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Top Rated USA Based! Online Payments Specialist. 10+yrs of experience with Low & High Risk Merchants Utilizing Shopify WIX Woo eCommerce Platforms. Specializing in Startups and able to service enterprise level merchants also. Happy to help with the following: - Native Gateway Integration for popular platforms like Shopify, Wix, and WooCommerce (eliminating cart redirects) - Automated Recurring Payments for subscription-based "subscribe & save" offerings - A convenient Buy Now Pay Later option for your customers - An Invoice Feature that allows you to send payable email invoices and text payment links - Comprehensive Credit Card Payment Processing capabilities - Options for Crypto Payment Processing - Echeck Payment Processing functionality - Integrated AI Marketing Tools to support your promotional efforts - Advanced Fraud Tools to protect your transactions - Chargeback Alerts to help you manage payment disputes - ApplePay integration for seamless mobile payments - QuickBooks Integration for streamlined accounting - POS systems and Card Readers for efficient in-person sales * Worldwide Payments Solutions for Any Region and Products or Service type * Navigating the challenges High Risk Merchant Account Setup * Multiple MID's for volume load balancing or different region coverage * Fast Timelines for Approval, Integration, and Deployment * Full project management from start to finish Constant Communication is key to me when dealing with something as important as your sales revenues and functionality. Let's keep in touch, Aloha!

CRO | CTO | STRIPE CONNECT | STRIPE BILLING | STRIPE RADAR | STRIPE API | STRIPE CHECKOUT | STRIPE TERMINAL | FINTECH | SAAS | AI | PAYMENTS | COMPLIANCE ( PCI DSS, GDPR) CRO | Meta Ads | Google Ads | ROAS | CAC XERO | QUICKBOOKS | ACCOUNTING SOFTWARE INTEGRATION FRACTIONAL CTO SERVICES | SCALABLE MVP DEVELOPMENT | REMOTE TEAM LEADERSHIP | TECHNICAL ROADMAPPING | STRIPE CONSULTING & DEVELOPMENT | AI | AUTOMATION Fractional CTO | 17+ Years IT Leadership | FinTech & Healthcare | Scalable MVPs | Stripe & Payments Expert I bring 17+ years of experience in technology, 10 years in FinTech and 2 years in AI—leading startups from concept to scale. As a Fractional CTO, I specialize in architecting investor-ready MVPs, building and managing remote engineering teams, and aligning technical roadmaps with business milestones. My approach balances speed-to-market with the long-term stability investors expect. As a Certified Stripe Expert, I’ve delivered 200+ projects across SaaS, eCommerce, and healthcare, helping founders design, integrate, and optimize payments that drive revenue and meet global compliance standards. Beyond Stripe, I manage full product lifecycles, ensuring delivery on time, within budget, and aligned with growth objectives. I’m also passionate about AI-driven automation, applying conversational AI, intelligent bots, and no/low-code workflows to simplify operations and create scalable, cost-efficient systems. What I Offer: Fractional CTO leadership & technical roadmapping Stripe consulting, integration, and optimization Scalable MVP development with investor alignment End-to-end project & product management (Agile/Scrum) AI-powered automation for payments, SaaS, and operations If you’re looking for a CTO who blends deep technical expertise with executive strategy, I’d be glad to help shape and scale your product. SKILLS: ✓✓✓ Payment Gateway Integrations ✓✓✓ Payment Gateway Migrations ✓✓✓ Technical Roadmapping ✓✓✓ Startup Fundraising Support ✓✓✓ Cloud Architecture (AWS, GCP, Azure) ✓✓✓ Remote Team Leadership ✓✓✓ SaaS Architecture ✓✓✓ Healthcare Technology (HIPAA, HL7, FHIR) ✓✓✓ FinTech Compliance (PCI DSS, PSD2) ✓✓✓ Scalable MVP Development ✓✓✓ Vendor Management ✓✓✓ AI Software Development ✓✓✓ AI Agent Development ✓✓✓ No/Low Code Development • STRIPE • PAYPAL • Authorize.net • 2 Checkout • Sage Pay • Square • WorldPay • RazorPay • WeChat Pay • iDeal • Klarna • QuickBook TaxJar • Xero • AI • ChatGPT • LangChain Tech Stack & Leadership Capabilities ✓ DevOps & Infrastructure: CI/CD pipelines, Docker, Kubernetes, infrastructure-as-code (Terraform, Ansible), monitoring & observability (Datadog, Prometheus, Grafana). ✓ Cybersecurity & Compliance: Identity and access management, encryption standards, SOC2 & GDPR compliance, penetration testing oversight. ✓ Data & Analytics: Data pipelines, ETL, real-time processing (Kafka, Spark), business intelligence dashboards. ✓ Mobile Oversight: iOS/Android (Swift, Kotlin, React Native, Flutter) – leadership & architectural guidance. ✓ Scalability & Reliability: Microservices architecture, high availability (HA), disaster recovery (DR), event-driven systems. ✓ Product Strategy: Product-market fit, UX/UI oversight, customer-driven roadmaps, investor milestone alignment. Core Development Expertise: ✓ Languages & Frameworks: Python, Java, Node.js, Next.js, PHP, Java EE (Servlet, JSP, EJB, Hibernate, Spring). ✓ Web & CMS: WordPress, WooCommerce. ✓ Databases: MySQL, Oracle. ✓ Cloud: AWS, GCP, Azure. ✓ OS: Linux, Windows. ✓ Front-End: JavaScript, jQuery, AJAX, Node.js. ✓ APIs & Integrations: REST APIs, ChartMogul, Twilio, Mailchimp, HubSpot, Facebook Graph, Google Maps, Twitter. ✓ Video Handling: Cloudflare Stream (direct upload, processing, secure playback). ✓ Tooling & Automation: Jenkins, MQ, Agile/Scrum workflows.

I help U.S. private practices and behavioral health clinics get paid faster by fixing claims issues, reducing denials, managing AR follow-up, and handling insurance credentialing. With 20+ years of experience in medical billing and coding, I support the full revenue cycle, including eligibility verification, charge entry, claim submission, payment posting, appeals, and payer enrollment. I’ve worked with a range of specialties, including mental health, therapy, surgery, dermatology, cardiology, internal medicine, family medicine, and more. Whether you need billing cleanup, Medicare billing support, credentialing with commercial payers, or ongoing revenue cycle support, I bring a detail-oriented, HIPAA-conscious approach focused on clean claims, steady collections, and reliable communication. Message me with your current billing or credentialing bottleneck, and I’ll tell you the fastest way to stabilize it.

🟢 Available Full-Time | HIPAA Certified | Fremont, California, USA Is your practice losing revenue to unpaid claims, aging AR, or slow reimbursements? As a dedicated Medical Biller and Revenue Cycle Specialist with 8+ years of U.S. RCM experience, I help healthcare providers recover unpaid claims, reduce denials, verify insurance eligibility, and manage prior authorizations — so your cash flow stays healthy and predictable. With $100K+ earned, 9,000+ hours, and Top Rated Plus status, I bring the Medical Billing expertise that translates directly into improved collections and stronger revenue cycle performance for your practice. ✅ CORE MEDICAL BILLING & RCM SERVICES As your dedicated Medical Billing Specialist, I manage every stage of your revenue cycle: ✔ Medical Billing & Claims Submission — clean claim creation, charge entry, and electronic submission with 95%+ acceptance rate ✔ AR Recovery & Follow-Up — systematic pursuit of 30/60/90/120+ day aging claims bringing average AR days below 38 ✔ Denial Management — root cause analysis, appeals preparation, corrected claim resubmission, and persistent payer follow-up ✔ Insurance Verification & Eligibility — real-time benefits verification before every patient visit preventing front-end rejections ✔ Prior Authorization & Pre-Authorization — submission, tracking, renewal management, and payer coordination ✔ Payment Posting — accurate ERA/EOB posting, reconciliation, and underpayment identification ✔ Clearinghouse Rejection Resolution — fast identification and correction of rejected claims ✔ Patient Billing & Statements — clear invoicing, balance follow-up, and collections support ✅ AR RECOVERY & DENIAL MANAGEMENT As your RCM Specialist, I do not just submit claims — I analyze your entire revenue cycle to protect and recover your revenue: ✔ Identify denial patterns and permanently fix root causes ✔ Submit timely appeals with full supporting documentation ✔ Follow up aggressively with payers via phone and portal ✔ Recover aged receivables across all 30/60/90/120+ day buckets ✔ Bring AR days from 60–90 days down to under 38 days ✔ Reduce future denials through proactive claim scrubbing ✔ Implement front-end verification workflows that prevent rejections before submission ✅ INSURANCE VERIFICATION & PRIOR AUTHORIZATION ✔ Real-time eligibility and benefits verification before every appointment ✔ Identify coverage gaps before claims are ever submitted ✔ Submit and track prior authorizations for all procedure types ✔ Manage authorization renewals and expiration tracking ✔ Coordinate between providers and payers preventing revenue delays ✔ Handle pre-authorization for Medicare, Medicaid, and all commercial payers ✔ Verify patient demographics, copays, deductibles, and coverage limits ✅ SPECIALTIES I SERVE Behavioral Health • Mental Health • Psychiatry • Psychology • Therapy & Counseling • Pediatrics • Family Medicine • Primary Care • Internal Medicine • Pain Management • Physical Therapy • Occupational Therapy • Speech Therapy • Cardiology • Neurology • Dermatology • Podiatry • Urology • Urgent Care • Home Healthcare • DME • OB/GYN • Gastroenterology • Radiology ✅ SOFTWARE & CLEARINGHOUSES AthenaOne • Kareo/Tebra • eClinicalWorks • AdvancedMD • Office Ally • SimplePractice • CollaborateMD • DrChrono • Practice Fusion • TherapyNotes • RXNT • NextGen • ModMed • WebPT • CureMD • Epic • Cerner • Medisoft • Availity • Change Healthcare • Waystar • Trizetto • ClaimMD ✅ PAYERS I WORK WITH Medicare • Medicaid • Blue Cross Blue Shield • Aetna • UnitedHealthcare • Cigna • Humana • Tricare • Molina • WellCare • Oscar Health • All major commercial payers ✅ WHY CLIENTS CHOOSE ME ✔ HIPAA-Certified — fully compliant with all U.S. billing regulations ✔ Top Rated Plus with $100K+ earned and 9,000+ hours on Upwork ✔ 94% Job Success Score with consistent 5-star client reviews ✔ 95%+ clean claim acceptance rate maintained across all clients ✔ 0–4 hour average response time — available full-time ✔ Deep expertise across Medicare, Medicaid, and all commercial payers ✔ Proactive communication — you always know your claim status ✔ I work as a seamless extension of your billing team ✅ WHAT CLIENTS SAY ✔ "Highly responsive — our denial rate dropped significantly after Hamid joined." ✔ "Best AR recovery specialist we have worked with on Upwork." ✔ "Integrates seamlessly into our billing team — highly recommend." ✔ "Excellent attention to detail with payment posting and follow-up." Is your practice struggling with unpaid claims, aging AR, or authorization delays? Let's connect today. 📩 Message me now — I respond within 4 hours and am available to start immediately.

Muhammad Arshad, Your Reliable Medical Billing, RCM Specialist, and Credentialing EXPERT Simplified Billing, Maximized Revenue – Let’s Optimize Your Revenue. Back Billing expertise, biller, collections, denial management, and credentialing. With 8 years of experience in Medical Billing & Revenue Cycle Management (RCM), I help healthcare providers increase reimbursements, reduce denials, and improve cash flow. From accurate charge entry to efficient denial management, I ensure that your billing process runs smoothly and profitably, allowing you to focus on patient care. Why Choose Me? ✅ Comprehensive RCM Expertise I provide end-to-end revenue cycle management services, including charge entry, payment posting, AR follow-ups, denial resolution, insurance verification, and authorization requests. With expertise in 6 years medical billing software and insurance portals, I efficiently manage your billing from start to finish. ✅ Precision & Efficiency Accurate claim submission is my top priority. I ensure error-free billing, reducing claim denials and ensuring timely reimbursements for your practice. ✅ Denial Management Specialist I specialize in identifying and resolving claim denials efficiently. My proactive approach minimizes rejections and ensures faster claim processing, helping you recover revenue that might otherwise be lost. ✅ Expert in Insurance Verification & Authorizations I handle insurance eligibility verification and pre-authorizations accurately, preventing claim delays and ensuring that all services are reimbursed smoothly. ✅ HIPAA Compliance & Data Security I strictly adhere to HIPAA guidelines, ensuring patient data security and full compliance with industry regulations. 📌 My RCM Services Include: ✅ Medical Billing: Complete billing solutions for all insurance types, including Medicare & Medicaid. ✅ Denial Management: Efficient handling of denied claims with prompt resubmissions and appeals. ✅ Insurance Verification: Ensuring eligibility and benefits verification for smooth claims processing. ✅ Authorization Requests: Managing pre-authorizations to prevent payment denials. ✅ AR & Collections Management: Follow-ups on outstanding claims to reduce aging balances. 📌 Specialties I Have Worked With: ✅ Primary Care ✅ Internal Medicine ✅ OB/GYN ✅ Cardiology ✅ Neurology ✅ Oncology ✅ Pain Management ✅ Pediatrics ✅ Radiology ✅ Endocrinology ✅ Chiropractic Care ✅ Psychiatry & Behavioral Health ✅ Physical Therapy ✅ Sleep Medicine ✅ Urology ✅ Pulmonology ✅ Allergy & Immunology ✅ Gastroenterology ✅ Dermatology ✅ Orthopedics ✅ Rheumatology ✅ Home Healthcare & More 📌 Software & Portals Expertise: ✅ Billing Software: Kareo, eClinicalWorks (eCW), AthenaHealth, DrChrono, Practice Fusion, AdvancedMD, Allscripts, CureMD, Lytec, Medisoft, ChiroTouch, Cerner, NextGen, and more. ✅ Insurance Web Portals: Availity, Navinet, UHC, Cigna, Aetna, Humana, BCBS, Medicare (CGS, WPS, Palmetto GBA), Tricare, Medicaid, Molina Healthcare, HealthFirst, and others. Why Work With Me? ✅ Certified Medical Biller with deep knowledge of end-to-end RCM processes. ✅ Proven Track Record in Denial Management – reducing denials and increasing reimbursements. ✅ 100% Accuracy Guarantee – every claim is reviewed for compliance and correctness before submission. ✅ Free Performance Audits – offering insights into revenue opportunities and improvements. ✅ 24/7 Support Availability – responsive and reliable assistance whenever needed. ✅ Customized Billing Strategies – tailored solutions based on your practice’s specific needs. Let’s Optimize Your Billing & Boost Your Revenue! If you’re struggling with denials, delayed reimbursements, or inefficient billing processes, I’m here to help! Let’s work together to streamline your revenue cycle and maximize your earnings. Contact me today for a consultation, and let’s make your billing process seamless and profitable! Best Regards, Muhammad Arshad

E - C O M M E R C E S P E C I A L I S T | CUSTOMER EXPERIENCE/ DMCA IP violations specialist Customer Experience Leader | Community Management Expert Passionate about delivering top-tier customer experiences and building strong brand communities. With a proven track record in e-commerce support, order management, and customer satisfaction, I specialize in streamlining support processes and enhancing customer interactions. Certified CX leader and DMCA , IP compliance specialist.I bring expertise in managing customer inquiries, optimizing support workflows, and improving retention strategies. Whether it’s email support, live chat, or order processing, I’m dedicated to providing seamless and efficient solutions. ✨ Core Skills & Expertise: ✔ Email & Chat Support ✔ Customer Satisfaction & Retention ✔ Payment & Order Processing ✔ Ecommerce & Shopify Support ✔ Customer Relationship Management (CRM) ✔ Gorgias & Slack 💼 Work Experience: - SHEIN, Amazon, leading E-commerce clothing brand Let’s work together to create exceptional customer experiences! 🚀