation, Comparable companies, Precedent transactions, etc.
✅ Investor decks: Teaser, Information Memorandum (IM), Valuation Overview, Buyer list, Company Profile, Market Overview, etc.
✅ Pitch deck reviews: Investor Presentations, Marketing Materials, Fundraising decks, Start-up pitchbook, etc.
✅ Financial modelling: Operating model, Financial forecasting, Financial valuation, Cap tables, Model templates, Case studies, Refinancing, Loan calculations, Funds flow, etc.
✅ Budgeting, cash flow forecast and various FP&A initiatives
✅ Financial and commercial due diligence
✅ Assistance with professional presentation and delivery of key messages to the investors and general audience
✅ Delivery of clear, professional-grade work under tight timelines
💬 Let’s connect to discuss your project or upcoming deal.
Company Valuation
Financial Analysis
Financial Modeling
Mergers & Acquisitions
Valuation
Investment Banking
Industry Research
Business Planning & Strategy
Microsoft Excel
Microsoft PowerPoint
Due Diligence
Discounted Cash Flow
Slobodan D.
Belgrade, Serbia
$100/hr
5.0
14 jobs
Ex-Merrill Lynch and Big 4 Analyst Specializing in Financial Modeling & Valuation Across Industries
I bring over two decades of diverse experience, including real estate, telecom, renewable energy, software, hospitality, medical cannabis, carbon offset markets, and more. My recent work focuses on green and sustainable initiatives, helping startups and established companies develop financial models and strategies to unlock opportunities in the rapidly growing green economy.
My expertise lies in financial modeling, valuation, and strategic analysis for startups, private & public equities, and alternative investments. Whether you are looking to fundraise for your sustainable startup, restructure private equity deals, or research equities for portfolio selection, I deliver high-quality financial solutions on par with leading investment banks, but at a fraction of the cost.
Key highlights of my experience include:
- Green Talent: Modeling renewable energy projects, carbon offset strategies, and sustainability-driven ventures.
- Developing financial models for large hotel projects and other real estate ventures.
- Evaluating and structuring private equity transactions across diverse sectors.
- Conducting market screening, due diligence, and investment recommendations for boards and committees.
- Monitoring and optimizing fund portfolios to maximize returns.
I worked with two real estate investment partnerships in NYC and Southeast Europe and a leading Dubai-based private equity firm, where I gained extensive hands-on experience in sustainable and high-growth markets.
To build trust and demonstrate the quality of my work, I offer a free or low-cost initial assessment of your project. If you are satisfied with the results, we can agree on fair pricing for future engagements.
Business Valuation
Financial Modeling
Mergers & Acquisitions
Forecasting
Microsoft Excel
Derivatives Trading
Private Equity
Equity Research
Financial Analysis & Valuation
Venture Capital Consulting
Portfolio Management
Real Estate Appraisal
Stock Option Agreement
Equity Valuation
Fundraising
Startup Consulting
Real Estate
Wealth Management
Vladimir J.
Beograd, Serbia
$75/hr
5.0
43 jobs
Fractional CFO and corporate-grade finance for startups and small businesses. — financial modeling, fundraising documents, investment analysis, SaaS & subscription metrics, and finance & marketing audits that turn numbers into decisions.
My work is AI-accelerated and expert-directed. Advanced prompting + strict validation = clients get corporate-grade, rigorously tested deliverables in days, not weeks.
A corporate finance and credit background: former bank underwriter with loan-approval authority and a credit manager handling exposures up to €50M — now delivering that rigor to startups and SMEs. 40 projects on Upwork, 100% Job Success.
How I help:
• Startups & fundraising — investor-ready 3-statement models, projections and scenario planning, unit economics, pricing and packaging (SaaS, subscription, marketplace, hybrid), pitch decks and financial storytelling, data rooms, valuation and dilution modeling, and runway/burn planning.
• E-commerce & DTC — inventory and cash-flow forecasting, landed cost, COGS and SKU-level margin analysis, product/customer/channel profitability, multi-channel reporting (Shopify, Amazon, marketplaces), and working-capital optimization for inventory-heavy brands.
• SaaS & subscription metrics — MRR/ARR, churn and net revenue retention, CAC, LTV and LTV:CAC, payback, cohort and retention analysis, and the KPI dashboards investors and boards expect.
• Financing & working capital — loan-ready packages (bank, SBA-style, equipment, working capital), the right debt/equity capital structure, and guidance on which option actually fits (bank loan vs factoring vs supply-chain finance); cash-conversion optimization and B2B credit policy that cuts bad debt; Hardware-as-a-Service (HaaS) and Device-as-a-Service (DaaS) models optimization.
• Investment & project decisions — ROI, IRR, NPV and payback for a new production line, equipment or expansion; bankable project-finance models for solar/renewables and real estate (DSCR, feasibility); and buyer-ready financials and financial due diligence for exits and acquisitions.
• Finance & Marketing Audit (the CFO–CMO gap) — I review your financials alongside marketing spend and channel efficiency (MER, ROAS), brand positioning and messaging, and unit economics (CAC, AOV, CLV), then hand your marketing lead a full-funnel plan with clear expected MROI and payback — in the language your CFO speaks, so strategy gets approved and funded.
• Fractional CFO / finance partner — a senior finance brain on call: forecasting, cash-flow oversight, fundraising, financing decisions, and board/investor reporting on a simple monthly retainer.
Track record — I've helped clients raise capital, secure bank and investment loans, find alternative working-capital funding, improve cash flow, build complex hybrid business models, and optimize marketing spend for higher MROI — unlocking real growth.
Send a few lines about your business and your goal, and I'll tell you exactly how I'd approach it.
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Summa Linguae
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