Hire the Best Payment Processing Specialists
in the United States

Top Rated USA Based! Online Payments Specialist. 10+yrs of experience with Low & High Risk Merchants Utilizing Shopify WIX Woo eCommerce Platforms. Specializing in Startups and able to service enterprise level merchants also. Happy to help with the following: - Native Gateway Integration for popular platforms like Shopify, Wix, and WooCommerce (eliminating cart redirects) - Automated Recurring Payments for subscription-based "subscribe & save" offerings - A convenient Buy Now Pay Later option for your customers - An Invoice Feature that allows you to send payable email invoices and text payment links - Comprehensive Credit Card Payment Processing capabilities - Options for Crypto Payment Processing - Echeck Payment Processing functionality - Integrated AI Marketing Tools to support your promotional efforts - Advanced Fraud Tools to protect your transactions - Chargeback Alerts to help you manage payment disputes - ApplePay integration for seamless mobile payments - QuickBooks Integration for streamlined accounting - POS systems and Card Readers for efficient in-person sales * Worldwide Payments Solutions for Any Region and Products or Service type * Navigating the challenges High Risk Merchant Account Setup * Multiple MID's for volume load balancing or different region coverage * Fast Timelines for Approval, Integration, and Deployment * Full project management from start to finish Constant Communication is key to me when dealing with something as important as your sales revenues and functionality. Let's keep in touch, Aloha!

Retirement operations specialist with 15+ years of experience across Defined Benefit (DB), Defined Contribution (DC), onboarding, payment processing, financial reporting, and complex data validation. I help insurers, TPAs, actuarial firms, and retirement providers eliminate errors, accelerate onboarding, and strengthen operational controls. I’ve supported business operations covering 200,000+ participants and $8B+ in assets - plan contributions, distributions and participant payment services. I've improved annuity workflows, resolved data issues across multiple platforms, and partnered with compliance, IT, actuarial, and vendor teams to ensure downstream accuracy. Clients hire me when they need someone who can: Step into complex retirement operations with zero ramp‑up Clean up messy data and stabilize processes Improve documentation, workflows, and turnaround times Manage escalations and clarify requirements with precision Support transitions, onboarding, and payment setup Deliver error‑free financial and tax‑related reporting What you get: ✔ Fast, accurate execution ✔ Clear communication and proactive issue resolution ✔ A partner who understands retirement operations end‑to‑end ✔ Deliverables that reduce rework, risk, and downstream defects If you need a retirement operations expert who can own the work, improve the process, and deliver clean, accurate results — let’s talk.

Muhammad Arshad, Your Reliable Medical Billing, RCM Specialist, and Credentialing EXPERT Simplified Billing, Maximized Revenue – Let’s Optimize Your Revenue. Back Billing expertise, biller, collections, denial management, and credentialing. With 8 years of experience in Medical Billing & Revenue Cycle Management (RCM), I help healthcare providers increase reimbursements, reduce denials, and improve cash flow. From accurate charge entry to efficient denial management, I ensure that your billing process runs smoothly and profitably, allowing you to focus on patient care. Why Choose Me? ✅ Comprehensive RCM Expertise I provide end-to-end revenue cycle management services, including charge entry, payment posting, AR follow-ups, denial resolution, insurance verification, and authorization requests. With expertise in 6 years medical billing software and insurance portals, I efficiently manage your billing from start to finish. ✅ Precision & Efficiency Accurate claim submission is my top priority. I ensure error-free billing, reducing claim denials and ensuring timely reimbursements for your practice. ✅ Denial Management Specialist I specialize in identifying and resolving claim denials efficiently. My proactive approach minimizes rejections and ensures faster claim processing, helping you recover revenue that might otherwise be lost. ✅ Expert in Insurance Verification & Authorizations I handle insurance eligibility verification and pre-authorizations accurately, preventing claim delays and ensuring that all services are reimbursed smoothly. ✅ HIPAA Compliance & Data Security I strictly adhere to HIPAA guidelines, ensuring patient data security and full compliance with industry regulations. 📌 My RCM Services Include: ✅ Medical Billing: Complete billing solutions for all insurance types, including Medicare & Medicaid. ✅ Denial Management: Efficient handling of denied claims with prompt resubmissions and appeals. ✅ Insurance Verification: Ensuring eligibility and benefits verification for smooth claims processing. ✅ Authorization Requests: Managing pre-authorizations to prevent payment denials. ✅ AR & Collections Management: Follow-ups on outstanding claims to reduce aging balances. 📌 Specialties I Have Worked With: ✅ Primary Care ✅ Internal Medicine ✅ OB/GYN ✅ Cardiology ✅ Neurology ✅ Oncology ✅ Pain Management ✅ Pediatrics ✅ Radiology ✅ Endocrinology ✅ Chiropractic Care ✅ Psychiatry & Behavioral Health ✅ Physical Therapy ✅ Sleep Medicine ✅ Urology ✅ Pulmonology ✅ Allergy & Immunology ✅ Gastroenterology ✅ Dermatology ✅ Orthopedics ✅ Rheumatology ✅ Home Healthcare & More 📌 Software & Portals Expertise: ✅ Billing Software: Kareo, eClinicalWorks (eCW), AthenaHealth, DrChrono, Practice Fusion, AdvancedMD, Allscripts, CureMD, Lytec, Medisoft, ChiroTouch, Cerner, NextGen, and more. ✅ Insurance Web Portals: Availity, Navinet, UHC, Cigna, Aetna, Humana, BCBS, Medicare (CGS, WPS, Palmetto GBA), Tricare, Medicaid, Molina Healthcare, HealthFirst, and others. Why Work With Me? ✅ Certified Medical Biller with deep knowledge of end-to-end RCM processes. ✅ Proven Track Record in Denial Management – reducing denials and increasing reimbursements. ✅ 100% Accuracy Guarantee – every claim is reviewed for compliance and correctness before submission. ✅ Free Performance Audits – offering insights into revenue opportunities and improvements. ✅ 24/7 Support Availability – responsive and reliable assistance whenever needed. ✅ Customized Billing Strategies – tailored solutions based on your practice’s specific needs. Let’s Optimize Your Billing & Boost Your Revenue! If you’re struggling with denials, delayed reimbursements, or inefficient billing processes, I’m here to help! Let’s work together to streamline your revenue cycle and maximize your earnings. Contact me today for a consultation, and let’s make your billing process seamless and profitable! Best Regards, Muhammad Arshad

It is my job to help secure your revenue and track your cash flow all the way to the bank. I bring strong expertise to collections, cash flow management, and accounting process workflows, all while maintaining excellent customer service and client relationships. I focus on creating practical credit policies that reduce late payments, minimize financial risk, and help you make informed decisions before extending credit to clients. Additionally, if your business requires alignment with FDCPA guidelines, I can design personalized collection templates tailored to your specific operations. I have extensive experience working with CPG companies, including Walmart and other major retailers. This background allows me to efficiently manage and resolve chargebacks, disputes, and short-paid invoice deductions that impact your bottom line. My background includes over ten years of full-cycle accounting experience with a specific focus on billing, software implementation, and credit balance management. I am certified to work with international clients, credit management, and risk analysis. Through my freelance experience across a wide variety of industries, I have developed techniques that successfully reduce DSO by up to 26 days in three months or less, a result that significantly stabilizes cash flow for small and mid-sized businesses. My primary expertise lies in supporting marketing agencies, IT and SaaS companies, and small law firms, allowing me to easily navigate the unique billing structures and client dynamics of these industries. Don't worry if you do not fall into one of these categories, if I am not the right person to help you I will get your resources or point you in the best direction for you. Core Expertise: Credit Management & Global Credit Policy Debt Collection & FDCPA Compliance Accounts Receivable & Efficient Invoicing Accounting Automations & Workflow Implementation Dispute Resolution & Deduction Management GAAP Compliance & General Ledger Analysis My favorite part of accounting is analyzing aging and risk reports and systematically resolving outstanding accounts. I oversee the entire invoicing lifecycle to ensure accuracy, confirmed receipt, and prompt payment. Every business relies on steady cash flow to grow, and my goal is to provide the financial infrastructure that supports that growth. Beyond my daily consulting work, I have utilized my expertise to publish books on credit policies, debt collection practices, and accounts receivable strategies. I offer strong analytical skills, particularly in financial reporting and general ledger reconciliation. My original professional background is rooted in customer service, and I am highly proficient in systems including NetSuite, Acumatica, Xero, QuickBooks, Clio, and Salesforce. If you are looking to implement AR automations such as AI driven billing reminders via ChatGPT, Zapier, or Make, but are unsure where to start, I can design and deploy those workflows for you. I am also fully fluent in productivity and specialized tools like Monday, Asana, Notion, Process Street, and Chaser. Using these strategies, I previously designed and executed management techniques that drove a 32% increase in company cash flow within a single year.

CRO | CTO | STRIPE CONNECT | STRIPE BILLING | STRIPE RADAR | STRIPE API | STRIPE CHECKOUT | STRIPE TERMINAL | FINTECH | SAAS | AI | PAYMENTS | COMPLIANCE ( PCI DSS, GDPR) CRO | Meta Ads | Google Ads | ROAS | CAC XERO | QUICKBOOKS | ACCOUNTING SOFTWARE INTEGRATION FRACTIONAL CTO SERVICES | SCALABLE MVP DEVELOPMENT | REMOTE TEAM LEADERSHIP | TECHNICAL ROADMAPPING | STRIPE CONSULTING & DEVELOPMENT | AI | AUTOMATION Fractional CTO | 17+ Years IT Leadership | FinTech & Healthcare | Scalable MVPs | Stripe & Payments Expert I bring 17+ years of experience in technology, 10 years in FinTech and 2 years in AI—leading startups from concept to scale. As a Fractional CTO, I specialize in architecting investor-ready MVPs, building and managing remote engineering teams, and aligning technical roadmaps with business milestones. My approach balances speed-to-market with the long-term stability investors expect. As a Certified Stripe Expert, I’ve delivered 200+ projects across SaaS, eCommerce, and healthcare, helping founders design, integrate, and optimize payments that drive revenue and meet global compliance standards. Beyond Stripe, I manage full product lifecycles, ensuring delivery on time, within budget, and aligned with growth objectives. I’m also passionate about AI-driven automation, applying conversational AI, intelligent bots, and no/low-code workflows to simplify operations and create scalable, cost-efficient systems. What I Offer: Fractional CTO leadership & technical roadmapping Stripe consulting, integration, and optimization Scalable MVP development with investor alignment End-to-end project & product management (Agile/Scrum) AI-powered automation for payments, SaaS, and operations If you’re looking for a CTO who blends deep technical expertise with executive strategy, I’d be glad to help shape and scale your product. SKILLS: ✓✓✓ Payment Gateway Integrations ✓✓✓ Payment Gateway Migrations ✓✓✓ Technical Roadmapping ✓✓✓ Startup Fundraising Support ✓✓✓ Cloud Architecture (AWS, GCP, Azure) ✓✓✓ Remote Team Leadership ✓✓✓ SaaS Architecture ✓✓✓ Healthcare Technology (HIPAA, HL7, FHIR) ✓✓✓ FinTech Compliance (PCI DSS, PSD2) ✓✓✓ Scalable MVP Development ✓✓✓ Vendor Management ✓✓✓ AI Software Development ✓✓✓ AI Agent Development ✓✓✓ No/Low Code Development • STRIPE • PAYPAL • Authorize.net • 2 Checkout • Sage Pay • Square • WorldPay • RazorPay • WeChat Pay • iDeal • Klarna • QuickBook TaxJar • Xero • AI • ChatGPT • LangChain Tech Stack & Leadership Capabilities ✓ DevOps & Infrastructure: CI/CD pipelines, Docker, Kubernetes, infrastructure-as-code (Terraform, Ansible), monitoring & observability (Datadog, Prometheus, Grafana). ✓ Cybersecurity & Compliance: Identity and access management, encryption standards, SOC2 & GDPR compliance, penetration testing oversight. ✓ Data & Analytics: Data pipelines, ETL, real-time processing (Kafka, Spark), business intelligence dashboards. ✓ Mobile Oversight: iOS/Android (Swift, Kotlin, React Native, Flutter) – leadership & architectural guidance. ✓ Scalability & Reliability: Microservices architecture, high availability (HA), disaster recovery (DR), event-driven systems. ✓ Product Strategy: Product-market fit, UX/UI oversight, customer-driven roadmaps, investor milestone alignment. Core Development Expertise: ✓ Languages & Frameworks: Python, Java, Node.js, Next.js, PHP, Java EE (Servlet, JSP, EJB, Hibernate, Spring). ✓ Web & CMS: WordPress, WooCommerce. ✓ Databases: MySQL, Oracle. ✓ Cloud: AWS, GCP, Azure. ✓ OS: Linux, Windows. ✓ Front-End: JavaScript, jQuery, AJAX, Node.js. ✓ APIs & Integrations: REST APIs, ChartMogul, Twilio, Mailchimp, HubSpot, Facebook Graph, Google Maps, Twitter. ✓ Video Handling: Cloudflare Stream (direct upload, processing, secure playback). ✓ Tooling & Automation: Jenkins, MQ, Agile/Scrum workflows.

Professional Summary I am a Medical Billing & Revenue Cycle Specialist with over 25 years of experience supporting Medicaid heavy and multi payer healthcare operations. I specialize in claims follow up, accounts receivable management, denial resolution, and appeals, with a strong focus on accuracy, compliance, and timely reimbursement. My background spans healthcare operations, payer policy interpretation, and revenue cycle workflows across multiple states and Medicaid programs. I bring hands on experience reviewing claims from submission through final resolution, identifying root causes of denials, and implementing corrective actions to prevent repeat issues. I am Medical Billing & Coding Certified and experienced in navigating complex payer rules, eligibility verification, authorization requirements, and documentation standards. I work closely with providers, billing teams, and payers to resolve underpayments, recoup lost revenue, and improve overall billing performance. I am AAPC Credentialing Certified that can provide provider credentialing & enrollment support, CAQH profile setup and maintenance, Provider payer enrollment tracking, Medicare / Medicaid revalidation processes, NPI, Tax ID, and practice information verification, and Credentialing documentation coordination.