Hire the Best Business Plan Writers
Jakarta, Indonesia
๐๏ธTOP 1% ON UPWORK๐๏ธ ๐ Helping Global Businesses Decode New Innovations 8+ Years | 200+ Projects | Cross-Industry Expert Hi, Iโm Helena. A market research analyst and business strategist trusted by startups, agencies, and growth-stage companies worldwide. I guide companies through market entry, product launches, and partner scouting (specialized in turning research into real-world results). ๐ Based in Indonesia ๐ Worked across 4 continents ๐ Fluent in English, Bahasa Indonesia, and Mandarin (Chinese) My expertise spans: โ Market Research & Competitive Analysis โ Go-To-Market & Expansion Strategy โ Industry Reports & Due Diligence Industries I know inside out: ๐ Renewable Energy & Sustainability ๐ฐ Fintech, Blockchain & AI ๐ Consumer Goods & E-commerce ๐ฅ Healthcare & Wellness ๐จ Real Estate & Hospitality ๐ EdTech, Fashion, Automotive & more Clients say Iโm fast, clear, and strategic with an eye for nuance and a deep understanding of Asian markets. You're next. Letโs collaborate.
- Business Plan
- Market Research
- Indonesian to English Translation
- Essay Writing
- English to Indonesian Translation
- Writing
- Competitor Research
- Microsoft Excel
- Business Development
- English to Chinese Translation
- Business Writing
- Microsoft PowerPoint
- Marketing Analytics
- Business Consulting
- Growth Strategy
North Bay Village, Florida
๐๏ธ Top 1% on Upwork | Former SBA Underwriter & Loan Broker | 10+ Years | 150+ Projects on Upwork only ๐ I build lender-ready business plans and financial models that actually get deals approved, from SBA and USDA loans to investor funding and immigration visas. As a former SBA underwriter and active loan broker, I know exactly what lenders look for and I design every plan and model to meet real underwriting standards. What I do ๐ SBA-compliant business plans (7(a), 504, microloans), investor-ready plans, franchise, landlord, export, strategic, continuity, and immigration plans (E-2, L-1A, EB2-NIW, EB-5, H-1B, O-1) ๐ Full 5-year financial projections, 3-statement models, investor-ready financial models with cap tables, and SBA acquisition models for business purchases ๐งฎ Feasibility studies and business plans for SBA and USDA Business & Industry loans, including financial projections, market analysis, and economic impact assessments ๐ผ Buyer-side financial analysis, business valuations, Quality of Earnings reports and reviews, seller add-back and earnings review, cash flow and DSCR/debt service analysis, and post-close forecasting ๐ฃ Pitch decks, executive summaries, CIM/OMs, investor teasers, and consulting for SBA loan readiness and funding strategy My work is designed to be clear, defensible, and easy for lenders, investors, and management teams to follow, with rush delivery (including 72-hour options) available when timelines are tight. Why clients work with me Most business plan writers and modelers guess what lenders and investors want; I work with them daily and build your package around real SBA, USDA, and private lending standards. I focus on decision-grade analysis, realistic and defensible assumptions, and clean Excel models that support acquisition planning, financing strategy, and ongoing management. Funding and approval outcomes My work has supported SBA 7(a) loans from 350K to 5M+, USDA Business & Industry loan approvals, investor raises including a recent 5MM SaaS deal, and multiple immigration visa approvals. Examples include a 600K SBA 7(a) loan for a deli, a 1MM+ SBA loan for a pickleball franchise, and a 4MM USDA-backed storage facility loan, along with numerous lender-ready and investor-ready packages from day one. If you need a business plan, financial model, feasibility study, or acquisition analysis that can stand up to lender and investor scrutiny and move your deal toward approval, message me and letโs discuss your project.
- Business Plan
- Financial Projection
- Business Plan Writing
- Financial Modeling
- Business Planning & Strategy
- Pitch Deck
- Immigration Business Plan
- Business Proposal
- Small Business Administration
- Management Consulting
- Feasibility Study
- Loan Processing
- Loan Approval
- Commercial Lending
- Market Research
Newport Beach, California
๐ Business Plans โข SBA/Investor Packages โข Loan Brokerage | 3โ5 Day Turnaround I'm a featured presenter for SBA's SCORE Workshop "How to Write a Business Plan" (Orange County, CA) and have helped clients secure millions in funding through investor-ready packages, SBA loans, and strategic loan brokerage. Real Client Results:โญโญโญโญโญ "I was able to execute a 2.5 mil business deal with Zoey's well put together Business Plan. The was worth every dime." What I offer: โ๏ธ BUSINESS PLAN - I've helped clients raise millions through well-researched, professionally written business plans. Each one is original, visually polished, and built around your specific business. SBA Loans โข Bank Loans โข Investor โข Business Consulting โข Startup Consulting โข Financial Consulting โข Executive Summary โข Business Overview โข Target Market โข Market Research โข Industry Analysis โข Mission and Vision Statement โข Competitor Analysis โข SWOT โข Pricing Strategy โข Organizational Structure โข Marketing Plan Overview โข Financial Model โข Graphic Design โข Revisions included โ๏ธ LOAN BROKERAGE I connect startups and established businesses with the right lenders so you can secure capital without the runaround. Iโll help you navigate loan options and present a lender-ready file. SBA Loans โข Bank Loans โข Startup Capital โข Line of Credit โข Working Capital Loans โข Term Loans โข Equipment Financing โข Invoice Financing โข Real Estate Loans โข Capital Access Strategy โข Documentation Prep โข Business Plan + Financial Model Packages โข Loan Readiness Assessment โข Revisions Included โ๏ธ MARKET RESEARCH / FEASIBILITY / START UP PLAN - For clients who want to validate their idea or understand their market before committing. I deliver the data and analysis you need to make an informed decision. Startup Consulting โข Financial Consulting โข Startup Accounting โข Feasibility Study โข Feasibility Study โข Market & Industry Research โข Competitor Analysis โข SWOT โข Financial Feasibility โข Five-Year Pro Forma โข Capital Requirements โ๏ธ FINANCIAL MODELING - A detailed, five-year financial model that gives you a realistic picture of your business's profitability โ and gives lenders and investors the numbers they need to say yes. Expert Financial Consulting โข Capital Requirements (Financing and Financing Breakdown) โข Revenue Assumptions Year 1 through Year 5 โข Revenue Summary โข Operational Assumptions (Direct Costs, Payroll, Overhead) โข Net Present Value (includes discounted cash flow) โข Expense/Revenue Ratio โข Sensitivity Analysis (Includes discounted cash flow) โข Five-Year Income Statement Pro Forma โข Five-Year Balance Sheet Pro Forma โข Five-Year Cash Flow Pro Forma โข Revisions included โ An original document, guaranteed โ Infographics and captivating visualizations โ Quick turnaround Upwork testimonials: โญโญโญโญโญ - "Zoey has so far been the best consultant we have ever worked with. We went through big consulting firms previously and paid a lot of money for a business plan which could not be compared to what Zoey had delivered for us in a short period of time" โญโญโญโญโญ -"Zoey was one of our favorite freelancers to work with in 2021. It almost felt like she understood more about the inner workings of our new business than we did. I would hire Arezo again in a heartbeat as she adds more value than just developing business plans. She can also be a great advisor and give business or financial ideas as well." โญโญโญโญโญ -"Zoey was fantastic! Can't thank her enough, writers like her are hard to come by and I look forward to working with her again in the near future." โญโญโญโญโญ - "She detailed the assignment so well it blew me away. I messaged her the word "wow". I could not think of a better person to hire for this contract and will most definitely call upon her again if needed." โญโญโญโญโญ - "This was absolutely an amazing experience, she's very skillful. Best experience yet. Zoey gave me exactly what I needed with my business plan. Her communication, availability and overall quality of work was awesome. Thank you Zoey!" โญโญโญโญโญ - "Stellar performer, well organized, good listener, great attention to detail. Pitch Deck recommendation versus formal business plan was great alternative. Thank you Zoey! You're a champion." โญโญโญโญโญ - "Diamond in the ruff." โญโญโญโญโญ - "I canโt thank Zoey enough for her work. From the very beginning of our partnership for this project, Zoey was the epitome of professionalism, dedication, and reliability. Her constant communication, honesty in feedback, flexibility and patience -with last minute changes and requests, were all part of what made the project so successful.โ โญโญโญโญโญ - "Zoey and her team have consistently helped our clients secure funding through comprehensive feasibility reports, business plans, pitch decks, and investor teasers. Weโve been working with her for years"
- Business Plan
- Market Research
- Grant Research & Prospect List
- Business Proposal Writing
- Business Writing
Woodbury, Connecticut
I am a business consultant who focuses on enabling new founders and established business owners to succeed by providing business strategy support, writing comprehensive business plans, preparing compelling pitch decks, developing financial forecasts, and by assisting with capital raises. Since 2020 I have enabled over 300 entrepreneurs to raise in excess of $50 million to launch their companies and achieve their goals. I am ready to help you do the same right now! I am an entrepreneur myself. I founded and run the Acre of Independence Farm in Woodbury Connecticut, which delivers high quality organic produce, poultry products and maple syrup to a growing list of customers. Recently I co-founded Axiom Business Strategies, which provides dedicated support to new entrepreneurs and established companies seeking greater success in their respective industries. I am also a veteran, a retired Army Green Beret who spent nearly 27 years on active duty, which included four combat tours in Afghanistan and service in Latin America and Sub-Saharan Africa. In my final military assignment, I served in the White House as a Director for Counterterrorism on the National Security Council. I have a B.S. in Finance from the University of Connecticut, an MBA from Webster's University, a Master in Military Arts and Science degree from the School for Advanced Military Studies, and a Master of Science Degree in Resource Strategy from National Defense University. If you are looking for support refining your business strategy, creating your business plan or pitch deck, developing your financial forecast, or raising capital, please contact me today, and letโs get started!
- Business Plan
- Editing & Proofreading
- Business Strategy
- Blog Content
- Financial Writing
- Proposal Writing
- English
- Writing
- Consumer Review
- SEO Writing
- Agriculture & Mining
Potton, United Kingdom
A well-written business plan isnโt enough to get funded. What matters is whether it aligns with what lenders and investors are actually looking for. Thatโs where I come in. I help startups, entrepreneurs, and growing businesses create investor-ready and lender-ready business plans designed to meet real-world funding expectations, whether youโre applying for SBA loans, grants, investor funding, or visa approvals. With over 3+ years of experience, Iโve supported 100+ startups across 20+ countries and contributed to raising over $100M in funding. MY SERVICES INCLUDES: โ Investor-Ready Business Plans โ Detailed Financial Projections (3โ5 years) โ Pitch Decks that tell compelling stories โ SBA Loan & Bank-Ready Business Plans โ Grant Writing & Grant Applications โ Visa Business Plans (E2, L1, EB2, EB5) โ Market Research & Competitive Analysis Most writers create generic plans. I build strategic, funding-focused documents that align with what investors, banks, and grant providers actually look for. โ๏ธ Proven experience across global markets โ๏ธ Strong financial modeling & business strategy expertise โ๏ธ Tailored, non-template work โ๏ธ Clear, professional, and investor-friendly writing HOW I CAN SUPPORT YOUR BUSINESS Business Plans (Investor-ready & lender-compliant) Financial Projections (3โ5 year forecasts with clear assumptions) Pitch Decks (clear, compelling, and story-driven) SBA Loan & Bank-Ready Plans Grant Writing & Applications Visa Business Plans (E2, L1, EB2, EB5) Market Research & Competitive Analysis If you're serious about getting funded or presenting your business the right way, feel free to Invite me to your project or send me a message. Best, Yomi A. Business Plan Writing l Business Plan Writer l Financial Projections l Business Plan l Pitch Deck Investor-Ready Business Plan l Startup Business Plan l SBA Business Plan l Loan-Ready Business Plan l Investor Funding l Grant Writing l Funding Proposal l Feasibility Study l Financial Modeling Cash Flow Projection l Market Research l Business Strategy
- Business Plan
- Business Planning & Strategy
- Business Plan Writing
- Business Proposal Writing
- Financial Modeling
- Pitch Deck
- Feasibility Study
- Loan Approval
- Commercial Lending
- Small Business Administration
- Market Research
- Management Consulting
- Business Operations
- Immigration Business Plan
- Executive Summary
- Project Proposal
- Business Writing
- Business Presentation
- QuickBooks Online
Akure, Nigeria
๐ง๐ผ๐ฝ ๐ฅ๐ฎ๐๐ฒ๐ฑ | ๐ญ๐ฌ๐ฌ% ๐๐ผ๐ฏ ๐ฆ๐๐ฐ๐ฐ๐ฒ๐๐ | ๐ด๐ฎ+ ๐๐ผ๐๐ฒ๐ฟ๐ป๐บ๐ฒ๐ป๐ ๐ฐ๐ผ๐ป๐๐ฟ๐ฎ๐ฐ๐๐ ๐ฐ๐ผ๐บ๐ฝ๐น๐ฒ๐๐ฒ๐ฑ | ๐ฏ๐ฏ+ government contracting ๐ฎ๐๐ฎ๐ฟ๐ฑ๐ (Federal, State, and Local) โExtremely detailed and efficient with our tight timeline. I would highly recommend him for proposal writing.โโ โญโญโญโญโญ ๐๐ง๐ค๐ข ๐๐๐๐๐๐ก You need a government proposal written. ๐'๐๐ฒ ๐๐ผ๐ป ๐ฏ๐ฏ ๐ผ๐ณ ๐๐ต๐ฒ๐บ. ๐๐ผ๐ฟ ๐ณ ๐๐ฒ๐ฎ๐ฟ๐, I've helped businesses like yours navigate the full government contracting process from the first SAM.gov registration through a submitted, compliant, awarded proposal. ๐ด๐ฎ+ contract opportunities managed. ๐ฏ๐ฏ+ awards secured. Across federal, state, SBA, GSA Schedule, and grant-funded programs. ๐ง๐๐ผ ๐บ๐ผ๐ฟ๐ฒ ๐ฐ๐น๐ถ๐ฒ๐ป๐๐, in their own words: โExcellent to work with made the process easy, handled all edits efficiently. All around a 5-star experience.โโ โญโญโญโญโญ ๐๐ง๐ค๐ข ๐๐๐ฉ๐๐๐๐ก๐ก โVery attentive. Easy to work with. Will work with him again.โโ โญโญโญโญโญ ๐๐ง๐ค๐ข ๐๐ฎ๐๐ฉ๐ฉ ๐จ๐ฝ๐๐ผ๐ฟ๐ธ'๐ ๐๐๐๐๐ฒ๐บ has independently tagged me across 62 completed contracts: Committed to Quality โ 17 clients ๐ Reliable โ 16 clients ๐ Professional โ 15 clients ๐ That consistency is not accidental. It is the result of treating every proposal as if my own name is on the line, because in a real sense, it is. ๐ช๐ต๐ฎ๐ ๐ ๐ฑ๐ฒ๐น๐ถ๐๐ฒ๐ฟ: โ RFP & RFQ Proposal Writing โ full response packages built to score against evaluation criteria, written for evaluators, not just compliance checkers โ GSA Schedule Support โ eOffer preparation, eBuy responses, eMod submissions, and pricing strategy from eligibility through award โ SAM.gov & Federal Contracting Setup โ entity registration, NAICS selection, capability statement writing, DSBS profile optimization for SBA visibility โ Grant Writing โ federal, state, and private applications including AI initiatives, cultural exchange, and productivity programs research, narrative, and budget justification included โ UK Tender Responses โ CQC, CIC, and public sector bid writing for businesses pursuing UK government contracts ๐๐ฒ๐ฟ๐ฒ ๐ถ๐ ๐ฒ๐ ๐ฎ๐ฐ๐๐น๐ ๐ต๐ผ๐ ๐ ๐๐ผ๐ฟ๐ธ: You share the solicitation, RFP number, or opportunity you're pursuing. I review it within 24 hours and flag any compliance gaps, eligibility issues, or missing documentation before a single word is written. We agree on scope, timeline, and deliverables ๐๐ต๐ฒ๐ป I write. You review. I revise until it is right. ๐ก๐ผ ๐๐ฒ๐บ๐ฝ๐น๐ฎ๐๐ฒ๐. ๐ก๐ผ ๐ด๐๐ฒ๐๐๐๐ผ๐ฟ๐ธ. Every proposal is built from scratch around your specific solicitation and your business's actual strengths. ๐ฆ๐ฒ๐ป๐ฑ ๐บ๐ฒ ๐ฎ ๐บ๐ฒ๐๐๐ฎ๐ด๐ฒ with your solicitation, RFP number, or a short description of what you're pursuing. I respond within ๐ญ๐ฑ ๐บ๐ถ๐ป๐๐๐ฒ with an honest assessment of the opportunity and a clear next step whether that means starting immediately or telling you the bid isn't worth your time. ๐๐ฟ๐ฒ๐ฒ ๐ญ๐ฑ ๐บ๐ถ๐ป๐๐๐ฒ consultation available. ๐ก๐ผ ๐ฝ๐ถ๐๐ฐ๐ต. ๐ก๐ผ ๐ฝ๐ฟ๐ฒ๐๐๐๐ฟ๐ฒ. Just clarity on exactly where you stand.
- Proposal Writing
- Request for Proposal
- RFP Writing
- Government Procurement
- Business Proposal Writing
- Technical Writing
- Grant Writing
- Grant Writing Consultation
- Contract Drafting
- Contract Management
- Request for Quotation
- Grant Proposal
- Writing
- Content Writing
- Business Proposal
- Proposal
- Government & Public Sector
- Federal Acquisition Regulations
- Tender Document
- Market Research
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Business plan writer hiring guide
Business plan writers transform complex ideas into strategic roadmaps that help secure funding, guide growth, and communicate vision to stakeholders. Whether you are launching a startup, seeking venture capital, or applying for a loan backed by the Small Business Administration (SBA), these professionals bring the financial modeling expertise and narrative clarity you need to validate your business model. By articulating value propositions and forecasting financial performance, business plan writers help entrepreneurs bridge the gap between a concept and a viable, fundable reality.
What does a business plan writer do?
Business plan writers create comprehensive strategic documents that help businesses secure funding and communicate their vision to stakeholders. Beyond drafting text, they conduct market research, build defensible financial models (P&L, cash flow, balance sheets), and craft compelling narratives tailored to specific audiences like angel investors and bank loan officers. They specialize in translating rough concepts into professional, investor-ready deliverables that include executive summaries, competitive analyses, and operational roadmaps.
Business plan writers perform extensive industry research to validate market assumptions and identify competitive advantages. They develop detailed financial projections including revenue forecasts, expense budgets, and break-even analyses that demonstrate business viability. These professionals also craft persuasive executive summaries designed to capture investor attention. Many specialize in specific plan types such as SBA loan applications, venture capital pitch materials, E2 visa business plans, or nonprofit grant proposals, each requiring distinct formatting and content standards.
How to hire a business plan writer on Upwork
Upwork makes it easy to connect with and hire business plan writers from around the world. But finding professionals with the right mix of skills, experience, and temperament for your project benefits from following a few simple steps.
Step 1: Craft a targeted job post
A well-crafted job post can help you attract business plan writers whose expertise matches your needs. In your post:
Describe your funding goals (e.g., SBA loan, angel investment, venture capital) and business stage to attract qualified specialists
Cover logistics such as your budget and timeline
Define required deliverables and list essential industry experience (e.g., healthcare, SaaS, restaurant)
To help you get started, turn to Upworkโs Job Post Generator, powered by Uma, Upwork's Mindful AIโข. Describe what you need in a few sentences, and Uma will draft a tailored job post in seconds. You can also review job description templates to see what a post might include and how you might format yours.
Step 2: Filter and evaluate candidates
As you receive proposals, youโll want to take steps to filter them in a way that helps you identify the best candidates for your project.
Use Upwork's filters to narrow candidates by hourly rates, Job Success Scores, and expertise
Review portfolios for work samples that show clear formatting, realistic financial assumptions, and evidence-based market research
Check profiles for relevant credentials such as an MBA, CPA, or past experience as a lender or investor
Look for reviews and testimonials from past clients mentioning successful funding outcomes
Step 3: Interview your top choices
A quick video interview can answer many of the questions you might still have after reviewing proposals, profiles, and portfolios. In your interviews:
Ask candidates how they validate assumptions for financial projections and what tools they use (e.g., Excel, LivePlan)
Go over their process for research and financial modeling
Discuss plans from other projects, either in the freelancerโs portfolio or found open-source, that might inform your project
Talk about the need for possible revisions, rounds of edits, and how they handle feedback
If you arenโt sure how to structure an interview, you can review common interview questions for freelancers. You might also look to adapt business analyst interview questions for your discussions.
Step 4: Agree on scope and begin work
Before the candidate you choose can begin work, youโll need a clear contract in place. Contracts protect both parties, and help collaborations start quickly and run smoothly.
Use Upworkโs tools and services for setting up contracts and processing payments
Choose fixed-price contracts for projects with well-defined deliverables
For large projects, set milestones such as research and outline, first draft, financial model development, and rounds of editing
Choose hourly contracts for projects that lack a clear deliverable, or for ongoing work
Set a realistic timeline โ typically 2-4 weeks for standard plans and 6-8 weeks for complex investor-ready documents.
How much does hiring a business plan writer cost?
The cost of hiring a freelance business plan writer depends on your projectโs industry, scope, and timeline, as well as the freelancerโs experience and skills. On Upwork, independent business plan writers typically charge $25-$75 per hour. The following chart lists rates you can expect to pay for common projects:
Basic business plan
$1,000-$2,500 /project
- 10-15 page plan with executive summary and company overview
- Basic market analysis and simplified 3-year financial projections
- Suitable for internal planning or small loan applications
SBA or bank loan business plan
$2,500-$5,000 /project
- 20-30 page comprehensive plan meeting lender standards
- 5-year detailed financial projections and cash flow analysis
- Collateral assessment and repayment documentation
Investor-ready business plan
$4,000-$10,000+ /project
- 25-40 page plan with compelling executive summary
- Go-to-market strategy and financial models with scenarios
- Pitch deck design for VC or angel investor funding
Ongoing advisory retainer
$1,500-$4,000 /month
- Monthly strategic updates and financial model adjustments
- KPI tracking and plan revisions as the business evolves
- Investor communication support and progress reporting
Strategic or complex plans
$7,500-$15,000+ /project
- 40+ page plans for acquisitions or franchise development
- International expansion with regulatory research
- Comprehensive implementation roadmaps and timelines
Have a brilliant business idea but not sure how much money you will need to invest to bring it to life? Upwork's free startup cost calculator can help you estimate the costs of setting up a startup business.
Frequently asked questions
Is hiring a business plan writer worth it?
Yes, hiring a professional business plan writer is typically worth the investment when youโre looking for substantial funding, you lack financial modeling expertise, or you need a plan that holds up under lender scrutiny. Professional writers bring strategic objectivity, understand industry benchmarks, and have the ability to craft narratives that resonate with investors or loan officers, offering an ROI that can far exceed the initial service cost.
Can I hire someone to make a business plan for me?
Yes, hiring a professional business plan writer is common and recommended if you are seeking substantial funding, or need a polished plan quickly. Writers bring strategic expertise, industry knowledge, and credibility with lenders and investors that DIY templates cannot match. On Upwork, you can hire writers for full comprehensive plans or specific sections like financial projections or market analysis.
Can ChatGPT write a full business plan?
While ChatGPT can draft generic sections, it cannot conduct market research, build accurate financial projections, or tailor strategy to your specific business model. Nor can it be trusted to give factual data, and it does risk hallucinating key points. Professional writers combine AI tools with deep expertise, proprietary data, lender insights, and ethics that ChatGPT lacks.
What should I look for when hiring a business plan writer?
Look for writers with demonstrated experience in your specific funding type (bank loans, investor pitches, visa applications) and industry vertical. Review their portfolio for realistic financial assumptions, professional formatting, and compelling narrative structure. Strong candidates will ask detailed questions about your business model before providing a quote, indicating they understand the customization required for effective plans.
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