Hire the Best Fraud Analysts

Chartered Accountant, Certified Fraud Examiner (CFE) and Law Graduate with more than eight years of post-qualification experience, I specialize in Forensic Accounting and Investigation Services. I've been at the forefront of handling complex cases involving financial crimes and fraud investigations, appointed by various Law Enforcement Agencies. My expertise lies in meticulously analyzing financial data, tracing illicit activities, and providing expert testimony to support legal proceedings. With a comprehensive understanding of both accounting principles and legal frameworks, I ensure thorough investigations and uphold integrity in the pursuit of justice. Connect with me to: # Trace and reconstruct money trails # Perform bank transaction analysis # Analyze expenditures against supporting invoices # Inspect complex and unusual journal entries # Identify patterns of potential fraud # Detect and evaluate related party transactions # Examine contracts, emails, and supporting documents # Reconcile vendor/customer ledgers # Trace and analyze personal and marital assets and liabilities # Evaluate lifestyle expenses versus declared income # Support legal teams with forensic reports and expert testimony

I am an experienced payments operations and chargeback & dispute resolution specialist with over 5 years of experience working with various merchants, including high and low risk merchants such as EMS, Maverick, Zen Payments, Pay Arc, PaySafe, Elite Payment, Elavon, PayPal, Stripe, Whop, Braintree and Square. I have extensive knowledge in maintaining merchant accounts, supporting payments operations and responding to chargeback cases. With a strong background in managing and resolving chargebacks, along with a deep understanding of dispute resolution procedures, I am confident in my ability to effectively contribute to my client's team and help ensure the resolution of disputes in a timely and favorable manner. ✅ Industries I have worked with as a Dispute Specialist: ⚫ Logo Designing, Website Development, E-book Writing, Mobile Application Development, Video Animation ⚫ E-commerce ⚫ Online Coaching Academies ⚫ Shopify ⚫ Saas Industry ⚫ Subscription based Industry ✅ Core Expertise ⚫ Chargeback & Dispute Management ⚫ PayPal Risk Management ⚫ Merchant Account Acquisition ⚫ PSP Onboarding & Payment Gateway Integration ⚫ Payment Operations Consulting ⚫ Customer Support Operations ✅ Operational Responsibilities ⚫ Fighting and managing chargeback cases ⚫ Maintaining merchant account health ⚫ Monitoring chargeback, refund, and fraud ratios ⚫ Managing chargeback alert systems (Chargeblast, Ethoca, Verifi RDR) ⚫ Coordinating with customers via email, phone, Discord, and text ⚫ Quality Assurance (QA) and process improvement ⚫ Customer retention and escalation management If you still have any questions feel free to connect. Thank you.

I'm a hard working, well-rounded Fraud Analyst equipped with in-depth fraud detection, investigation and prevention. With extensive years of experience in Banking, Remittance and E-Commerce. I am also a seasoned KYC Analyst skilled in AML/CFT, KYC onboarding, KYC Regulatory Operations and Compliance combined. Endowed with strong time management skills, ability to think analytically and detect risks and confidence in accurate decision making. Always act as an empathetic partner to our clients and customers by listening and seeking to understand. Treating everyone with utmost respect to build a positive and long-lasting relationship.

A poor valuation doesn’t just cost you thousands—it can cost you millions $$$, along with wasted time and stress. I help searchers, private equity groups, and business owners value private small to midsize businesses for investment, partner buyouts, tax, and litigation purposes. Unlike many finance freelancers on Upwork, I’ve personally invested in, operated, bought & sold, made and lost money on private acquisitions and investments. That real-world risk taught me the stakes of an inaccurate valuation. For the past 15 years, I’ve analyzed thousands of startups and small- and mid-sized businesses and have become certified across multiple SME appraisal and finance bodies. I am certified by the National Association of Certified Valuators and Analysts (NACVA) and the International Society of Business Appraisers (ISBA). I follow a structured process that documents every step, explains conclusions, and ensures credibility. Services Include: 🤝 Partner Buyouts - deliver certified, accurate and defensible valuations when an owner is considering selling to a business partner or related party. 📑 Business Acquisition Investment Review & LBO Analysis – get value of a private business you are considering acquiring or investing in. 🧾 Tax & Estate Valuation – independent certified business valuations for estate and gift tax reporting as required by the IRS. ⚖️ Litigation Valuation – lost profits and economic damage reports based on court-tested techniques that deliver accurate estimates of SME private business value. 🚀 Startup & Venture Capital Valuation – get an accurate and defensible pre-money value for your startup or investment. 📈 Strategic Planning – provides owners, leadership teams, and investors with a clear view of business value to guide growth strategies. 🚚 Equipment Valuation – Certified desktop appraisals for machinery, vehicles, and other equipment assets. 🧮 Quality of Earnings - assess the quality of reported EBITDA adjustments and discretionary earnings of the business 💵 Proof of Cash – our best defender against fraud and manipulation of financial statements 🔄 Working Capital – create accurate estimates for operating working capital needs and target PEG for negotiations. 💼 Acquisition CFO – support from post-acquisition accounting integration and cash flow forecasting. Why Work With Me: ✔️ Authoritative knowledge: thousands of businesses analyzed ✔️ Certified across multiple Institutes (CVA®, BCA®, CMEA®, FMVA®, and more) ✔️ Proven structured process that documents every step for credibility ✔️ Deliver fast turnaround (24–48 hours) when deadlines are tight ✔️ Top Rated on Upwork with 100% job satisfaction rating What Upwork Clients Say: 💬 “Josh is exceptional at what he does and provided the exact skills I needed for a potential business acquisition. Accountants might be able to review financials, but Josh knows exactly what to look for. 💬 "Josh is hands down one of the best consultants I’ve worked with on up work. He is perhaps the most professional person I’ve worked with, as well as the most talented business valuation expert I’ve ever worked with." 💬"Working with Josh has been one of the best decisions we've made. We're happy to recommend him to anyone looking to understand the value of their company." About Me: I’m Josh and 15 years ago when I got out of the military I wanted to buy a business. When I got the numbers from the business I wanted to buy, despite having a degree in finance, I could not come up with how they put the numbers together. I outsourced the analysis to different financial professionals but got conflicting information on the business’s value. The pressure mounted as I was about to put up a significant amount of my net worth, and I could not sleep. From that moment, I vowed to never be put in this position again and have been on a quest to know how these companies are valued. This past decade I’ve analyzed thousands of these businesses along with gaining multiple business appraisal institute certifications. To go along with my degrees and certifications, I have read over 400 books on private business valuation and transaction analysis. My credentials include: ✸ Certified Valuation Analyst (CVA)® ✸ Business Certified Appraiser (BCA)® ✸ Certified Machinery & Equipment Appraiser (CMEA)® ✸ Financial Modeling and Valuation Analyst (FMVA)® ✸ Professional Bookkeeper (PB)® ✸ QuickBooks Specialist (QS)® ✸ Profit and Growth Expert (PGE)® ✸ Certified Turnaround Analyst (CTA)® ✸ Accredited Small Business Consultant (ASBC)® ✸ M.S. in Applied Economics (MSAE) – Johns Hopkins University ✸ M.S. in Finance (MSF) – George Washington University ✸ B.B.A. in Finance—Radford University ✸ Certificate in Forecasting in Organizations—Johns Hopkins University ✸ Certificate in Real Estate Finance and Investment—New York University I’m new to Upwork and offering introductory pricing to build client relationships here. I offer a free consultation, so send me a message.

Senior Fraud & Risk Analyst | Kount & Riskified Specialist | Strategic Automation With over 8 years of experience in the Fintech and Digital Banking sectors, I specialize in protecting high-volume platforms through data-driven detection and workflow automation. My core focus is bridging the gap between complex fraud patterns and actionable business strategies. Key Career Highlights: Automation & Scalability: Successfully reduced manual review volume by 70% at Digistore24 through the strategic optimization of Kount automation rules. Executive Advisory: Experienced in presenting recovery data and emerging risk trends directly to Boards of Directors and executive leadership. Technical Expertise: Power user of Kount, Riskified, and Advanced Excel, with a strong technical foundation in Information, Communication, and Technology. Regulatory Compliance: Deeply versed in KYC/AML protocols, identity verification, and global chargeback management. I thrive in fast-paced environments where I can leverage deductive reasoning to dismantle sophisticated fraud rings and enhance system accuracy. Core Expertise: Fraud Detection & Prevention | Risk Mitigation | KYC/AML Compliance | Kount & Riskified Optimization | Stakeholder Management | Process Automation | Dispute Resolution

With over 20 years of executive-level experience in AML, financial crime prevention, and regulatory compliance, I help high-growth and high-risk businesses build regulator-ready compliance programs without the cost of a full-time hire. As the Founder /CEO of consulting firm, I deliver fractional Chief Compliance Officer (CCO), BSA Officer, CAMLO, and MLRO services to FinTechs, Crypto firms, MSBs, Payment Processors, Gaming platforms, and E-Commerce businesses across North America, Europe, and the Middle East. My clients — from pre-revenue startups to scaling enterprises — rely on me to reduce regulatory risk, secure banking relationships, onboard to payment gateways, and build compliance programs that satisfy regulators, auditors, and banking partners alike. What I Do for Clients - Fractional Compliance Leadership - Experienced CCO and BSA Officer support on a part-time or project basis - AML Program Design & Remediation - End-to-end development of AML, KYC, and Sanctions policies tailored to your specific business - Independent AML Audits & BSA/AML Risk Assessments. - MSB Registration & Money Transmitter Licensing (MTL) - High-Risk Merchant & Payment Processor Onboarding - Banking & BaaS Partner Access - Gaming & Sweepstakes Compliance Certification (Geo - Location) - KYC & Transaction Monitoring Vendor Selection - AML Training Programs - ACH Annual Audits Industries Served FinTech · Crypto & Digital Assets · Payments · Money Service Businesses (MSBs) · Gaming & Sweepstakes · E-Commerce · Investment Advisory · BNPL · Remittance Credentials ACAMS Certified (Certified Anti-Money Laundering Specialist) MBA — Accounting & Finance Professional Accountant 20+ years across U.S., Canadian, European, and Middle Eastern regulatory environments (FinCEN, FINTRAC, and more)