Hire the Best Business Plan Writers

🎖️ Top 1% on Upwork | Former SBA Underwriter & Loan Broker | 10+ Years | 150+ Projects on Upwork only 🚀 I build lender-ready business plans and financial models that actually get deals approved, from SBA and USDA loans to investor funding and immigration visas. As a former SBA underwriter and active loan broker, I know exactly what lenders look for and I design every plan and model to meet real underwriting standards. What I do 📌 SBA-compliant business plans (7(a), 504, microloans), investor-ready plans, franchise, landlord, export, strategic, continuity, and immigration plans (E-2, L-1A, EB2-NIW, EB-5, H-1B, O-1) 📊 Full 5-year financial projections, 3-statement models, investor-ready financial models with cap tables, and SBA acquisition models for business purchases 🧮 Feasibility studies and business plans for SBA and USDA Business & Industry loans, including financial projections, market analysis, and economic impact assessments 💼 Buyer-side financial analysis, business valuations, Quality of Earnings reports and reviews, seller add-back and earnings review, cash flow and DSCR/debt service analysis, and post-close forecasting 📣 Pitch decks, executive summaries, CIM/OMs, investor teasers, and consulting for SBA loan readiness and funding strategy My work is designed to be clear, defensible, and easy for lenders, investors, and management teams to follow, with rush delivery (including 72-hour options) available when timelines are tight. Why clients work with me Most business plan writers and modelers guess what lenders and investors want; I work with them daily and build your package around real SBA, USDA, and private lending standards. I focus on decision-grade analysis, realistic and defensible assumptions, and clean Excel models that support acquisition planning, financing strategy, and ongoing management. Funding and approval outcomes My work has supported SBA 7(a) loans from 350K to 5M+, USDA Business & Industry loan approvals, investor raises including a recent 5MM SaaS deal, and multiple immigration visa approvals. Examples include a 600K SBA 7(a) loan for a deli, a 1MM+ SBA loan for a pickleball franchise, and a 4MM USDA-backed storage facility loan, along with numerous lender-ready and investor-ready packages from day one. If you need a business plan, financial model, feasibility study, or acquisition analysis that can stand up to lender and investor scrutiny and move your deal toward approval, message me and let’s discuss your project.

I help founders, investors, and corporate teams make faster, better capital and strategy decisions through institutional-grade financial modeling, valuation, and strategic analysis. As a former Big 4 consultant at Deloitte and PwC, with an MBA and an Engineering degree, I bring a rare combination of finance, strategy, and technical rigor. I have supported engagements that helped clients raise over $500M in capital, delivering models and analyses used in real investment and board-level decisions. 𝗔𝗿𝗲𝗮𝘀 𝗼𝗳 𝗲𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲 Financial Modeling & Forecasting Integrated 3-statement models, budgeting, long-term planning, scenario and sensitivity analysis. Valuation & Transaction Analysis DCF, comparable companies, precedent transactions, LBO modeling, M&A support, and due diligence. Financial Planning & Performance FP&A, cash flow planning, performance tracking, and investor reporting. Fundraising & Investor Materials Pitch decks, investment memorandums, and financial narratives for capital raising. Strategy & Business Analysis Market research, business planning, competitive benchmarking, and growth strategy. Sector-Specific Modeling SaaS metrics (CAC, LTV, churn), energy and infrastructure, real estate models, and project finance. 𝗧𝘆𝗽𝗶𝗰𝗮𝗹 𝗲𝗻𝗴𝗮𝗴𝗲𝗺𝗲𝗻𝘁𝘀 Fundraising preparation, investor reporting, acquisition analysis, budgeting and long-term planning, business case development, and turnaround or restructuring situations. I design every deliverable for decision-making clarity, with clean, audit-ready models, transparent assumptions, and built-in flexibility for scenario and sensitivity analysis. My work is structured to be used directly by founders, investors, and senior management. Experience spans AI and SaaS, energy and infrastructure, real estate, fintech, manufacturing, retail, public markets, and Web3. Tools and technical stack include advanced Microsoft Excel, VBA automation, financial forecasting systems, and cap table modeling. Top Rated and Expert-Vetted on Upwork, with consistent client feedback highlighting analytical depth, speed, and reliability. 𝗖𝗹𝗶𝗲𝗻𝘁 𝗙𝗲𝗲𝗱𝗯𝗮𝗰𝗸: 🗨️ “Exceptional as always, this is my 5th or 6th project with Gabriel and each one has been a smooth and efficient process with no delays. Have already engaged with him for another contract.” 𝗟𝘂𝗸𝗲 𝗗𝗲𝗮𝘀𝘆 🗨️ “Gabriel is extremely professional and completed the financial model on time. In addition to producing an excellent finished product he gives great advice, implementing things that we didn't think of.” 𝗔𝗻𝗱𝘆 𝗔𝗷𝗮𝘆𝗶 🗨️ “I can't wait to work with him again! He's a highly skilled and multi-faceted collaborator who's determined to help you cross the finish line.” 𝗗𝗶𝘅𝗶𝗲 𝗛𝗶𝗰𝗸𝗺𝗮𝗻

WHAT IF SECURING A GRANT DID'NT HAVE TO FEEL LIKE CLIMBING A MOUNTAIN ALONE? Most nonprofits and profit organizations leave thousands , sometimes hundreds of thousands of dollars on the table every year. Not because they lack a great mission. But because they lack the right strategy, the right words, and the right person in their corner. That's where I come in. I'm Hussainat and I'm not your average grant writer. I'm a Grant Strategist and Funding Agent who doesn't just write proposals. I research, position, and craft applications that make funders stop, read, and say yes. Here's my promise to you: I will have sleepless nights and productive days until your funding goals become your funding reality. **What makes me different?** While most grant writers hand you a generic proposal and wish you luck — I go deeper. Before writing a single word, I study your organization inside out, research your target funders, analyze their giving history, and build a strategy that aligns your mission with exactly what the funder is looking for. The result? Proposals that don't just get submitted — they get funded. **Here's what I handle for you:** ✅ Grant Research & Prospect Lists tailored to your mission and eligibility ✅ Full Grant Proposals, Applications & Letters of Intent (LOIs) ✅ Capital, Capacity-Building & General Operating Grants ✅ RFPs, RFQs & SBIR Proposals ✅ Business Plans, Budget Proposals & Executive Summaries ✅ Grant Objectives, Methodology & Measurable Outcomes ✅ Evaluation Plans aligned with funder reporting requirements ✅ Fundraising Strategy, Sponsorship & Crowdfunding Support **Who I work with:** 🔹 Nonprofits & NGOs 🔹 Small & Minority-Owned Businesses 🔹 Startups & Social Enterprises 🔹 Community & Faith-Based Organizations **My background gives me a unique edge.** With a foundation in Public Health, I understand community needs assessment, measurable impact, and evidence-based communication — the exact language funders speak. I don't just write well. I write strategically. Your time is too valuable to spend wrestling with complex applications, chasing deadlines, and second-guessing your narrative. While you focus on running your organization and serving your community, I focus on one thing: **Getting you funded.** I don't just submit applications. I position you to win. 📩 Ready to pursue funding with strategy, confidence, and precision? Send me a message , let's build your funding future together.

🎖️TOP 1% ON UPWORK🎖️ 🚀 Helping Global Businesses Decode New Innovations 8+ Years | 200+ Projects | Cross-Industry Expert Hi, I’m Helena. A market research analyst and business strategist trusted by startups, agencies, and growth-stage companies worldwide. I guide companies through market entry, product launches, and partner scouting (specialized in turning research into real-world results). 📍 Based in Indonesia 🌍 Worked across 4 continents 🌐 Fluent in English, Bahasa Indonesia, and Mandarin (Chinese) My expertise spans: ✅ Market Research & Competitive Analysis ✅ Go-To-Market & Expansion Strategy ✅ Industry Reports & Due Diligence Industries I know inside out: 🔋 Renewable Energy & Sustainability 💰 Fintech, Blockchain & AI 🛒 Consumer Goods & E-commerce 🏥 Healthcare & Wellness 🏨 Real Estate & Hospitality 📚 EdTech, Fashion, Automotive & more Clients say I’m fast, clear, and strategic with an eye for nuance and a deep understanding of Asian markets. You're next. Let’s collaborate.

📈 Business Plans • SBA/Investor Packages • Loan Brokerage | 3–5 Day Turnaround I'm a featured presenter for SBA's SCORE Workshop "How to Write a Business Plan" (Orange County, CA) and have helped clients secure millions in funding through investor-ready packages, SBA loans, and strategic loan brokerage. Real Client Results:⭐⭐⭐⭐⭐ "I was able to execute a 2.5 mil business deal with Zoey's well put together Business Plan. The was worth every dime." What I offer: ✍️ BUSINESS PLAN - I've helped clients raise millions through well-researched, professionally written business plans. Each one is original, visually polished, and built around your specific business. SBA Loans • Bank Loans • Investor • Business Consulting • Startup Consulting • Financial Consulting • Executive Summary • Business Overview • Target Market • Market Research • Industry Analysis • Mission and Vision Statement • Competitor Analysis • SWOT • Pricing Strategy • Organizational Structure • Marketing Plan Overview • Financial Model • Graphic Design • Revisions included ✍️ LOAN BROKERAGE I connect startups and established businesses with the right lenders so you can secure capital without the runaround. I’ll help you navigate loan options and present a lender-ready file. SBA Loans • Bank Loans • Startup Capital • Line of Credit • Working Capital Loans • Term Loans • Equipment Financing • Invoice Financing • Real Estate Loans • Capital Access Strategy • Documentation Prep • Business Plan + Financial Model Packages • Loan Readiness Assessment • Revisions Included ✍️ MARKET RESEARCH / FEASIBILITY / START UP PLAN - For clients who want to validate their idea or understand their market before committing. I deliver the data and analysis you need to make an informed decision. Startup Consulting • Financial Consulting • Startup Accounting • Feasibility Study • Feasibility Study • Market & Industry Research • Competitor Analysis • SWOT • Financial Feasibility • Five-Year Pro Forma • Capital Requirements ✍️ FINANCIAL MODELING - A detailed, five-year financial model that gives you a realistic picture of your business's profitability — and gives lenders and investors the numbers they need to say yes. Expert Financial Consulting • Capital Requirements (Financing and Financing Breakdown) • Revenue Assumptions Year 1 through Year 5 • Revenue Summary • Operational Assumptions (Direct Costs, Payroll, Overhead) • Net Present Value (includes discounted cash flow) • Expense/Revenue Ratio • Sensitivity Analysis (Includes discounted cash flow) • Five-Year Income Statement Pro Forma • Five-Year Balance Sheet Pro Forma • Five-Year Cash Flow Pro Forma • Revisions included ✅An original document, guaranteed ✅Infographics and captivating visualizations ✅Quick turnaround Upwork testimonials: ⭐⭐⭐⭐⭐ - "Zoey has so far been the best consultant we have ever worked with. We went through big consulting firms previously and paid a lot of money for a business plan which could not be compared to what Zoey had delivered for us in a short period of time" ⭐⭐⭐⭐⭐ -"Zoey was one of our favorite freelancers to work with in 2021. It almost felt like she understood more about the inner workings of our new business than we did. I would hire Arezo again in a heartbeat as she adds more value than just developing business plans. She can also be a great advisor and give business or financial ideas as well." ⭐⭐⭐⭐⭐ -"Zoey was fantastic! Can't thank her enough, writers like her are hard to come by and I look forward to working with her again in the near future." ⭐⭐⭐⭐⭐ - "She detailed the assignment so well it blew me away. I messaged her the word "wow". I could not think of a better person to hire for this contract and will most definitely call upon her again if needed." ⭐⭐⭐⭐⭐ - "This was absolutely an amazing experience, she's very skillful. Best experience yet. Zoey gave me exactly what I needed with my business plan. Her communication, availability and overall quality of work was awesome. Thank you Zoey!" ⭐⭐⭐⭐⭐ - "Stellar performer, well organized, good listener, great attention to detail. Pitch Deck recommendation versus formal business plan was great alternative. Thank you Zoey! You're a champion." ⭐⭐⭐⭐⭐ - "Diamond in the ruff." ⭐⭐⭐⭐⭐ - "I can’t thank Zoey enough for her work. From the very beginning of our partnership for this project, Zoey was the epitome of professionalism, dedication, and reliability. Her constant communication, honesty in feedback, flexibility and patience -with last minute changes and requests, were all part of what made the project so successful.” ⭐⭐⭐⭐⭐ - "Zoey and her team have consistently helped our clients secure funding through comprehensive feasibility reports, business plans, pitch decks, and investor teasers. We’ve been working with her for years"

I help nonprofits, small businesses, and government contractors win funding and secure contracts — through proposals that are built to score, not just to submit. Most grant writers hand you a polished document. I build you a winning strategy. Every proposal I write is engineered around the funder's evaluation criteria, scoring rubrics, and priorities — not a recycled template with your name dropped in. ──────────────────────────── WHAT I DELIVER ──────────────────────────── ✅ Federal & Foundation Grant Proposals End-to-end grant writing for federal agencies (grants.gov, SAM.gov), state programs, and private/corporate foundations. Deliverables include needs assessments, program narratives, logic models, evaluation plans, budget justifications, and full compliance documentation. ✅ Government RFP & RFQ Responses Competitive bid writing for federal, state, and local government contracts — structured using the Shipley Method to directly address evaluation criteria, demonstrate past performance, and differentiate your offer from competitors. ✅ Investor & Lender-Ready Business Plans Comprehensive business plans for SBA loans, CDFI funding, angel investors, startup accelerators, and visa applications (E-2, L-1, EB-5). Covers executive summary, market analysis, operations narrative, management team, and full financial projections. ✅ Capability Statements & Company Profiles GSA-ready capability statements built to open doors with federal contracting officers and prime contractors — formatted correctly, keyword-rich, and aligned to your NAICS codes and core competencies. ✅ Financial Projections & Feasibility Studies 3–5 year financial models with revenue build-up, expense forecasting, scenario analysis (best/base/worst case), and market-supported assumptions that withstand investor and funder scrutiny. ✅ Grant Research & Funding Strategy Identification of the right funding opportunities for your organization — federal, state, foundation, and corporate — with a prioritized pipeline and fit assessment before a single word is written. ──────────────────────────── INDUSTRIES I SERVE ──────────────────────────── - Nonprofits & 501(c)3 Organizations - STEM, AI & Workforce Development - Healthcare & Community Health - Construction & Infrastructure - IT & Technology Services - Financial Services - Transportation & Logistics - Social Services & Human Services - Engineering & Environmental Services - Education & Training Organizations ──────────────────────────── HOW I WORK DIFFERENTLY ──────────────────────────── Most freelance grant writers are good at writing.I am trained in how funders and evaluators make decisions — and I build every document backward from that perspective. Here is what that looks like in practice: ✔ I read the full RFP or NOFA before writing a single word —mapping every requirement to a response section ✔ I use the Shipley Method, the gold standard in proposal strategy used by top government contractors worldwide ✔ I conduct a competitor/landscape analysis before positioning your proposal — so your differentiators are real, not generic ✔ I write to scoring rubrics when available, and to implied criteria when they are not ✔ I flag compliance gaps early — missing requirements are the #1 reason strong proposals get disqualified before scoring ✔ I treat your submission deadline as a hard wall — not a suggestion ──────────────────────────── GRANT TYPES I COVER ──────────────────────────── Federal: NIH, NSF, HRSA, HUD, DOL, DOE, USDA, SBA, DOJ, CDC, SAMHSA, AmeriCorps, NEA State: Ohio, Texas, California, New York, Florida (and others — ask about your state) Private: Gates Foundation, Robert Wood Johnson, Kresge, Annie E. Casey, local community foundations, corporate giving programs SBIR/STTR, Community Development, Workforce Development, Housing & Infrastructure, Education & Training ──────────────────────────── WHAT CLIENTS SAY ──────────────────────────── ⭐⭐⭐⭐⭐ "Mr. Onu was very professional. His work was top quality." — Grant Writer for 501(c)3, STEM & AI Training Organization ⭐⭐⭐⭐⭐ "Great experience — would hire him again." — Grant Writer for 501(c)3, STEM & AI Training Organization ⭐⭐⭐⭐⭐ "Showed strong understanding of the project and met the agreed timeline." — Nonprofit Grant Submission Client ──────────────────────────── Ready to stop submitting proposals and start winning them? Send me a message and let's build your path to funded.